Best Personal Loan Rates in Derry, New Hampshire (NH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Derry, New Hampshire include: Granite State Credit UnionGranite State Credit Union38 Birch St, Derry, NH, 03038A+5.0 ★Texas Ratio: 5.41% offering Other Collateral Loans 2019-2026 at 4.39% APR, Triangle Credit UnionTriangle Credit Union3 Windham Rd, Derry, NH, 03038A+5.0 ★Texas Ratio: 4.10% offering Share Loans at 5.05% APR, Bangor Savings BankBangor Savings Bank46 Crystal Ave, Derry, NH, 03038A+5.0 ★Texas Ratio: 2.55% offering Investment Property Loan at 8.75% APR, Service Federal Credit UnionService Federal Credit Union11 Ashleigh Dr, Derry, NH, 03038A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR, and Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Derry has 4 local institutions in our database, with personal loan rates as low as 4.39% APR from Granite State Credit Union at 38 Birch St, Derry, NH, 03038. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Derry, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Derry, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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All proceeds deposited to a separate savings account until the loan is paid in full.
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Derry, NH Personal Loan Rate Trends
Compare local Derry, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates currently average 11.515% APR.
New Hampshire signature loan rates fell 0.013 points over the past 7 days to 11.094% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Derry, New Hampshire?
What are the best personal loan rates in Derry, New Hampshire?
- Granite State Credit Union: 4.39% (Other Collateral Loans 2019-2026)
- Triangle Credit Union: 5.05% (Share Loans)
- Bangor Savings Bank: 8.75% (Investment Property Loan)
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
- Pentucket Bank: 5.00% (Credit Builder Loan)
Personal Loan Calculators
