Auto Loan Rates in Derry, New Hampshire (NH) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Derry, New Hampshire. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Derry, New Hampshire include Granite State Credit UnionGranite State Credit Union38 Birch St, Derry, NH, 03038A+5.0 ★Texas Ratio: 5.41% offering New Auto Loan 2026 & Newer at 4.86%, Triangle Credit UnionTriangle Credit Union3 Windham Rd, Derry, NH, 03038A+5.0 ★Texas Ratio: 4.10% offering Auto Loan Refinance Special at 4.99%, Together Credit UnionTogether Credit Union3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412A+5.0 ★Texas Ratio: 5.65% offering New Auto at 4.64%, Members First Credit Union of NHMembers First Credit Union of NH7 Salmon St, Manchester, NH, 03104 3027A+5.0 ★Texas Ratio: 4.15% offering Automobile - New Vehicle at 4.76%, Align Credit UnionAlign Credit Union68 Lafayette Rd, Seabrook, NH, 03874A5.0 ★Texas Ratio: 11.20% offering Auto Loans at 4.99%.
Auto loan rates in Derry, New Hampshire are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Derry, New Hampshire. Auto Loan Rates Last Updated and Verified: March 21, 2026
Compare Auto Loan Rates Today in Derry, New Hampshire & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
Auto Loan Refinance Special
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 15, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
New Automobile Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
Used Automobile Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
New Automobile Loans
5.75%
75 Months
▼
APR5.75%
Term75 Months
Last UpdatedMar 15, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
Used Automobile Loans
5.75%
75 Months
▼
APR5.75%
Term75 Months
Last UpdatedMar 15, 2026
Details
Model Years 2022 & Newer, Max Mileage 75,000
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
New Automobile Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
Used Automobile Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
Model Years 2022 & Newer, NADA Value Equal to or Greater than $20,000
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
Used Automobile Loans
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
Model Years 2020 and older
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2018 & Older
9.09%
66 Months
▼
APR9.09%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2018 & Older
9.82%
90 Months
▼
APR9.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
4.76%
36 Months
▼
APR4.76%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
4.76%
36 Months
▼
APR4.76%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Auto Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Used Auto (Model Years < 2024)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
254 State St, Portsmouth, NH, 03801
Auto Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 20, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH, 03841
Auto Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Auto Loans
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Used Auto (Model Years 2021-2023)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
254 State St, Portsmouth, NH, 03801
Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH, 03841
Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 21, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
254 State St, Portsmouth, NH, 03801
Auto Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
201 State Route 111, Hampstead, NH, 03841
Auto Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Auto Loans
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto Over 10 Years Old
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH, 03062
New Auto Loan
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Annual Percentage Rates with automatic payment. Up to 90% financing of selling price.
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto Over 10 Years Old
8.75%
60 Months
▼
APR8.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH, 03062
Used Auto Loan
8.75%
36 Months
▼
APR8.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Annual Percentage Rates with automatic payment. 90% of the lesser of sales price or N.A.D.A value. Rates are effective 3/9/2026.
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
133 Brock St, Rochester, NH, 03867
Classic Car Loan
8.99%
24 Months
▼
APR8.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
133 Brock St, Rochester, NH, 03867
Classic Car Loan
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
133 Brock St, Rochester, NH, 03867
Classic Car Loan
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Holy Rosary Credit Union Rochester, NH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
133 Brock St, Rochester, NH, 03867
Classic Car Loan
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
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MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
New Automobile Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
New Automobile Loans
5.75%
75 Months
▼
APR5.75%
Term75 Months
Last UpdatedMar 15, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
New Auto Loan 2026 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
New Automobile Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
4.76%
36 Months
▼
APR4.76%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - New Vehicle
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH, 03062
New Auto Loan
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Annual Percentage Rates with automatic payment. Up to 90% financing of selling price.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
4.86%
54 Months
▼
APR4.86%
Term54 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
4.89%
42 Months
▼
APR4.89%
Term42 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
Used Automobile Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
Used Automobile Loans
5.75%
75 Months
▼
APR5.75%
Term75 Months
Last UpdatedMar 15, 2026
Details
Model Years 2022 & Newer, Max Mileage 75,000
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
5.83%
78 Months
▼
APR5.83%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2019 & Newer
6.82%
90 Months
▼
APR6.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
Used Automobile Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
Model Years 2022 & Newer, NADA Value Equal to or Greater than $20,000
Triangle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
3 Windham Rd, Derry, NH, 03038
Used Automobile Loans
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
Model Years 2020 and older
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2018 & Older
9.09%
66 Months
▼
APR9.09%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Granite State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
38 Birch St, Derry, NH, 03038
Used Auto Loan 2018 & Older
9.82%
90 Months
▼
APR9.82%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
4.76%
36 Months
▼
APR4.76%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Used Auto (Model Years < 2024)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
5.15%
60 Months
▼
APR5.15%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
Used Auto (Model Years 2021-2023)
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
5.63%
72 Months
▼
APR5.63%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH, 03054 4412
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Members First Credit Union of NH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
7 Salmon St, Manchester, NH, 03104 3027
Automobile - Used Vehicle
6.61%
84 Months
▼
APR6.61%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
68 Lafayette Rd, Seabrook, NH, 03874
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto Over 10 Years Old
7.75%
48 Months
▼
APR7.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
955 Goffs Falls Rd, Manchester, NH, 03103
Used Auto Over 10 Years Old
8.75%
60 Months
▼
APR8.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
Lowell Five Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
125 E Dunstable Rd, Nashua, NH, 03062
Used Auto Loan
8.75%
36 Months
▼
APR8.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Annual Percentage Rates with automatic payment. 90% of the lesser of sales price or N.A.D.A value. Rates are effective 3/9/2026.
Powered by
MonitorBankRates
Frequently Asked Questions about Auto Loans in Derry, New Hampshire
How does my credit score affect my car loan rate in New Hampshire?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Derry, New Hampshire with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in New Hampshire *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Derry, New Hampshire typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Derry, New Hampshire?
Based on our current data, some of the lowest auto loan rates available in Derry, New Hampshire include:
- Granite State Credit Union: 4.86% (New Auto Loan 2026 & Newer)
- Triangle Credit Union: 4.99% (Auto Loan Refinance Special)
- Together Credit Union: 4.64% (New Auto)
- Members First Credit Union of NH: 4.76% (Automobile - New Vehicle)
- Align Credit Union: 4.99% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Derry, New Hampshire. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026
