Best Personal Loan Rates in Epping, New Hampshire - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Epping, New Hampshire include: Service Federal Credit UnionService Federal Credit Union35 Fresh River Rd, Epping, NH, 03042A5.0 ★Texas Ratio: 10.17% offering Energy Efficiency Loan at 8.49% APR, Granite State Credit UnionGranite State Credit UnionA+5.0 ★Texas Ratio: 5.10% offering Anything that Moves Loan at 4.39% APR, Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR, Newburyport BankNewburyport BankA5.0 ★Texas Ratio: 8.70% offering Credit Building - A Loan to Help Rebuild Your Credit at 5.00% APR, and Bangor Savings BankBangor Savings BankA+5.0 ★Texas Ratio: 2.55% offering Credit Score 780+ Loan at 6.50% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Epping has 1 local institution in our database, with personal loan rates as low as 8.49% APR from Service Federal Credit Union at 35 Fresh River Rd, Epping, NH, 03042. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Epping, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Epping, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
Epping Personal Loan Rates
Rates Starting At:; APR*
Rates Starting At: * | Call or Visit a Branch to Apply
Rates Starting At:; APR*
As Low As; Rates as low as 4.39% APR
MINIMUM & MAXIMUM LOAN AMOUNT: $600-$2,500
No additional details available.
Rate: Prime - 0.25%
Rate: Prime
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Up to 80% LTV
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Minimum loan amount of $500; maximum loan amount of $2,000.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Loan Amount Example: $10,000.00
No additional details available.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
All proceeds deposited to a separate savings account until the loan is paid in full.
Loan Amount Example: $35,000.00
No additional details available.
Loan Amount Example: $10,000.00
No additional details available.
No additional details available.
Loan Amount Example: $10,000.00
No additional details available.
No additional details available.
No additional details available.
Loan Amount Example: $10,000.00
No additional details available.
Up to 80% LTV
No additional details available.
No additional details available.
As Low As; Closed-end
No additional details available.
No additional details available.
Closed-end
No additional details available.
No additional details available.
Rates quoted are for Automatic Payment Method and eStatements for full term of the loan, otherwise add .25%. Annual Percentage Rate (APR) based on $20,000 unless otherwise noted and designated term with a $60 loan processing charge.
Loan Amount Example: $10,000.00
No additional details available.
As Low As
No additional details available.
No additional details available.
Closed-end
As Low As; Rates as low as 9.99% APR*
Up to 80% LTV
No additional details available.
No additional details available.
(New Money Only)
Loan Amount Example: $7,500.00
No additional details available.
as low as
Up to 80% LTV
No additional details available.
Grade: A+
($7500 max)
No additional details available.
Minimum & maximum loan amount: $1,000-$20,000
No additional details available.
Grade: A
Payment Amount: $599.60; Total Interest Paid: $7,378.02; Annual Percentage Rate (APR) based on $25,000 loan, including $95 origination fee with a 54-month term, at a simple rate of 11.25% and monthly payments of $599.92. Estimated monthly payment does not reflect the additional cost of insurance. Rate and terms determined by credit history. Rate accurate as of 1/14/2025 and subject to change. Other rates and terms available. For more information on our Debt Consolidation loans, please contact GSCU.
No additional details available.
Grade: B
No additional details available.
$75,000 Maximum
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Grade: C
No additional details available.
No additional details available.
Grade: D
No additional details available.
No additional details available.
No additional details available.
Max Limit: $1,000 W/DD & Auto Payment
Grade: E
No additional details available.
No additional details available.
Epping Personal Loan Rates
Rates Starting At:; APR*
No additional details available.
No additional details available.
As Low As; Closed-end
Closed-end
As Low As
No additional details available.
No additional details available.
Closed-end
As Low As; Rates as low as 9.99% APR*
as low as
No additional details available.
Minimum & maximum loan amount: $1,000-$20,000
($7500 max)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Epping Debt Consolidation Loan Rates
As Low As; Closed-end
Closed-end
Closed-end
Payment Amount: $599.60; Total Interest Paid: $7,378.02; Annual Percentage Rate (APR) based on $25,000 loan, including $95 origination fee with a 54-month term, at a simple rate of 11.25% and monthly payments of $599.92. Estimated monthly payment does not reflect the additional cost of insurance. Rate and terms determined by credit history. Rate accurate as of 1/14/2025 and subject to change. Other rates and terms available. For more information on our Debt Consolidation loans, please contact GSCU.
Epping Signature Loan Rates
$75,000 Maximum
Epping, NH Personal Loan Rate Trends
Compare local Epping, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates rose 0.148 points over the past 7 days to 11.382% APR.
New Hampshire signature loan rates rose 0.116 points over the past 7 days to 11.134% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Epping, New Hampshire personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Epping, New Hampshire directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Epping, New Hampshire. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Epping, New Hampshire?
What are the best personal loan rates in Epping, New Hampshire?
- Service Federal Credit Union: 8.49% (Energy Efficiency Loan)
- Granite State Credit Union: 4.39% (Anything that Moves Loan)
- Pentucket Bank: 5.00% (Credit Builder Loan)
- Newburyport Bank: 5.00% (Credit Building - A Loan to Help Rebuild Your Credit)
- Bangor Savings Bank: 6.50% (Credit Score 780+ Loan)
Epping, New Hampshire Rates & Resources
Personal Loan Calculators
