Best Personal Loan Rates in Dover, New Hampshire (NH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Dover, New Hampshire include: Newburyport BankNewburyport Bank836 Central Ave, Dover, NH, 03820A5.0 ★Texas Ratio: 8.70% offering Credit Builder Loan at 5.00% APR, Citizens BankCitizens Bank140 Washington St, Dover, NH, 03820A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, TD BankTD Bank353 Central Ave, Dover, NH, 03820A5.0 ★Texas Ratio: 6.30% offering Personal Loan at 7.99% APR, Holy Rosary Credit Union Rochester, NHHoly Rosary Credit Union Rochester, NH490 Central Ave, Dover, NH, 03820A+5.0 ★Texas Ratio: 2.05% offering Unsecured Personal Loan at 10.99% APR, and Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Dover has 4 local institutions in our database, with personal loan rates as low as 5.00% APR from Newburyport Bank at 836 Central Ave, Dover, NH, 03820. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Dover, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Dover, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
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Your interest rate and monthly payments can fluctuate during the repayment period.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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All proceeds deposited to a separate savings account until the loan is paid in full.
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
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($7500 max)
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Under $30; As Low As; Up to 42 months
Under $30; As Low As; Up to 54 months
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Under $30; As Low As; Up to 66 months
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Under $30; As Low As; Up to 78 months
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$30; As Low As; Up to 42 months
Under $30; As Low As; Up to 90 months
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$30; As Low As; Up to 78 months
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$30; As Low As; Up to 90 months
Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 3/9/2026.
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Annual Percentage Rates with automatic payment. Borrowers must be Lowell Five customers for at least three months before applying for a Personal Loan. Rates are effective 3/9/2026.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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Under $30; As Low As; Up to 42 months
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Under $30; As Low As; Up to 78 months
$30; As Low As; Up to 42 months
Under $30; As Low As; Up to 90 months
$30; As Low As; Up to 54 months
$30; As Low As; Up to 66 months
$30; As Low As; Up to 78 months
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Dover, NH Personal Loan Rate Trends
Compare local Dover, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates fell 0.137 points over the past 7 days to 10.831% APR.
New Hampshire signature loan rates rose 0.824 points over the past 7 days to 12.012% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Dover, New Hampshire?
What are the best personal loan rates in Dover, New Hampshire?
- Newburyport Bank: 5.00% (Credit Builder Loan)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- TD Bank: 7.99% (Personal Loan)
- Holy Rosary Credit Union Rochester, NH: 10.99% (Unsecured Personal Loan)
- Pentucket Bank: 5.00% (Credit Builder Loan)
Personal Loan Calculators
