Best Personal Loan Rates in Manchester, Maine (ME) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
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Current personal loan options available to borrowers in Manchester, Maine include: Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit Union171 W BROADWAY, LINCOLN, ME, 04457A5.0 ★Texas Ratio: 11.34% offering My Linc Loyalty Loan - Credit Check at 4.00% APR, Connected Credit UnionConnected Credit Union85 Civic Center Drive, AUGUSTA, ME, 04330A+5.0 ★Texas Ratio: 1.61% offering Recreational Loans 2020 & Newer at 4.50% APR, WINTHROP AREAWINTHROP AREA94 HIGHLAND AVE, WINTHROP, ME, 04364A+5.0 ★Texas Ratio: 1.19% offering WAFCU Loan Special at 4.75% APR, Downeast Credit UnionDowneast Credit Union23 Third Ave, Baileyville, ME, 04694A+5.0 ★Texas Ratio: 4.39% offering Recreational Loans at 4.89% APR, and Brewer Federal Credit UnionBrewer Federal Credit Union77 N Main St, Brewer, ME, 04412 2009A+5.0 ★Texas Ratio: 4.70% offering Winter Rescue Loan at 4.99% APR. Personal loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Manchester, Maine can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Manchester, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Manchester, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 28, 2026
$1000; Qualified My Linc Program
$500; Qualified My Linc Program
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$300.00 Visa® Gift Card!
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No additional details available.
As Low As; Up to 60 Months
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No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
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No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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No additional details available.
No additional details available.
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No additional details available.
Available for a Limited Time Only
Special Tax Relief Loan for up to $10,000 for one year
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
As Low As; Rates are fixed for the life of the loan.
No additional details available.
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No additional details available.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
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As Low As; Heating and Winterization Loans starting at 7.49% Annual Percentage Rate
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Rates are fixed for the life of the loan.
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As Low As; $2501 and Over
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As Low As; Rates are fixed for the life of the loan.
No additional details available.
As Low As; $2501 and Over
No additional details available.
As Low As; $2501 and Over
No additional details available.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
No additional details available.
As Low As; $2501 and Over
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No additional details available.
No additional details available.
As Low As
As Low As; $2501 and Over
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Limit $25,000 up to 20 yrs.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
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Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
No additional details available.
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No additional details available.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Terms from 6 to 60 months
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No additional details available.
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As Low As; $2501 and Over
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; $2501 and Over
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No additional details available.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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No additional details available.
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As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
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As Low As
As Low As; Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
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No additional details available.
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As Low As; $2501 and Over
As Low As; $2501 and Over
As Low As; $2501 and Over
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
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Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As; $2501 and Over
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As Low As; $2501 and Over
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
No additional details available.
As Low As; Terms from 6 to 60 months
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As Low As; $2501 and Over
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As Low As; $2501 and Over
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
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No additional details available.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Manchester, Maine?
What are the best personal loan rates in Manchester, Maine?
- Lincoln Maine Federal Credit Union: 4.00% (My Linc Loyalty Loan - Credit Check)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- WINTHROP AREA: 4.75% (WAFCU Loan Special)
- Downeast Credit Union: 4.89% (Recreational Loans)
- Brewer Federal Credit Union: 4.99% (Winter Rescue Loan)
Personal Loan Calculators
