Best Personal Loan Rates in Georgia - June 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Georgia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Georgia include: Lanier Federal Credit UnionLanier Federal Credit Union3718 Mundy Mill Rd, Oakwood, GA, 30566 3417A+5.0 ★Texas Ratio: 2.91% offering 2023 to 2021 Year Model (Max 150k miles) Loan at 3.99% APR, Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit Union1707 Dow St, Valdosta, GA, 31601A+5.0 ★Texas Ratio: 3.50% offering Land Loans at 4.00% APR, Delta Community Credit UnionDelta Community Credit Union1025 Virginia Ave, Atlanta, GA, 30354 1319A+5.0 ★Texas Ratio: 1.49% offering 24 months Loan at 4.09% APR, Baxter Credit UnionBaxter Credit Union505 Takeda Pkwy, Social Circle, GA, 30025 4723A5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, and Tennessee Valley Federal Credit UnionTennessee Valley Federal Credit Union200 Alamar St, Fort Oglethorpe, GA, 30742A+5.0 ★Texas Ratio: 3.89% offering Mileage - Within 3 most recent model years and less than 25,000 miles Loan at 4.89% APR. Personal loan rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Georgia side-by-side. Georgia personal loan rates currently start as low as 3.99% APR from Lanier Federal Credit Union at 3718 Mundy Mill Rd, Oakwood, GA, 30566 3417. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Georgia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 23, 2026
Georgia Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
2023 to 2021 Year Model (Max 150k miles) Loan
3.99%
▼
APR3.99%
Last UpdatedJune 24, 2026
Details
New Autos: Purchase/Refinance (add .5% for cash out)
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
New - 2024 Year Model (Max 50K miles) Minimum loan amount k
3.99%
▼
APR3.99%
Last UpdatedJune 24, 2026
Details
$40; New Autos: Purchase/Refinance (add .5% for cash out)
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1707 Dow St, Valdosta, GA, 31601
Land Loans
4.00%
▼
APR4.00%
Last UpdatedJune 24, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
24 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 24, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
36 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 24, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
48 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 24, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
60 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 24, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Up to 12 months Loan
4.09%
▼
APR4.09%
Last UpdatedJune 24, 2026
Details
No additional details available.
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
2023 to 2021 Year Model (Max 150k miles) Loan
4.25%
▼
APR4.25%
Last UpdatedJune 24, 2026
Details
New Autos: Purchase/Refinance (add .5% for cash out)
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
New - 2024 Year Model (Max 50K miles) Minimum loan amount k
4.25%
▼
APR4.25%
Last UpdatedJune 24, 2026
Details
$40; New Autos: Purchase/Refinance (add .5% for cash out)
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
2023 to 2021 Year Model (Max 150k miles) Loan
4.49%
▼
APR4.49%
Last UpdatedJune 24, 2026
Details
New Autos: Purchase/Refinance (add .5% for cash out)
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
New - 2024 Year Model (Max 50K miles) Minimum loan amount k
4.49%
▼
APR4.49%
Last UpdatedJune 24, 2026
Details
$40; New Autos: Purchase/Refinance (add .5% for cash out)
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedJune 24, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
61-72 months Loan
4.59%
▼
APR4.59%
Last UpdatedJune 24, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedJune 24, 2026
Details
As Low As
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
2023 to 2021 Year Model (Max 150k miles) Loan
4.75%
▼
APR4.75%
Last UpdatedJune 24, 2026
Details
New Autos: Purchase/Refinance (add .5% for cash out)
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedJune 24, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Mileage - Within 3 most recent model years and less than 25,000 miles Loan
4.89%
▼
APR4.89%
Last UpdatedJune 24, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Summer Camp Loan
4.99%
▼
APR4.99%
Last UpdatedJune 24, 2026
Details
5.24% without auto-pay. Minimum loan amount of $500. Loan amount of $2,500 at 5.24% APR with a 9-month term will have a monthly payment amount of $283.87.
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
New - 2024 Year Model (Max 50K miles) Minimum loan amount k
4.99%
▼
APR4.99%
Last UpdatedJune 24, 2026
Details
$40; New Autos: Purchase/Refinance (add .5% for cash out)
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
555 Loan
5.00%
▼
APR5.00%
Last UpdatedJune 24, 2026
Details
Fixed
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
73-84 months Loan
5.09%
▼
APR5.09%
Last UpdatedJune 24, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
5.39%
▼
APR5.39%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Mileage - Within 3 most recent model years and less than 25,000 miles Loan
5.69%
▼
APR5.69%
Last UpdatedJune 24, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
48 months or less Loan
5.74%
▼
APR5.74%
Last UpdatedJune 24, 2026
Details
GA; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
60 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 24, 2026
Details
Bay; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
66 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 24, 2026
Details
Bay; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
72 months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 24, 2026
Details
Bay; As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Energy Saver Loans
5.75%
▼
APR5.75%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Mileage - 25,000 - 99,999 miles Loan
5.89%
▼
APR5.89%
Last UpdatedJune 24, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
60 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 24, 2026
Details
GA; As Low As
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
2020 - 2016 Year Model (Max 125k Miles) Loan
5.99%
▼
APR5.99%
Last UpdatedJune 24, 2026
Details
New Autos: Purchase/Refinance (add .5% for cash out)
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedJune 24, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedJune 24, 2026
Details
Fixed
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
5 years or less Loan
6.24%
▼
APR6.24%
Last UpdatedJune 24, 2026
Details
Up to 90% of market value
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
66 months Loan
6.24%
▼
APR6.24%
Last UpdatedJune 24, 2026
Details
GA; As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
63 months or less Loan
6.39%
▼
APR6.39%
Last UpdatedJune 24, 2026
Details
No additional details available.
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
2020 - 2016 Year Model (Max 125k Miles) Loan
6.49%
▼
APR6.49%
Last UpdatedJune 24, 2026
Details
New Autos: Purchase/Refinance (add .5% for cash out)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Summer Loan
6.50%
▼
APR6.50%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Mileage - 25,000 - 99,999 miles Loan
6.69%
▼
APR6.69%
Last UpdatedJune 24, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
72 months Loan
6.74%
▼
APR6.74%
Last UpdatedJune 24, 2026
Details
GA; As Low As
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5000 Research CT, Johns Creek, GA, 30024
Other Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedJune 24, 2026
Details
As Low As; Category A: 690 or above
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Mileage - Greater than 100,000 miles but less than 175,000 miles Loan
6.89%
▼
APR6.89%
Last UpdatedJune 24, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 24, 2026
Details
As Low As
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedJune 24, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
5-10 years Loan
7.24%
▼
APR7.24%
Last UpdatedJune 24, 2026
Details
Up to 90% of market value
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
84 months Loan
7.24%
▼
APR7.24%
Last UpdatedJune 24, 2026
Details
GA; As Low As
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
2020 - 2016 Year Model (Max 125k Miles) Loan
7.49%
▼
APR7.49%
Last UpdatedJune 24, 2026
Details
New Autos: Purchase/Refinance (add .5% for cash out)
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedJune 24, 2026
Details
As Low As; Percentage rate depends on your Beacon Score and can increase depending on this score.
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
New - Used 2016 Year Model Loan
7.75%
▼
APR7.75%
Last UpdatedJune 24, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
84 months Loan
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
Bay; As Low As
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
New - Used 2016 Year Model Loan
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Loans
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $500+
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
UNSECURED Loan
8.00%
▼
APR8.00%
Last UpdatedJune 24, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.26%
100 Flint Ave, Albany, GA, 31701 2559
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedJune 24, 2026
Details
As Low As; All loans subject to credit approval.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $2,500+
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $3,000+
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedJune 24, 2026
Details
No additional details available.
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5000 Research CT, Johns Creek, GA, 30024
Other Equipment Loan
8.75%
▼
APR8.75%
Last UpdatedJune 24, 2026
Details
As Low As; Category B: 660-689
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedJune 24, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 0-12 Months
8.95%
▼
APR8.95%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 13-24 Months
8.95%
▼
APR8.95%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
5 years or less Loan
8.99%
▼
APR8.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
New - Used 2016 Year Model Loan
8.99%
▼
APR8.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
121 - 144 months Loan
8.99%
▼
APR8.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
61 - 120 months Loan
8.99%
▼
APR8.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $5,000+
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJune 24, 2026
Details
$200 Minimum
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal Loan
9.00%
▼
APR9.00%
Last UpdatedJune 24, 2026
Details
As Low As; Unsecured Personal
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedJune 24, 2026
Details
No additional details available.
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
201 S Duke St, La Fayette, GA, 30728 3518
Debt Consolidation Loans
9.24%
▼
APR9.24%
Last UpdatedJune 24, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedJune 24, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedJune 24, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $5,000+
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJune 24, 2026
Details
As Low As; Unsecured Personal
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJune 24, 2026
Details
As Low As; Annual Percentage Rate based on creditworthiness
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJune 24, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedJune 24, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1085 W Lathrop Ave, Savannah, GA, 31415
Platinum Loan
9.90%
▼
APR9.90%
Last UpdatedJune 24, 2026
Details
No additional details available.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 25-36 Months
9.95%
▼
APR9.95%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 37-48 Months
9.95%
▼
APR9.95%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
121 - 144 months Loan
9.99%
▼
APR9.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
5 to 10 years Loan
9.99%
▼
APR9.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 24, 2026
Details
As Low As; Unsecured Personal
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedJune 24, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5000 Research CT, Johns Creek, GA, 30024
Other Equipment Loan
10.75%
▼
APR10.75%
Last UpdatedJune 24, 2026
Details
Qualifications Required: Minimum score of 575 to qualify; Category C: 620-659
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
3604 Atlanta Ave, Hapeville, GA, 30354
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedJune 24, 2026
Details
As Low As; all rates based on creditworthiness
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Up to 3 years Loan
11.24%
▼
APR11.24%
Last UpdatedJune 24, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.26%
100 Flint Ave, Albany, GA, 31701 2559
Other Collateral Loan
11.25%
▼
APR11.25%
Last UpdatedJune 24, 2026
Details
No additional details available.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Any Reason Any Season Loan
11.49%
▼
APR11.49%
Last UpdatedJune 24, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedJune 24, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedJune 24, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $5,000+
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1085 W Lathrop Ave, Savannah, GA, 31415
Quick Cash Loan
12.00%
▼
APR12.00%
Last UpdatedJune 24, 2026
Details
Borrow $1,200; A $35 application fee is required upon submission.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 49-60 Months
12.45%
▼
APR12.45%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature - Unsecured Loan
12.50%
▼
APR12.50%
Last UpdatedJune 24, 2026
Details
No additional details available.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.36%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedJune 24, 2026
Details
Fixed Rate
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $250-$40,000
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
STAT Loan
13.25%
▼
APR13.25%
Last UpdatedJune 24, 2026
Details
STAT Loan
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Lines of Credit Loan
13.65%
▼
APR13.65%
Last UpdatedJune 24, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedJune 24, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedJune 24, 2026
Details
As Low As
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedJune 24, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJune 24, 2026
Details
No additional details available.
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
11806 McAuley Dr, Savannah, GA, 31419 1710
Holiday Loan
17.90%
▼
APR17.90%
Last UpdatedJune 24, 2026
Details
No additional details available.
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
WILDFIRE same day loan
17.95%
▼
APR17.95%
Last UpdatedJune 24, 2026
Details
No additional details available.
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
5000 Research CT, Johns Creek, GA, 30024
Other Equipment Loan
18.00%
▼
APR18.00%
Last UpdatedJune 24, 2026
Details
Qualifications Required: Minimum score of 575 to qualify; Category D: less than 620
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Short Term Loans
28.00%
▼
APR28.00%
Last UpdatedJune 24, 2026
Details
Percentage rate depends on your Beacon Score and can increase depending on this score.
Ware County School Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1301 BAILEY ST, WAYCROSS, GA, 31501
Short Term Small Amount Loans
28.00%
▼
APR28.00%
Last UpdatedJune 24, 2026
Details
Maximum Loan Fee: $20. Eligibility: Member for at least 1 Month. Loan must be paid within term. Only allowed one unsecured/signature loan type at a time. With payroll deduction.
Powered by
MonitorBankRates
Georgia Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
5.39%
▼
APR5.39%
Last UpdatedJune 24, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $500 - $25,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedJune 24, 2026
Details
As Low As
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedJune 24, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $500+
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.26%
100 Flint Ave, Albany, GA, 31701 2559
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedJune 24, 2026
Details
As Low As; All loans subject to credit approval.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $2,500+
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $3,000+
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedJune 24, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.21%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedJune 24, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 0-12 Months
8.95%
▼
APR8.95%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 13-24 Months
8.95%
▼
APR8.95%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $5,000+
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal Loan
9.00%
▼
APR9.00%
Last UpdatedJune 24, 2026
Details
As Low As; Unsecured Personal
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedJune 24, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedJune 24, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $5,000+
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal Loan
9.50%
▼
APR9.50%
Last UpdatedJune 24, 2026
Details
As Low As; Unsecured Personal
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.29%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJune 24, 2026
Details
As Low As; Annual Percentage Rate based on creditworthiness
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedJune 24, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedJune 24, 2026
Details
No additional details available.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 25-36 Months
9.95%
▼
APR9.95%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 37-48 Months
9.95%
▼
APR9.95%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal Loan
10.00%
▼
APR10.00%
Last UpdatedJune 24, 2026
Details
As Low As; Unsecured Personal
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedJune 24, 2026
Details
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
3604 Atlanta Ave, Hapeville, GA, 30354
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedJune 24, 2026
Details
As Low As; all rates based on creditworthiness
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedJune 24, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $5,000+
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan 49-60 Months
12.45%
▼
APR12.45%
Last UpdatedJune 24, 2026
Details
Rate includes discount for automatic payment.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.36%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedJune 24, 2026
Details
Fixed Rate
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.56%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedJune 24, 2026
Details
As Low As; Loan Amount: $250-$40,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedJune 24, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedJune 24, 2026
Details
As Low As
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedJune 24, 2026
Details
As Low As
Powered by
MonitorBankRates
Georgia Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
201 S Duke St, La Fayette, GA, 30728 3518
Debt Consolidation Loans
9.24%
▼
APR9.24%
Last UpdatedJune 24, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJune 24, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Georgia Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedJune 24, 2026
Details
As Low As; Percentage rate depends on your Beacon Score and can increase depending on this score.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedJune 24, 2026
Details
As Low As
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedJune 24, 2026
Details
$200 Minimum
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedJune 24, 2026
Details
As Low As
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature Loan
10.99%
▼
APR10.99%
Last UpdatedJune 24, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedJune 24, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.49%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature - Unsecured Loan
12.50%
▼
APR12.50%
Last UpdatedJune 24, 2026
Details
No additional details available.
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MonitorBankRates
Georgia Personal Loan Rate Trends
Compare local Georgia personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — GA Avg
8.793%
Unchanged vs 7 days ago
Georgia personal loan rates currently average 8.793% APR.
Signature Loan — GA Avg
9.127%
Unchanged vs 7 days ago
Georgia signature loan rates currently average 9.127% APR.
As of Jun 24, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Georgia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Georgia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Georgia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in GA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Georgia?
Most lenders in Georgia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Georgia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Georgia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Georgia?
Yes. Debt consolidation is one of the most common uses of personal loans in Georgia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Georgia?
Credit unions in Georgia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Georgia?
- Lanier Federal Credit Union: 3.99% (2023 to 2021 Year Model (Max 150k miles) Loan)
- Georgia Power Valdosta Federal Credit Union: 4.00% (Land Loans)
- Delta Community Credit Union: 4.09% (24 months Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Tennessee Valley Federal Credit Union: 4.89% (Mileage - Within 3 most recent model years and less than 25,000 miles Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 23, 2026.
