Best Personal Loan Rates in Valona, Georgia (GA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Valona, Georgia include: Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit UnionA+5.0 ★Texas Ratio: 3.50% offering Land Loans at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, Platinum Federal Credit UnionPlatinum Federal Credit UnionA+5.0 ★Texas Ratio: 1.87% offering 555 Loan at 5.00% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 7.86% offering Credit Saver Loan at 5.00% APR, and Credit Union of GeorgiaCredit Union of GeorgiaA+5.0 ★Texas Ratio: 5.57% offering Personal Loans at 5.49% APR. Personal loan rates as of May 20, 2026 according to verified data from MonitorBankRates.
Valona borrowers have access to 41 lenders serving the Georgia area, with personal loan rates as low as 4.00% APR from Georgia Power Valdosta Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Valona, Georgia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Valona, Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 20, 2026
As Low As
No additional details available.
As Low As
As Low As
Fixed at 5.00% up to 5 years
This APR will vary with the market based on the dividend rate.
As Low As
up to 180 months
up to 240 months
As Low As
Fixed at 5.99% up to 5 years
No additional details available.
As Low As
As Low As; Borrow up to $25,000
No additional details available.
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No additional details available.
As Low As
($500 - $30,000 Max)
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
No additional details available.
No additional details available.
As Low As
As Low As; Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
As Low As
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As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; Up to $25,000
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As Low As
As Low As
No additional details available.
As Low As; Loan Amount $500-$40,000
As Low As; Up to 60 months
No additional details available.
As Low As
No additional details available.
Rates subject to credit score and term
No additional details available.
As Low As
As Low As
A+ (720 and Up)
No additional details available.
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As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; *Annual Percentage Rate based on creditworthiness
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
A (685 - 719)
As Low As
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As Low As
No additional details available.
As Low As
As Low As; all rates based on creditworthiness
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As Low As
$5,000
No additional details available.
No additional details available.
Loan Amount Up to $1,000.00
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As Low As
up to 48 months
As Low As; Up to 36 Months
As Low As; Up to 48 Months
As Low As
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As Low As
No additional details available.
As Low As; A loan of $1,200 for 12 months at 12% APR has an estimated monthly payment of $107.00. The Quick Cash Loan program includes Holiday, Emergency, and Strike Loans. Only one Quick Cash Loan may be granted per member at a time.
B (655 - 684)
As Low As
As Low As
As Low As
No additional details available.
up to 48 months
As Low As; Loan Amount $250-$40,000
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; As low as 12.99% APR
No additional details available.
As Low As
C (620 - 654)
As Low As; As low as 15.74% APR
As Low As; As low as 15.49% APR
D (585 - 619)
No additional details available.
No additional details available.
E (584 or Less)
As Low As
Principal Amount: $200-$1,000; Term: 6 Months Maximum; Loan Fee: $20; Eligibility: Member for at least 1 Month; Loan must be paid within term; Only allowed one unsecured/signature loan type at a time; with payroll deduction
As Low As
As Low As
As Low As
($500 - $30,000 Max)
No additional details available.
As Low As
As Low As
As Low As
As Low As; Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; Loan Amount $500-$40,000
As Low As; Up to 60 months
No additional details available.
As Low As
Rates subject to credit score and term
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; *Annual Percentage Rate based on creditworthiness
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; all rates based on creditworthiness
As Low As
As Low As
As Low As; Up to 36 Months
As Low As; Up to 48 Months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Loan Amount $250-$40,000
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
As Low As
No additional details available.
As Low As; Up to $25,000
No additional details available.
A+ (720 and Up)
As Low As
As Low As
A (685 - 719)
No additional details available.
up to 48 months
B (655 - 684)
up to 48 months
As Low As; As low as 12.99% APR
C (620 - 654)
As Low As; As low as 15.74% APR
As Low As; As low as 15.49% APR
D (585 - 619)
E (584 or Less)
Valona, GA Personal Loan Rate Trends
Compare local Valona, GA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Georgia personal loan rates currently average 9.496% APR.
Georgia signature loan rates currently average 10.843% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Valona, Georgia personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Valona, Georgia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Valona, Georgia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in GA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Georgia?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Georgia?
Are credit unions or banks better for personal loans in Valona, Georgia?
What are the best personal loan rates in Valona, Georgia?
- Georgia Power Valdosta Federal Credit Union: 4.00% (Land Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Platinum Federal Credit Union: 5.00% (555 Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Credit Union of Georgia: 5.49% (Personal Loans)
Personal Loan Calculators
