Best Personal Loan Rates in Decatur, Georgia (GA) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Georgia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Decatur, Georgia include: Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL1237 Clairmont Rd, Decatur, GA, 30030 1229A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, Platinum Federal Credit UnionPlatinum Federal Credit Union1059 Mistletoe Rd, Decatur, GA, 30033A+5.0 ★Texas Ratio: 1.95% offering 555 Loan at 5.00% APR, MembersFirst Credit UnionMembersFirst Credit Union2476 Lawrenceville Hwy, Decatur, GA, 30033A+5.0 ★Texas Ratio: 1.16% offering Credit Establishing Loan at 6.00% APR, Associated Credit UnionAssociated Credit Union870 Freeman Street, Decatur, GA, 30030A+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 7.00% APR, and Delta Community Credit UnionDelta Community Credit Union160 Clairemont Ave, Decatur, GA, 30030 2500A+5.0 ★Texas Ratio: 1.57% offering Personal Loan at 8.75% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Decatur, Georgia can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Decatur, Georgia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Decatur, Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 25, 2026
Details
This APR will vary with the market based on the dividend rate.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA, 30033
555 Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 25, 2026
Details
Fixed at 5.00% up to 5 years
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA, 30033
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA, 30033
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 25, 2026
Details
Fixed at 5.99% up to 5 years
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Credit Establishing Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 25, 2026
Details
with no credit history
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA, 30030
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
($500 - $30,000 Max)
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA, 30033
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA, 30033
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
520 W Ponce De Leon Ave, Decatur, GA, 30031 4260
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
As Low As; up to 60 months
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
5381 Panola Industrial Blvd, Decatur, GA, 30035
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
As Low As
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
520 W Ponce De Leon Ave, Decatur, GA, 30031 4260
Personal Lines of Credit
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA, 30030
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5173 Panola Industrial Blvd, Decatur, GA, 30035 4010
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5173 Panola Industrial Blvd, Decatur, GA, 30035 4010
New Teacher Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
As Low As
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Credit Establishing Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 25, 2026
Details
As Low As; up to $2500
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMarch 25, 2026
Details
As Low As; As low as 12.99% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMarch 25, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMarch 25, 2026
Details
As Low As; As low as 15.49% APR
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Land Loans
4.00%
▼
APR4.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
CERTIFICATE LOANS
4.25%
▼
APR4.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 25, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Energy Saver Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 25, 2026
Details
up to 180 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Solar Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 25, 2026
Details
up to 240 months
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
201 3rd Ave Bldg 38200, Fort Gordon, GA, 30905
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
LAND LOAN 20 YR
5.90%
▼
APR5.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
201 3rd Ave Bldg 38200, Fort Gordon, GA, 30905
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
6.15%
▼
APR6.15%
Last UpdatedMarch 25, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
201 3rd Ave Bldg 38200, Fort Gordon, GA, 30905
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 25, 2026
Details
No additional details available.
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA, 30458
Land Only Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Furniture & Appliances Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Lawn & Garden Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
705 W Cherry St, Jesup, GA, 31545
Construction Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 25, 2026
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Land Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 25, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
7.19%
▼
APR7.19%
Last UpdatedMarch 25, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Personal Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
7.69%
▼
APR7.69%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
UNSECURED
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
As Low As
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA, 30458
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Signature
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Up to $25,000
Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
5825 Windward Pkwy, Alpharetta, GA, 30005 4182
Lifestyle Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Emergency Disaster Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details
As Low As; Loan Amount $500-$40,000
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMarch 25, 2026
Details
As Low As; Up to 60 months
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
Rates subject to credit score and term
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Valdosta Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
102 E Force St, Valdosta, GA, 31601 3904
Personal
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Copper Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
85 Orvin Lance Dr, Blue Ridge, GA, 30513
Signature Loans
9.20%
▼
APR9.20%
Last UpdatedMarch 25, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
9.20%
▼
APR9.20%
Last UpdatedMarch 25, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
4810 Mercer University Dr, Macon, GA, 31210 5675
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
As Low As
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
Regular Personal
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA, 30004
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Unsecured (Personal) Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1251 13th St, Columbus, GA, 31901 2227
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
10.89%
▼
APR10.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
286 N Broad St, Toccoa, GA, 30577
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details
As Low As
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
695 Big A Rd, Toccoa, GA, 30577 6023
Personal
10.90%
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details
>$5,000 - Up to 48 Months <$5,000 - Up to 36 Months
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Computer Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details
As Low As
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Unsecured (Personal) Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.00%
▼
APR11.00%
Last UpdatedMarch 25, 2026
Details
up to 48 months
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Other Collateral Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 25, 2026
Details
Loan Amount Up to $1,000.00
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 25, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedMarch 25, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 25, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
11.89%
▼
APR11.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Unsecured (Personal) Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature- Unsecured
12.00%
▼
APR12.00%
Last UpdatedMarch 25, 2026
Details
up to 48 months
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1085 W Lathrop Ave, Savannah, GA, 31415
Quick Cash Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 25, 2026
Details
12-month repayment term
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedMarch 25, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
12.45%
▼
APR12.45%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Loan Amount $250-$40,000
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
STAT Loan
13.25%
▼
APR13.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMarch 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates as low as 13.74% APR* for a 12-month term.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
13.89%
▼
APR13.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 25, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
22 Oglethorpe Professional Blvd, Savannah, GA, 31406
Personal Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
15.89%
▼
APR15.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
17.75%
▼
APR17.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
11806 McAuley Dr, Savannah, GA, 31419 1710
Holiday Loan
17.90%
▼
APR17.90%
Last UpdatedMarch 25, 2026
Details
7 months maximum
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
11806 McAuley Dr, Savannah, GA, 31419 1710
Personal Loans Holiday Loan
17.90%
▼
APR17.90%
Last UpdatedMarch 25, 2026
Details
7 months maximum
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
WILDFIRE same day loan
17.95%
▼
APR17.95%
Last UpdatedMarch 25, 2026
Details
No additional details available.
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Special Loans
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Ware County School Employees FCU
Institution Rating:
A+5.0 ★
1301 BAILEY ST, WAYCROSS, GA, 31501
Short Term Small Amount Loan
28.00%
▼
APR28.00%
Last UpdatedMarch 25, 2026
Details
Principal Amount: $200-$1,000; Term: 6 Months Maximum; Loan Fee: $20; Eligibility: Member for at least 1 Month; Loan must be paid within term; Only allowed one unsecured/signature loan type at a time; with payroll deduction
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Short Term Loans
28.00%
▼
APR28.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA, 30030
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 25, 2026
Details
($500 - $30,000 Max)
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA, 30033
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA, 30030 2500
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
5381 Panola Industrial Blvd, Decatur, GA, 30035
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
As Low As
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
As Low As; up to 60 months
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
520 W Ponce De Leon Ave, Decatur, GA, 30031 4260
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA, 30030
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5173 Panola Industrial Blvd, Decatur, GA, 30035 4010
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 25, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA, 30458
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 25, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 25, 2026
Details
As Low As; Loan Amount $500-$40,000
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMarch 25, 2026
Details
As Low As; Up to 60 months
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
Rates subject to credit score and term
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 25, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 25, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
No additional details available.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMarch 25, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1251 13th St, Columbus, GA, 31901 2227
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedMarch 25, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
10.89%
▼
APR10.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedMarch 25, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedMarch 25, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 25, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
11.89%
▼
APR11.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedMarch 25, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
12.45%
▼
APR12.45%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Loan Amount $250-$40,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMarch 25, 2026
Details
As Low As; Rates as low as 13.74% APR* for a 12-month term.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMarch 25, 2026
Details
No additional details available.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
13.89%
▼
APR13.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
22 Oglethorpe Professional Blvd, Savannah, GA, 31406
Personal Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 25, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
15.89%
▼
APR15.89%
Last UpdatedMarch 25, 2026
Details
No additional details available.
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
17.75%
▼
APR17.75%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
11806 McAuley Dr, Savannah, GA, 31419 1710
Personal Loans Holiday Loan
17.90%
▼
APR17.90%
Last UpdatedMarch 25, 2026
Details
7 months maximum
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Powered by
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA, 30033
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 25, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMarch 25, 2026
Details
As Low As; As low as 12.99% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMarch 25, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMarch 25, 2026
Details
As Low As; As low as 15.49% APR
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 25, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Signature
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
As Low As; Up to $25,000
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Copper Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
85 Orvin Lance Dr, Blue Ridge, GA, 30513
Signature Loans
9.20%
▼
APR9.20%
Last UpdatedMarch 25, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
4810 Mercer University Dr, Macon, GA, 31210 5675
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 25, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA, 30004
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMarch 25, 2026
Details
As Low As
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
286 N Broad St, Toccoa, GA, 30577
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedMarch 25, 2026
Details
As Low As
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.00%
▼
APR11.00%
Last UpdatedMarch 25, 2026
Details
up to 48 months
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 25, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature- Unsecured
12.00%
▼
APR12.00%
Last UpdatedMarch 25, 2026
Details
up to 48 months
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No home improvement personal loan rates found in Decatur, GA currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Georgia?
Most lenders in Decatur, Georgia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Georgia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Decatur, Georgia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Georgia?
Yes. Debt consolidation is one of the most common uses of personal loans in Decatur, Georgia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Decatur, Georgia?
Credit unions in Decatur, Georgia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Decatur, Georgia?
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Platinum Federal Credit Union: 5.00% (555 Loan)
- MembersFirst Credit Union: 6.00% (Credit Establishing Loan)
- Associated Credit Union: 7.00% (Personal Loan)
- Delta Community Credit Union: 8.75% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Decatur, Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 25, 2026.
Personal Loan Calculators
