Best Personal Loan Rates in Perry, Georgia (GA) - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Georgia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Perry, Georgia include: Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit UnionA+5.0 ★Texas Ratio: 3.67% offering Land Loans at 4.00% APR, Coca Cola Federal Credit UnionCoca Cola Federal Credit UnionA+5.0 ★Texas Ratio: 4.05% offering CERTIFICATE LOANS at 4.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR, and Platinum Federal Credit UnionPlatinum Federal Credit UnionA+5.0 ★Texas Ratio: 1.95% offering 555 Loan at 5.00% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Perry borrowers have access to 53 lenders serving the Georgia area, with personal loan rates as low as 4.00% APR from Georgia Power Valdosta Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Perry, Georgia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Perry, Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Land Loans
4.00%
▼
APR4.00%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
CERTIFICATE LOANS
4.25%
▼
APR4.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR4.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR4.64%
Last UpdatedApril 5, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedApril 5, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedApril 5, 2026
Details
This APR will vary with the market based on the dividend rate.
APR5.00%
Last UpdatedApril 5, 2026
Details
Fixed at 5.00% up to 5 years
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.49%
▼
APR5.49%
Last UpdatedApril 5, 2026
Details
As Low As
APR5.50%
Last UpdatedApril 5, 2026
Details
up to 180 months
APR5.50%
Last UpdatedApril 5, 2026
Details
up to 240 months
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
5.65%
▼
APR5.65%
Last UpdatedApril 5, 2026
Details
As Low As
APR5.91%
Last UpdatedApril 5, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedApril 5, 2026
Details
Fixed at 5.99% up to 5 years
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
Credit Establishing Loan
6.00%
▼
APR6.00%
Last UpdatedApril 5, 2026
Details
with no credit history
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
LAND LOAN5 20 YR
6.09%
▼
APR6.09%
Last UpdatedApril 5, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Refi Loan
6.20%
▼
APR6.20%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR6.51%
Last UpdatedApril 5, 2026
Details
As Low As; Rates as low as 5.625% (6.508% APR)
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
6.69%
▼
APR6.69%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Furniture & Appliances Loan
6.75%
▼
APR6.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Lawn & Garden Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Construction Loan
6.75%
▼
APR6.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Land Loans
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 5, 2026
Details
($500 - $30,000 Max)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 5, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
7.19%
▼
APR7.19%
Last UpdatedApril 5, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
Signature
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As; Up to $25,000
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Emergency Disaster Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
UNSECURED
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
8.20%
▼
APR8.20%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 5, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 5, 2026
Details
As Low As; Loan Amount $500-$40,000
APR8.95%
Last UpdatedApril 5, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 5, 2026
Details
As Low As; Up to 60 months
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 5, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 5, 2026
Details
Rates subject to credit score and term
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Valdosta Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Personal
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
A+ (720 and Up)
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Pleasure Craft Loan
9.20%
▼
APR9.20%
Last UpdatedApril 5, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedApril 5, 2026
Details
As high as
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 5, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
Signature
9.90%
▼
APR9.90%
Last UpdatedApril 5, 2026
Details
As Low As
APR9.90%
Last UpdatedApril 5, 2026
Details
As Low As
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedApril 5, 2026
Details
As Low As; Up to 60 Months
APR9.90%
Last UpdatedApril 5, 2026
Details
As Low As; up to 60 months
APR9.95%
Last UpdatedApril 5, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Unsecured (Personal) Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
A (685 - 719)
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 5, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 5, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 5, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
New Teacher Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 5, 2026
Details
As Low As
APR10.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedApril 5, 2026
Details
As Low As
APR10.90%
Last UpdatedApril 5, 2026
Details
>$5,000 - Up to 48 Months <$5,000 - Up to 36 Months
APR10.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 5, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 5, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedApril 5, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR10.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Unsecured (Personal) Loans
10.99%
▼
APR10.99%
Last UpdatedApril 5, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
up to 48 months
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Other Collateral Loan
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
Loan Amount Up to $1,000.00
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.50%
Last UpdatedApril 5, 2026
Details
As Low As; Up to 36 Months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.75%
Last UpdatedApril 5, 2026
Details
As Low As; Up to 48 Months
APR11.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
Unsecured (Personal) Loans
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Quick Cash Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
As Low As; A loan of $1,200 for 12 months at 12% APR has an estimated monthly payment of $107.00. The Quick Cash Loan program includes Holiday, Emergency, and Strike Loans. Only one Quick Cash Loan may be granted per member at a time.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
up to 48 months
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
Credit Establishing Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
As Low As; up to $2500
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
B (655 - 684)
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedApril 5, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
APR12.45%
Last UpdatedApril 5, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedApril 5, 2026
Details
As Low As; Flexible terms available.; No collateral required.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
As Low As; Borrow up to $10,000 with quick turn-around time
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
As Low As; Loan Amount $250-$40,000
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
STAT Loan
13.25%
▼
APR13.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR13.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedApril 5, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 5, 2026
Details
As Low As; As low as 12.99% APR
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
Personal Loan
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
C (620 - 654)
APR15.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 5, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 5, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedApril 5, 2026
Details
D (585 - 619)
APR17.90%
Last UpdatedApril 5, 2026
Details
7 months maximum
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
Personal Loans Holiday Loan
17.90%
▼
APR17.90%
Last UpdatedApril 5, 2026
Details
7 months maximum
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
WILDFIRE same day loan
17.95%
▼
APR17.95%
Last UpdatedApril 5, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedApril 5, 2026
Details
E (584 or Less)
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Special Loans
18.00%
▼
APR18.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedApril 5, 2026
Details
As Low As
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR7.00%
Last UpdatedApril 5, 2026
Details
($500 - $30,000 Max)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedApril 5, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedApril 5, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedApril 5, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedApril 5, 2026
Details
As Low As; Loan Amount $500-$40,000
APR8.95%
Last UpdatedApril 5, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedApril 5, 2026
Details
As Low As; Up to 60 months
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 5, 2026
Details
Rates subject to credit score and term
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedApril 5, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedApril 5, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedApril 5, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedApril 5, 2026
Details
No additional details available.
APR9.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedApril 5, 2026
Details
No additional details available.
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedApril 5, 2026
Details
As Low As; Up to 60 Months
APR9.90%
Last UpdatedApril 5, 2026
Details
As Low As; up to 60 months
APR9.95%
Last UpdatedApril 5, 2026
Details
No additional details available.
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
APR10.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedApril 5, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedApril 5, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedApril 5, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedApril 5, 2026
Details
As Low As
APR10.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.50%
Last UpdatedApril 5, 2026
Details
As Low As; Up to 36 Months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedApril 5, 2026
Details
As Low As
APR11.75%
Last UpdatedApril 5, 2026
Details
As Low As; Up to 48 Months
APR11.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedApril 5, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedApril 5, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
APR12.45%
Last UpdatedApril 5, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
As Low As; Loan Amount $250-$40,000
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
As Low As; Borrow up to $10,000 with quick turn-around time
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedApril 5, 2026
Details
As Low As
APR13.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedApril 5, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
Personal Loan
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
As Low As
APR15.89%
Last UpdatedApril 5, 2026
Details
No additional details available.
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
Personal Loans Holiday Loan
17.90%
▼
APR17.90%
Last UpdatedApril 5, 2026
Details
7 months maximum
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedApril 5, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedApril 5, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedApril 5, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
Signature
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
As Low As; Up to $25,000
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
A+ (720 and Up)
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedApril 5, 2026
Details
No additional details available.
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedApril 5, 2026
Details
As high as
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
Signature
9.90%
▼
APR9.90%
Last UpdatedApril 5, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedApril 5, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedApril 5, 2026
Details
A (685 - 719)
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedApril 5, 2026
Details
As Low As
APR10.99%
Last UpdatedApril 5, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.00%
▼
APR11.00%
Last UpdatedApril 5, 2026
Details
up to 48 months
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedApril 5, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
B (655 - 684)
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.00%
▼
APR12.00%
Last UpdatedApril 5, 2026
Details
up to 48 months
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedApril 5, 2026
Details
As Low As; Flexible terms available.; No collateral required.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedApril 5, 2026
Details
As Low As; As low as 12.99% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedApril 5, 2026
Details
C (620 - 654)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedApril 5, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedApril 5, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedApril 5, 2026
Details
D (585 - 619)
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
Signature/Unsecured Loan
18.00%
▼
APR18.00%
Last UpdatedApril 5, 2026
Details
E (584 or Less)
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No home improvement personal loan rates found in Perry, GA currently.
Perry, GA Personal Loan Rate Trends
Compare local Perry, GA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — GA Avg
10.600%
Georgia personal loan rates currently average 10.600% APR.
Signature Loan — GA Avg
11.121%
Georgia signature loan rates currently average 11.121% APR.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions
What credit score do I need for a personal loan in Georgia?
Most lenders in Perry, Georgia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Georgia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Perry, Georgia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Georgia?
Yes. Debt consolidation is one of the most common uses of personal loans in Perry, Georgia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Perry, Georgia?
Credit unions in Perry, Georgia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Perry, Georgia?
- Georgia Power Valdosta Federal Credit Union: 4.00% (Land Loans)
- Coca Cola Federal Credit Union: 4.25% (CERTIFICATE LOANS)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
- Platinum Federal Credit Union: 5.00% (555 Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Perry, Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026.
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