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Best Personal Loan Rates in Gray, Georgia (GA) - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Georgia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 22, 2026

Current personal loan options available to borrowers in Gray, Georgia include: Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit Union1707 Dow St, Valdosta, GA, 31601A+5.0 ★Texas Ratio: 3.67% offering Land Loans at 4.00% APR, Coca Cola Federal Credit UnionCoca Cola Federal Credit Union1 Coca Cola Plz NW, Atlanta, GA, 30313 2420A+5.0 ★Texas Ratio: 4.05% offering CERTIFICATE LOANS at 4.25% APR, Baxter Credit UnionBaxter Credit Union505 Takeda Pkwy, Social Circle, GA, 30025 4723A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Platinum Federal Credit UnionPlatinum Federal Credit Union4794 Lawrenceville Hwy NW, Lilburn, GA, 30047A+5.0 ★Texas Ratio: 1.95% offering 555 Loan at 5.00% APR, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL1237 Clairmont Rd, Decatur, GA, 30030 1229A5.0 ★Texas Ratio: 8.23% offering Credit Saver Loan at 5.00% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Gray, Georgia can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Gray, Georgia.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Gray, Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Land Loans
4.00%
View
▼
APR4.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
CERTIFICATE LOANS
4.25%
View
▼
APR4.25%
Last UpdatedMarch 22, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedMarch 22, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedMarch 22, 2026
Details

As Low As

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
555 Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details

Fixed at 5.00% up to 5 years

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Credit Saver Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 22, 2026
Details

This APR will vary with the market based on the dividend rate.

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Energy Saver Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

up to 180 months

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Solar Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 22, 2026
Details

up to 240 months

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
201 3rd Ave Bldg 38200, Fort Gordon, GA, 30905
VA Loan
5.81%
View
▼
APR5.81%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
LAND LOAN 20 YR
5.90%
View
▼
APR5.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
201 3rd Ave Bldg 38200, Fort Gordon, GA, 30905
VA Refi Loan
5.94%
View
▼
APR5.94%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Emergency Loan
5.99%
View
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Vocational Income Program Loan
5.99%
View
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details

Fixed at 5.99% up to 5 years

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
5.99%
View
▼
APR5.99%
Last UpdatedMarch 22, 2026
Details

As Low As

MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Credit Establishing Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 22, 2026
Details

with no credit history

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
6.15%
View
▼
APR6.15%
Last UpdatedMarch 22, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
201 3rd Ave Bldg 38200, Fort Gordon, GA, 30905
FHA Loan
6.41%
View
▼
APR6.41%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Construction Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
705 W Cherry St, Jesup, GA, 31545
Construction Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA, 30458
Land Only Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Lawn & Garden Equipment Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Furniture & Appliances Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 22, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Land Loans
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan - 36 - 60 month term
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

($500 - $30,000 Max)

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 22, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
7.19%
View
▼
APR7.19%
Last UpdatedMarch 22, 2026
Details

As Low As

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Personal Unsecured Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 22, 2026
Details

No additional details available.

LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details

As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
7.69%
View
▼
APR7.69%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 22, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedMarch 22, 2026
Details

As Low As

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
5825 Windward Pkwy, Alpharetta, GA, 30005 4182
Lifestyle Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Signature Unsecured Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
UNSECURED
8.00%
View
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Signature
8.00%
View
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to $25,000

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA, 30458
Personal Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Emergency Disaster Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details

As Low As

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details

As Low As; Loan Amount $500-$40,000

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
View
▼
APR8.95%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to 60 months

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
8.95%
View
▼
APR8.95%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

Rates subject to credit score and term

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Valdosta Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
102 E Force St, Valdosta, GA, 31601 3904
Personal
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Copper Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
85 Orvin Lance Dr, Blue Ridge, GA, 30513
Signature Loans
9.20%
View
▼
APR9.20%
Last UpdatedMarch 22, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
9.20%
View
▼
APR9.20%
Last UpdatedMarch 22, 2026
Details

As Low As

Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
9.25%
View
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details

No additional details available.

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
9.50%
View
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
9.89%
View
▼
APR9.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Personal Loan
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As; up to 60 months

1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
Regular Personal
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
40 E Pike St, Lawrenceville, GA, 30046 4934
Personal Loan
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
400 Porsche Avenue, Atlanta, GA, 30354
Personal Loans
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Personal Loans
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
4810 Mercer University Dr, Macon, GA, 31210 5675
Signature
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
9.95%
View
▼
APR9.95%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA, 30004
Signature/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Unsecured (Personal) Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
400 Porsche Avenue, Atlanta, GA, 30354
Personal Lines of Credit
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
10.00%
View
▼
APR10.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
View
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1251 13th St, Columbus, GA, 31901 2227
Personal Loan
10.39%
View
▼
APR10.39%
Last UpdatedMarch 22, 2026
Details

As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
500 N Indian Creek Dr, Clarkston, GA, 30021 2362
New Teacher Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
500 N Indian Creek Dr, Clarkston, GA, 30021 2362
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
10.75%
View
▼
APR10.75%
Last UpdatedMarch 22, 2026
Details

As Low As

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
10.89%
View
▼
APR10.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Computer Loan
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Holiday Unsecured Loan
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Personal Unsecured Loan
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Vacation Unsecured Loan
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

As Low As

North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
695 Big A Rd, Toccoa, GA, 30577 6023
Personal
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

>$5,000 - Up to 48 Months <$5,000 - Up to 36 Months

The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
286 N Broad St, Toccoa, GA, 30577
Personal/Signature
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Unsecured (Personal) Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.00%
View
▼
APR11.00%
Last UpdatedMarch 22, 2026
Details

up to 48 months

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Signature Loans
11.24%
View
▼
APR11.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Other Collateral Loan
11.25%
View
▼
APR11.25%
Last UpdatedMarch 22, 2026
Details

Loan Amount Up to $1,000.00

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.25%
View
▼
APR11.25%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.25%
View
▼
APR11.25%
Last UpdatedMarch 22, 2026
Details

As Low As

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.50%
View
▼
APR11.50%
Last UpdatedMarch 22, 2026
Details

As Low As

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.75%
View
▼
APR11.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.75%
View
▼
APR11.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.75%
View
▼
APR11.75%
Last UpdatedMarch 22, 2026
Details

As Low As

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
11.89%
View
▼
APR11.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Unsecured (Personal) Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

As Low As

MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Credit Establishing Loan
12.00%
View
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details

As Low As; up to $2500

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1085 W Lathrop Ave, Savannah, GA, 31415
Quick Cash Loan
12.00%
View
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature- Unsecured
12.00%
View
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details

up to 48 months

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
12.25%
View
▼
APR12.25%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
12.25%
View
▼
APR12.25%
Last UpdatedMarch 22, 2026
Details

As Low As; DEBT CONSOLIDATION ONLY

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
12.45%
View
▼
APR12.45%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loans
12.99%
View
▼
APR12.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 22, 2026
Details

As Low As; Loan Amount $250-$40,000

Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loans
13.00%
View
▼
APR13.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
STAT Loan
13.25%
View
▼
APR13.25%
Last UpdatedMarch 22, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 22, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 22, 2026
Details

No additional details available.

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
13.89%
View
▼
APR13.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
View
▼
APR13.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
14.48%
View
▼
APR14.48%
Last UpdatedMarch 22, 2026
Details

As Low As; As low as 12.99% APR

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
22 Oglethorpe Professional Blvd, Savannah, GA, 31406
Personal Loan
15.00%
View
▼
APR15.00%
Last UpdatedMarch 22, 2026
Details

As Low As

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
15.89%
View
▼
APR15.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedMarch 22, 2026
Details

As Low As; As low as 15.74% APR

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedMarch 22, 2026
Details

As Low As; As low as 15.49% APR

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
17.75%
View
▼
APR17.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
11806 McAuley Dr, Savannah, GA, 31419 1710
Holiday Loan
17.90%
View
▼
APR17.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
11806 McAuley Dr, Savannah, GA, 31419 1710
Personal Loans Holiday Loan
17.90%
View
▼
APR17.90%
Last UpdatedMarch 22, 2026
Details

7 months maximum

Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
WILDFIRE same day loan
17.95%
View
▼
APR17.95%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 22, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Special Loans
18.00%
View
▼
APR18.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Short Term Loans
28.00%
View
▼
APR28.00%
Last UpdatedMarch 22, 2026
Details

As Low As

Ware County School Employees FCU
Institution Rating:
A+5.0 ★
1301 BAILEY ST, WAYCROSS, GA, 31501
Short Term Small Amount Loan
28.00%
View
▼
APR28.00%
Last UpdatedMarch 22, 2026
Details

Principal Amount: $200-$1,000; Term: 6 Months Maximum; Loan Fee: $20; Eligibility: Member for at least 1 Month; Loan must be paid within term; Only allowed one unsecured/signature loan type at a time; with payroll deduction

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 22, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan - 36 - 60 month term
6.99%
View
▼
APR6.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 22, 2026
Details

($500 - $30,000 Max)

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedMarch 22, 2026
Details

As Low As

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details

As Low As

CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA, 30458
Personal Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
8.75%
View
▼
APR8.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 22, 2026
Details

As Low As; Loan Amount $500-$40,000

Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
View
▼
APR8.95%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to 60 months

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
8.95%
View
▼
APR8.95%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 22, 2026
Details

Rates subject to credit score and term

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
9.25%
View
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details

No additional details available.

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.25%
View
▼
APR9.25%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 22, 2026
Details

As Low As

The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loan
9.75%
View
▼
APR9.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
9.89%
View
▼
APR9.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Personal Loans
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
40 E Pike St, Lawrenceville, GA, 30046 4934
Personal Loan
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
400 Porsche Avenue, Atlanta, GA, 30354
Personal Loans
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

No additional details available.

MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Personal Loan
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As; up to 60 months

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
9.95%
View
▼
APR9.95%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
View
▼
APR10.24%
Last UpdatedMarch 22, 2026
Details

As Low As

Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1251 13th St, Columbus, GA, 31901 2227
Personal Loan
10.39%
View
▼
APR10.39%
Last UpdatedMarch 22, 2026
Details

As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
500 N Indian Creek Dr, Clarkston, GA, 30021 2362
Personal Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
10.75%
View
▼
APR10.75%
Last UpdatedMarch 22, 2026
Details

As Low As

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
10.89%
View
▼
APR10.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.25%
View
▼
APR11.25%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.25%
View
▼
APR11.25%
Last UpdatedMarch 22, 2026
Details

As Low As

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.50%
View
▼
APR11.50%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.75%
View
▼
APR11.75%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.75%
View
▼
APR11.75%
Last UpdatedMarch 22, 2026
Details

As Low As

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.75%
View
▼
APR11.75%
Last UpdatedMarch 22, 2026
Details

As Low As

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
11.89%
View
▼
APR11.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
12.25%
View
▼
APR12.25%
Last UpdatedMarch 22, 2026
Details

As Low As

Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
12.25%
View
▼
APR12.25%
Last UpdatedMarch 22, 2026
Details

As Low As; DEBT CONSOLIDATION ONLY

CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
12.45%
View
▼
APR12.45%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 22, 2026
Details

As Low As; Loan Amount $250-$40,000

Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loans
13.00%
View
▼
APR13.00%
Last UpdatedMarch 22, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 22, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 22, 2026
Details

No additional details available.

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
13.89%
View
▼
APR13.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
View
▼
APR13.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
22 Oglethorpe Professional Blvd, Savannah, GA, 31406
Personal Loan
15.00%
View
▼
APR15.00%
Last UpdatedMarch 22, 2026
Details

As Low As

SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
15.89%
View
▼
APR15.89%
Last UpdatedMarch 22, 2026
Details

No additional details available.

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
17.75%
View
▼
APR17.75%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
11806 McAuley Dr, Savannah, GA, 31419 1710
Personal Loans Holiday Loan
17.90%
View
▼
APR17.90%
Last UpdatedMarch 22, 2026
Details

7 months maximum

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 22, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 22, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 22, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 22, 2026
Details

As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Signature Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Signature
8.00%
View
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details

As Low As; Up to $25,000

Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Signature Unsecured Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Copper Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
85 Orvin Lance Dr, Blue Ridge, GA, 30513
Signature Loans
9.20%
View
▼
APR9.20%
Last UpdatedMarch 22, 2026
Details

As Low As

Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loan
9.24%
View
▼
APR9.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
4810 Mercer University Dr, Macon, GA, 31210 5675
Signature
9.90%
View
▼
APR9.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA, 30004
Signature/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedMarch 22, 2026
Details

As Low As

The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
286 N Broad St, Toccoa, GA, 30577
Personal/Signature
10.90%
View
▼
APR10.90%
Last UpdatedMarch 22, 2026
Details

As Low As

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature
10.99%
View
▼
APR10.99%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.00%
View
▼
APR11.00%
Last UpdatedMarch 22, 2026
Details

up to 48 months

First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Signature Loans
11.24%
View
▼
APR11.24%
Last UpdatedMarch 22, 2026
Details

No additional details available.

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature- Unsecured
12.00%
View
▼
APR12.00%
Last UpdatedMarch 22, 2026
Details

up to 48 months

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loans
12.99%
View
▼
APR12.99%
Last UpdatedMarch 22, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
14.48%
View
▼
APR14.48%
Last UpdatedMarch 22, 2026
Details

As Low As; As low as 12.99% APR

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedMarch 22, 2026
Details

As Low As; As low as 15.74% APR

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedMarch 22, 2026
Details

As Low As; As low as 15.49% APR

No home improvement personal loan rates found in Gray, GA currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Georgia?

Most lenders in Gray, Georgia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Georgia often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Gray, Georgia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Georgia?

Yes. Debt consolidation is one of the most common uses of personal loans in Gray, Georgia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Gray, Georgia?

Credit unions in Gray, Georgia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Gray, Georgia?

  • Georgia Power Valdosta Federal Credit Union: 4.00% (Land Loans)
  • Coca Cola Federal Credit Union: 4.25% (CERTIFICATE LOANS)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Platinum Federal Credit Union: 5.00% (555 Loan)
  • Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Gray, Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026.

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