Best Personal Loan Rates in Valdosta, Georgia (GA) - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Georgia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Valdosta, Georgia include: Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit Union1707 Dow St, Valdosta, GA, 31601A+5.0 ★Texas Ratio: 3.67% offering Land Loans at 4.00% APR, Southern Pine Credit UnionSouthern Pine Credit Union5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871A+5.0 ★Texas Ratio: 0.05% offering Furniture & Appliances Loan at 6.75% APR, LOCOGA Federal Credit UnionLOCOGA Federal Credit Union1592 Norman Dr, Valdosta, GA, 31601 3581A+5.0 ★Texas Ratio: 0.00% offering Signature Loans at 7.50% APR, Valdosta Teachers Federal Credit UnionValdosta Teachers Federal Credit Union102 E Force St, Valdosta, GA, 31601 3904A+5.0 ★Texas Ratio: 5.80% offering Personal at 9.00% APR, and First Commerce Credit UnionFirst Commerce Credit Union1830 Norman Dr Ste B, Valdosta, GA, 31601 8448A+5.0 ★Texas Ratio: 4.91% offering Signature Loans at 11.24% APR. Personal loan rates as of March 27, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Valdosta, Georgia can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Valdosta, Georgia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Valdosta, Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Land Loans
4.00%
▼
APR4.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Furniture & Appliances Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Lawn & Garden Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Valdosta Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
102 E Force St, Valdosta, GA, 31601 3904
Personal
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Short Term Loans
28.00%
▼
APR28.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
CERTIFICATE LOANS
4.25%
▼
APR4.25%
Last UpdatedMarch 27, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 27, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 27, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
555 Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 27, 2026
Details
Fixed at 5.00% up to 5 years
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 27, 2026
Details
This APR will vary with the market based on the dividend rate.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Energy Saver Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 27, 2026
Details
up to 180 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Solar Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 27, 2026
Details
up to 240 months
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
201 3rd Ave Bldg 38200, Fort Gordon, GA, 30905
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
LAND LOAN 20 YR
5.90%
▼
APR5.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
201 3rd Ave Bldg 38200, Fort Gordon, GA, 30905
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 27, 2026
Details
Fixed at 5.99% up to 5 years
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Credit Establishing Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details
with no credit history
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
6.15%
▼
APR6.15%
Last UpdatedMarch 27, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
201 3rd Ave Bldg 38200, Fort Gordon, GA, 30905
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA, 30458
Land Only Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
705 W Cherry St, Jesup, GA, 31545
Construction Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Land Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 27, 2026
Details
($500 - $30,000 Max)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 27, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
7.19%
▼
APR7.19%
Last UpdatedMarch 27, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Personal Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
7.69%
▼
APR7.69%
Last UpdatedMarch 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 27, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 27, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details
As Low As
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA, 30458
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
5825 Windward Pkwy, Alpharetta, GA, 30005 4182
Lifestyle Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Emergency Disaster Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
UNSECURED
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Signature
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 27, 2026
Details
As Low As; Loan Amount $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to 60 months
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 27, 2026
Details
Rates subject to credit score and term
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
A+ (720 and Up)
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Pleasure Craft Loan
9.20%
▼
APR9.20%
Last UpdatedMarch 27, 2026
Details
As Low As
Copper Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
85 Orvin Lance Dr, Blue Ridge, GA, 30513
Signature Loans
9.20%
▼
APR9.20%
Last UpdatedMarch 27, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
4810 Mercer University Dr, Macon, GA, 31210 5675
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
40 E Pike St, Lawrenceville, GA, 30046 4934
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
As Low As
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
Regular Personal
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
As Low As; up to 60 months
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
400 Porsche Avenue, Atlanta, GA, 30354
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA, 30004
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Unsecured (Personal) Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
400 Porsche Avenue, Atlanta, GA, 30354
Personal Lines of Credit
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
Unsecured Personal
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
A (685 - 719)
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1251 13th St, Columbus, GA, 31901 2227
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedMarch 27, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
500 N Indian Creek Dr, Clarkston, GA, 30021 2362
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
500 N Indian Creek Dr, Clarkston, GA, 30021 2362
New Teacher Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
10.89%
▼
APR10.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
As Low As
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
695 Big A Rd, Toccoa, GA, 30577 6023
Personal
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
>$5,000 - Up to 48 Months <$5,000 - Up to 36 Months
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
286 N Broad St, Toccoa, GA, 30577
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA, 30354
Computer Loan
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Unsecured (Personal) Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
up to 48 months
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Other Collateral Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 27, 2026
Details
Loan Amount Up to $1,000.00
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedMarch 27, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to 36 Months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to 48 Months
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
11.89%
▼
APR11.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Unsecured (Personal) Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature- Unsecured
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
up to 48 months
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1085 W Lathrop Ave, Savannah, GA, 31415
Quick Cash Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
12-month repayment term
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
B (655 - 684)
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Credit Establishing Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
As Low As; up to $2500
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedMarch 27, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
12.45%
▼
APR12.45%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Flexible terms available.; No collateral required.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Loan Amount $250-$40,000
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
980 Johnson Ferry Rd, Atlanta, GA, 30342
STAT Loan
13.25%
▼
APR13.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details
As Low As; Rates as low as 13.74% APR* for a 12-month term.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
13.89%
▼
APR13.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMarch 27, 2026
Details
As Low As; As low as 12.99% APR
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
22 Oglethorpe Professional Blvd, Savannah, GA, 31406
Personal Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
C (620 - 654)
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
15.89%
▼
APR15.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMarch 27, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMarch 27, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedMarch 27, 2026
Details
D (585 - 619)
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
11806 McAuley Dr, Savannah, GA, 31419 1710
Holiday Loan
17.90%
▼
APR17.90%
Last UpdatedMarch 27, 2026
Details
7 months maximum
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
11806 McAuley Dr, Savannah, GA, 31419 1710
Personal Loans Holiday Loan
17.90%
▼
APR17.90%
Last UpdatedMarch 27, 2026
Details
7 months maximum
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
4673 US Highway 80 E, SAVANNAH, GA, 31410 2941
WILDFIRE same day loan
17.95%
▼
APR17.95%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 27, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
2010 Redmond CIR NW, Rome, GA, 30165
Personal Loan - 36 - 60 month term
6.99%
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 27, 2026
Details
($500 - $30,000 Max)
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMarch 27, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details
As Low As
CORE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
43 N Main St, Statesboro, GA, 30458
Personal Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 27, 2026
Details
As Low As; Loan Amount $500-$40,000
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1085 W Lathrop Ave, Savannah, GA, 31415
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to 60 months
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 27, 2026
Details
Rates subject to credit score and term
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 27, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA, 30044 5478
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
9.89%
▼
APR9.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
MembersFirst Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
As Low As; up to 60 months
Peach State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
40 E Pike St, Lawrenceville, GA, 30046 4934
Personal Loan
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
400 Porsche Avenue, Atlanta, GA, 30354
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA, 30092 3107
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.24%
▼
APR10.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Kinetic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
1251 13th St, Columbus, GA, 31901 2227
Personal Loan
10.39%
▼
APR10.39%
Last UpdatedMarch 27, 2026
Details
As Low As; Rates as low as 10.39% APR* with a maximum APR* of 18%
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
500 N Indian Creek Dr, Clarkston, GA, 30021 2362
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
10.89%
▼
APR10.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedMarch 27, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to 36 Months
CGR Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to 48 Months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
11.89%
▼
APR11.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Example of repayment terms: 84 monthly payments of $17.80 per $1,000 borrowed.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMarch 27, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedMarch 27, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
CDC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
Personal Loan
12.45%
▼
APR12.45%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Loan Amount $250-$40,000
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loans
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details
As Low As; Rates as low as 13.74% APR* for a 12-month term.
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
13.89%
▼
APR13.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
1044 15th ST, COLUMBUS, GA, 31901 2209
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
22 Oglethorpe Professional Blvd, Savannah, GA, 31406
Personal Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
As Low As
SRP Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
Personal Loan
15.89%
▼
APR15.89%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
11806 McAuley Dr, Savannah, GA, 31419 1710
Personal Loans Holiday Loan
17.90%
▼
APR17.90%
Last UpdatedMarch 27, 2026
Details
7 months maximum
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
3006 Clairmont Rd Ne, Brookhaven, GA, 30329
Freedom Fast Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1592 Norman Dr, Valdosta, GA, 31601 3581
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Signature Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
4794 Lawrenceville Hwy NW, Lilburn, GA, 30047
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Signature
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to $25,000
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
5070 Peachtree Industrial Blvd, Peachtree Corners, GA, 30071 1587
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
A+ (720 and Up)
Copper Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
85 Orvin Lance Dr, Blue Ridge, GA, 30513
Signature Loans
9.20%
▼
APR9.20%
Last UpdatedMarch 27, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
201 S Duke St, La Fayette, GA, 30728 3518
Signature Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
4810 Mercer University Dr, Macon, GA, 31210 5675
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA, 30004
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
A (685 - 719)
The Wright Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
286 N Broad St, Toccoa, GA, 30577
Personal/Signature
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA, 30566 3417
Signature
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature Loans with Collateral
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
up to 48 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Signature- Unsecured
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
up to 48 months
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
B (655 - 684)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Flexible terms available.; No collateral required.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMarch 27, 2026
Details
As Low As; As low as 12.99% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
C (620 - 654)
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMarch 27, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMarch 27, 2026
Details
As Low As; As low as 15.49% APR
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Signature/Unsecured Loan
17.00%
▼
APR17.00%
Last UpdatedMarch 27, 2026
Details
D (585 - 619)
Powered by
MonitorBankRates
No home improvement personal loan rates found in Valdosta, GA currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Georgia?
Most lenders in Valdosta, Georgia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Georgia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Valdosta, Georgia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Georgia?
Yes. Debt consolidation is one of the most common uses of personal loans in Valdosta, Georgia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Valdosta, Georgia?
Credit unions in Valdosta, Georgia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Valdosta, Georgia?
- Georgia Power Valdosta Federal Credit Union: 4.00% (Land Loans)
- Southern Pine Credit Union: 6.75% (Furniture & Appliances Loan)
- LOCOGA Federal Credit Union: 7.50% (Signature Loans)
- Valdosta Teachers Federal Credit Union: 9.00% (Personal)
- First Commerce Credit Union: 11.24% (Signature Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Valdosta, Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 27, 2026.
Personal Loan Calculators
