Auto Loan Rates in Valdosta, Georgia (GA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Valdosta, Georgia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Valdosta, Georgia include First Commerce Credit UnionFirst Commerce Credit Union1830 Norman Dr Ste B, Valdosta, GA, 31601 8448A+5.0 ★Texas Ratio: 4.91% offering Auto Loan at 4.99%, Southern Pine Credit UnionSouthern Pine Credit Union5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871A+5.0 ★Texas Ratio: 0.05% offering New Auto (Never Been Titled) Loan at 5.00%, Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit Union1707 Dow St, Valdosta, GA, 31601A+5.0 ★Texas Ratio: 3.67% offering New Auto Loans at 6.50%, P&S Credit UnionP&S Credit Union1845 Satellite Blvd, Duluth, GA, 30097A+5.0 ★Texas Ratio: 0.13% offering New Truck & Auto Loans (2026 and Untitled 2025 Vehicles) at 2.49%, CDC Federal Credit UnionCDC Federal Credit Union4770 Buford Hwy, Chamblee, GA, 30341A+5.0 ★Texas Ratio: 4.26% offering New Auto at 2.50%. Auto loan rates as of March 26, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Valdosta, Georgia are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Valdosta, Georgia. Auto Loan Rates Last Updated and Verified: March 26, 2026
Compare Auto Loan Rates Today in Valdosta, Georgia & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 26, 2026
Details
FL; As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
New Auto (Never Been Titled) Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 26, 2026
Details
FL; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 26, 2026
Details
FL; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 26, 2026
Details
FL; As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Used Auto Loan
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedMar 21, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
5.99%
66 Months
▼
APR5.99%
Term66 Months
Last UpdatedMar 26, 2026
Details
FL; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 26, 2026
Details
FL; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 26, 2026
Details
FL; As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
New Auto Loans
6.50%
36 months
▼
APR6.50%
Term36 months
Last UpdatedMar 26, 2026
Details
under $20,000.00
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Used Auto Loans
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMar 26, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 26, 2026
Details
GA; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 26, 2026
Details
FL; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
7.24%
84 months
▼
APR7.24%
Term84 months
Last UpdatedMar 26, 2026
Details
GA; As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
7.49%
84 months
▼
APR7.49%
Term84 months
Last UpdatedMar 26, 2026
Details
Bay; As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
New Auto Loans
7.50%
84 months
▼
APR7.50%
Term84 months
Last UpdatedMar 26, 2026
Details
over $25,000.00
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Used Auto Loans
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMar 26, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
7.99%
84 months
▼
APR7.99%
Term84 months
Last UpdatedMar 26, 2026
Details
Bay; As Low As
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
2.49%
12 Months
▼
APR2.49%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
2.50%
0-24 Months
▼
APR2.50%
Term0-24 Months
Last UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
3.40%
61-72 Months
▼
APR3.40%
Term61-72 Months
Last UpdatedMar 25, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
3.50%
24 Months+
▼
APR3.50%
Term24 Months+
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
APR3.75%
Term24 Months+
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
3.90%
60 Months
▼
APR3.90%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
New Car
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2022-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
4810 Mercer University Dr, Macon, GA, 31210 5675
Auto Loan
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 20, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; to 16.45%*
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.00%
60 Months±
▼
APR4.00%
Term60 Months±
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
APR4.00%
Term48 Months~
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New Cars
4.09%
Up to 12 months
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.14%
0-36
▼
APR4.14%
Term0-36
Last UpdatedMar 16, 2026
Details
As Low As
MembersFirst Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Auto Loan
4.15%
36 Months
▼
APR4.15%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA, 31405 5922
Auto Loan
4.24%
2 Years
▼
APR4.24%
Term2 Years
Last UpdatedMar 22, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.25%
72 Months§
▼
APR4.25%
Term72 Months§
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.25%
60 Months±
▼
APR4.25%
Term60 Months±
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Ware County School Employees FCU
Institution Rating:
A+5.0 ★
1301 BAILEY ST, WAYCROSS, GA, 31501
Auto Loan
4.25%
78 Months
▼
APR4.25%
Term78 Months
Last UpdatedMar 22, 2026
Details
As Low As; up to 78 months!! The actual rate will depend on individual credit rating and the collateral age/value if considered.
MembersFirst Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Auto Loan
4.30%
48 Months
▼
APR4.30%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.34%
37-48
▼
APR4.34%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
New Car
4.35%
72 Months
▼
APR4.35%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
4.39%
63 Months
▼
APR4.39%
Term63 Months
Last UpdatedMar 22, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Car Loans
4.39%
Up to 12 months
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Cars
4.39%
Up to 12 months
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
4.40%
73-84 Months
▼
APR4.40%
Term73-84 Months
Last UpdatedMar 25, 2026
Details
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Luxury
4.43%
60 Months
▼
APR4.43%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Luxury *
4.43%
60 Months
▼
APR4.43%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.44%
49-60
▼
APR4.44%
Term49-60
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2022-2026
4.45%
72 Months
▼
APR4.45%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
MembersFirst Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Auto Loan
4.45%
60 Months
▼
APR4.45%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2020-2021
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (Current up to 3 Years Old)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.59%
37-48
▼
APR4.59%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New Cars
4.59%
61-72 months (greater than or equal to $20,000)
▼
APR4.59%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details
Mutual Savings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
10 Peachtree Pl NE, Atlanta, GA, 30309
NEW AUTO
4.60%
63 Months
▼
APR4.60%
Term63 Months
Last UpdatedMar 24, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Classic Cars
4.68%
48 Months
▼
APR4.68%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
MembersFirst Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Auto Loan
4.70%
61 - 72 Months
▼
APR4.70%
Term61 - 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA, 31405 5922
Auto Loan
4.74%
3 Years
▼
APR4.74%
Term3 Years
Last UpdatedMar 22, 2026
Details
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
New Vehicle (2024 or Newer)
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 24, 2026
Details
As Low As
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.75%
84 Monthsƒ
▼
APR4.75%
Term84 Monthsƒ
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
4.75%
13 to 48
▼
APR4.75%
Term13 to 48
Last UpdatedMar 24, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.79%
49-60
▼
APR4.79%
Term49-60
Last UpdatedMar 16, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.84%
61-72
▼
APR4.84%
Term61-72
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2020-2021
4.85%
72 Months
▼
APR4.85%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
4.89%
64 - 75
▼
APR4.89%
Term64 - 75
Last UpdatedMar 22, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Auto Loans
4.89%
0-63
▼
APR4.89%
Term0-63
Last UpdatedMar 25, 2026
Details
0-25K Miles
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Car Loans
4.89%
61-72 months (greater than or equal to $20,000)
▼
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Cars
4.89%
61-72 months (greater than or equal to $20,000)
▼
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
New Vehicles
4.93%
24 Months
▼
APR4.93%
Term24 Months
Last UpdatedMar 25, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
4.95%
66 Months
▼
APR4.95%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; to 17.20%*
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 1 Year Old
4.95%
54 Months
▼
APR4.95%
Term54 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 2 Years Old
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
New Auto Loans
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Used Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedMar 26, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (Current up to 3 Years Old)
5.00%
3 Years
▼
APR5.00%
Term3 Years
Last UpdatedMar 16, 2026
Details
As Low As
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
5.00%
49 to 60
▼
APR5.00%
Term49 to 60
Last UpdatedMar 24, 2026
Details
As Low As
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (2018 to 2025 Previously Titled Vehicles)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Auto Loans
5.09%
64-75
▼
APR5.09%
Term64-75
Last UpdatedMar 25, 2026
Details
0-25K Miles
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New Cars
5.09%
73-84 months (greater than or equal to $30,000)
▼
APR5.09%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
New Auto Loans
5.15%
37 - 48 months
▼
APR5.15%
Term37 - 48 months
Last UpdatedMar 20, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Used Auto Loans
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
5.19%
61-72
▼
APR5.19%
Term61-72
Last UpdatedMar 16, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
New Auto Loans
5.19%
49 - 60 months
▼
APR5.19%
Term49 - 60 months
Last UpdatedMar 20, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Used Auto Loans
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; to 13.45%*
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA, 31405 5922
Auto Loan
5.24%
2 Years
▼
APR5.24%
Term2 Years
Last UpdatedMar 22, 2026
Details
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
New Vehicle (2024 or Newer)
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
5.25%
72 Months§
▼
APR5.25%
Term72 Months§
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (2018 to 2025 Previously Titled Vehicles)
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
New Vehicles
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 25, 2026
Details
loans over $25,000
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2019
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
5.39%
63 months or less
▼
APR5.39%
Term63 months or less
Last UpdatedMar 22, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Car Loans
5.39%
73-84 months (greater than or equal to $30,000)
▼
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Cars
5.39%
73-84 months (greater than or equal to $30,000)
▼
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details
MembersFirst Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
2476 Lawrenceville Hwy, Decatur, GA, 30033
Auto Loan
5.40%
73 - 84 Months
▼
APR5.40%
Term73 - 84 Months
Last UpdatedMar 20, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.40%
48 Months
▼
APR5.40%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2019
5.45%
48 Months
▼
APR5.45%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 3 Years Old
5.45%
42 Months
▼
APR5.45%
Term42 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 4-5 Years Old
5.45%
36 Months
▼
APR5.45%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
New Vehicles
5.49%
36, 60, 72 or 84
▼
APR5.49%
Term36, 60, 72 or 84
Last UpdatedMar 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
New Auto
5.49%
63 months
▼
APR5.49%
Term63 months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Auto Loans
5.49%
0-48
▼
APR5.49%
Term0-48
Last UpdatedMar 25, 2026
Details
25-75K Miles
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Used Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
A+ (720 and Up)
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
4810 Mercer University Dr, Macon, GA, 31210 5675
Auto Loan
5.50%
61-72
▼
APR5.50%
Term61-72
Last UpdatedMar 20, 2026
Details
As Low As
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
5.50%
61 to 72
▼
APR5.50%
Term61 to 72
Last UpdatedMar 24, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2019
5.55%
60 Months
▼
APR5.55%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
Used Auto
5.55%
63 months
▼
APR5.55%
Term63 months
Last UpdatedMar 20, 2026
Details
As Low As; Model years 2022-2026
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (2018 to 2025 Previously Titled Vehicles)
5.65%
61 to 72
▼
APR5.65%
Term61 to 72
Last UpdatedMar 24, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
New Auto Loans
5.69%
61 - 72 months
▼
APR5.69%
Term61 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Used Auto Loans
5.69%
72 Months
▼
APR5.69%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
5.69%
76 - 84
▼
APR5.69%
Term76 - 84
Last UpdatedMar 22, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles (invoice or NADA retail value over $12,500)
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA, 31405 5922
Auto Loan
5.74%
3 Years
▼
APR5.74%
Term3 Years
Last UpdatedMar 22, 2026
Details
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (4 Years or Older)
5.75%
4 Years
▼
APR5.75%
Term4 Years
Last UpdatedMar 16, 2026
Details
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Used Vehicle Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
A+ (720 and Up)
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
New Auto
5.75%
75 months
▼
APR5.75%
Term75 months
Last UpdatedMar 20, 2026
Details
As Low As; Minimum Loan $15,000.00
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details
up to 84 months
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 6-7 Years Old
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Over 7 Years Old
5.75%
18 Months
▼
APR5.75%
Term18 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Auto Loans
5.79%
49-63
▼
APR5.79%
Term49-63
Last UpdatedMar 25, 2026
Details
25-75K Miles
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
5.84%
73-84
▼
APR5.84%
Term73-84
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2019
5.85%
72 Months
▼
APR5.85%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
Used Auto
5.85%
72 months
▼
APR5.85%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As; Model years 2022-2026
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
5.89%
64 to 75 months
▼
APR5.89%
Term64 to 75 months
Last UpdatedMar 22, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.90%
66 Months
▼
APR5.90%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
5.95%
73 to 84
▼
APR5.95%
Term73 to 84
Last UpdatedMar 24, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
New Autos
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMar 24, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedMar 26, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Used Autos
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedMar 26, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
Used Autos (1-3 Years Old)
6.00%
3 Years
▼
APR6.00%
Term3 Years
Last UpdatedMar 16, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Used Vehicle Loan
6.00%
66 Months
▼
APR6.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
A+ (720 and Up)
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Auto Loans
6.09%
64-75
▼
APR6.09%
Term64-75
Last UpdatedMar 25, 2026
Details
25-75K Miles
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
Used Auto
6.15%
66 months
▼
APR6.15%
Term66 months
Last UpdatedMar 20, 2026
Details
As Low As; Model years 2020-2021
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
6.15%
72 Months
▼
APR6.15%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
6.19%
73-84
▼
APR6.19%
Term73-84
Last UpdatedMar 16, 2026
Details
As Low As
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA, 31405 5922
Auto Loan
6.24%
4 Years
▼
APR6.24%
Term4 Years
Last UpdatedMar 22, 2026
Details
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (4 Years or Older)
6.25%
4 Years
▼
APR6.25%
Term4 Years
Last UpdatedMar 16, 2026
Details
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMar 20, 2026
Details
As Low As; Minimum Loan $30,000.00
Midsouth Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
4810 Mercer University Dr, Macon, GA, 31210 5675
Auto Loan
6.25%
73-84
▼
APR6.25%
Term73-84
Last UpdatedMar 20, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
6.25%
84 Monthsƒ
▼
APR6.25%
Term84 Monthsƒ
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (Classic/Vintage Vehicles)
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 26, 2026
Details
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2008-2012
6.35%
36 Months
▼
APR6.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2013-2014
6.35%
36 Months
▼
APR6.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2015-2018
6.35%
36 Months
▼
APR6.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
Used Auto
6.35%
60 months
▼
APR6.35%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As; Model year 2019
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.39%
36 Months
▼
APR6.39%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
6.39%
63 months or less
▼
APR6.39%
Term63 months or less
Last UpdatedMar 22, 2026
Details
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Auto Loans
6.39%
49-63
▼
APR6.39%
Term49-63
Last UpdatedMar 25, 2026
Details
75-100K Miles
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Other Vehicle Loans
6.39%
Up to 12 months
▼
APR6.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (2018 to 2025 Previously Titled Vehicles)
6.45%
73 to 84
▼
APR6.45%
Term73 to 84
Last UpdatedMar 24, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
6.45%
84 Months
▼
APR6.45%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; to 17.20%*
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Comtrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
2059 Battlefield Pkwy, Ft Oglethorpe, GA, 30742 4025
Auto Loans
6.49%
75-84
▼
APR6.49%
Term75-84
Last UpdatedMar 25, 2026
Details
0-25K Miles
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Used Car - less than 100,000 Miles
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 21, 2026
Details
up to 84 months
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
6.50%
84 Months - 96 Months
▼
APR6.50%
Term84 Months - 96 Months
Last UpdatedMar 26, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
New Auto (Never Been Titled) Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 21, 2026
Details
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
New Auto Loans
6.50%
36 months
▼
APR6.50%
Term36 months
Last UpdatedMar 26, 2026
Details
under $20,000.00
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
New Auto Loans
7.50%
84 months
▼
APR7.50%
Term84 months
Last UpdatedMar 26, 2026
Details
over $25,000.00
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
2.49%
12 Months
▼
APR2.49%
Term12 Months
Last UpdatedMar 24, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
2.50%
0-24 Months
▼
APR2.50%
Term0-24 Months
Last UpdatedMar 25, 2026
Details
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
3.40%
61-72 Months
▼
APR3.40%
Term61-72 Months
Last UpdatedMar 25, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
3.50%
24 Months+
▼
APR3.50%
Term24 Months+
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
APR3.75%
Term24 Months+
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
3.90%
60 Months
▼
APR3.90%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
New Car
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; to 16.45%*
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.00%
60 Months±
▼
APR4.00%
Term60 Months±
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
APR4.00%
Term48 Months~
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New Cars
4.09%
Up to 12 months
▼
APR4.09%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.25%
72 Months§
▼
APR4.25%
Term72 Months§
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.25%
60 Months±
▼
APR4.25%
Term60 Months±
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.34%
37-48
▼
APR4.34%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
New Car
4.35%
72 Months
▼
APR4.35%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
4.39%
63 Months
▼
APR4.39%
Term63 Months
Last UpdatedMar 22, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
4.40%
73-84 Months
▼
APR4.40%
Term73-84 Months
Last UpdatedMar 25, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.44%
49-60
▼
APR4.44%
Term49-60
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New Cars
4.59%
61-72 months (greater than or equal to $20,000)
▼
APR4.59%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details
Mutual Savings Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
10 Peachtree Pl NE, Atlanta, GA, 30309
NEW AUTO
4.60%
63 Months
▼
APR4.60%
Term63 Months
Last UpdatedMar 24, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
New Vehicle (2024 or Newer)
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 24, 2026
Details
As Low As
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.75%
84 Monthsƒ
▼
APR4.75%
Term84 Monthsƒ
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
4.75%
13 to 48
▼
APR4.75%
Term13 to 48
Last UpdatedMar 24, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.84%
61-72
▼
APR4.84%
Term61-72
Last UpdatedMar 16, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
4.89%
64 - 75
▼
APR4.89%
Term64 - 75
Last UpdatedMar 22, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
New Vehicles
4.93%
24 Months
▼
APR4.93%
Term24 Months
Last UpdatedMar 25, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
4.95%
66 Months
▼
APR4.95%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; to 17.20%*
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
New Auto Loans
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedMar 26, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
5.00%
49 to 60
▼
APR5.00%
Term49 to 60
Last UpdatedMar 24, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New Cars
5.09%
73-84 months (greater than or equal to $30,000)
▼
APR5.09%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
New Auto Loans
5.15%
37 - 48 months
▼
APR5.15%
Term37 - 48 months
Last UpdatedMar 20, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
New Auto Loans
5.19%
49 - 60 months
▼
APR5.19%
Term49 - 60 months
Last UpdatedMar 20, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; to 13.45%*
SRP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
1007 Broad St, Augusta, GA, 30901
New Vehicle (2024 or Newer)
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMar 25, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
5.25%
72 Months§
▼
APR5.25%
Term72 Months§
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
New Vehicles
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 25, 2026
Details
loans over $25,000
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
New Vehicles
5.49%
36, 60, 72 or 84
▼
APR5.49%
Term36, 60, 72 or 84
Last UpdatedMar 16, 2026
Details
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
New Auto
5.49%
63 months
▼
APR5.49%
Term63 months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMar 25, 2026
Details
As Low As
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
5.50%
61 to 72
▼
APR5.50%
Term61 to 72
Last UpdatedMar 24, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
New Auto Loans
5.69%
61 - 72 months
▼
APR5.69%
Term61 - 72 months
Last UpdatedMar 20, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
5.69%
76 - 84
▼
APR5.69%
Term76 - 84
Last UpdatedMar 22, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles (invoice or NADA retail value over $12,500)
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
New Auto
5.75%
75 months
▼
APR5.75%
Term75 months
Last UpdatedMar 20, 2026
Details
As Low As; Minimum Loan $15,000.00
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details
up to 84 months
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
5.84%
73-84
▼
APR5.84%
Term73-84
Last UpdatedMar 16, 2026
Details
As Low As
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
New Truck & Auto Loans (2026 and Untitled 2025 Vehicles)
5.95%
73 to 84
▼
APR5.95%
Term73 to 84
Last UpdatedMar 24, 2026
Details
As Low As
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
New Autos
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMar 24, 2026
Details
As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedMar 26, 2026
Details
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMar 20, 2026
Details
As Low As; Minimum Loan $30,000.00
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
6.25%
84 Monthsƒ
▼
APR6.25%
Term84 Monthsƒ
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMar 26, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Other Vehicle Loans
6.39%
Up to 12 months
▼
APR6.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
6.45%
84 Months
▼
APR6.45%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; to 17.20%*
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
6.50%
84 Months - 96 Months
▼
APR6.50%
Term84 Months - 96 Months
Last UpdatedMar 26, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Used Auto Loan
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedMar 21, 2026
Details
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Used Auto Loans
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMar 26, 2026
Details
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
1707 Dow St, Valdosta, GA, 31601
Used Auto Loans
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMar 26, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
APR3.75%
Term24 Months+
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2022-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
APR4.00%
Term48 Months~
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.14%
0-36
▼
APR4.14%
Term0-36
Last UpdatedMar 16, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.25%
60 Months±
▼
APR4.25%
Term60 Months±
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Car Loans
4.39%
Up to 12 months
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Cars
4.39%
Up to 12 months
▼
APR4.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Luxury
4.43%
60 Months
▼
APR4.43%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Luxury *
4.43%
60 Months
▼
APR4.43%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2022-2026
4.45%
72 Months
▼
APR4.45%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2020-2021
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.59%
37-48
▼
APR4.59%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Classic Cars
4.68%
48 Months
▼
APR4.68%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.79%
49-60
▼
APR4.79%
Term49-60
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2020-2021
4.85%
72 Months
▼
APR4.85%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Car Loans
4.89%
61-72 months (greater than or equal to $20,000)
▼
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Cars
4.89%
61-72 months (greater than or equal to $20,000)
▼
APR4.89%
Term61-72 months (greater than or equal to $20,000)
Last UpdatedMar 25, 2026
Details
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 1 Year Old
4.95%
54 Months
▼
APR4.95%
Term54 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 2 Years Old
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Used Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (2018 to 2025 Previously Titled Vehicles)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Used Auto Loans
5.15%
48 Months
▼
APR5.15%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
5.19%
61-72
▼
APR5.19%
Term61-72
Last UpdatedMar 16, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Used Auto Loans
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
5.25%
72 Months§
▼
APR5.25%
Term72 Months§
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (2018 to 2025 Previously Titled Vehicles)
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2019
5.35%
36 Months
▼
APR5.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
5.39%
63 months or less
▼
APR5.39%
Term63 months or less
Last UpdatedMar 22, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Car Loans
5.39%
73-84 months (greater than or equal to $30,000)
▼
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
Used Cars
5.39%
73-84 months (greater than or equal to $30,000)
▼
APR5.39%
Term73-84 months (greater than or equal to $30,000)
Last UpdatedMar 25, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.40%
48 Months
▼
APR5.40%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2019
5.45%
48 Months
▼
APR5.45%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 3 Years Old
5.45%
42 Months
▼
APR5.45%
Term42 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 4-5 Years Old
5.45%
36 Months
▼
APR5.45%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 22, 2026
Details
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Used Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
A+ (720 and Up)
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2019
5.55%
60 Months
▼
APR5.55%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
Used Auto
5.55%
63 months
▼
APR5.55%
Term63 months
Last UpdatedMar 20, 2026
Details
As Low As; Model years 2022-2026
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (2018 to 2025 Previously Titled Vehicles)
5.65%
61 to 72
▼
APR5.65%
Term61 to 72
Last UpdatedMar 24, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1845 Satellite Blvd, Duluth, GA, 30097
Used Auto Loans
5.69%
72 Months
▼
APR5.69%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Used Vehicle Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 20, 2026
Details
A+ (720 and Up)
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 6-7 Years Old
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Over 7 Years Old
5.75%
18 Months
▼
APR5.75%
Term18 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2019
5.85%
72 Months
▼
APR5.85%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
Used Auto
5.85%
72 months
▼
APR5.85%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As; Model years 2022-2026
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
5.89%
64 to 75 months
▼
APR5.89%
Term64 to 75 months
Last UpdatedMar 22, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.90%
66 Months
▼
APR5.90%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Used Autos
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedMar 26, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
Used Autos (1-3 Years Old)
6.00%
3 Years
▼
APR6.00%
Term3 Years
Last UpdatedMar 16, 2026
Details
As Low As
Macon Bibb Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
150 Willie Smokie Glover Dr, Macon, GA, 31201 2822
Used Vehicle Loan
6.00%
66 Months
▼
APR6.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
A+ (720 and Up)
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
Used Auto
6.15%
66 months
▼
APR6.15%
Term66 months
Last UpdatedMar 20, 2026
Details
As Low As; Model years 2020-2021
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
6.15%
72 Months
▼
APR6.15%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
6.19%
73-84
▼
APR6.19%
Term73-84
Last UpdatedMar 16, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
6.25%
84 Monthsƒ
▼
APR6.25%
Term84 Monthsƒ
Last UpdatedMar 21, 2026
Details
Tesla financing requires 20% equity
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (Classic/Vintage Vehicles)
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2008-2012
6.35%
36 Months
▼
APR6.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2013-2014
6.35%
36 Months
▼
APR6.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
H.E.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.76%
121 OSIGIAN BLVD, WARNER ROBINS, GA, 31088
Used Car 2015-2018
6.35%
36 Months
▼
APR6.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
100 Greenwood Industrial Pkwy, McDonough, GA, 30253
Used Auto
6.35%
60 months
▼
APR6.35%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As; Model year 2019
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.39%
36 Months
▼
APR6.39%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
6.39%
63 months or less
▼
APR6.39%
Term63 months or less
Last UpdatedMar 22, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Other Vehicle Loans
6.39%
Up to 12 months
▼
APR6.39%
TermUp to 12 months
Last UpdatedMar 25, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA, 30097
Used Truck & Auto Loans (2018 to 2025 Previously Titled Vehicles)
6.45%
73 to 84
▼
APR6.45%
Term73 to 84
Last UpdatedMar 24, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA, 30310
Used Car - less than 100,000 Miles
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 21, 2026
Details
up to 84 months
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
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MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.039%
▲ 0.196 from last week
New auto loan rates rose 0.196 points this week to 6.039% APR, up from 5.843% last week.
Used Auto Loan — National Avg APR
6.644%
▲ 0.012 from last week
Used auto loan rates rose 0.012 points this week to 6.644% APR, up from 6.633% last week.
National averages as of Mar 26, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Valdosta, Georgia
How does my credit score affect my car loan rate in Georgia?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Valdosta, Georgia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Georgia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Valdosta, Georgia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Valdosta, Georgia?
Based on our current data, some of the lowest auto loan rates available in Valdosta, Georgia include:
- First Commerce Credit Union: 4.99% (Auto Loan)
- Southern Pine Credit Union: 5.00% (New Auto (Never Been Titled) Loan)
- Georgia Power Valdosta Federal Credit Union: 6.50% (New Auto Loans)
- P&S Credit Union: 2.49% (New Truck & Auto Loans (2026 and Untitled 2025 Vehicles))
- CDC Federal Credit Union: 2.50% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Valdosta, Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 26, 2026
