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Best Money Market Rates in Georgia (GA) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 4, 2026

Current Georgia money market deposit account rates include Workmens Circle Incorporated Credit UnionWorkmens Circle Incorporated Credit Union527 Stephenson Ave, Savannah, GA 31405 5922A+5.0 ★Texas Ratio: 0.00% Share/IRA Money Market/Platinum Plus at 3.75% APY, Baxter Credit UnionBaxter Credit Union505 Takeda Pkwy, Social Circle, GA 30025 4723A5.0 ★Texas Ratio: 7.73% Money Market Special Intro rate at 3.50% APY, New Millennium BankNew Millennium Bank3350 Steve Reynolds Blvd, Duluth, GA 30096A+5.0 ★Texas Ratio: 3.04% SMART Money Market Account at 3.50% APY, TruistTruist110 N Camellia Blvd, Fort Valley, GA 31030A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, and My Georgia Credit UnionMy Georgia Credit Union2601 Limestone Pkwy, Gainesville, GA 30501A+5.0 ★Texas Ratio: 3.67% Money Market at 3.30% APY. Money market rates as of May 4, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Georgia side-by-side. Georgia money market rates currently reach as high as 3.75% APY from Workmens Circle Incorporated Credit Union at 527 Stephenson Ave, Savannah, GA 31405 5922. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Georgia and surrounding area. Last Updated and Verified: May 4, 2026

Compare the Best Money Market Rates Today in Georgia

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

With balance above - $999,999.99

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$1,000,000.00 and over

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

With balance between $250,000.00 - $999,999.99

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$15,000+

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
110 N Camellia Blvd, Fort Valley, GA 31030
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Average Daily Bal.

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
3.25%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$500,000.00 - $999,999.99

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.25%
$0
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

With balance between $100,000.00 - $249,999.99

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Average Daily Bal.

Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

With balance between $20,000.00 - $99,999.99

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market Account
3.00%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$250,000.00 - $499,999.99

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.95%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.95%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.85%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$100,000.00 - $249,999.99

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$50,000 and up

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA 30004
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Average Daily Bal.

Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$500,000.01 and over

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$25,000.00 - $49,999.99

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market Account
2.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA 30092 3107
Regular, TRUST, & IRA MMAs & More
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$100,000

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.34%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Average Daily Bal.

Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
Money Market Account
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$250,000.01 - $500,000.00

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market Account
2.25%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details

Family First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA 30354
Money Market Account
2.23%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA 30189 5531
Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market Account
2.00%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
705 W Cherry St, Jesup, GA 31545
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$10,000.00 - $24,999.99

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$100,000.00 - $250,000.00

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
1.85%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA 30189 5531
Money Market Account
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

OneSouth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4070 Forsyth Rd, Macon, GA 31210
Money Market Account
1.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
990 Highway 84 E, Cairo, GA 39828 2207
Money Market Accounts
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
990 Highway 84 E, Cairo, GA 39828 2207
Money Market Account
1.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
Money Market Account
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

$1,000.00 - $99,999.99

Family First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA 30354
Money Market Account
1.74%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA 30004
Money Market
1.61%
$0
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
921 Ralph David Abernathy Blvd SW, Atlanta, GA 30310
Money Market
1.61%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Five Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.24%
990 Highway 84 E, Cairo, GA 39828 2207
Money Market Accounts
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
0.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
Business Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
Consumer Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
TotalView Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

United Bank Zebulon, GA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1 E Main St, Forsyth, GA 31029
Business Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
Money Market Savings
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Georgia and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Georgia Money Market Rate Trends

Compare local Georgia money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Georgia MMA Trends →
High-Yield MMA — GA Avg
3.051%
▼ 0.030 vs 7 days ago

Georgia high-yield MMA rates fell 0.030 points over the past 7 days to 3.051% APY.

Standard MMA — GA Avg
0.726%
▲ 0.146 vs 7 days ago

Georgia standard MMA rates rose 0.146 points over the past 7 days to 0.726% APY.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Georgia

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Georgia.

Are Money Market accounts in Georgia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.

How often do MMA rates change in Georgia?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Georgia?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Georgia require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Georgia

Here are some of the highest money market account APYs currently available in Georgia:
  • Workmens Circle Incorporated Credit Union
    Share/IRA Money Market/Platinum Plus — 3.75% APY
  • Baxter Credit Union
    Money Market Special Intro rate — 3.50% APY
  • New Millennium Bank
    SMART Money Market Account — 3.50% APY
  • Truist
    Small Business Money Market Account — 3.40% APY
  • My Georgia Credit Union
    Money Market — 3.30% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 4, 2026

Georgia Rates & Resources

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