Best Money Market Rates in Alpharetta, Georgia (GA) - April 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Alpharetta, Georgia and the surrounding area money market rates include Together Credit UnionTogether Credit UnionA+5.0 ★Texas Ratio: 5.65% Money Market (IRA) at 3.75% APY, Workmens Circle Incorporated Credit UnionWorkmens Circle Incorporated Credit UnionA+5.0 ★Texas Ratio: 0.00% Share/IRA Money Market/Platinum Plus at 3.75% APY, RBC Bank, (Georgia)RBC Bank, (Georgia)A+5.0 ★Texas Ratio: 2.29% U.S. Business Money Market at 3.60% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special Intro rate at 3.50% APY, and Publix Employees Federal Credit UnionPublix Employees Federal Credit UnionA+5.0 ★Texas Ratio: 1.34% High-Yield Money Market Tiers at 3.50% APY. Money market rates as of April 5, 2026 according to verified data from MonitorBankRates.
Alpharetta has 5 local institutions in our database, with money market rates as high as 3.50% APY from Touchmark Bank at 3651 Old Milton Pkwy, Alpharetta, GA 30005. Use the table below to compare all available offers, including options from institutions serving the broader Georgia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Alpharetta, Georgia and surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Money Market Rates Today in Alpharetta, Georgia & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Touchmark Bank
Institution Rating:
F2.3 ★ Texas Ratio: 47.73%
3651 Old Milton Pkwy, Alpharetta, GA 30005
Personal and Business Money Market
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 29, 2026
Details
Guaranteed for 6 Months; Minimum deposit of $25,000 is required to open the Money Market account and obtain APY. Money Market account fees could reduce earnings. Offer available to new Money Market account customers only. Money Market account interest is compounded daily and credited to your account monthly. Limited time offer.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA 30004
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
11575 Haynes Bridge Rd, Alpharetta, GA 30009
Business Money Market Accounts
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
5975 Shiloh Rd, Alpharetta, GA 30005
Money Market3
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
11575 Haynes Bridge Rd, Alpharetta, GA 30009
Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
11575 Haynes Bridge Rd, Alpharetta, GA 30009
Business Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
5975 Shiloh Rd, Alpharetta, GA 30005
Money Market3
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
5975 Shiloh Rd, Alpharetta, GA 30005
Money Market3
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
5975 Shiloh Rd, Alpharetta, GA 30005
Money Market3
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
5975 Shiloh Rd, Alpharetta, GA 30005
Money Market3
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Share/IRA Money Market/Platinum Plus
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With balance above - $999,999.99
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
New money only
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
U.S. Business Money Market
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
U.S. Business Money Market Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000+
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High-Yield Money Market Tiers
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High-Yield Money Market Tiers*
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Share/IRA Money Market/Platinum Plus
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With balance between $250,000.00 - $999,999.99
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Business Money Market
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average Daily Bal.
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Share/IRA Money Market/Platinum Plus
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With balance between $100,000.00 - $249,999.99
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
Money Market Savings
3.25%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Business Money Market Accounts
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Accounts
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Business Money Market Accounts
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Accounts
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average Daily Bal.
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Performance Money Market
3.03%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
Money Market Account
3.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Business Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Share/IRA Money Market/Platinum Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
With balance between $20,000.00 - $99,999.99
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Accounts
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Consumer Fed Funds Money Market Tier 2
2.95%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Business Money Market Accounts
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
Money Market Savings
2.85%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Business Money Market
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Money Market Accounts
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$100,000+
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$50,000 and up
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Business Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Business Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average Daily Bal.
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Performance Money Market
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$25,000.00 - $49,999.99
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
Money Market Account
2.50%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Regular, TRUST, & IRA MMAs
2.40%
$100,000
▼
Rate2.37%
Min Deposit$100,000
Min Balance—
UpdatedMar 24, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
Money Market Savings
2.34%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Average Daily Bal.
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Performance Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
Money Market Account
2.25%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 5, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Performance Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000.00 - $24,999.99
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Business Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
Money Market Savings
1.85%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
as high as
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Consumer Fed Funds Money Market Tier 1
1.47%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
U.S. Business Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Alpharetta, Georgia and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Alpharetta, GA Money Market Rate Trends
Compare local Alpharetta, GA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — GA Avg
1.112%
▼ 1.089 vs 7 days ago
Georgia high-yield MMA rates fell 1.089 points over the past 7 days to 1.112% APY.
Standard MMA — GA Avg
1.293%
▲ 0.143 vs 7 days ago
Georgia standard MMA rates rose 0.143 points over the past 7 days to 1.293% APY.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Alpharetta, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Alpharetta, Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Alpharetta, Georgia
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Georgia.
Are Money Market accounts in Alpharetta, Georgia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.
How often do MMA rates change in Alpharetta, Georgia?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Alpharetta, Georgia
Here are some of the highest money market account APYs currently available in Alpharetta, Georgia and the surrounding area:
- Together Credit Union
Money Market (IRA) — 3.75% APY - Workmens Circle Incorporated Credit Union
Share/IRA Money Market/Platinum Plus — 3.75% APY - RBC Bank, (Georgia)
U.S. Business Money Market — 3.60% APY - Baxter Credit Union
Money Market Special Intro rate — 3.50% APY - Publix Employees Federal Credit Union
High-Yield Money Market Tiers — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Alpharetta, Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026
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