Best Money Market Rates in Toccoa, Georgia (GA) - March 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Toccoa, Georgia and the surrounding area money market rates include Together Credit UnionTogether Credit Union100 Busch Dr NE, Cartersville, GA 30121 7217A+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY, Workmens Circle Incorporated Credit UnionWorkmens Circle Incorporated Credit Union527 Stephenson Ave, Savannah, GA 31405 5922A+5.0 ★Texas Ratio: 0.00% Share/IRA Money Market/Platinum Plus at 3.75% APY, RBC Bank, (Georgia)RBC Bank, (Georgia)3550 Lenox Rd Ne, Atlanta, GA 30326A+5.0 ★Texas Ratio: 2.29% U.S. Business Money Market at 3.60% APY, My Georgia Credit UnionMy Georgia Credit Union2601 Limestone Pkwy, Gainesville, GA 30501A+5.0 ★Texas Ratio: 3.67% Money Market at 3.56% APY, and Baxter Credit UnionBaxter Credit Union505 Takeda Pkwy, Social Circle, GA 30025 4723A5.0 ★Texas Ratio: 7.73% Money Market Special Intro rate at 3.50% APY. Money market rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Toccoa, Georgia and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Toccoa, Georgia (GA) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Toccoa, Georgia and surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Money Market Rates Today in Toccoa, Georgia & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
New money only
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
With balance above - $999,999.99
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
New money only
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Average Daily Bal.
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
400 Porsche Avenue, Atlanta, GA 30354
Money Market
3.50%
$2,500
▼
Rate3.44%
Min Deposit$2,500
Min Balance—
UpdatedMar 9, 2026
Details
Monthly Service Charge is $10.00. For March 1, 2026
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
High-Yield Money Market Tiers
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
High-Yield Money Market Tiers*
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
With balance between $250,000.00 - $999,999.99
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
Touchmark Bank
Institution Rating:
F2.3 ★ Texas Ratio: 47.73%
3651 Old Milton Pkwy, Alpharetta, GA 30005
Personal and Business Money Market
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 22, 2026
Details
Guaranteed for 6 Months; Minimum deposit of $25,000 is required to open the Money Market account and obtain APY. Money Market account fees could reduce earnings. Offer available to new Money Market account customers only. Money Market account interest is compounded daily and credited to your account monthly. Limited time offer.
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
Business Money Market
3.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Average Daily Bal.
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
With balance between $100,000.00 - $249,999.99
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
As High As; Qualifying balance up to $1,000.00
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
3.25%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Average Daily Bal.
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
3.03%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
With balance between $20,000.00 - $99,999.99
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market Account
3.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Atlanta Postal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.86%
400 Porsche Avenue, Atlanta, GA 30354
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMar 9, 2026
Details
Monthly Service Charge is $10.00. For March 1, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
5063 Alabama Hwy, Ringgold, GA 30736
Consumer Fed Funds Money Market
2.95%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.85%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Money Market
2.80%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
Business Money Market
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Average Daily Bal.
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
Money Market Accounts
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$100,000+
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Money Market
2.60%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
$5 monthly maintenance charge waived when minimum balance requirement is met
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA 30004
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market Account
2.50%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA 30092 3107
Regular, TRUST, & IRA MMAs
2.40%
$100,000
▼
Rate2.37%
Min Deposit$100,000
Min Balance—
UpdatedMar 24, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.34%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
2.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market Account
2.25%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA 30354
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Business Money Market Accounts
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
5975 Shiloh Rd, Alpharetta, GA 30005
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Business Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market Account
2.00%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 20, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
Business Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
1.85%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $49,999.99
OneSouth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4070 Forsyth Rd, Macon, GA 31210
Money Market Account
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
5063 Alabama Hwy, Ringgold, GA 30736
Consumer Fed Funds Money Market
1.47%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
5063 Alabama Hwy, Ringgold, GA 30736
Money Market Tiered
0.75%
$2,500
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
Business Money Market
0.75%
$1,000
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 14, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Toccoa, Georgia and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Toccoa, GA Money Market Rate Trends
Compare local Toccoa, GA MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — GA Avg
2.201%
▲ 0.969 from last week
Georgia high-yield MMA rates rose 0.969 points this week to 2.201% APY, up from 1.232% last week.
Standard MMA — GA Avg
1.179%
▲ 0.048 from last week
Georgia standard MMA rates rose 0.048 points this week to 1.179% APY, up from 1.131% last week.
As of Mar 25, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Toccoa, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Toccoa, Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Toccoa, Georgia
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Georgia.
Are Money Market accounts in Toccoa, Georgia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.
How often do MMA rates change in Toccoa, Georgia?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Toccoa, Georgia
Here are some of the highest money market account APYs currently available in Toccoa, Georgia and the surrounding area:
- Together Credit Union
Money Market — 3.75% APY - Workmens Circle Incorporated Credit Union
Share/IRA Money Market/Platinum Plus — 3.75% APY - RBC Bank, (Georgia)
U.S. Business Money Market — 3.60% APY - My Georgia Credit Union
Money Market — 3.56% APY - Baxter Credit Union
Money Market Special Intro rate — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Toccoa, Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 24, 2026
