United Bank Zebulon, GA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.60%, 6-month CD rates at 1.26% and 3-month CD rates at 1.76%. Current savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.99%. Credit Card rates are at 15.99%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates. United Bank Zebulon, GA's 60-Month CD rates are at 2.02%, 48-Month CD rates are at 1.76%, 36-Month CD rates are at 1.66%, 24-Month CD rates are at 1.66%, 18-Month CD rates are at 1.51%. United Bank Zebulon, GA's savings rates are at 0.50%. United Bank Zebulon, GA's money market rates are at 0.40%.

United Bank Zebulon, GA

To see how these rates compare to United Bank Zebulon, GA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Bank Zebulon, GA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Bank Zebulon, GA CD rates. You can also compare United Bank Zebulon, GA savings rates, MMA rates and mortgage rates using our other rate lists.

United Bank Zebulon, GA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Bank Zebulon, GA? Share your experience about United Bank Zebulon, GA by leaving a review below, or read customer reviews before you decide to use United Bank Zebulon, GA.

United Bank Zebulon, GA Texas Ratio

United Bank Zebulon, GA's Texas Ratio is at 3.54%, which is considered excellent. The Texas Ratio for United Bank Zebulon, GA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, United Bank Zebulon, GA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.51%
18-Month CD
1.51%
24-Month CD
1.66%
36-Month CD
1.66%
48-Month CD
1.76%
60-Month CD
2.02%
Savings
0.50%
MMA
0.40%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
United Bank Zebulon, GA
685 Griffin St
Zebulon, GA 30295
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

United Bank Zebulon, GA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
United Bank Zebulon, GA
United Bank Zebulon, GA
60-Month CD
2.02%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
48-Month CD
1.76%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
36-Month CD
1.66%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
24-Month CD
1.66%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
18-Month CD
1.51%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
12-Month CD
1.51%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
6-Month CD
0.75%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
3-Month CD
0.65%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
Regular Savings
0.50%
$50
United Bank Zebulon, GA
United Bank Zebulon, GA
Business Money Market
0.40%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare United Bank Zebulon, GA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
MCT Credit Union
MCT Credit Union
12-Month CD
4.34%
$1,000
OWB One World Bank
OWB One World Bank
12-Month CD (Jumbo)
4.10%
$1,000
The MINT National Bank
The MINT National Bank
ManageMINT Emerald Money Market
4.00%
$250,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
24-Month CD
3.90%
$2,000
Stryv Bank
Stryv Bank
12-Month CD
3.85%
$100
FNB of Waterloo
FNB of Waterloo
24-Month CD
3.75%
$1,000
AAC Credit Union
AAC Credit Union
18-Month CD
3.70%
$500
First State Bank of Beecher City
First State Bank of Beecher City
24-Month CD
3.56%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
36-Month CD
3.56%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
36-Month CD
3.50%
$2,000
AAC Credit Union
AAC Credit Union
48-Month CD
3.50%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
48-Month CD
3.35%
$100
Farmers National Bank
Farmers National Bank
12-Month CD
3.20%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
12-Month CD
3.20%
$2,500
Avidia Bank
Avidia Bank
48-Month CD
3.05%
$1,000
FNB Of Nokomis
FNB Of Nokomis
Rewards Checking
3.05%
$1
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
48-Month CD
3.00%
$25,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
12-Month CD
2.89%
$500
The Bank of Romney
The Bank of Romney
60-Month CD
2.79%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
48-Month CD
2.63%
$1,000
Ambler Savings Bank
Ambler Savings Bank
60-Month CD
2.50%
$1,000
Gate City Bank
Gate City Bank
24-Month CD
2.50%
$1,000
Seattle Bank
Seattle Bank
Digital Direct Checking
2.30%
$0
Cendera Bank
Cendera Bank
Cendara + Checking
2.01%
$5,000
Home National Bank Racine, OH
Home National Bank Racine, OH
36-Month CD
1.75%
$500
Everett Co-operative Bank
Everett Co-operative Bank
36-Month CD
1.50%
$500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
60-Month CD
1.50%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
Money Market
1.40%
$5,000
The Bank of New Glarus
The Bank of New Glarus
48-Month CD
1.40%
$2,000
SSB Scott State Bank
SSB Scott State Bank
18-Month CD
1.20%
$1,000
1st Community Credit Union
1st Community Credit Union
Money Market
1.11%
$1,000
Heritage Bank Wood River, NE
6-Month CD
1.00%
$1,000
PennCrest Bank
PennCrest Bank
24-Month CD
1.00%
$1,000
MutualOne Bank
MutualOne Bank
48-Month CD
0.55%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Money Market
0.50%
$1,000
Cincinnatus S&L Co.
Cincinnatus S&L Co.
48-Month CD
0.50%
$500
iGOBanking
iGOBanking
iGO Savings Plus
0.50%
$0
Riverside Savings Bank
Riverside Savings Bank
12-Month CD
0.35%
$1,000
Adirondack Trust Company
Adirondack Trust Company
36-Month CD
0.35%
$500
Miami Savings Bank
Miami Savings Bank
24-Month CD
0.30%
$1,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
12-Month CD
0.30%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD (Bump Rate)
0.20%
$5,000
Somerset Trust Company
Somerset Trust Company
12-Month CD
0.20%
$500
North Shore Trust and Savings
North Shore Trust and Savings
Passbook Savings
0.15%
$100
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
Regular Savings
0.15%
$100
Massena Savings and Loan
Massena Savings and Loan
Savings
0.10%
$1
Bank of Rantoul
Bank of Rantoul
NOW Checking
0.10%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
Statement Savings
0.05%
$100
Haverhill Bank
Haverhill Bank
NOW Checking
0.05%
$10
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Interest Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 8, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

United Bank Zebulon, GA Information

United Bank Zebulon, GA
685 Griffin St
Zebulon, GA 30295
Pike
Established Date: 01/31/1905
FDIC Certificate #: 172
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: UNITED BANK CORP
How Many Domestic U.S. Offices? 18
How Many Branches are There? 18
Is United Bank Zebulon, GA FDIC Insured? Yes
What is United Bank Zebulon, GA's Cert number? 172
What is the maximum amount for insured deposits? $250,000 per holder, per account

United Bank Zebulon, GA Financials

Total Assets:
$2,146,581,000
Total Deposits:
$1,898,426,000
Equity Capital:
$229,099,000
Domestic Deposits:
$1,898,426,000
Net Income:
$15,758,000
Return on Assets:
2.8716%
Quarterly Return on Assets:
2.8800%
Pretax Return on Assets:
3.6659%
Pretax Quarterly Return on Assets:
3.6700%
Return on Equity:
34.6700%
Quarterly Return on Equity:
28.3000%
Common Equity Tier 1 Capital Ratio:
21.8668%
Tier 1 Risk-Based Capital Ratio:
21.8668%
Leverage Tier 1 (Core Capital) Ratio:
10.2963%
Total Risk-Based Capital Ratio (YTD):
23.1218%
Total Interest Income (YTD):
5.3345%
 
 
Headquarters:
Zebulon
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Pike
# of Offices:
18
Metropolitan Statistical Area (MSA):
Atlanta-Sandy Springs-Alpharetta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

U.S. Treasury yields are higher again today as Greece and its creditors reached a debt deal. 10 year yields are up another 5 basis points this morning to 2.45 percent. 10 year yields increased 0.25 percent since last Wednesday and probably will continue to move higher this week. We might see 10 year yields hit 2.50 percent before the week has ended.
We do anticipate deposit rates moving higher in the coming months when the Fed increases the fed funds rate. Hopefully by the end of 2015, the best savings rates will be above 2.00 percent. Below is a quick rundown of the current highest savings rates and money market rates available.

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United Bank Zebulon, GA Reviews

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