Best Personal Loan Rates in Bethlehem, Georgia (GA) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Georgia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Bethlehem, Georgia include: Georgia Power Valdosta Federal Credit UnionGeorgia Power Valdosta Federal Credit UnionA+5.0 ★Texas Ratio: 3.67% offering Land Loans at 4.00% APR, Coca Cola Federal Credit UnionCoca Cola Federal Credit UnionA+5.0 ★Texas Ratio: 4.05% offering CERTIFICATE LOANS at 4.25% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, First Commerce Credit UnionFirst Commerce Credit UnionA+5.0 ★Texas Ratio: 4.91% offering Summer Camp Loan at 4.99% APR, and Credit Union of GeorgiaCredit Union of GeorgiaA+5.0 ★Texas Ratio: 5.89% offering Personal Loans at 4.99% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Bethlehem borrowers have access to 39 lenders serving the Georgia area, with personal loan rates as low as 4.00% APR from Georgia Power Valdosta Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Bethlehem, Georgia.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Bethlehem, Georgia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Land Loans
4.00%
▼
APR4.00%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
CERTIFICATE LOANS
4.25%
▼
APR4.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR4.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 13, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
Summer Camp Loan
4.99%
▼
APR4.99%
Last UpdatedMay 13, 2026
Details
As Low As; with auto-pay
APR4.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR5.00%
Last UpdatedMay 13, 2026
Details
Fixed at 5.00% up to 5 years
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
This APR will vary with the market based on the dividend rate.
First Commerce Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
Summer Camp Loan
5.24%
▼
APR5.24%
Last UpdatedMay 13, 2026
Details
As Low As; without auto payment/transfer
APR5.49%
Last UpdatedMay 13, 2026
Details
As Low As
APR5.75%
Last UpdatedMay 13, 2026
Details
up to 180 months
APR5.75%
Last UpdatedMay 13, 2026
Details
up to 240 months
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Vocational Income Program Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
Fixed at 5.99% up to 5 years
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Emergency Loan
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
LAND LOAN 20 YR
6.17%
▼
APR6.17%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As; Borrow up to $25,000
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Furniture & Appliances Loan
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Lawn & Garden Equipment Loan
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
As Low As
Interstate Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.37%
Construction Loan
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Construction Loans
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.00%
Last UpdatedMay 13, 2026
Details
($500 - $30,000 Max)
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
7.90%
▼
APR7.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As; Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Personal Loan - 36 - 60 month term
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
UNSECURED
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Emergency Disaster Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As; Up to $25,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 60 months
APR8.95%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
Rates subject to credit score and term
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Debt Consolidation Loans
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
As Low As
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.95%
Last UpdatedMay 13, 2026
Details
No additional details available.
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
Unsecured Personal
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.24%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
New Teacher Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As; all rates based on creditworthiness
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As
North Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Personal > - Up to 48 Months < - Up to 36 Months
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
$5,000
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Other Collateral Loan
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
Loan Amount Up to $1,000.00
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR11.50%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 36 Months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedMay 13, 2026
Details
up to 48 months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
As Low As
APR11.75%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 48 Months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Term Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Quick Cash Loan
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
12-month repayment term
APR12.24%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR12.45%
Last UpdatedMay 13, 2026
Details
No additional details available.
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
up to 48 months
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $250-$40,000
Northside Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
STAT Loan
13.25%
▼
APR13.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
As Low As
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMay 13, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 12.99% APR
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.49% APR
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
Holiday Loan Personal Loans
17.90%
▼
APR17.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Savannah Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
WILDFIRE same day loan
17.95%
▼
APR17.95%
Last UpdatedMay 13, 2026
Details
No additional details available.
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Short Term Loans
28.00%
▼
APR28.00%
Last UpdatedMay 13, 2026
Details
As Low As
Ware County School Employees FCU
Institution Rating:
A+5.0 ★
Short Term Small Amount Loans
28.00%
▼
APR28.00%
Last UpdatedMay 13, 2026
Details
Principal Amount: $200-$1,000; Term: 6 Months Maximum; Loan Fee: $20; Eligibility: Member for at least 1 Month; Loan must be paid within term; Only allowed one unsecured/signature loan type at a time; with payroll deduction
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR4.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR5.49%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.00%
Last UpdatedMay 13, 2026
Details
($500 - $30,000 Max)
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Loans
7.90%
▼
APR7.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Savannah Postal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.46%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As; Rates expressed as APR - Annual Percentage Rate. "As Low As" rates are based on approved credit. Actual annual percentage rate may be higher depending on applicant's creditworthiness and other factors.
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Personal Loan - 36 - 60 month term
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.12%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $500-$40,000
Georgia Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
Personal Loans
8.95%
▼
APR8.95%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 60 months
APR8.95%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
Rates subject to credit score and term
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
As Low As; *Annual Percentage Rate based on creditworthiness
The Southern Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Personal Loans**
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.95%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.24%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As
Georgia Power Valdosta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Personal Loans
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
As Low As
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
10.75%
▼
APR10.75%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
10.75%
▼
APR10.75%
Last UpdatedMay 13, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As; all rates based on creditworthiness
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR11.50%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 36 Months
APR11.75%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 48 Months
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR12.24%
Last UpdatedMay 13, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
Personal Loan
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As; DEBT CONSOLIDATION ONLY
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
PERSONAL LOANS
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR12.45%
Last UpdatedMay 13, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As; Loan Amount $250-$40,000
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.01%
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
As Low As
Regional Members Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.48%
Personal Loans
13.99%
▼
APR13.99%
Last UpdatedMay 13, 2026
Details
As Low As
Mercy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
Holiday Loan Personal Loans
17.90%
▼
APR17.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Debt Consolidation Loans
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
LOCOGA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Signature Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As; Up to $25,000
Excel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Walker County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Signature Loans
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.50%
▼
APR11.50%
Last UpdatedMay 13, 2026
Details
up to 48 months
Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
up to 48 months
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
14.48%
▼
APR14.48%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 12.99% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.20%
▼
APR16.20%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.74% APR
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
Signature Loan
16.65%
▼
APR16.65%
Last UpdatedMay 13, 2026
Details
As Low As; As low as 15.49% APR
Powered by
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No home improvement personal loan rates found in Bethlehem, GA currently.
Bethlehem, GA Personal Loan Rate Trends
Compare local Bethlehem, GA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — GA Avg
9.496%
▲ 0.002 vs 7 days ago
Georgia personal loan rates rose 0.002 points over the past 7 days to 9.496% APR.
Signature Loan — GA Avg
10.843%
▲ 0.103 vs 7 days ago
Georgia signature loan rates rose 0.103 points over the past 7 days to 10.843% APR.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Georgia?
Most lenders in Bethlehem, Georgia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Georgia often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Bethlehem, Georgia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Georgia?
Yes. Debt consolidation is one of the most common uses of personal loans in Bethlehem, Georgia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Bethlehem, Georgia?
Credit unions in Bethlehem, Georgia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Bethlehem, Georgia?
- Georgia Power Valdosta Federal Credit Union: 4.00% (Land Loans)
- Coca Cola Federal Credit Union: 4.25% (CERTIFICATE LOANS)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- First Commerce Credit Union: 4.99% (Summer Camp Loan)
- Credit Union of Georgia: 4.99% (Personal Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Bethlehem, Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
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