Texas Mortgage Rates - October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Texas mortgage rates range from 4.50% to 8.63%, verified by MonitorBankRates as of October 10, 2026. Current 30-year fixed mortgage rates in Texas include Frost BankFrost Bank1000 N Walnut Creek Dr, Addison, TX, 75001A+5.0 ★Texas Ratio: 2.51% at 5.75%, Chemcel Federal Credit UnionChemcel Federal Credit Union1901 S US Highway 77 Byp, Alice, TX, 77414 3890A+5.0 ★Texas Ratio: 3.32% at 6.054%, Neches Federal Credit UnionNeches Federal Credit Union103 S LHS Dr, Beaumont, TX, 77611A+5.0 ★Texas Ratio: 0.97% at 6.25%, Telco Plus Credit UnionTelco Plus Credit Union1010 S SOUTHEAST LOOP 323, Kilgore, TX, 75604A+5.0 ★Texas Ratio: 2.38% at 6.25%, and Education First Federal Credit UnionEducation First Federal Credit Union1121 S Magnolia St Ste 900, Beaumont, TX, 75951 5624A+5.0 ★Texas Ratio: 3.82% at 6.00%. Mortgage rates as of October 10, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare mortgage rates across all loan types in Texas side-by-side. Texas mortgage rates currently start as low as 5.75% from Frost Bank at 1000 N Walnut Creek Dr, Addison, TX, 75001. Rates are continually updated, so we recommend checking back frequently.
Mortgage Rates reflect actual verified offers from lenders actively lending to Texas borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: October 10, 2026
Compare Mortgage Rates Today in Texas
Texas 30 Year Fixed Mortgage Rates
No additional details available.
Annual Percentage Rate
- Oct 4, 20266.05%▲ from 5.50%
- Sep 14, 20265.50%first recorded
Up to 90% of Contracted Sales Price on First Mortgage.
As Low As
- Oct 2, 20266.25%▲ from 6.10%
- Oct 1, 20266.10%▼ from 6.35%
- Sep 18, 20266.35%first recorded
APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.
No additional details available.
No additional details available.
No additional details available.
- Oct 10, 20267.13%▼ from 7.38%
- Oct 1, 20267.38%▲ from 6.99%
- Sep 27, 20266.99%▲ from 6.88%
- Sep 18, 20266.88%▲ from 6.49%
No additional details available.
Origination Point: 0.00%
Origination Point: 0.00%
No additional details available.
Terms 15*, 30**
- Oct 9, 20267.34%▲ from 6.43%
- Sep 14, 20266.43%first recorded
No additional details available.
- Oct 2, 20267.36%▲ from 7.24%
- Sep 27, 20267.24%▲ from 6.86%
- Sep 18, 20266.86%▲ from 6.61%
- Sep 14, 20266.61%first recorded
No additional details available.
- Oct 1, 20267.40%▲ from 6.90%
- Sep 14, 20266.90%first recorded
No additional details available.
- Oct 8, 20267.46%▲ from 7.34%
- Oct 4, 20267.34%▲ from 7.21%
- Sep 25, 20267.21%▲ from 7.08%
- Sep 18, 20267.08%first recorded
No additional details available.
- Oct 9, 20267.47%▲ from 7.35%
- Oct 5, 20267.35%▼ from 7.47%
- Oct 2, 20267.47%▲ from 7.35%
- Sep 29, 20267.35%▲ from 7.22%
No additional details available.
Guaranteed by the Veterans Administration (VA). For those looking to purchase a new home.
- Oct 9, 20267.50%▼ from 7.51%
- Oct 2, 20267.51%▲ from 7.20%
- Sep 29, 20267.20%▼ from 7.34%
- Sep 26, 20267.34%▲ from 6.97%
For those looking to purchase a new home.
- Oct 9, 20267.52%▼ from 7.63%
- Oct 2, 20267.63%▲ from 7.35%
- Sep 29, 20267.35%▲ from 7.34%
- Sep 26, 20267.34%▲ from 7.12%
Additional APR listed for this product: 7.606%.
No additional details available.
- Oct 1, 20267.56%▲ from 7.17%
- Sep 27, 20267.17%▲ from 6.93%
- Sep 18, 20266.93%▲ from 6.66%
- Sep 14, 20266.66%first recorded
No additional details available.
- Oct 9, 20267.71%▼ from 7.83%
- Oct 5, 20267.83%▲ from 7.71%
- Sep 29, 20267.71%▲ from 7.27%
- Sep 14, 20267.27%first recorded
No additional details available.
- Oct 10, 20267.72%▼ from 7.85%
- Oct 2, 20267.85%▲ from 7.72%
- Oct 1, 20267.72%▲ from 7.58%
- Sep 27, 20267.58%▲ from 7.34%
No additional details available.
- Oct 7, 20267.73%▲ from 7.47%
- Sep 27, 20267.47%▲ from 7.34%
- Sep 24, 20267.34%▲ from 7.09%
- Sep 15, 20267.09%first recorded
No additional details available.
- Oct 8, 20267.73%▲ from 7.60%
- Oct 4, 20267.60%▲ from 7.35%
- Sep 25, 20267.35%▲ from 7.23%
- Sep 18, 20267.23%first recorded
No additional details available.
- Oct 10, 20267.74%▼ from 8.12%
- Oct 2, 20268.12%▲ from 7.74%
- Sep 27, 20267.74%▲ from 7.24%
- Sep 18, 20267.24%▲ from 6.48%
No additional details available.
- Oct 9, 20267.75%▲ from 7.63%
- Oct 2, 20267.63%▲ from 7.50%
- Sep 29, 20267.50%▲ from 7.25%
- Sep 21, 20267.25%first recorded
No additional details available.
- Oct 7, 20267.75%▲ from 7.62%
- Sep 27, 20267.62%▲ from 7.36%
- Sep 24, 20267.36%▲ from 7.10%
- Sep 15, 20267.10%first recorded
No additional details available.
- Oct 7, 20267.77%▲ from 7.52%
- Sep 27, 20267.52%▲ from 7.39%
- Sep 24, 20267.39%▲ from 7.14%
- Sep 15, 20267.14%first recorded
A home loan that uses your primary residence's equity as collateral and offers possible tax benefits.
- Oct 9, 20267.83%▲ from 7.71%
- Oct 2, 20267.71%▲ from 7.66%
- Sep 26, 20267.66%▲ from 7.33%
- Sep 18, 20267.33%▲ from 7.30%
No additional details available.
- Oct 7, 20267.85%▲ from 7.72%
- Sep 27, 20267.72%▲ from 7.47%
- Sep 24, 20267.47%▲ from 7.34%
- Sep 15, 20267.34%first recorded
No additional details available.
- Oct 9, 20267.93%▲ from 7.80%
- Oct 2, 20267.80%▲ from 7.68%
- Sep 25, 20267.68%first recorded
No additional details available.
- Oct 5, 20267.93%▲ from 7.68%
- Sep 25, 20267.68%▲ from 7.30%
- Sep 17, 20267.30%▲ from 6.92%
- Sep 14, 20266.92%first recorded
No additional details available.
- Oct 5, 20267.96%▲ from 7.71%
- Sep 25, 20267.71%▲ from 7.33%
- Sep 17, 20267.33%▲ from 6.95%
- Sep 14, 20266.95%first recorded
No additional details available.
- Oct 7, 20268.05%▲ from 7.93%
- Sep 27, 20267.93%▲ from 7.54%
- Sep 24, 20267.54%▲ from 7.16%
- Sep 15, 20267.16%first recorded
No additional details available.
- Oct 1, 20268.44%▲ from 8.18%
- Sep 27, 20268.18%▲ from 8.06%
- Sep 14, 20268.06%first recorded
No additional details available.
- Oct 7, 20268.62%▲ from 8.12%
- Sep 27, 20268.12%▲ from 7.86%
- Sep 24, 20267.86%first recorded
No additional details available.
- Oct 7, 20268.64%▲ from 8.25%
- Sep 27, 20268.25%▲ from 8.00%
- Sep 24, 20268.00%▲ from 7.22%
- Sep 15, 20267.22%first recorded
Loan requires mortgage insurance and guaranteed by the Federal Housing Administration (FHA). For those looking to purchase a new home.
- Oct 9, 20268.86%▼ from 8.87%
- Oct 2, 20268.87%▲ from 8.52%
- Sep 29, 20268.52%▼ from 8.68%
- Sep 26, 20268.68%▲ from 8.23%
Texas 15 Year Fixed Mortgage Rates
Terms 15*, 30**
As Low As
- Oct 2, 20265.50%▲ from 5.00%
- Oct 1, 20265.00%▼ from 5.25%
- Sep 18, 20265.25%first recorded
APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.
No additional details available.
- Oct 2, 20266.00%▲ from 5.75%
- Sep 14, 20265.75%first recorded
No additional details available.
No additional details available.
- Oct 10, 20266.55%▼ from 6.67%
- Oct 2, 20266.67%▲ from 6.55%
- Sep 27, 20266.55%▲ from 6.30%
- Sep 22, 20266.30%▲ from 6.17%
No additional details available.
- Oct 1, 20266.58%▲ from 6.12%
- Sep 14, 20266.12%first recorded
No additional details available.
No additional details available.
Origination Point: 0.00%
Origination Point: 0.00%
No additional details available.
No additional details available.
- Oct 5, 20267.03%▼ from 7.16%
- Sep 29, 20267.16%▲ from 7.03%
- Sep 25, 20267.03%▲ from 6.65%
- Sep 17, 20266.65%▲ from 6.53%
No additional details available.
- Oct 10, 20267.04%▲ from 6.79%
- Sep 22, 20266.79%first recorded
No additional details available.
For those looking to purchase a new home.
- Oct 9, 20267.08%▼ from 7.10%
- Oct 2, 20267.10%▲ from 6.99%
- Sep 29, 20266.99%▼ from 7.02%
- Sep 26, 20267.02%▲ from 6.77%
No additional details available.
- Oct 10, 20267.14%▼ from 7.20%
- Oct 2, 20267.20%▼ from 7.24%
- Oct 1, 20267.24%▲ from 7.14%
- Sep 27, 20267.14%▲ from 7.06%
No additional details available.
- Oct 4, 20267.16%▲ from 7.04%
- Sep 25, 20267.04%▲ from 6.91%
- Sep 20, 20266.91%▲ from 6.79%
- Sep 18, 20266.79%first recorded
No additional details available.
No additional details available.
- Oct 9, 20267.20%▼ from 7.45%
- Oct 5, 20267.45%▲ from 7.33%
- Sep 29, 20267.33%▲ from 6.90%
- Sep 14, 20266.90%first recorded
No additional details available.
- Oct 10, 20267.41%▲ from 7.36%
- Oct 2, 20267.36%▼ from 7.38%
- Oct 1, 20267.38%▲ from 7.30%
- Sep 27, 20267.30%▲ from 7.21%
No additional details available.
- Oct 7, 20267.43%▲ from 7.30%
- Sep 27, 20267.30%▼ from 7.56%
- Sep 24, 20267.56%▲ from 7.04%
- Sep 15, 20267.04%first recorded
No additional details available.
- Oct 5, 20267.46%▲ from 7.21%
- Sep 25, 20267.21%▲ from 6.83%
- Sep 17, 20266.83%▲ from 6.45%
- Sep 14, 20266.45%first recorded
No additional details available.
- Oct 7, 20267.48%▲ from 7.35%
- Sep 27, 20267.35%▼ from 7.60%
- Sep 24, 20267.60%▲ from 6.97%
- Sep 15, 20266.97%first recorded
As Low As
- Oct 1, 20267.50%▲ from 7.38%
- Sep 18, 20267.38%first recorded
No additional details available.
- Oct 5, 20267.50%▲ from 7.25%
- Sep 25, 20267.25%▲ from 6.87%
- Sep 17, 20266.87%▲ from 6.49%
- Sep 14, 20266.49%first recorded
No additional details available.
- Oct 2, 20267.55%▲ from 7.43%
- Sep 27, 20267.43%▲ from 7.18%
- Sep 22, 20267.18%▲ from 7.05%
- Sep 18, 20267.05%▲ from 6.17%
A home loan that uses your primary residence's equity as collateral and offers possible tax benefits.
- Oct 9, 20267.63%▼ from 7.65%
- Oct 2, 20267.65%▲ from 7.54%
- Sep 29, 20267.54%▼ from 7.57%
- Sep 26, 20267.57%▲ from 7.11%
No additional details available.
A fixed rate and a 15-year term. Starting at $50,000
- Oct 9, 20268.86%▲ from 8.76%
- Oct 2, 20268.76%▲ from 8.65%
- Sep 29, 20268.65%▲ from 8.53%
- Sep 26, 20268.53%▲ from 8.43%
Texas 5/1 ARM Mortgage Rates
No additional details available.
No additional details available.
- Oct 12, 20266.82%▲ from 5.44%
- Sep 25, 20265.44%first recorded
Annual Cap: 2.00%; Lifetime Cap: 5.00%; Minimum Loan Amount is $20,000; Maximum Refinance Loan to Value is 90%; Maximum Purchase Money 95% LTV
No additional details available.
- Oct 9, 20265.71%▲ from 5.64%
- Oct 5, 20265.64%▼ from 5.64%
- Oct 2, 20265.64%▲ from 5.47%
- Sep 25, 20265.47%▲ from 5.39%
No additional details available.
- Oct 12, 20266.99%▲ from 5.73%
- Sep 25, 20265.73%first recorded
No additional details available.
No additional details available.
- Sep 29, 20266.00%▲ from 5.75%
- Sep 14, 20265.75%first recorded
Term: initial fixed rate period (5 years); As low as; Estimated Payment: $2,098.43 per month for initial fixed rate period (5 years)
- Oct 2, 20266.00%▲ from 5.75%
- Sep 17, 20265.75%first recorded
Term: initial fixed rate period (5 years); As low as; Estimated Payment: $2,098.43 per month for initial fixed rate period (5 years)
- Oct 2, 20266.00%▲ from 5.75%
- Sep 25, 20265.75%first recorded
No additional details available.
- Oct 12, 20267.35%▲ from 6.00%
- Sep 25, 20266.00%first recorded
No additional details available.
No additional details available.
- Oct 9, 20266.04%▲ from 5.96%
- Oct 5, 20265.96%▼ from 5.96%
- Oct 2, 20265.96%▲ from 5.79%
- Sep 25, 20265.79%▲ from 5.73%
No additional details available.
- Oct 12, 20267.40%▲ from 6.04%
- Sep 25, 20266.04%first recorded
No additional details available.
As Low As; Your interest rate and payment are subject to change (up or down) every five years for the remaining loan term.
- Oct 2, 20266.09%▲ from 5.84%
- Sep 20, 20265.84%▲ from 5.59%
- Sep 14, 20265.59%first recorded
Rates and terms are subject to change without prior notice. Other restrictions may apply. Rates are for Purchase and Refinances of residential property - No Commercial Property or Manufactured Homes. 5/5 ARM Rate advertised is an Adjustable Rate Mortgage (ARM). The interest rates and payments may increase after consummation. For the first 60 months, the APR will be 6.147% with an estimated monthly payment of $62 per $10,000. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure.
- Oct 9, 20266.15%▲ from 6.05%
- Oct 2, 20266.05%first recorded
No additional details available.
- Oct 9, 20266.25%▼ from 7.03%
- Sep 22, 20267.03%first recorded
No additional details available.
As Low As
Rate as low as... *
- Oct 5, 20266.61%▲ from 6.24%
- Sep 17, 20266.24%▲ from 6.22%
- Sep 14, 20266.22%first recorded
No additional details available.
No additional details available.
No additional details available.
- Oct 9, 20266.84%▲ from 6.57%
- Sep 14, 20266.57%first recorded
Rates effective October 09, 2026. Rates, and terms and conditions subject to change without notice on new loans. Rates posted are estimates only and are subject to change without notice. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. The quotes above are based on a specific loan amount for the purchase of a single family primary residence. 4) *APR (Annual Percentage Rate) effective 9/17/2026. APR is based on the Prime Rate (7.00%), or Prime Rate (7.00%) plus a margin based on underwriting & Loan To Value (LTV) and may vary with Prime Rate after account opening: Floor = 2.00% APR, Cap = 15.0% APR. Loan features 10-year draw and 15-year repayment period. APR reflects best rate available based on less than 90% LTV & individual creditworthiness. Minimal credit union closing costs incurred for lines of credit up to $249,999 when automated value model is used for underwriting; loans using alternate valuation sources could incur closing costs up to $600 depending on property location, type and loan amount. Loans greater than $249,999 subject to standard lending practices with a closing cost between $0.00 - $4,000. City/county/state fees may apply. Membership eligibility is required. Loan subject to approval. Equity limits and underwriting requirements vary by state. We do business in accordance to the Federal Fair Housing Law and Equal Credit Opportunity Act. NMLS#401252.
- Oct 9, 20266.87%▼ from 7.03%
- Sep 22, 20267.03%first recorded
Rates Effective October 5, 2026.
- Oct 9, 20266.91%▲ from 6.66%
- Sep 29, 20266.66%first recorded
A ARM rate and a 5-year term. Starting at $40,000
- Oct 9, 20268.05%▲ from 7.94%
- Oct 2, 20267.94%▲ from 7.87%
- Sep 29, 20267.87%▲ from 7.75%
- Sep 26, 20267.75%▲ from 7.64%
Texas 30-Year Jumbo Mortgage Rates
Additional APR listed for this product: 6.093%. As low as
- Oct 8, 20266.04%▼ from 7.42%
- Oct 2, 20267.42%▲ from 7.05%
- Sep 20, 20267.05%▲ from 6.79%
- Sep 14, 20266.79%first recorded
As low as; Estimated Payment per $10,000:$111.02
- Oct 2, 20266.19%▲ from 5.94%
- Sep 20, 20265.94%▲ from 5.69%
- Sep 14, 20265.69%first recorded
As low as; Estimated Payment per $10,000:$111.02
- Oct 2, 20266.25%▲ from 5.99%
- Sep 20, 20265.99%▲ from 5.74%
- Sep 14, 20265.74%first recorded
No additional details available.
- Sep 25, 20266.66%▲ from 6.29%
- Sep 17, 20266.29%▲ from 6.25%
- Sep 14, 20266.25%first recorded
No additional details available.
Payment Example: 3/5 Jumbo ARM Payment Example
- Oct 6, 20266.87%▲ from 6.77%
- Sep 30, 20266.77%first recorded
No additional details available.
- Oct 9, 20266.87%▲ from 6.80%
- Oct 5, 20266.80%▲ from 6.55%
- Sep 17, 20266.55%first recorded
No additional details available.
- Oct 8, 20266.90%▲ from 6.25%
- Oct 2, 20266.25%▲ from 5.99%
- Sep 20, 20265.99%▲ from 5.74%
- Sep 14, 20265.74%first recorded
As low as; Estimated Payment per $10,000:$78.28
- Oct 8, 20267.19%▲ from 7.06%
- Oct 2, 20267.06%▲ from 6.68%
- Sep 20, 20266.68%▲ from 6.43%
- Sep 14, 20266.43%first recorded
ARM rates, APRs and monthly payments are subject to increase after the initial fixed-rate period of five, seven, or 10 years and assume a 30-year term.
As low as; Estimated Payment per $10,000:$78.28
- Oct 8, 20267.22%▲ from 7.09%
- Oct 2, 20267.09%▲ from 6.71%
- Sep 20, 20266.71%▲ from 6.46%
- Sep 14, 20266.46%first recorded
Origination Point: 0.00%
Origination Point: 0.00%
An adjustable rate loan to purchase or refinance a luxury home. Also available as a home equity loan. Offers a fixed rate for the first 7 years of the loan term. $806,501 - $2,000,000
- Oct 9, 20267.33%▲ from 7.22%
- Oct 2, 20267.22%▲ from 7.16%
- Sep 29, 20267.16%▲ from 7.04%
- Sep 26, 20267.04%▲ from 6.94%
No additional details available.
- Oct 5, 20267.34%▲ from 7.08%
- Sep 25, 20267.08%▲ from 6.70%
- Sep 17, 20266.70%▲ from 6.33%
- Sep 14, 20266.33%first recorded
ARM rates, APRs and monthly payments are subject to increase after the initial fixed-rate period of five, seven, or 10 years and assume a 30-year term.
As low as; Estimated Payment per $10,000:$66.53
- Oct 8, 20267.42%▼ from 7.42%
- Oct 2, 20267.42%▲ from 7.05%
- Sep 20, 20267.05%▲ from 6.79%
- Sep 14, 20266.79%first recorded
No additional details available.
- Oct 9, 20267.43%▲ from 7.30%
- Oct 5, 20267.30%▼ from 7.43%
- Oct 2, 20267.43%▲ from 7.30%
- Sep 29, 20267.30%▲ from 7.18%
No additional details available.
- Oct 1, 20267.47%▲ from 6.96%
- Sep 14, 20266.96%first recorded
$766,551 -$999,999; As Low As
- Oct 2, 20267.51%▲ from 7.01%
- Sep 14, 20267.01%first recorded
As low as; Estimated Payment per $10,000:$69.92
- Oct 8, 20267.55%▲ from 7.42%
- Oct 2, 20267.42%▲ from 7.05%
- Sep 20, 20267.05%▲ from 6.79%
- Sep 14, 20266.79%first recorded
As low as; Estimated Payment per $10,000:$69.92
- Oct 8, 20267.57%▲ from 7.45%
- Oct 2, 20267.45%▲ from 7.07%
- Sep 20, 20267.07%▲ from 6.82%
- Sep 14, 20266.82%first recorded
No additional details available.
No additional details available.
Loan Amount Example: $1,500,000.00; Monthly Payment Example: $12,314.23
$1; As Low As
- Oct 2, 20267.76%▲ from 7.26%
- Sep 14, 20267.26%first recorded
$766,551 -$999,999; As Low As
- Oct 2, 20267.76%▲ from 7.26%
- Sep 14, 20267.26%first recorded
No additional details available.
- Oct 5, 20267.80%▲ from 7.55%
- Sep 25, 20267.55%▲ from 7.17%
- Sep 17, 20267.17%▲ from 6.80%
- Sep 14, 20266.80%first recorded
As low as; More rate info
- Oct 8, 20267.82%▲ from 7.42%
- Oct 2, 20267.42%▲ from 7.05%
- Sep 20, 20267.05%▲ from 6.79%
- Sep 14, 20266.79%first recorded
No additional details available.
- Oct 8, 20267.87%▲ from 7.09%
- Oct 2, 20267.09%▲ from 6.71%
- Sep 20, 20266.71%▲ from 6.46%
- Sep 14, 20266.46%first recorded
$1,000,000; As low as
- Oct 4, 20267.90%▲ from 7.37%
- Sep 14, 20267.37%first recorded
No additional details available.
- Oct 5, 20267.92%▲ from 7.67%
- Sep 25, 20267.67%▲ from 7.29%
- Sep 17, 20267.29%▲ from 6.91%
- Sep 14, 20266.91%first recorded
Loan Amount Example: $1,500,000.00; Monthly Payment Example: $11,006.47
$1; As Low As
- Oct 2, 20268.01%▲ from 7.51%
- Sep 14, 20267.51%first recorded
$1,600,000.00+; As low as
- Oct 4, 20268.15%▲ from 7.63%
- Sep 14, 20267.63%first recorded
No additional details available.
- Oct 8, 20268.22%▲ from 7.45%
- Oct 2, 20267.45%▲ from 7.07%
- Sep 20, 20267.07%▲ from 6.82%
- Sep 14, 20266.82%first recorded
Texas 15-Year Jumbo Mortgage Rates
As low as; Estimated Payment per $10,000:$85.74
- Oct 2, 20266.47%▲ from 6.22%
- Sep 20, 20266.22%▲ from 5.96%
- Sep 14, 20265.96%first recorded
As low as; Estimated Payment per $10,000:$85.74
- Oct 2, 20266.51%▲ from 6.26%
- Sep 20, 20266.26%▲ from 6.00%
- Sep 14, 20266.00%first recorded
Origination Point: 0.00%
Origination Point: 0.00%
As low as; Estimated Payment per $10,000:$86.43
- Oct 8, 20267.05%▲ from 6.47%
- Oct 2, 20266.47%▲ from 6.22%
- Sep 20, 20266.22%▲ from 5.96%
- Sep 14, 20265.96%first recorded
$766,551-$999,999; As Low As
- Oct 2, 20267.14%▲ from 6.64%
- Sep 14, 20266.64%first recorded
No additional details available.
- Oct 8, 20267.16%▲ from 6.51%
- Oct 2, 20266.51%▲ from 6.26%
- Sep 20, 20266.26%▲ from 6.00%
- Sep 14, 20266.00%first recorded
No additional details available.
- Oct 5, 20267.34%▼ from 7.46%
- Sep 29, 20267.46%▲ from 7.34%
- Sep 25, 20267.34%▲ from 6.96%
- Sep 17, 20266.96%▲ from 6.83%
As low as; More rate info
- Oct 8, 20267.36%▲ from 6.47%
- Oct 2, 20266.47%▲ from 6.22%
- Sep 20, 20266.22%▲ from 5.96%
- Sep 14, 20265.96%first recorded
No additional details available.
- Oct 5, 20267.44%▲ from 7.19%
- Sep 25, 20267.19%▲ from 6.81%
- Sep 17, 20266.81%▲ from 6.43%
- Sep 14, 20266.43%first recorded
No additional details available.
Loan Amount Example: $1,500,000.00; Monthly Payment Example: $14,108.83
$1; As Low As
- Oct 2, 20267.75%▲ from 6.89%
- Sep 14, 20266.89%first recorded
Texas 5/1 Jumbo ARM Mortgage Rates
As Low As; Your interest rate and payment are subject to change (up or down) every five years for the remaining loan term.
- Oct 8, 20266.04%▲ from 5.79%
- Sep 20, 20265.79%▲ from 5.54%
- Sep 14, 20265.54%first recorded
No additional details available.
- Sep 25, 20266.58%▲ from 6.20%
- Sep 17, 20266.20%▲ from 6.18%
- Sep 14, 20266.18%first recorded
No additional details available.
- Oct 9, 20266.80%▲ from 6.75%
- Oct 5, 20266.75%▲ from 6.53%
- Sep 17, 20266.53%first recorded
Payment Example: 5/5 Jumbo ARM Payment Example
- Oct 6, 20266.83%▲ from 6.75%
- Sep 30, 20266.75%first recorded
ARM rates, APRs and monthly payments are subject to increase after the initial fixed-rate period of five, seven, or 10 years and assume a 30-year term.
Texas FHA Loan Rates
No additional details available.
- Oct 9, 20266.04%▲ from 5.96%
- Oct 5, 20265.96%▼ from 5.96%
- Oct 2, 20265.96%▲ from 5.79%
- Sep 25, 20265.79%▲ from 5.73%
No additional details available.
- Oct 9, 20266.32%▼ from 6.42%
- Oct 5, 20266.42%▼ from 6.42%
- Oct 2, 20266.42%▲ from 6.07%
- Sep 25, 20266.07%▲ from 6.04%
Payments of approximately $62.81 per $10,000 based on a 6.44% rate.
Loan Amount Example: $300,000.00; Monthly Payment Example: $2,633.98
- Oct 2, 20266.84%▼ from 6.92%
- Sep 14, 20266.92%first recorded
As Low As
- Oct 2, 20266.84%▼ from 6.92%
- Sep 14, 20266.92%first recorded
No additional details available.
No additional details available.
- Oct 10, 20267.41%▲ from 7.36%
- Oct 2, 20267.36%▼ from 7.38%
- Oct 1, 20267.38%▲ from 7.30%
- Sep 27, 20267.30%▲ from 7.21%
Loan Amount Example: $300,000.00; Monthly Payment Example: $2,393.90
- Oct 2, 20267.41%▲ from 7.31%
- Sep 14, 20267.31%first recorded
As Low As
- Oct 2, 20267.41%▲ from 7.31%
- Sep 14, 20267.31%first recorded
Loan Amount Example: $300,000.00; Monthly Payment Example: $2,072.03
- Oct 2, 20267.42%▲ from 7.32%
- Sep 14, 20267.32%first recorded
As Low As
- Oct 2, 20267.42%▲ from 7.32%
- Sep 14, 20267.32%first recorded
No additional details available.
No additional details available.
No additional details available.
No additional details available.
- Oct 10, 20267.72%▼ from 7.85%
- Oct 2, 20267.85%▲ from 7.72%
- Oct 1, 20267.72%▲ from 7.58%
- Sep 27, 20267.58%▲ from 7.34%
No additional details available.
- Oct 1, 20267.76%▲ from 7.24%
- Sep 22, 20267.24%first recorded
No additional details available.
No additional details available.
- Oct 12, 20268.22%▲ from 7.97%
- Sep 25, 20267.97%first recorded
No additional details available.
No additional details available.
- Oct 8, 20268.18%▲ from 7.80%
- Oct 4, 20267.80%▲ from 7.67%
- Sep 25, 20267.67%▲ from 7.55%
- Sep 18, 20267.55%first recorded
No additional details available.
- Oct 7, 20268.62%▲ from 8.12%
- Sep 27, 20268.12%▲ from 7.86%
- Sep 24, 20267.86%first recorded
No additional details available.
- Oct 7, 20268.64%▲ from 8.25%
- Sep 27, 20268.25%▲ from 8.00%
- Sep 24, 20268.00%▲ from 7.22%
- Sep 15, 20267.22%first recorded
No additional details available.
Loan requires mortgage insurance and guaranteed by the Federal Housing Administration (FHA). For those looking to purchase a new home.
- Oct 9, 20268.86%▼ from 8.87%
- Oct 2, 20268.87%▲ from 8.52%
- Sep 29, 20268.52%▼ from 8.68%
- Sep 26, 20268.68%▲ from 8.23%
Texas VA Loan Rates
No additional details available.
- Oct 9, 20266.80%▲ from 6.75%
- Oct 5, 20266.75%▲ from 6.53%
- Sep 17, 20266.53%first recorded
As Low As; Loan Amount Example: $300,000.00; Monthly Payment Example8: $2,633.98
- Oct 10, 20266.84%▲ from 6.20%
- Sep 14, 20266.20%first recorded
As Low As
- Oct 2, 20266.84%▲ from 6.20%
- Sep 14, 20266.20%first recorded
No additional details available.
- Oct 9, 20266.84%▲ from 6.57%
- Sep 14, 20266.57%first recorded
No additional details available.
No additional details available.
- Oct 9, 20266.87%▲ from 6.80%
- Oct 5, 20266.80%▲ from 6.55%
- Sep 17, 20266.55%first recorded
No additional details available.
No additional details available.
- Oct 9, 20266.91%▲ from 6.59%
- Sep 14, 20266.59%first recorded
No additional details available.
- Oct 10, 20267.14%▼ from 7.20%
- Oct 2, 20267.20%▼ from 7.24%
- Oct 1, 20267.24%▲ from 7.14%
- Sep 27, 20267.14%▲ from 7.06%
No additional details available.
- Oct 1, 20267.23%▲ from 6.71%
- Sep 22, 20266.71%first recorded
No additional details available.
- Oct 1, 20267.23%▲ from 6.71%
- Sep 22, 20266.71%first recorded
As Low As; Loan Amount Example: $300,000.00; Monthly Payment Example8: $2,393.90
- Oct 10, 20267.41%▲ from 6.69%
- Sep 14, 20266.69%first recorded
As Low As
- Oct 2, 20267.41%▲ from 6.69%
- Sep 14, 20266.69%first recorded
As Low As; Loan Amount Example: $300,000.00; Monthly Payment Example8: $2,072.03
- Oct 10, 20267.42%▲ from 6.80%
- Sep 14, 20266.80%first recorded
As Low As
- Oct 2, 20267.42%▲ from 6.80%
- Sep 14, 20266.80%first recorded
No additional details available.
No additional details available.
- Oct 8, 20267.46%▲ from 7.34%
- Oct 4, 20267.34%▲ from 7.21%
- Sep 25, 20267.21%▲ from 7.08%
- Sep 18, 20267.08%first recorded
No additional details available.
No additional details available.
- Oct 12, 20267.76%▲ from 7.50%
- Sep 25, 20267.50%first recorded
Guaranteed by the Veterans Administration (VA). For those looking to purchase a new home.
- Oct 9, 20267.50%▼ from 7.51%
- Oct 2, 20267.51%▲ from 7.20%
- Sep 29, 20267.20%▼ from 7.34%
- Sep 26, 20267.34%▲ from 6.97%
No additional details available.
No additional details available.
- Oct 1, 20267.56%▲ from 7.17%
- Sep 27, 20267.17%▲ from 6.93%
- Sep 18, 20266.93%▲ from 6.66%
- Sep 14, 20266.66%first recorded
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
- Oct 7, 20267.75%▲ from 7.62%
- Sep 27, 20267.62%▲ from 7.36%
- Sep 24, 20267.36%▲ from 7.10%
- Sep 15, 20267.10%first recorded
No additional details available.
No additional details available.
- Oct 7, 20268.05%▲ from 7.93%
- Sep 27, 20267.93%▲ from 7.54%
- Sep 24, 20267.54%▲ from 7.16%
- Sep 15, 20267.16%first recorded
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Texas Mortgage Rate Trends
Compare local Texas mortgage rate quotes against the statewide average
Daily mortgage rate averages tracked across our database of verified mortgage rate quotes, updated every evening.
Texas 30-year fixed rates fell 0.015 points over the past 7 days to 7.399%.
Texas 15-year fixed rates fell 0.057 points over the past 7 days to 6.839%.
Texas Mortgage Rate Forecast, Next 12 Months
Where are Texas mortgage rates headed through October 2027?
Based on Fed funds rate futures, 10-year Treasury path, and historical mortgage spread model. Not financial advice.
What Forecast Rates Mean for Texas Home Buyers
Monthly principal & interest payment on Texas median home of $283,800 (20% down, 30-year fixed, state-level Census ACS median)
| Scenario | Rate | Mo. Payment | vs. Today | % of Income |
|---|---|---|---|---|
| Today (TX avg) | 7.399% | $1,572 | 24% | |
| 6-Month Forecast | 7.399% (7.05, 7.70%) | $1,572 | +$0/mo | 24% |
| 12-Month Forecast | 7.649% (7.30, 7.95%) | $1,611 | +$39/mo | 24.6% |
Income column = annual mortgage payment as % of Texas median household income ($78,476). Above 30% is generally considered cost-burdened.
MonitorBankRates Housing Affordability Index (MBR-HAI)
A daily-updated affordability score for Texas , updated every night from live mortgage rates across our monitoring network combined with U.S. Census Bureau income, home value, and cost burden data.
What This Score Means for Texas Home Buyers
With a score of 98.8, Texas is 1.8 points more affordable than the national average of 97.0. Texas ranks #27 out of 51 states for affordability, near the middle of the national affordability range.
The index reflects the current Texas 30-year mortgage rate of 7.391% combined with Census median home values, household income, property taxes, and cost burden data. A 0.25% rate change shifts the score by approximately 0.8-1.0 points, meaning today’s rate environment directly impacts how affordable homeownership is relative to local incomes across Texas.
Scores update each morning, computed from rate data captured the previous night. Computed from live mortgage rates across FDIC-insured banks and NCUA-chartered credit unions, combined with U.S. Census Bureau ACS 5-Year Estimates (2024) and CPS/HVS Q4 2025. Score of 100 = national average at 6.5% reference rate. Full methodology
How Mortgage Rates Impact Home Affordability in Texas
Texas Housing Market Overview
According to the U.S. Census Bureau, the median owner-occupied home value in Texas is approximately $283,800. The 2026 FHFA conforming loan limit for Texas is $832,750.
Texas Homeownership Rate
The homeownership rate in Texas stands at 63.2%, near the national average of 65.7%. The homeowner vacancy rate is 1.6%.
Monthly Payment Estimates for Texas Buyers
Even a small difference in your interest rate can add up to tens of thousands of dollars over the life of a loan. The table below shows monthly principal and interest payments on a $230,000 mortgage, based on a 20% down payment on the Texas median home value.
| Interest Rate | Loan Term | Monthly Payment | Total Interest Paid |
|---|---|---|---|
| 6.899% | 30-year fixed | $1,515 | $315,266 |
| 7.399% Current Avg | 30-year fixed | $1,592 | $343,234 |
| 7.899% | 30-year fixed | $1,671 | $371,737 |
| 6.839% | 15-year fixed | $2,047 | $138,398 |
A 0.500% rate increase on a $230,000 loan adds roughly $79 per month and over $28,503 in total interest over a 30-year term. That’s why comparing verified, current rates from multiple lenders, using the rate table above, is one of the most impactful financial decisions a Texas buyer can make.
Data sources: U.S. Census Bureau; Federal Housing Finance Agency (FHFA). Monthly payments shown are principal & interest only; taxes, insurance, and PMI not included.
Texas Income & Housing Affordability
At a price-to-income ratio of 3.6x, Texas is a relatively affordable housing market compared to national averages. That ratio, median home value divided by median household income, is a standard benchmark used by housing economists to gauge how accessible homeownership is relative to local earnings. The national baseline is approximately 3.8x.
What This Means for Texas Buyers
With a median household income of $78,476 per year in Texas ($6,540/month) and a median home value of approximately $283,800, a buyer financing at 80% LTV at the current average rate would commit roughly 24.3% of gross monthly income to principal and interest alone. that falls within a manageable range relative to income, though taxes, insurance, HOA fees, and PMI will add to the true monthly cost of ownership.
Data sources: U.S. Census Bureau. Monthly payment estimate assumes 80% LTV at current average rate; principal and interest only.
Full Cost of Homeownership in Texas
A mortgage payment is just the starting point. Property taxes, insurance, and utilities add hundreds of dollars per month to the true cost of owning a home across Texas. Understanding the full picture before you buy is the difference between a home you can afford and one that stretches you thin.
Owner vs. Renter Costs
Across Texas, the median homeowner with a mortgage pays approximately $1,404/month in total housing costs, covering the mortgage payment, property taxes, insurance, and utilities. The median renter pays $1,403/month including utilities. The $1/month difference between owning and renting is relatively narrow, worth factoring carefully into a rent vs. buy analysis given that owners also build equity over time. Property taxes alone account for $444/month of the ownership cost, a figure that can vary dramatically by location and is often underestimated by first-time buyers.
Housing Cost Burden
The federal standard defines “cost burdened” as spending more than 30% of gross household income on housing. “Severely cost burdened” means spending 50% or more. Both thresholds leave little room for savings, emergencies, or other financial goals.
Across Texas, 28.8% of homeowners with mortgages are cost burdened and 49.3% of renters are cost burdened. Renters face significantly higher burden rates than owners, a pattern that often reflects lower renter incomes rather than lower rental costs, and one that can make the path from renting to owning financially difficult even when mortgage payments might be affordable. With an owner burden rate of 28.8% near the national average of 28.0%, this market reflects typical affordability conditions for mortgage holders.
Data sources: U.S. Census Bureau, American Community Survey 5-Year Estimates. Monthly owner costs include mortgage payment, taxes, insurance, and utilities. Property taxes reflect median annual taxes for mortgage holders. Rent reflects median gross rent including utilities. Cost burden figures reflect households spending 30%+ of gross income on housing.
Texas Mortgage Payment Calculator
See your estimated monthly principal & interest payment at today’s Texas rates. The home price is prefilled with the local median home value. Adjust anything, or click a current rate on the right to apply that loan type’s rate and term instantly.
Principal & interest only, excludes property taxes, homeowners insurance, PMI, and HOA dues. See the Full Cost of Homeownership section above for those figures. Estimates are for informational purposes only.
Run the Numbers on Your Texas Home Loan
Rates are only part of the equation. Use these calculators to translate current Texas mortgage rates and home loan rates into real numbers for your specific situation before you request quotes from mortgage lenders.
Enter your loan amount, interest rate, and term length to see your estimated monthly principal and interest payment. Adjust any variable to model different scenarios: a larger down payment, a shorter term, or a rate a quarter-point lower than what you were quoted.
CalculateTell us your gross income, monthly debt obligations, and how much you have for a down payment. We’ll show you the home price range you’re likely to qualify for at current Texas rates, so you can shop with a realistic number in mind rather than discovering your ceiling after you’ve fallen in love with a property.
CalculateIf you already own a home, enter your current rate, remaining loan balance, and the rate you’ve been quoted to refinance. The calculator shows your new monthly payment, how much you’d save each month, and the break-even point, the number of months it takes for your savings to cover the closing costs of refinancing.
CalculateBuying isn’t always the better financial decision, and renting isn’t always throwing money away. This calculator weighs the full cost of each path: mortgage payments, taxes, insurance, and maintenance against rent increases and the opportunity cost of a down payment, to show which option builds more wealth over your intended time horizon in Texas.
CalculateTypes of Mortgages Available in Texas
Borrowers in Texas have access to a wide range of mortgage programs. Rates, down payment requirements, and eligibility rules vary significantly across products. Understanding the differences before you compare lenders can save thousands of dollars over the life of your loan.
Fixed-Rate Mortgage
A fixed-rate mortgage locks your interest rate in for the entire loan term. Your principal and interest payment on day one is identical to payment 360. That predictability is valuable for long-term financial planning, especially in markets where housing costs represent a large share of household income.
Available in 10-, 15-, 20-, and 30-year terms. The 30-year minimizes monthly payments; the 15-year cuts total interest paid dramatically but requires a higher monthly commitment. The payment comparison table above shows exactly how those trade-offs look at today’s Texas rate levels.
Adjustable-Rate Mortgage (ARM)
An ARM offers a fixed introductory rate for an initial period, commonly 5, 7, or 10 years, after which the rate adjusts periodically based on a market index. The starting rate is typically lower than a comparable fixed-rate loan, which reduces your monthly payment during the initial window.
ARMs work best when you have a defined exit timeline: if you plan to sell or refinance before the fixed period ends, you capture the lower rate without exposure to future adjustments. Rate caps govern how much the rate can move at each adjustment and in total, so read those terms closely before committing.
FHA Loan
Backed by the Federal Housing Administration, FHA loans are built for buyers who don’t yet meet conventional loan standards. You can qualify with a credit score of 580 and just 3.5% down, and some lenders will consider scores as low as 500 with a 10% down payment.
The cost of that lower barrier is mortgage insurance. FHA loans carry an upfront MIP of 1.75% of the loan amount (which can be rolled in) plus an annual MIP of 0.15% to 0.75% depending on your term and LTV. For buyers who would otherwise wait years to save a larger down payment, given ongoing home price trends in Texas, FHA is often the faster path to ownership.
VA Loan
Available to eligible active-duty service members, veterans, reservists, National Guard members, and qualifying surviving spouses, VA loans are among the most favorable mortgage programs available anywhere. No down payment is required, there is no monthly mortgage insurance, and rates are generally competitive with, and often better than, conventional loan rates.
A one-time funding fee applies, 2.15% of the loan for first-time VA borrowers with no down payment, which can be financed into the loan. In Texas, where home prices require substantial savings for a conventional down payment, the zero-down VA benefit is an enormous advantage for those who qualify.
Jumbo Loan
Conforming loan limits in Texas vary by county. The 2026 FHFA baseline is $832,750 for most counties, with higher limits in designated high-cost areas. Any mortgage exceeding the applicable county limit is a jumbo loan and falls outside Fannie Mae and Freddie Mac guidelines.
Jumbo underwriting is stricter: lenders typically require a credit score of 700 or higher, substantial cash reserves, thorough income documentation, and a down payment of at least 10 to 20%. Rates may run slightly above conforming levels, though the gap narrows in competitive lending environments.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Texas mortgage rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Texas directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Texas. We feature a comprehensive mix of licensed NMLS financial institutions, from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data, including the Texas Ratio, ensuring you compare rates from secure, reliable lenders.
How a Mortgage Works in Texas
A mortgage is a loan used to buy a home in Texas, secured by the property itself as collateral. The borrower repays the amount over a set term, most commonly 30 or 15 years, in monthly installments that cover both principal and interest. Because the loan is secured, the lender can foreclose on the home if payments are not made, which is part of why mortgage rates are lower than rates on unsecured debt.
Fixed-Rate vs. Adjustable-Rate Mortgages for Texas Buyers
A fixed-rate mortgage keeps the same interest rate for the entire term, so a Texas homeowner’s principal-and-interest payment never changes. For example, Frost Bank is listing a 30-year fixed-rate (Income-based) Mortgage at 5.75%. An adjustable-rate mortgage (ARM) starts with a fixed period, often five, seven, or ten years, and then adjusts periodically based on a market index. ARMs usually open with a lower rate, but the payment can rise once the fixed period ends, so they tend to suit Texas borrowers who expect to move or refinance before that point. On the adjustable-rate side, East Texas Professional Credit Union is listing a In-House Adjustable Rate Mortgage (ARM) - 5/1 ARM 30-Year at 5.25%.
How Texas Mortgage Rates Are Set
Mortgage rates move with the broader bond market, particularly the yield on the 10-year Treasury, plus a spread that reflects lender costs and risk. On top of that national baseline, the rate a Texas borrower is offered depends on individual factors: credit score, down payment size, loan amount, loan type, and the property itself. This is why the advertised rates above are a starting point, and a borrower’s final rate is set once an application is underwritten.
Points and Closing Costs in Texas
The interest rate is not the only cost of buying a home in Texas. Discount points are an optional upfront fee (one point equals one percent of the loan amount) paid to lower the rate over the life of the loan. Closing costs cover items such as origination fees, appraisal, title insurance, and recording, and typically run two to five percent of the loan. Comparing the annual percentage rate (APR) alongside the note rate helps Texas shoppers account for these costs when weighing lenders.
When Texas Homeowners Should Consider Refinancing
Refinancing replaces an existing mortgage with a new one, usually to secure a lower rate, change the term, or tap home equity. For Texas homeowners, the general guideline is that refinancing makes sense when the savings from a lower rate recoup the closing costs within the time the borrower plans to stay in the home, known as the break-even point. Borrowers also refinance to switch from an adjustable rate to a fixed rate, or to remove mortgage insurance once enough equity has built up. Current Texas refinance rates from local lenders are listed on our refinance page.
Frequently Asked Questions about Mortgage Rates in Texas
What are home loan rates in Texas (TX) today?
How does my credit score affect my rate in Texas?
What is a 30-Year Fixed Mortgage?
What are closing costs in Texas?
Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Texas?
Do I need 20% down to buy a house in Texas?
What is the difference between Interest Rate and APR?
How do I compare mortgage lenders in Texas?
How do I get mortgage quotes in Texas?
What is the median home value in Texas?
What is the homeownership rate in Texas?
What is the conforming loan limit in Texas?
What is the median monthly cost of homeownership in Texas?
What are the median property taxes in Texas?
What is the median rent in Texas?
What percentage of homeowners are cost burdened in Texas?
What percentage of renters are cost burdened in Texas?
What are the best Mortgage rates in Texas?
- Frost Bank: 5.75% (30-year fixed-rate (Income-based) Mortgage)
- Chemcel Federal Credit Union: 6.054% (30-year fixed)
- Neches Federal Credit Union: 6.25% (30 Year Mortgage)
- Telco Plus Credit Union: 6.25% (Mortgage - 30 Year Fixed)
- Education First Federal Credit Union: 6.00% (30 Year Fixed Rate Mortgage)
Texas Rates & Resources
Mortgage Rates & Home Loan Rates by City in Texas (TX)
