MonitorBankRates
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Mortgage Rates Hawkins, Texas (TX) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Hawkins, Texas. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Mortgage Rates Last Updated and Verified: April 4, 2026

Current 30-year fixed mortgage rates in Hawkins, Texas include Chicago Patrolmens Federal Credit UnionChicago Patrolmens Federal Credit UnionA+5.0 ★Texas Ratio: 4.79% at 5.50%, Genco Federal Credit UnionGenco Federal Credit UnionA+5.0 ★Texas Ratio: 0.77% at 5.50%, Frost BankFrost BankA+5.0 ★Texas Ratio: 2.87% at 5.75%, Texell Credit UnionTexell Credit UnionA+5.0 ★Texas Ratio: 3.58% at 5.63%, and A+ Federal Credit UnionA+ Federal Credit UnionA-5.0 ★Texas Ratio: 14.18% at 6.12%. Mortgage rates as of April 4, 2026 according to verified data from MonitorBankRates.

Hawkins borrowers have access to 35 lenders serving the Texas area, with mortgage rates as low as 5.50% from Chicago Patrolmens Federal Credit Union. Use the tabs below to compare available loan types. Rates are continually updated — we recommend checking back frequently.

Mortgage Rates reflect actual verified offers from lenders actively lending to Texas borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 4, 2026

Compare Mortgage Rates Today in Hawkins, Texas & the Surrounding Area

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
30-Year Fixed Mortgage
5.50%
5.55%
View
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedApr 4, 2026
Details

Built-In End of Watch Loan Protection on Every Eligible Mortgage!

Genco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
30-Year Fixed
5.50%
5.79%
View
▼
Rate5.50%
APR5.79%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
30-year fixed-rate (Borrower)
5.75%
5.82%
View
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
30-year fixed-rate (Property)
6.00%
6.07%
View
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
USDA 30-year Fixed
30-year
5.63%
6.14%
View
▼
Rate5.63%
APR6.14%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
USDA 30-year Fixed purchase
5.63%
6.14%
View
▼
Rate5.63%
APR6.14%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
30-year fixed-rate
6.12%
6.16%
View
▼
Rate6.12%
APR6.16%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
30-Year Fixed Refinance
6.12%
6.19%
View
▼
Rate6.12%
APR6.19%
Points0.000
UpdatedApr 2, 2026
Details

As Low As

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
30 Year Fixed
30 Year
6.12%
6.24%
View
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Cash Out Refinances 30 Year Fixed
6.12%
6.24%
View
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
30-year Fixed PUrchase
6.13%
6.26%
View
▼
Rate6.13%
APR6.26%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
30-year fixed-rate
6.25%
6.34%
View
▼
Rate6.25%
APR6.34%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
30-Year Fixed Mortgage
6.38%
6.38%
View
▼
Rate6.38%
APR6.38%
Points0.000
UpdatedMar 25, 2026
Details

As Low As; POINTS MAY APPLY

Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
30 Year Fixed
6.25%
6.42%
View
▼
Rate6.25%
APR6.42%
Points0.750
UpdatedMar 25, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
30-Year Fixed
30
6.38%
6.47%
View
▼
Rate6.38%
APR6.47%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Conventional 30 Year Fixed Rate
6.38%
6.47%
View
▼
Rate6.38%
APR6.47%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
30 Year Fixed
6.25%
6.51%
View
▼
Rate6.25%
APR6.51%
Points1.000
UpdatedMar 25, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
30 Year Fixed
30
6.38%
6.55%
View
▼
Rate6.38%
APR6.55%
Points0.750
UpdatedMar 25, 2026
Details

As Low As

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
30 Year Fixed
6.50%
6.60%
View
▼
Rate6.50%
APR6.60%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
30 Year Fixed
6.50%
6.60%
View
▼
Rate6.50%
APR6.60%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Fixed
360
6.49%
6.67%
View
▼
Rate6.49%
APR6.67%
Points0.696
UpdatedMar 29, 2026
Details

No additional details available.

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
30 Year Fixed Conforming
6.62%
6.71%
View
▼
Rate6.62%
APR6.71%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year fixed refinance
30-year
6.62%
6.78%
View
▼
Rate6.62%
APR6.78%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Fixed
360
6.70%
6.90%
View
▼
Rate6.70%
APR6.90%
Points0.865
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Fixed
360
6.80%
6.91%
View
▼
Rate6.80%
APR6.91%
Points-0.049
UpdatedMar 29, 2026
Details

No additional details available.

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
30 Year Fixed
30 Year
6.75%
6.92%
View
▼
Rate6.75%
APR6.92%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
30 Year Fixed Rate
30 Year
6.65%
6.94%
View
▼
Rate6.65%
APR6.94%
Points0.000
UpdatedMar 25, 2026
Details

APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
30-Year Fixed
6.88%
6.94%
View
▼
Rate6.88%
APR6.94%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year Fixed
360
6.99%
7.08%
View
▼
Rate6.99%
APR7.08%
Points-0.205
UpdatedMar 29, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Investment Property 30-year Fixed Purchase
7.25%
7.40%
View
▼
Rate7.25%
APR7.40%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
30 Year Fixed First Time Home Buyers
7.50%
7.68%
View
▼
Rate7.50%
APR7.68%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
15 Year Fixed
15 Year
5.38%
5.62%
View
▼
Rate5.38%
APR5.62%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Cash Out Refinances 15 Year Fixed
5.38%
5.62%
View
▼
Rate5.38%
APR5.62%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
15-Year Fixed Mortgage
5.62%
5.62%
View
▼
Rate5.62%
APR5.62%
Points0.000
UpdatedMar 25, 2026
Details

As Low As; POINTS MAY APPLY

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
15-year fixed-rate
5.50%
5.65%
View
▼
Rate5.50%
APR5.65%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
15-Year Fixed Refinance
5.62%
5.73%
View
▼
Rate5.62%
APR5.73%
Points0.000
UpdatedApr 2, 2026
Details

As Low As

Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
15-Year Fixed Rate Loan
5.75%
5.75%
View
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Conventional 15 Year Fixed Rate
5.62%
5.77%
View
▼
Rate5.62%
APR5.77%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
15 Year Fixed
15
5.62%
5.92%
View
▼
Rate5.62%
APR5.92%
Points0.750
UpdatedMar 25, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
15-year Fixed Purchase
5.75%
5.98%
View
▼
Rate5.75%
APR5.98%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
15-Year Fixed
15
5.88%
6.03%
View
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
15-Year Fixed
180
5.75%
6.05%
View
▼
Rate5.75%
APR6.05%
Points0.829
UpdatedMar 29, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
15 Year Fixed
5.62%
6.05%
View
▼
Rate5.62%
APR6.05%
Points1.000
UpdatedMar 25, 2026
Details

No additional details available.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
15-year fixed-rate
6.00%
6.06%
View
▼
Rate6.00%
APR6.06%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
15-Year Fixed
180
5.75%
6.06%
View
▼
Rate5.75%
APR6.06%
Points0.909
UpdatedMar 29, 2026
Details

No additional details available.

Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
15 Year Fixed
15
5.75%
6.07%
View
▼
Rate5.75%
APR6.07%
Points1.000
UpdatedMar 25, 2026
Details

No additional details available.

Premier America Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
15 Year Fixed Conforming
15
6.00%
6.14%
View
▼
Rate6.00%
APR6.14%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
15 Year Fixed
6.00%
6.16%
View
▼
Rate6.00%
APR6.16%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
15 Year Fixed
15
6.00%
6.22%
View
▼
Rate6.00%
APR6.22%
Points0.375
UpdatedMar 25, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
15-Year Fixed
180
6.10%
6.24%
View
▼
Rate6.10%
APR6.24%
Points-0.187
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
15-Year Fixed
180
6.10%
6.26%
View
▼
Rate6.10%
APR6.26%
Points-0.107
UpdatedMar 29, 2026
Details

No additional details available.

Broadway Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
15 Year Fixed
15
6.25%
6.41%
View
▼
Rate6.25%
APR6.41%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
15-Year Fixed
6.38%
6.48%
View
▼
Rate6.38%
APR6.48%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
15-Year Fixed Rapid Refinance
15
6.38%
6.73%
View
▼
Rate6.38%
APR6.73%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Education First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
15 Year Fixed Rate
15 Year
6.50%
6.74%
View
▼
Rate6.50%
APR6.74%
Points0.000
UpdatedMar 25, 2026
Details

APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Investment Property 15-year Fixed Purchase
6.88%
7.11%
View
▼
Rate6.88%
APR7.11%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
15-Year Fixed Rate
15-Year
8.17%
7.99%
View
▼
Rate8.17%
APR7.99%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Jumbo) 5/1
5.25%
5.35%
View
▼
Rate5.25%
APR5.35%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Credit Union of Texas
Institution Rating:
A-5.0 ★Texas Ratio: 14.68%
5/6 ARM
30 years
5.10%
5.36%
View
▼
Rate5.10%
APR5.36%
Points0.000
UpdatedMar 25, 2026
Details

Adjustable-Rate Mortgage of 5.10%, your monthly payments for years 1 - 5 would be $1,628.85, your monthly payments for year 6 would be a maximum of $2,145 (7.10%) and your monthly payments for years 7 - 30 would be a maximum of $2,512 (10.10%) (based on the current Index, Margin, Change and Life of Loan Caps). Monthly payments do not include taxes and insurance, and the actual payment obligation could be greater. The variable interest rate is subject to a floor of the Initial Interest Rate. The variable interest rate can increase or decrease after the fifth year by 2 percentage points and 1 percentage point each six months thereafter and can increase 5 percentage points over the Initial Interest Rate over the term of the loan.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Conforming) 5/5
5/5
5.25%
5.38%
View
▼
Rate5.25%
APR5.38%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Conforming) 7/1
7/1
5.25%
5.38%
View
▼
Rate5.25%
APR5.38%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
ARM (Adjustable Rate Mortgage)
15 Year; 5/1
4.50%
5.44%
View
▼
Rate4.50%
APR5.44%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
Purchase/Refinance Fixed Rate 15-year Jumbo
15-year Jumbo
5.38%
5.50%
View
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Jumbo) 5/5
5.50%
5.61%
View
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Jumbo) 7/1
5.50%
5.61%
View
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo 5/5 ARM
5.62%
5.66%
View
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo ARM (5/5)
30 years
5.62%
5.66%
View
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

DUGOOD
Institution Rating:
F2.8 ★Texas Ratio: 41.67%
5/1 ARM
30 Year
5.25%
5.68%
View
▼
Rate5.25%
APR5.68%
Points0.000
UpdatedMar 25, 2026
Details

Minimum Loan Amount is $20,000; Maximum Refinance Loan to Value is 90%; Maximum Purchase Money 95% LTV

Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
Purchase/Refinance Fixed Rate 20-year Jumbo
20-year Jumbo
5.62%
5.69%
View
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
5/5 ARM
5.62%
5.71%
View
▼
Rate5.62%
APR5.71%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
ARM (Adjustable Rate Mortgage) Cash-Out
15 Year; 5/1
5.12%
5.73%
View
▼
Rate5.12%
APR5.73%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Firstmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
5/5 Adjustable-Rate Mortgage (ARM)
30
5.50%
5.74%
View
▼
Rate5.50%
APR5.74%
Points0.000
UpdatedMar 26, 2026
Details

Spring Discounts are Here! Save thousands on your mortgage. Select terms eligible for a .50% automatic rate discount. 1,2

Firstmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
5/5 ARM
30yr
5.50%
5.74%
View
▼
Rate5.50%
APR5.74%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
VA Purchase / Refinance 15 Year
15 Year
5.75%
5.82%
View
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
Purchase/Refinance Fixed Rate 30-year Jumbo
30-year Jumbo
5.88%
5.93%
View
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
ARM (Adjustable Rate Mortgage) Cash-Out
30 Year; 5/1
5.50%
6.00%
View
▼
Rate5.50%
APR6.00%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
30-year 7/6 ARM
5.62%
6.03%
View
▼
Rate5.62%
APR6.03%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5/1 ARM
5.12%
6.03%
View
▼
Rate5.12%
APR6.03%
Points1.000
UpdatedMar 25, 2026
Details

No additional details available.

Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
7/1 ARM
5.38%
6.03%
View
▼
Rate5.38%
APR6.03%
Points1.000
UpdatedMar 25, 2026
Details

No additional details available.

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
ARM (Adjustable Rate Mortgage)
30 Year; 5/1
5.00%
6.04%
View
▼
Rate5.00%
APR6.04%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
10/1-Year Adjustable Rate Mortgage Jumbo
5.88%
6.08%
View
▼
Rate5.88%
APR6.08%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
15/15-Year Adjustable Rate Mortgage Jumbo
6.00%
6.09%
View
▼
Rate6.00%
APR6.09%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
15/15-Year Adjustable Rate Mortgage
6.00%
6.13%
View
▼
Rate6.00%
APR6.13%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
30-year 7/6 ARM
5.75%
6.15%
View
▼
Rate5.75%
APR6.15%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
7/6 ARM Jumbo 30-Year Variable
30
5.75%
6.23%
View
▼
Rate5.75%
APR6.23%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
7/6 ARM 30-Year Variable
30
5.75%
6.27%
View
▼
Rate5.75%
APR6.27%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
5/6 ARM Jumbo 30-Year Variable
30
5.62%
6.28%
View
▼
Rate5.62%
APR6.28%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Firstmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
30yr Jumbo ARM
5.50%
6.29%
View
▼
Rate5.50%
APR6.29%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
10/1-Year Adjustable Rate Mortgage
5.88%
6.30%
View
▼
Rate5.88%
APR6.30%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
5/1 Year ARM
5.25%
6.30%
View
▼
Rate5.25%
APR6.30%
Points1.000
UpdatedMar 25, 2026
Details

As Low As

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
FHA Purchase / Refinance5
15 Year
5.75%
6.31%
View
▼
Rate5.75%
APR6.31%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
VA Purchase / Refinance 20 Year
20 Year
6.25%
6.31%
View
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

Kelly Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
5/5 ARM
5 Year
5.75%
6.31%
View
▼
Rate5.75%
APR6.31%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
5/6 ARM 30-Year Variable
30
5.62%
6.32%
View
▼
Rate5.62%
APR6.32%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
5/5 ARM
5
5.88%
6.39%
View
▼
Rate5.88%
APR6.39%
Points0.000
UpdatedApr 2, 2026
Details

As Low As

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
5/5 ARM Refinance
5.88%
6.39%
View
▼
Rate5.88%
APR6.39%
Points0.000
UpdatedApr 2, 2026
Details

As Low As

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
6.00%
6.42%
View
▼
Rate6.00%
APR6.42%
Points0.995
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.88%
6.42%
View
▼
Rate5.88%
APR6.42%
Points0.915
UpdatedMar 29, 2026
Details

No additional details available.

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
VA Purchase / Refinance 30 Year
30 Year
6.38%
6.43%
View
▼
Rate6.38%
APR6.43%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
5/1 yr Jumbo adjustable-rate mortgage (ARM) loans
5/1 yr
6.00%
6.45%
View
▼
Rate6.00%
APR6.45%
Points0.665
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
7/1 yr Jumbo adjustable-rate mortgage (ARM) loans
7/1 yr
6.12%
6.46%
View
▼
Rate6.12%
APR6.46%
Points0.745
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.25%
6.51%
View
▼
Rate6.25%
APR6.51%
Points0.920
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.38%
6.55%
View
▼
Rate6.38%
APR6.55%
Points0.975
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10/1 yr Jumbo adjustable-rate mortgage (ARM) loans
10/1 yr
6.38%
6.57%
View
▼
Rate6.38%
APR6.57%
Points0.670
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
6.50%
6.62%
View
▼
Rate6.50%
APR6.62%
Points0.978
UpdatedMar 29, 2026
Details

No additional details available.

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
FHA Purchase / Refinance5
20 Year
6.25%
6.70%
View
▼
Rate6.25%
APR6.70%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
FHA Purchase / Refinance5
30 Year
6.38%
6.72%
View
▼
Rate6.38%
APR6.72%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
15-year Jumbo Loan
15
5.13%
5.25%
View
▼
Rate5.13%
APR5.25%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Fixed-Rate Mortgage (Jumbo)
15-Year
5.25%
5.43%
View
▼
Rate5.25%
APR5.43%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
15-Year Power Rate Fixed Jumbo
5.25%
5.45%
View
▼
Rate5.25%
APR5.45%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
15-year Jumbo
15
5.38%
5.50%
View
▼
Rate5.38%
APR5.50%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo Fixed Rate
10 years
5.38%
5.56%
View
▼
Rate5.38%
APR5.56%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo One-Time Close Construction
10 years
5.38%
5.61%
View
▼
Rate5.38%
APR5.61%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Fixed-Rate Mortgage (Jumbo)
20-Year
5.50%
5.64%
View
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
10-Year Power Rate Fixed Jumbo
5.38%
5.66%
View
▼
Rate5.38%
APR5.66%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
20-year Jumbo
20
5.62%
5.69%
View
▼
Rate5.62%
APR5.69%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
30-year Jumbo Loan
30
5.63%
5.70%
View
▼
Rate5.63%
APR5.70%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Credit Union of Texas
Institution Rating:
A-5.0 ★Texas Ratio: 14.68%
Jumbo Mortgage
180
5.55%
5.79%
View
▼
Rate5.55%
APR5.79%
Points1.000
UpdatedMar 25, 2026
Details

Loan Amount: $1,000,000; Loan-to-Value (LTV): 90%

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo Fixed Rate
15 years
5.62%
5.84%
View
▼
Rate5.62%
APR5.84%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Fixed-Rate Mortgage (Jumbo)
30-Year
5.75%
5.86%
View
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo One-Time Close Construction
15 years
5.62%
5.88%
View
▼
Rate5.62%
APR5.88%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
30-year Jumbo
30
5.88%
5.93%
View
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
15-Year Jumbo Fixed
15
5.88%
5.95%
View
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedApr 2, 2026
Details

As Low As

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
15-Year Jumbo Fixed Refinance
5.88%
5.95%
View
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedApr 2, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Jumbo Loan
5.88%
6.01%
View
▼
Rate5.88%
APR6.01%
Points1.125
UpdatedMar 28, 2026
Details

As Low As; Rates as low as 5.875% (6.007% APR)

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo Fixed Rate
15 years
5.38%
6.02%
View
▼
Rate5.38%
APR6.02%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
20-Year Power Rate Fixed Jumbo
5.88%
6.04%
View
▼
Rate5.88%
APR6.04%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
30-Year Power Rate Fixed Jumbo
6.00%
6.12%
View
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
30-Year Jumbo Fixed
30
6.12%
6.17%
View
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedApr 2, 2026
Details

As Low As

A+ Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
30-Year Jumbo Fixed Refinance
6.12%
6.17%
View
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedApr 2, 2026
Details

As Low As

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
15 Yr Fixed Jumbo
6.00%
6.17%
View
▼
Rate6.00%
APR6.17%
Points0.690
UpdatedMar 24, 2026
Details

No additional details available.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo Fixed Rate
20 years
6.12%
6.18%
View
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Jumbo 15-Year
15-Year
6.00%
6.19%
View
▼
Rate6.00%
APR6.19%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
15-Year Jumbo Fixed
15
6.12%
6.21%
View
▼
Rate6.12%
APR6.21%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo One-Time Close Construction
20 years
6.12%
6.21%
View
▼
Rate6.12%
APR6.21%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Firstmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
Jumbo 30yr
30yr
6.12%
6.23%
View
▼
Rate6.12%
APR6.23%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
30 Yr Fixed Jumbo
6.12%
6.25%
View
▼
Rate6.12%
APR6.25%
Points0.930
UpdatedMar 24, 2026
Details

No additional details available.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo Fixed Rate
30 years
5.88%
6.26%
View
▼
Rate5.88%
APR6.26%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
Jumbo
15 Year
6.25%
6.26%
View
▼
Rate6.25%
APR6.26%
Points0.000
UpdatedMar 24, 2026
Details

$766,551-$999,999; As Low As

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Cash Out Refinances Jumbo 30 Year
6.25%
6.31%
View
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Jumbo 30 Year
30 Year
6.25%
6.31%
View
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
10-Year Fixed Jumbo
6.25%
6.32%
View
▼
Rate6.25%
APR6.32%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo Fixed Rate
15 years
5.38%
6.34%
View
▼
Rate5.38%
APR6.34%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Jumbo 30 Year Fixed
30
6.25%
6.39%
View
▼
Rate6.25%
APR6.39%
Points1.000
UpdatedMar 25, 2026
Details

As Low As

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
30-Year Jumbo Fixed
30
6.38%
6.42%
View
▼
Rate6.38%
APR6.42%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
15-Year Fixed Jumbo
6.38%
6.43%
View
▼
Rate6.38%
APR6.43%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA jumbo purchase loan
6.12%
6.45%
View
▼
Rate6.12%
APR6.45%
Points0.877
UpdatedMar 29, 2026
Details

No additional details available.

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
Super Jumbo Million or Greater)
15 Year
6.50%
6.51%
View
▼
Rate6.50%
APR6.51%
Points0.000
UpdatedMar 24, 2026
Details

$1; As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo Fixed Rate
30 years
6.50%
6.54%
View
▼
Rate6.50%
APR6.54%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo Fixed Rate 30 year
6.50%
6.54%
View
▼
Rate6.50%
APR6.54%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo One-Time Close Construction
30 years
6.50%
6.57%
View
▼
Rate6.50%
APR6.57%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
Jumbo
20 Year
6.62%
6.64%
View
▼
Rate6.62%
APR6.64%
Points0.000
UpdatedMar 24, 2026
Details

$766,551-$999,999; As Low As

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
Jumbo Loan
20 Year
6.62%
6.64%
View
▼
Rate6.62%
APR6.64%
Points0.000
UpdatedMar 24, 2026
Details

$766,551 -$999,999; As Low As

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 15-year
15-year
6.38%
6.64%
View
▼
Rate6.38%
APR6.64%
Points0.795
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15-year Jumbo loans
15-year
6.38%
6.66%
View
▼
Rate6.38%
APR6.66%
Points0.920
UpdatedMar 29, 2026
Details

No additional details available.

Randolph Brooks FCU
Institution Rating:
A+5.0 ★
Jumbo Fixed Rate
30 years
5.88%
6.67%
View
▼
Rate5.88%
APR6.67%
Points0.000
UpdatedApr 4, 2026
Details

As Low As

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 20-year
20-year
6.50%
6.72%
View
▼
Rate6.50%
APR6.72%
Points0.890
UpdatedMar 29, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
FHA
15 Year Fixed
5.12%
5.96%
View
▼
Rate5.12%
APR5.96%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
FHA
15 Years
5.50%
6.00%
View
▼
Rate5.50%
APR6.00%
Points0.500
UpdatedMar 25, 2026
Details

No additional details available.

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
FHA
30 Years
5.62%
6.19%
View
▼
Rate5.62%
APR6.19%
Points0.625
UpdatedMar 25, 2026
Details

No additional details available.

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
FHA Purchase Refinance
15 Year
5.75%
6.31%
View
▼
Rate5.75%
APR6.31%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
FHA Loan
5.62%
6.51%
View
▼
Rate5.62%
APR6.51%
Points0.000
UpdatedMar 28, 2026
Details

As Low As; Rates as low as 5.625% (6.508% APR)

Zions Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
30-Year Fixed FHA Loan
30
5.75%
6.55%
View
▼
Rate5.75%
APR6.55%
Points0.000
UpdatedMar 22, 2026
Details

Advertised APR assumes excellent credit. Your APR may be higher.

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
FHA 30 Year
6.00%
6.60%
View
▼
Rate6.00%
APR6.60%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
FHA
30 Year Fixed
5.88%
6.69%
View
▼
Rate5.88%
APR6.69%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
FHA Purchase Refinance
20 Year
6.25%
6.70%
View
▼
Rate6.25%
APR6.70%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Cash Out Refinances FHA
5.88%
6.71%
View
▼
Rate5.88%
APR6.71%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
FHA
5.88%
6.71%
View
▼
Rate5.88%
APR6.71%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
FHA Purchase Refinance
30 Year
6.38%
6.72%
View
▼
Rate6.38%
APR6.72%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
FHA 30 Year
6.12%
6.73%
View
▼
Rate6.12%
APR6.73%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Federal Housing Administration (FHA) loans 30-year
30-year
6.12%
7.00%
View
▼
Rate6.12%
APR7.00%
Points0.716
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Federal Housing Administration (FHA) loans
30-year
6.12%
7.01%
View
▼
Rate6.12%
APR7.01%
Points0.841
UpdatedMar 29, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
FHA 30-year Fixed
30-year
6.13%
7.05%
View
▼
Rate6.13%
APR7.05%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
FHA 30-year Fixed purchase
6.13%
7.05%
View
▼
Rate6.13%
APR7.05%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
FHA 15-year Fixed
15-year
6.13%
7.19%
View
▼
Rate6.13%
APR7.19%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
FHA 15-year Fixed purchase
6.13%
7.19%
View
▼
Rate6.13%
APR7.19%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year FHA
360
6.10%
7.33%
View
▼
Rate6.10%
APR7.33%
Points0.896
UpdatedMar 29, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
15-Year FHA
15-Year
7.25%
7.71%
View
▼
Rate7.25%
APR7.71%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year FHA
360
6.60%
7.72%
View
▼
Rate6.60%
APR7.72%
Points-0.274
UpdatedMar 29, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
30-Year FHA
30-Year
7.50%
7.79%
View
▼
Rate7.50%
APR7.79%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
VA Purchase Refinance
15 Year
5.75%
5.82%
View
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Loan
5.62%
5.91%
View
▼
Rate5.62%
APR5.91%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
VA 30 Year Fixed
6.00%
6.24%
View
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
VA Purchase Refinance
20 Year
6.25%
6.31%
View
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA purchase loan
6.00%
6.34%
View
▼
Rate6.00%
APR6.34%
Points1.072
UpdatedMar 29, 2026
Details

No additional details available.

Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
VA 30 Year Fixed
6.12%
6.36%
View
▼
Rate6.12%
APR6.36%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Rally Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
VA Purchase Refinance
30 Year
6.38%
6.43%
View
▼
Rate6.38%
APR6.43%
Points0.000
UpdatedMar 24, 2026
Details

As Low As

USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA cash-out refinance loan
6.00%
6.47%
View
▼
Rate6.00%
APR6.47%
Points1.133
UpdatedMar 29, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year VA
360
6.10%
6.49%
View
▼
Rate6.10%
APR6.49%
Points0.898
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.51%
View
▼
Rate6.12%
APR6.51%
Points0.966
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Veterans Affairs (VA) loans
30-year
6.25%
6.62%
View
▼
Rate6.25%
APR6.62%
Points0.849
UpdatedMar 29, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
VA 30-year Fixed
30-year
6.38%
6.78%
View
▼
Rate6.38%
APR6.78%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
VA 30-year Fixed PUrchase
6.38%
6.78%
View
▼
Rate6.38%
APR6.78%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
VA 15-year Fixed
15-year
6.13%
6.79%
View
▼
Rate6.13%
APR6.79%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
VA 15-year Fixed Purchase
6.13%
6.79%
View
▼
Rate6.13%
APR6.79%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
30-Year VA
360
6.60%
6.88%
View
▼
Rate6.60%
APR6.88%
Points-0.277
UpdatedMar 29, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
15-Year VA
6.88%
7.42%
View
▼
Rate6.88%
APR7.42%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
30-Year VA
7.12%
7.47%
View
▼
Rate7.12%
APR7.47%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

Mortgage Calculators

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Hawkins, TX Mortgage Rate Trends

Compare local Hawkins, TX mortgage rate quotes against the statewide average

Daily mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas Mortgage Trends →
30-Year Fixed — TX Avg
6.709%
▲ 0.236 vs 7 days ago

Texas 30-year fixed rates rose 0.236 points over the past 7 days to 6.709%.

15-Year Fixed — TX Avg
6.148%
▲ 0.140 vs 7 days ago

Texas 15-year fixed rates rose 0.140 points over the past 7 days to 6.148%.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Hawkins, Texas directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Hawkins, Texas. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.

Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.

Frequently Asked Questions about Mortgage Rates in Hawkins, Texas

How does my credit score affect my rate in Texas?

Your credit score is a major factor. Generally, borrowers in Hawkins, Texas with higher credit scores (760+) receive the lowest interest rates.

What is a 30-Year Fixed Mortgage?

A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Texas because it offers lower monthly payments compared to shorter-term loans.

What are closing costs in Texas?

Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Texas, these may include appraisal fees, title insurance, and recording fees.

Should I lock my mortgage rate?

If you are satisfied with the current rate and worried rates might rise before closing on your home in Hawkins, Texas, locking your rate is a good idea. It guarantees your rate for a specific period.

What is an Adjustable-Rate Mortgage (ARM)?

An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.

What is a Jumbo Loan in Hawkins, Texas?

A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Texas, these limits are higher. These loans typically require stronger credit and larger down payments.

Do I need 20% down to buy a house in Texas?

No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Hawkins, Texas offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.

What is the difference between Interest Rate and APR?

The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.

How do I find the best lender in Hawkins, Texas?

Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.

What are the best Mortgage rates in Hawkins, Texas?

  • Chicago Patrolmens Federal Credit Union: 5.50% (30-Year Fixed Mortgage)
  • Genco Federal Credit Union: 5.50% (30-Year Fixed)
  • Frost Bank: 5.75% (30-year fixed-rate (Borrower))
  • Texell Credit Union: 5.63% (USDA 30-year Fixed)
  • A+ Federal Credit Union: 6.12% (30-Year Fixed Refinance)
Mortgage Rates reflect actual verified offers from lenders actively lending to Texas borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 4, 2026

Hawkins, Texas Rates & Resources

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