Mortgage Lenders and Brokers in Stoughton, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stoughton, Wisconsin mortgage lenders include One Community BankOne Community Bank2401 Jackson St, Stoughton, WI 53589A+5.0 ★Texas Ratio: 3.99%, Associated Bank NAAssociated Bank NA117 King St, Stoughton, WI 53589A+5.0 ★Texas Ratio: 3.45%, Wells Fargo Bank NAWells Fargo Bank NA911 W Main St, Stoughton, WI 53589A+5.0 ★Texas Ratio: 5.36%, Summit Credit UnionSummit Credit Union2105 McComb Rd, Stoughton, WI 53589A+5.0 ★Texas Ratio: 4.84%, The Park BankThe Park Bank2407 Brewery Road, Cross Plains, WI 53528A+5.0 ★Texas Ratio: 1.98%, Oak BankOak Bank5951 Mckee Rd, Fitchburg, WI 53719A+5.0 ★Texas Ratio: 0.29%, The Bank of New GlarusThe Bank of New Glarus12 North Shore Dr, Belleville, WI 53508A-5.0 ★Texas Ratio: 15.01%, Lake Ridge BankLake Ridge Bank27 W Main St, Belleville, WI 53508A+5.0 ★Texas Ratio: 2.83%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, and Old National BankOld National Bank102 Keller Ave S, Amery, WI 54001A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stoughton, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stoughton are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stoughton, Wisconsin
Market share is the lender's share of all home loans closed in Stoughton, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Stoughton 2401 Jackson St, Stoughton, WI 53589 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 7 +11 HELOCs |
1.9% | 100% | $222,142 | View |
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1 office in Stoughton 117 King St, Stoughton, WI 53589 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 4 +6 HELOCs |
1.1% | 100% | $240,000 | View |
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1 office in Stoughton 911 W Main St, Stoughton, WI 53589 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $205,000 | View |
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2105 McComb Rd, Stoughton, WI 53589 A+5.0 ★Texas Ratio: 4.84% |
Conventional, Jumbo, HELOC | 60 +167 HELOCs |
16.4% | 96.9% | $322,000 | View |
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2407 Brewery Road, Cross Plains, WI 53528 A+5.0 ★Texas Ratio: 1.98% |
Conventional, Jumbo | 10 | 2.7% | 90.9% | $455,000 | View |
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5951 Mckee Rd, Fitchburg, WI 53719 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 8 | 2.2% | 100% | $252,500 | View |
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12 North Shore Dr, Belleville, WI 53508 A-5.0 ★Texas Ratio: 15.01% |
Conventional, VA | 7 | 1.9% | 100% | $315,000 | View |
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27 W Main St, Belleville, WI 53508 A+5.0 ★Texas Ratio: 2.83% |
Conventional, Jumbo, HELOC | 5 +9 HELOCs |
1.4% | 100% | $453,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 4 +4 HELOCs |
1.1% | 100% | $547,500 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
1.1% | 100% | $505,000 | View |
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487 |
Conventional, HELOC | 4 +1 HELOCs |
1.1% | 100% | $212,500 | |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.8% | 100% | $265,000 | View |
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419 W Cottage Grove Rd, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 3 | 0.8% | 83.3% | $325,000 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 0.8% | 100% | $465,000 | View |
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15 S Main St, Deerfield, WI 53531 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 0.8% | 100% | $365,000 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 2 | 0.5% | 100% | $375,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $105,000 | View |
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1870 Meadow Ln, Pewaukee, WI 53072 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,005,000 | View |
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101 Spruce Street, Argyle, WI 53504 A-4.3 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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1502 N Highway Blvd, Chetek, WI 54728 A-5.0 ★Texas Ratio: 15.51% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
First National Bank and Trust
1550 E Main St, Arcadia, WI 54612 |
Conventional | 1 | 0.3% | 100% | $325,000 | |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional | 1 | 0.3% | 50% | $145,000 | View |
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141 South Willow Street, Eagle River, WI 54521 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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550 W Tyranena Park Rd, Lake Mills, WI 53551 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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580 N Main St, Cottage Grove, WI 53527 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
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Conventional, FHA, HELOC | 48 +78 HELOCs |
13.2% | 94.1% | $338,541 | |
Thompson Kane & Company, Inc
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Conventional, FHA, VA | 20 | 5.5% | 100% | $355,500 | |
Fairway Independent Mort Corp
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Conventional | 15 | 4.1% | 100% | $356,333 | |
Educated Mortgage Services LLC
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Conventional, FHA, VA | 8 | 2.2% | 100% | $285,000 | |
Compeer Financial
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Conventional | 3 | 0.8% | 100% | $255,000 | |
Blackhawk Community Credit Uni
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Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 18 | 4.9% | 100% | $251,666 | |
loanDepot.com LLC
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Conventional, VA | 11 | 3% | 91.7% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 9 | 2.5% | 100% | $379,444 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 8 | 2.2% | 80% | $433,750 | View |
Guild Mortgage Company
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Conventional | 6 | 1.6% | 87.5% | $351,666 | |
Nations Lending Corporation
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Conventional | 6 | 1.6% | 100% | $288,333 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 5 | 1.4% | 83.3% | $541,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.4% | 83.3% | $265,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 1.1% | 100% | $272,500 | |
CrossCountry Mortgage, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $445,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 0.8% | 100% | $371,666 | |
Newrez LLC
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Conventional, VA | 3 | 0.8% | 75% | $395,000 | |
Mortgage Research Center
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VA | 3 | 0.8% | 100% | $451,666 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $411,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.8% | 75% | $221,666 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 100% | $175,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $180,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $410,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $230,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $30,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.5% | 100% | $220,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,395,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 50% | $445,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $695,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $125,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $485,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.3% | 100% | $395,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $25,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $355,000 | View |
Midwestone Bank
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Conventional | 1 | 0.3% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Liberty Home Mortgage Corp
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FHA | 1 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $75,000 | |
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A5.0 ★Texas Ratio: 10.89% |
VA | 1 | 0.3% | 100% | $385,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Stoughton Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stoughton, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Stoughton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stoughton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stoughton, WI
Use these to narrow the list above. Each category shows how many Stoughton, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Stoughton, WI
Independent mortgage companies closed 40.5 percent of home loans in Stoughton, Wisconsin in 2025, banks 26.3 percent and credit unions 33.2 percent. Thompson Kane & Company, Inc was the largest mortgage company, One Community Bank the largest bank and Summit Credit Union the largest credit union. Among lenders headquartered in Wisconsin, One Community Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stoughton, WI
By home loans closed in 2025, One Community Bank was the largest mortgage lender in Stoughton, Wisconsin with 7 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Stoughton, Wisconsin, Summit Credit Union approved the highest share of completed applications in 2025 at 96.9 percent, against a 94.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Stoughton, Wisconsin in 2025, led by Thompson Kane & Company, Inc with 6. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 12 credit unions closed home loans in Stoughton, Wisconsin in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stoughton, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stoughton, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stoughton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
