Mortgage Lenders and Brokers in Somerset, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Somerset, Wisconsin mortgage lenders include First National Community BankFirst National Community Bank531 Main St, Somerset, WI 54025A+5.0 ★Texas Ratio: 1.08%, Royal Credit UnionRoyal Credit Union115 Parent St, Somerset, WI 54025A+5.0 ★Texas Ratio: 0.41%, Westconsin Credit UnionWestconsin Credit Union1395 Bluestem Blvd, Altoona, WI 54720A+5.0 ★Texas Ratio: 3.22%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Bank Five NineBank Five Nine18815 W Capitol Dr, Brookfield, WI 53045A5.0 ★Texas Ratio: 8.25%, Ixonia BankIxonia Bank491 N Main St, Dousman, WI 53118A+5.0 ★Texas Ratio: 2.14%, Hiawatha National BankHiawatha National Bank220 E Oak St, Glenwood City, WI 54013A-5.0 ★Texas Ratio: 15.06%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA3321 N Ballard Rd, Appleton, WI 54911A+5.0 ★Texas Ratio: 5.36%, and First State Bank and TrustFirst State Bank and Trust441 Stageline Rd, Hudson, WI 54016A+5.0 ★Texas Ratio: 0.25%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Somerset, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Somerset are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Somerset, Wisconsin
Market share is the lender's share of all home loans closed in Somerset, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Somerset 531 Main St, Somerset, WI 54025 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 8 | 3.7% | 100% | $221,250 | View |
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115 Parent St, Somerset, WI 54025 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 10 +24 HELOCs |
4.6% | 83.3% | $316,000 | View |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +4 HELOCs |
3.2% | 77.8% | $140,714 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 6 | 2.8% | 100% | $838,333 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional, FHA | 5 | 2.3% | 100% | $367,000 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 1.4% | 100% | $368,333 | View |
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220 E Oak St, Glenwood City, WI 54013 A-5.0 ★Texas Ratio: 15.06% |
Conventional | 3 | 1.4% | 100% | $171,666 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 40% | $125,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 100% | $255,000 | View |
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441 Stageline Rd, Hudson, WI 54016 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 2 | 0.9% | 100% | $420,000 | View |
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124 S 2nd St, River Falls, WI 54022 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 2 | 0.9% | 100% | $245,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $35,000 | View |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $325,000 | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.5% | 100% | $525,000 | View |
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100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.5% | 100% | $365,000 | View |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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112 S Mound Ave, Belmont, WI 53510 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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219 Fairfax St, Altoona, WI 54720 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Great Midwest Bank SSB
505 W Brown Deer Rd, Bayside, WI 53217 |
Conventional | 1 | 0.5% | 100% | $315,000 | |
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4251 Southtowne Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.5% | 100% | $15,000 | View |
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1870 Meadow Ln, Pewaukee, WI 53072 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA, VA | 5 | 2.3% | 100% | $393,000 | View |
Fairway Independent Mort Corp
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Conventional | 5 | 2.3% | 100% | $371,000 | |
Compeer Financial
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Conventional | 2 | 0.9% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, VA | 12 | 5.6% | 100% | $215,833 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, Jumbo, HELOC | 11 +3 HELOCs |
5.1% | 100% | $492,272 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 4.2% | 78.6% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 3.7% | 100% | $382,500 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 8 | 3.7% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.8% | 100% | $280,000 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 2.8% | 100% | $141,666 | |
loanDepot.com LLC
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Conventional, VA | 5 | 2.3% | 100% | $347,000 | |
Sfmc, LP
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Conventional, FHA | 5 | 2.3% | 100% | $383,000 | |
Mortgage Research Center
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VA | 5 | 2.3% | 83.3% | $335,000 | |
Tradition Mortgage, LLC
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Conventional, VA | 5 | 2.3% | 100% | $381,000 | |
Affinity Plus Federal Credit Union
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Conventional, HELOC | 4 +3 HELOCs |
1.9% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 75% | $198,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 1.4% | 100% | $361,666 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 3 | 1.4% | 100% | $441,666 | View |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.4% | 60% | $411,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 0.9% | 100% | $345,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.9% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 13.85% |
FHA | 2 | 0.9% | 100% | $355,000 | View |
Planet Home Lending, LLC
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Conventional | 2 | 0.9% | 100% | $445,000 | |
Midwestone Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $725,000 | |
Ideal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $235,000 | |
Wings Financial Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
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A5.0 ★Texas Ratio: 7.45% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Primelending
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Conventional | 1 | 0.5% | 100% | $745,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
Freedom Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $325,000 | |
Newrez LLC
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VA | 1 | 0.5% | 100% | $355,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $285,000 | |
Valon Mortgage
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Conventional | 1 | 0.5% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 0.5% | 100% | $285,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Sharepoint Credit Union
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Conventional | 1 | 0.5% | 100% | $65,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 100% | $175,000 | |
ClearPath Lending
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VA | 1 | 0.5% | 100% | $345,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.05% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
Cambria Financial Group
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Conventional | 1 | 0.5% | 100% | $665,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 10.53% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $55,000 | |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.5% | 50% | $55,000 | View |
City & County Credit Union
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Conventional | 1 | 0.5% | 100% | $595,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, Jumbo | 1 | 0.5% | 100% | $875,000 | View |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Mason-McDuffie Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $445,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $195,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Bremer Bank NA
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Somerset Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Somerset, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Somerset? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Somerset in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Somerset, WI
Use these to narrow the list above. Each category shows how many Somerset, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Somerset, WI
Independent mortgage companies closed 50.5 percent of home loans in Somerset, Wisconsin in 2025, banks 35.6 percent and credit unions 13.9 percent. Fairway Independent Mort Corp was the largest mortgage company, First National Community Bank the largest bank and Royal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, First National Community Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Somerset, WI
By home loans closed in 2025, First National Community Bank was the largest mortgage lender in Somerset, Wisconsin with 8 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Somerset, Wisconsin in 2025, led by Sfmc, LP with 3. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 12 credit unions closed home loans in Somerset, Wisconsin in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Somerset, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Somerset, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Somerset. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
