Mortgage Lenders and Brokers in Rice Lake, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rice Lake, Wisconsin mortgage lenders include Johnson BankJohnson Bank2019 Cenex Dr, Rice Lake, WI 54868A+5.0 ★Texas Ratio: 1.47%, Dairy State BankDairy State Bank16 S Main St, Rice Lake, WI 54868A+5.0 ★Texas Ratio: 0.30%, Citizens Community Federal N.A.Citizens Community Federal N.A.1204 W Knapp St, Rice Lake, WI 54868A5.0 ★Texas Ratio: 12.61%, US Bank, N.A.US Bank, N.A.138 N Main St, Rice Lake, WI 54868A+5.0 ★Texas Ratio: 2.85%, Royal Credit UnionRoyal Credit Union1421 S Main St, Rice Lake, WI 54868A+5.0 ★Texas Ratio: 0.41%, Westconsin Credit UnionWestconsin Credit Union21 E Burton St, Rice Lake, WI 54868 4600A+5.0 ★Texas Ratio: 3.22%, Superior Choice Credit UnionSuperior Choice Credit Union501 Macauley Ave, Rice Lake, WI 54868, Bankers' BankBankers' Bank7700 Mineral Point Rd, Madison, WI 53717A5.0 ★Texas Ratio: 7.37%, Frandsen Bank & TrustFrandsen Bank & Trust4251 Southtowne Dr, Eau Claire, WI 54701A+5.0 ★Texas Ratio: 5.91%, and Associated Bank NAAssociated Bank NA2850 Pioneer Ave, Rice Lake, WI 54868A+5.0 ★Texas Ratio: 3.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rice Lake, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rice Lake are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rice Lake, Wisconsin
Market share is the lender's share of all home loans closed in Rice Lake, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rice Lake 2019 Cenex Dr, Rice Lake, WI 54868 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 12 +9 HELOCs |
5.5% | 100% | $226,666 | View |
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1 office in Rice Lake 16 S Main St, Rice Lake, WI 54868 A+5.0 ★Texas Ratio: 0.30% |
Conventional | 9 | 4.1% | 69.2% | $205,000 | View |
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1 office in Rice Lake 1204 W Knapp St, Rice Lake, WI 54868 A5.0 ★Texas Ratio: 12.61% |
Conventional, Jumbo | 8 | 3.7% | 100% | $401,250 | View |
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1 office in Rice Lake 138 N Main St, Rice Lake, WI 54868 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +4 HELOCs |
2.3% | 83.3% | $285,000 | View |
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1421 S Main St, Rice Lake, WI 54868 A+5.0 ★Texas Ratio: 0.41% |
Conventional, VA, HELOC | 22 +35 HELOCs |
10% | 100% | $228,181 | View |
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21 E Burton St, Rice Lake, WI 54868 4600 A+5.0 ★Texas Ratio: 3.22% |
Conventional, USDA, HELOC | 8 +3 HELOCs |
3.7% | 90% | $133,750 | View |
Superior Choice Credit Union
501 Macauley Ave, Rice Lake, WI 54868 |
Conventional | 3 | 1.4% | 100% | $281,666 | |
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7700 Mineral Point Rd, Madison, WI 53717 A5.0 ★Texas Ratio: 7.37% |
Conventional | 2 | 0.9% | 100% | $220,000 | View |
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4251 Southtowne Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 2 | 0.9% | 100% | $165,000 | View |
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2850 Pioneer Ave, Rice Lake, WI 54868 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $295,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
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18300 W Capitol Dr, Brookfield, WI 53045 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Compeer Financial
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Uw Credit Union
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Zippy Loans, LLC
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Conventional | 48 | 21.9% | 59% | $54,791 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 18 | 8.2% | 100% | $218,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 17 | 7.8% | 89.5% | $197,941 | |
Rocket Mortgage
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Conventional, FHA | 15 | 6.8% | 76.2% | $193,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.3% | 83.3% | $125,000 | |
Mortgage Research Center
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VA | 5 | 2.3% | 100% | $287,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
1.8% | 100% | $107,500 | |
Nationstar Mortgage
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Conventional | 3 | 1.4% | 100% | $128,333 | |
Greenstate Credit Union
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Conventional | 2 | 0.9% | 30% | $35,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $115,000 | |
AdvantageFirst Lending Inc
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Conventional, VA | 2 | 0.9% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 2 | 0.9% | 100% | $160,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 2 | 0.9% | 100% | $245,000 | View |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.9% | 100% | $115,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.5% | 100% | $175,000 | |
United Wholesale Mortgage
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VA | 1 | 0.5% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.5% | 50% | $245,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $125,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 50% | $215,000 | |
Homestead Funding Corp.
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FHA | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.56% |
Conventional | 1 | 0.5% | 100% | $385,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 50% | $125,000 | View |
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A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.5% | 100% | $155,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 50% | $185,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $215,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.5% | 100% | $325,000 | |
Bremer Bank NA
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rice Lake Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rice Lake, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Rice Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rice Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rice Lake, WI
Use these to narrow the list above. Each category shows how many Rice Lake, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Rice Lake, WI
Independent mortgage companies closed 59.8 percent of home loans in Rice Lake, Wisconsin in 2025, banks 22.4 percent and credit unions 17.8 percent. Compeer Financial was the largest mortgage company, Johnson Bank the largest bank and Royal Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Johnson Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rice Lake, WI
By home loans closed in 2025, Johnson Bank was the largest mortgage lender in Rice Lake, Wisconsin with 12 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Rice Lake, Wisconsin in 2025, led by Rocket Mortgage with 7. 11 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 10 credit unions closed home loans in Rice Lake, Wisconsin in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rice Lake, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rice Lake, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rice Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
