Mortgage Lenders and Brokers in La Crosse, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
La Crosse, Wisconsin mortgage lenders include Governmental Employees Credit UnionGovernmental Employees Credit Union225 La Crosse St, La Crosse, WI 54601 3253A5.0 ★Texas Ratio: 6.09%, State Bank FinancialState Bank Financial4020 Mormon Coulee Rd, La Crosse, WI 54601A+5.0 ★Texas Ratio: 0.02%, Marine Credit UnionMarine Credit Union127 West Ave N, La Crosse, WI 54601 3528A5.0 ★Texas Ratio: 13.08%, Associated Bank NAAssociated Bank NA2500 State Rd, La Crosse, WI 54601A+5.0 ★Texas Ratio: 3.45%, Coulee BankCoulee Bank1516 Losey Blvd S, La Crosse, WI 54601C+4.1 ★Texas Ratio: 25.60%, The First National Bank of BangorThe First National Bank of BangorW2703 Highway 33, La Crosse, WI 54601A+5.0 ★Texas Ratio: 2.70%, Park Bank National AssociationPark Bank National Association700 State St, La Crosse, WI 54601A+5.0 ★Texas Ratio: 5.23%, Citizens State BankCitizens State Bank620 Main St, La Crosse, WI 54601A5.0 ★Texas Ratio: 7.56%, River BankRiver Bank4401 Mormon Coulee Rd, La Crosse, WI 54601A+5.0 ★Texas Ratio: 1.10%, and US Bank, N.A.US Bank, N.A.201 Main St, La Crosse, WI 54601A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in La Crosse, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in La Crosse are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in La Crosse, Wisconsin
Market share is the lender's share of all home loans closed in La Crosse, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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225 La Crosse St, La Crosse, WI 54601 3253 A5.0 ★Texas Ratio: 6.09% |
Conventional | 44 | 5.3% | 100% | $81,818 | View |
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1 office in La Crosse 4020 Mormon Coulee Rd, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 0.02% |
Conventional, Jumbo | 26 | 3.1% | 100% | $322,692 | View |
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127 West Ave N, La Crosse, WI 54601 3528 A5.0 ★Texas Ratio: 13.08% |
Conventional, HELOC | 20 +9 HELOCs |
2.4% | 70.3% | $165,500 | View |
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1 office in La Crosse 2500 State Rd, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 3.45% |
Conventional, VA, HELOC | 17 +17 HELOCs |
2% | 81% | $257,941 | View |
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1 office in La Crosse 1516 Losey Blvd S, La Crosse, WI 54601 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 16 | 1.9% | 88.9% | $186,250 | View |
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1 office in La Crosse W2703 Highway 33, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 16 | 1.9% | 94.1% | $183,750 | View |
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1 office in La Crosse 700 State St, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 5.23% |
Conventional | 15 | 1.8% | 100% | $120,333 | View |
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620 Main St, La Crosse, WI 54601 A5.0 ★Texas Ratio: 7.56% |
Conventional | 14 | 1.7% | 100% | $254,285 | View |
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2 offices in La Crosse 4401 Mormon Coulee Rd, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 12 | 1.4% | 100% | $156,666 | View |
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1 office in La Crosse 201 Main St, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 8 +7 HELOCs |
1% | 80% | $203,750 | View |
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1 office in La Crosse 141 7th St S, La Crosse, WI 54601 A5.0 ★Texas Ratio: 12.61% |
Conventional | 8 | 1% | 100% | $190,000 | View |
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1 office in La Crosse 1300 Rose St, La Crosse, WI 54603 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +13 HELOCs |
0.2% | 100% | $215,000 | View |
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28 COPELAND AVE, LA CROSSE, WI 54603 3401 A+5.0 ★Texas Ratio: 1.27% |
Conventional, FHA, VA, Jumbo, HELOC | 222 +157 HELOCs |
26.6% | 93.3% | $214,684 | View |
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2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional, HELOC | 17 +8 HELOCs |
2% | 89.5% | $259,117 | View |
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525 5th Ave S, La Crosse, WI 54601 4563 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 17 | 2% | 100% | $155,000 | View |
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1870 Meadow Ln, Pewaukee, WI 53072 A+5.0 ★Texas Ratio: 3.32% |
Conventional, VA, HELOC | 10 +1 HELOCs |
1.2% | 83.3% | $209,000 | View |
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1160 Blazing Star Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 7 | 0.8% | 87.5% | $303,571 | View |
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307 Main St Ste 101, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 6 +7 HELOCs |
0.7% | 100% | $126,666 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
0.6% | 100% | $469,000 | View |
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1000 W Wisconsin St, Sparta, WI 54656 2230 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 5 | 0.6% | 75% | $127,000 | View |
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305 5th Ave S, La Crosse, WI 54601 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 5 | 0.6% | 100% | $199,000 | View |
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120 Mill St S, West Salem, WI 54669 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 5 | 0.6% | 85.7% | $139,000 | View |
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1757 Temte Street, Holmen, WI 54636 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 4 | 0.5% | 100% | $170,000 | View |
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1735 Credit Union Ct, La Crosse, WI 54603 2354 A+5.0 ★Texas Ratio: 5.54% |
Conventional | 4 | 0.5% | 100% | $180,000 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $135,000 | View |
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115 S Bagley Ave, Bagley, WI 53801 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 3 | 0.4% | 100% | $158,333 | View |
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16893 S Main St, Galesville, WI 54630 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.4% | 100% | $201,666 | View |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 3 | 0.4% | 100% | $251,666 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $200,000 | View |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $535,000 | View |
Westby Co-Op Credit Union
1333 South Blvd, Baraboo, WI 53913 |
Conventional | 2 | 0.2% | 100% | $120,000 | |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
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1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 0.2% | 100% | $100,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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18300 W Capitol Dr, Brookfield, WI 53045 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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1113 N Johns St, Dodgeville, WI 53533 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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51 E 1st St, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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308 Bridge St, Burlington, WI 53105 B+4.1 ★Texas Ratio: 2.52% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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1011 E Wall St, Eagle River, WI 54521 A5.0 ★Texas Ratio: 11.20% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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112 S Mound Ave, Belmont, WI 53510 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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715 Highway 79, Boyceville, WI 54725 A-4.7 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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9000 W Drexel Ave, Franklin, WI 53132 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.1% | 50% | $125,000 | View |
Uw Credit Union
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Conventional, HELOC | 9 +13 HELOCs |
1.1% | 100% | $206,111 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.4% | 100% | $268,333 | |
Intercity State Bank
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Blackhawk Community Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.09% |
Conventional, VA | 44 | 5.3% | 97.8% | $227,272 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, FHA, VA | 39 | 4.7% | 88.6% | $231,410 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 3.1% | 75% | $188,461 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 21 +3 HELOCs |
2.5% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 19 | 2.3% | 100% | $187,105 | |
Mortgage Research Center
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FHA, VA | 15 | 1.8% | 88.9% | $275,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 10 | 1.2% | 100% | $180,000 | View |
Everett Financial, Inc.
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Conventional, FHA | 8 | 1% | 88.9% | $191,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 0.7% | 100% | $263,333 | |
Esb Bank
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Conventional | 6 | 0.7% | 100% | $210,000 | |
New American Funding, LLC.
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FHA, VA, HELOC | 4 +1 HELOCs |
0.5% | 80% | $272,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 0.5% | 66.7% | $267,500 | |
Mayo Employees Federal Credit Union
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Conventional | 4 | 0.5% | 66.7% | $130,000 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 4 | 0.5% | 100% | $242,500 | |
Cardinal Financial Company, Li
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Conventional | 4 | 0.5% | 80% | $92,500 | |
Navy Federal Credit Union
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Conventional, VA | 4 | 0.5% | 100% | $272,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 0.4% | 100% | $258,333 | View |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 3 | 0.4% | 100% | $335,000 | View |
New Day Financial, LLC.
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VA | 3 | 0.4% | 100% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.4% | 100% | $275,000 | View |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.2% | 100% | $435,000 | View |
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A5.0 ★Texas Ratio: 8.84% |
Conventional, VA | 2 | 0.2% | 100% | $400,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.2% | 100% | $205,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.2% | 28.6% | $40,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.2% | 66.7% | $40,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 28.6% | $55,000 | |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 0.2% | 100% | $300,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 0.2% | 100% | $175,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $390,000 | |
Genisys Credit Union
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Alliant Credit Union
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Conventional | 1 | 0.1% | 100% | $755,000 | |
Goodleap, LLC
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FHA | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
Greenstate Credit Union
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Newrez LLC
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VA | 1 | 0.1% | 33.3% | $205,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.1% | 66.7% | $85,000 | |
Resicentral LLC
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FHA | 1 | 0.1% | 100% | $225,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $175,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
American Financing Corporation
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Conventional | 1 | 0.1% | 50% | $255,000 | |
ClearPath Lending
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VA | 1 | 0.1% | 100% | $215,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 100% | $755,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.1% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Wings Financial Credit Union
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Conventional | 1 | 0.1% | 100% | $405,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Mortgage Solutions of Colorado
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FHA | 1 | 0.1% | 100% | $215,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.1% | 100% | $155,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 33.3% | $255,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.1% | 50% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $355,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Bremer Bank NA
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Msu Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
La Crosse Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in La Crosse, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in La Crosse? The list below shows the banks, credit unions and mortgage brokers that closed home loans in La Crosse in 2025, with lenders based there listed first.
Types of Mortgage Lenders in La Crosse, WI
Use these to narrow the list above. Each category shows how many La Crosse, WI lenders fit and what that kind of lender is usually best for.
Who Lends in La Crosse, WI
Independent mortgage companies closed 28.7 percent of home loans in La Crosse, Wisconsin in 2025, banks 29.2 percent and credit unions 42.1 percent. Fairway Independent Mort Corp was the largest mortgage company, State Bank Financial the largest bank and Governmental Employees Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Governmental Employees Credit Union led with 44 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in La Crosse, WI
By home loans closed in 2025, Governmental Employees Credit Union was the largest mortgage lender in La Crosse, Wisconsin with 44 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in La Crosse, Wisconsin, Altra Federal Credit Union approved the highest share of completed applications in 2025 at 93.3 percent, against a 90.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in La Crosse, Wisconsin in 2025, led by CrossCountry Mortgage, LLC with 7. 21 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 50 banks and 24 credit unions closed home loans in La Crosse, Wisconsin in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in La Crosse, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in La Crosse, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up La Crosse. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
