Florence, Wisconsin mortgage lenders include Covantage Credit UnionCovantage Credit UnionAntigo Middle School, Antigo, WI 54409A5.0 ★Texas Ratio: 10.08%, Nicolet National BankNicolet National Bank205 Clark St, Algoma, WI 54201A+5.0 ★Texas Ratio: 2.28%, IncrediblebankIncrediblebank141 South Willow Street, Eagle River, WI 54521A5.0 ★Texas Ratio: 7.72%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Capital Credit UnionCapital Credit Union926 W College Ave, Appleton, WI 54914 5261A+5.0 ★Texas Ratio: 5.78%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Waukesha State BankWaukesha State Bank18300 W Capitol Dr, Brookfield, WI 53045A+5.0 ★Texas Ratio: 1.44%, Range BankRange Bank2403 S Oneida St, Ashwaubenon, WI 54304A+5.0 ★Texas Ratio: 0.16%, and Laona State BankLaona State Bank497 Us Highway 8, Armstrong Creek, WI 54103A5.0 ★Texas Ratio: 9.67%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Florence, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Florence are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Florence, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 10 +4 HELOCs |
18.9% | 90.9% | $137,000 | View |
|
205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 5 +3 HELOCs |
9.4% | 100% | $223,000 | View |
|
141 South Willow Street, Eagle River, WI 54521 A5.0 ★Texas Ratio: 7.72% |
Conventional | 3 | 5.7% | 100% | $218,333 | View |
|
724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +2 HELOCs |
3.8% | 100% | $130,000 | View |
|
926 W College Ave, Appleton, WI 54914 5261 A+5.0 ★Texas Ratio: 5.78% |
Conventional | 2 | 3.8% | 100% | $120,000 | View |
|
222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 2 | 3.8% | 100% | $295,000 | View |
|
2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.9% | 100% | $175,000 | View |
|
18300 W Capitol Dr, Brookfield, WI 53045 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 1 | 1.9% | 100% | $265,000 | View |
|
2403 S Oneida St, Ashwaubenon, WI 54304 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 1.9% | 100% | $195,000 | View |
|
497 Us Highway 8, Armstrong Creek, WI 54103 A5.0 ★Texas Ratio: 9.67% |
Conventional | 1 | 1.9% | 100% | $15,000 | View |
|
2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 1.9% | 100% | $155,000 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 1 | 1.9% | 100% | $75,000 | View |
|
1011 E Wall St, Eagle River, WI 54521 A5.0 ★Texas Ratio: 11.20% |
Conventional | 1 | 1.9% | 100% | $175,000 | View |
|
4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 1.9% | 100% | $155,000 | View |
|
545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 1.9% | 100% | $165,000 | View |
|
1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 1.9% | 100% | $145,000 | View |
|
12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Uw Credit Union
|
Conventional | 1 | 1.9% | 100% | $75,000 | |
United Wholesale Mortgage
|
Conventional, VA | 3 | 5.7% | 100% | $95,000 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 5.7% | 42.9% | $255,000 | |
Mortgage Research Center
|
VA | 3 | 5.7% | 75% | $298,333 | |
loanDepot.com LLC
|
FHA | 1 | 1.9% | 50% | $185,000 | |
|
A5.0 ★Texas Ratio: 11.00% |
Conventional | 1 | 1.9% | 100% | $325,000 | View |
Credit Union One
|
Conventional | 1 | 1.9% | 100% | $105,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.9% | 100% | $205,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.9% | 100% | $125,000 | View |
Nations Lending Corporation
|
Conventional | 1 | 1.9% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1.9% | 100% | $315,000 | View |
Nationstar Mortgage
|
VA | 1 | 1.9% | 100% | $335,000 | |
Navy Federal Credit Union
|
VA | 1 | 1.9% | 50% | $115,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Advia Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Florence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Florence in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Florence, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 24.5 percent of home loans in Florence, Wisconsin in 2025, banks 41.5 percent and credit unions 34 percent. United Wholesale Mortgage was the largest mortgage company, Nicolet National Bank the largest bank and Covantage Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Covantage Credit Union led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, Covantage Credit Union was the largest mortgage lender in Florence, Wisconsin with 10 loans, about 18.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Florence, Wisconsin in 2025, led by Rocket Mortgage with 1. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 10 credit unions closed home loans in Florence, Wisconsin in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Florence, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Florence, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Florence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.