Mortgage Lenders and Brokers in Elkhart Lake, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elkhart Lake, Wisconsin mortgage lenders include Cleveland State BankCleveland State Bank184 N Lincoln St, Elkhart Lake, WI 53020A+5.0 ★Texas Ratio: 2.48%, National Exchange Bank and TrustNational Exchange Bank and Trust274 Osthoff Ave, Elkhart Lake, WI 53020A+5.0 ★Texas Ratio: 1.09%, Bank First N.A.Bank First N.A.4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 3.47%, Kohler Credit UnionKohler Credit Union2550 Washington St, Grafton, WI 53024 9397A+5.0 ★Texas Ratio: 2.37%, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Community First Credit UnionCommunity First Credit Union2626 S Oneida St, Appleton, WI 54915 2101A+5.0 ★Texas Ratio: 0.82%, Collins State BankCollins State Bank314 S Main St, Brillion, WI 54110A+5.0 ★Texas Ratio: 2.71%, Hiawatha National BankHiawatha National Bank220 E Oak St, Glenwood City, WI 54013A-5.0 ★Texas Ratio: 15.06%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, and Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elkhart Lake, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elkhart Lake are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elkhart Lake, Wisconsin
Market share is the lender's share of all home loans closed in Elkhart Lake, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Elkhart Lake 184 N Lincoln St, Elkhart Lake, WI 53020 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 13 | 16.9% | 92.9% | $191,923 | View |
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1 office in Elkhart Lake 274 Osthoff Ave, Elkhart Lake, WI 53020 A+5.0 ★Texas Ratio: 1.09% |
Conventional, HELOC | 4 +5 HELOCs |
5.2% | 100% | $245,000 | View |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 9 +9 HELOCs |
11.7% | 100% | $258,333 | View |
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2550 Washington St, Grafton, WI 53024 9397 A+5.0 ★Texas Ratio: 2.37% |
Conventional, HELOC | 8 +5 HELOCs |
10.4% | 100% | $207,500 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 4 | 5.2% | 100% | $427,500 | View |
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2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 4 | 5.2% | 100% | $170,000 | View |
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314 S Main St, Brillion, WI 54110 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 3 | 3.9% | 100% | $81,666 | View |
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220 E Oak St, Glenwood City, WI 54013 A-5.0 ★Texas Ratio: 15.06% |
Conventional | 2 | 2.6% | 100% | $205,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +6 HELOCs |
1.3% | 100% | $445,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $235,000 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 1.3% | 100% | $965,000 | View |
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10 Phoenix St, Cedar Grove, WI 53013 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.3% | 100% | $105,000 | View |
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3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.3% | 100% | $455,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.3% | 100% | $75,000 | View |
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545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 1.3% | 100% | $295,000 | View |
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19601 W Bluemound Rd, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 1.3% | 100% | $375,000 | View |
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119 Depot St, Waldo, WI 53093 B+4.7 ★Texas Ratio: 19.10% |
Conventional | 1 | 1.3% | 100% | $285,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Uw Credit Union
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Conventional | 2 | 2.6% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.3% | 100% | $415,000 | View |
Thompson Kane & Company, Inc
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Conventional | 1 | 1.3% | 100% | $315,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.3% | 100% | $295,000 | |
Rocket Mortgage
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Conventional | 3 | 3.9% | 75% | $148,333 | |
Union Home Mortgage Corp.
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VA, USDA | 2 | 2.6% | 100% | $310,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.6% | 100% | $330,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 1.3% | 100% | $1,125,000 | View |
United Wholesale Mortgage
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VA | 1 | 1.3% | 50% | $535,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.3% | 100% | $255,000 | |
Newrez LLC
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Conventional | 1 | 1.3% | 100% | $355,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.3% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional | 1 | 1.3% | 100% | $495,000 | |
Mortgage Research Center
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VA | 1 | 1.3% | 50% | $205,000 | |
Navy Federal Credit Union
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Conventional | 1 | 1.3% | 100% | $405,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 1.3% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elkhart Lake Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elkhart Lake, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Elkhart Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elkhart Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elkhart Lake, WI
Use these to narrow the list above. Each category shows how many Elkhart Lake, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Elkhart Lake, WI
Independent mortgage companies closed 22.1 percent of home loans in Elkhart Lake, Wisconsin in 2025, banks 57.1 percent and credit unions 20.8 percent. Thompson Kane & Company, Inc was the largest mortgage company, Cleveland State Bank the largest bank and Kohler Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Cleveland State Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elkhart Lake, WI
By home loans closed in 2025, Cleveland State Bank was the largest mortgage lender in Elkhart Lake, Wisconsin with 13 loans, about 16.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Elkhart Lake, Wisconsin in 2025, led by Pennymac Loan Services LLC with 1. 5 lenders closed VA loans, led by US Bank, N.A., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Elkhart Lake, Wisconsin in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elkhart Lake, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elkhart Lake, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elkhart Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
