Mortgage Lenders and Brokers in South Charleston, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Charleston, West Virginia mortgage lenders include Huntington National BankHuntington National Bank280 Southridge Blvd, South Charleston, WV 25309A+5.0 ★Texas Ratio: 3.66%, West Virginia Federal Credit UnionWest Virginia Federal Credit Union318 5th Ave, South Charleston, WV 25303 1240A+5.0 ★Texas Ratio: 2.10%, Truist BankTruist Bank4 River Walk Mall, South Charleston, WV 25303A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA505 D St, South Charleston, WV 25303A+5.0 ★Texas Ratio: 3.68%, City National Bank of WVCity National Bank of WV4110 Maccorkle Ave Sw, South Charleston, WV 25309A+5.0 ★Texas Ratio: 1.47%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.6501 Mud River Rd, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.87%, Pioneer Appalachia Federal Credit UnionPioneer Appalachia Federal Credit Union4802 MacCorkle Ave SW, South Charleston, WV 25309A+5.0 ★Texas Ratio: 0.38%, The Poca Valley BankThe Poca Valley Bank3800 Maccorkle Ave Se, Charleston, WV 25304A4.9 ★Texas Ratio: 5.30%, Putnam County BankPutnam County Bank2761 Main St, Hurricane, WV 25526A+5.0 ★Texas Ratio: 0.16%, and Logan Bank and TrustLogan Bank and Trust46 Tracy Vickers Ave, Chapmanville, WV 25508A+5.0 ★Texas Ratio: 2.60%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Charleston, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Charleston are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Charleston, West Virginia
Market share is the lender's share of all home loans closed in South Charleston, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in South Charleston 280 Southridge Blvd, South Charleston, WV 25309 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 11 +15 HELOCs |
4.2% | 76.5% | $236,818 | View |
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318 5th Ave, South Charleston, WV 25303 1240 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 7 | 2.7% | 77.8% | $130,714 | View |
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★ 1 stars, 1 review 1 office in South Charleston 4 River Walk Mall, South Charleston, WV 25303 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 4 +11 HELOCs |
1.5% | 100% | $215,000 | View |
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1 office in South Charleston 505 D St, South Charleston, WV 25303 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 66.7% | $185,000 | View |
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4110 Maccorkle Ave Sw, South Charleston, WV 25309 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 30 +10 HELOCs |
11.5% | 75.6% | $145,333 | View |
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6501 Mud River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 9 +2 HELOCs |
3.5% | 100% | $205,000 | View |
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4802 MacCorkle Ave SW, South Charleston, WV 25309 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 5 | 1.9% | 100% | $141,000 | View |
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★ 5 stars, 1 review 3800 Maccorkle Ave Se, Charleston, WV 25304 A4.9 ★Texas Ratio: 5.30% |
Conventional, Jumbo | 5 | 1.9% | 100% | $387,000 | View |
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2761 Main St, Hurricane, WV 25526 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 4 | 1.5% | 100% | $102,500 | View |
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46 Tracy Vickers Ave, Chapmanville, WV 25508 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 3 | 1.2% | 100% | $295,000 | View |
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3871 Robert C Byrd Dr, Beckley, WV 25801 2964 A5.0 ★Texas Ratio: 6.17% |
Conventional | 2 | 0.8% | 100% | $110,000 | View |
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101 River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $225,000 | View |
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6441 Farmdale Rd, Barboursville, WV 25504 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $235,000 | View |
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3572 Teays Valley Rd, Hurricane, WV 25526 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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40 Lincoln Plz, Branchland, WV 25506 A5.0 ★Texas Ratio: 9.03% |
Conventional | 1 | 0.4% | 50% | $45,000 | View |
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6431 Us Route 60 E, Barboursville, WV 25504 A5.0 ★Texas Ratio: 10.78% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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315 Midway Rd, Alum Creek, WV 25003 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 1550 University Ave, Morgantown, WV 26506 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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Conventional, FHA, VA | 31 | 11.9% | 100% | $201,129 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 26 | 10% | 93.3% | $148,846 | View |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 6.5% | 81.8% | $167,352 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 10 | 3.8% | 91.7% | $171,000 | |
Primelending
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Conventional, FHA | 9 | 3.5% | 69.2% | $111,666 | |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 9 | 3.5% | 100% | $169,444 | |
Mortgage Research Center
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FHA, VA | 9 | 3.5% | 75% | $195,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 2.3% | 60% | $180,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 2.3% | 100% | $171,666 | |
Victorian Finance, LLC
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Conventional | 6 | 2.3% | 85.7% | $340,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 5 | 1.9% | 83.3% | $179,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
Conventional, VA | 5 | 1.9% | 71.4% | $171,000 | View |
Navy Federal Credit Union
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Conventional, VA | 4 | 1.5% | 80% | $202,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.2% | 30% | $35,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.2% | 100% | $258,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.8% | 100% | $185,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.8% | 100% | $150,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.8% | 100% | $110,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.4% | 100% | $125,000 | |
Atlantic Coast Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $145,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 100% | $125,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Pennymac Loan Services LLC
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VA | 1 | 0.4% | 50% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Discover Bank
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Conventional | 1 | 0.4% | 20% | $45,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.4% | 50% | $115,000 | |
Schumacher Mortgage LLC
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FHA | 1 | 0.4% | 100% | $455,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 14.3% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
South Charleston Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Charleston, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in South Charleston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Charleston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Charleston, WV
Use these to narrow the list above. Each category shows how many South Charleston, WV lenders fit and what that kind of lender is usually best for.
Who Lends in South Charleston, WV
Independent mortgage companies closed 48.8 percent of home loans in South Charleston, West Virginia in 2025, banks 43.8 percent and credit unions 7.3 percent. loanDepot.com LLC was the largest mortgage company, Huntington National Bank the largest bank and West Virginia Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, West Virginia Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Charleston, WV
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in South Charleston, West Virginia with 11 loans, about 4.2 percent of the market. The largest lender headquartered in West Virginia was West Virginia Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in South Charleston, West Virginia in 2025, led by loanDepot.com LLC with 15. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 5 credit unions closed home loans in South Charleston, West Virginia in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Charleston, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Charleston, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Charleston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
