Mortgage Lenders and Brokers in Cross Lanes, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cross Lanes, West Virginia mortgage lenders include City National Bank of WVCity National Bank of WV308 Goff Mountain Rd, Cross Lanes, WV 25313A+5.0 ★Texas Ratio: 1.47%, Truist BankTruist Bank5560 Big Tyler Rd, Cross Lanes, WV 25313A+5.0 ★Texas Ratio: 2.87%, The Poca Valley BankThe Poca Valley Bank3800 Maccorkle Ave Se, Charleston, WV 25304A4.9 ★Texas Ratio: 5.30%, Huntington National BankHuntington National Bank5961 Mason Dixon Hwy, Blacksville, WV 26521A+5.0 ★Texas Ratio: 3.66%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.6501 Mud River Rd, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6327 Route 60 East, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.68%, Pioneer Appalachia Federal Credit UnionPioneer Appalachia Federal Credit Union1 Warrior Way, Belle, WV 25015A+5.0 ★Texas Ratio: 0.38%, Fifth Third Bank, National AssociationFifth Third Bank, National Association101 River Rd, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.22%, The State Credit UnionThe State Credit Union2200 WASHINGTON ST E, CHARLESTON, WV 25311 2219A+5.0 ★Texas Ratio: 0.73%, and CAMC Federal Credit UnionCAMC Federal Credit Union3400 MacCorkle Ave SE, Charleston, WV 25304. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cross Lanes, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cross Lanes are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cross Lanes, West Virginia
Market share is the lender's share of all home loans closed in Cross Lanes, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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308 Goff Mountain Rd, Cross Lanes, WV 25313 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 18 +12 HELOCs |
7.8% | 72.4% | $151,666 | View |
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★ 1 stars, 1 review 1 office in Cross Lanes 5560 Big Tyler Rd, Cross Lanes, WV 25313 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 2 +7 HELOCs |
0.9% | 100% | $255,000 | View |
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★ 5 stars, 1 review 3800 Maccorkle Ave Se, Charleston, WV 25304 A4.9 ★Texas Ratio: 5.30% |
Conventional | 10 | 4.3% | 100% | $152,000 | View |
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5961 Mason Dixon Hwy, Blacksville, WV 26521 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 9 +6 HELOCs |
3.9% | 75% | $139,444 | View |
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6501 Mud River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
2.6% | 85.7% | $211,666 | View |
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6327 Route 60 East, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 2.2% | 83.3% | $171,000 | View |
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1 Warrior Way, Belle, WV 25015 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 4 | 1.7% | 100% | $100,000 | View |
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101 River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.9% | 66.7% | $150,000 | View |
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2200 WASHINGTON ST E, CHARLESTON, WV 25311 2219 A+5.0 ★Texas Ratio: 0.73% |
Conventional | 2 | 0.9% | 100% | $75,000 | View |
CAMC Federal Credit Union
3400 MacCorkle Ave SE, Charleston, WV 25304 |
Conventional | 2 | 0.9% | 100% | $125,000 | |
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6441 Farmdale Rd, Barboursville, WV 25504 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $115,000 | View |
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3413 Us Route 60 E, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
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2355 Maccorkle Ave, Saint Albans, WV 25177 2008 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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2761 Main St, Hurricane, WV 25526 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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20020 Midland Trl, Ansted, WV 25812 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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40 Lincoln Plz, Branchland, WV 25506 A5.0 ★Texas Ratio: 9.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1550 University Ave, Morgantown, WV 26506 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 12.1% | 90.3% | $155,357 | |
loanDepot.com LLC
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Conventional, FHA, USDA, HELOC | 18 +1 HELOCs |
7.8% | 100% | $146,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, USDA | 16 | 6.9% | 84.2% | $200,000 | View |
Primelending
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Conventional, FHA, VA | 11 | 4.7% | 78.6% | $222,272 | |
Success Mortgage Partners, Inc
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Conventional, FHA, USDA | 11 | 4.7% | 100% | $165,000 | |
Mortgage Research Center
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VA | 11 | 4.7% | 80% | $222,272 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 9 | 3.9% | 100% | $178,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3% | 87.5% | $196,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2.6% | 100% | $228,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 2.2% | 37.5% | $123,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.7% | 100% | $162,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.3% | 75% | $111,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.3% | 33.3% | $75,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.3% | 100% | $165,000 | |
Stockton Mortgage Corporation
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FHA, VA | 3 | 1.3% | 100% | $231,666 | |
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A+5.0 ★Texas Ratio: 2.49% |
FHA, VA | 2 | 0.9% | 80% | $240,000 | View |
Equity Prime Mortgage LLC
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USDA | 2 | 0.9% | 100% | $155,000 | |
Victorian Finance, LLC
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Conventional, FHA | 2 | 0.9% | 66.7% | $195,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.9% | 100% | $300,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.9% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.9% | 100% | $65,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 50% | $175,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $165,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 20% | $105,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $65,000 | |
American Financing Corporation
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Conventional | 1 | 0.4% | 66.7% | $85,000 | |
Union Home Mortgage Corp.
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USDA | 1 | 0.4% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $225,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $155,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.4% | 100% | $365,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Cross Lanes Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cross Lanes, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Cross Lanes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cross Lanes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cross Lanes, WV
Use these to narrow the list above. Each category shows how many Cross Lanes, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Cross Lanes, WV
Independent mortgage companies closed 56.9 percent of home loans in Cross Lanes, West Virginia in 2025, banks 37.9 percent and credit unions 5.2 percent. Rocket Mortgage was the largest mortgage company, City National Bank of WV the largest bank and Pioneer Appalachia Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, City National Bank of WV led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cross Lanes, WV
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Cross Lanes, West Virginia with 18 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Cross Lanes, West Virginia in 2025, led by loanDepot.com LLC with 8. 15 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Cross Lanes, West Virginia in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cross Lanes, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cross Lanes, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cross Lanes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
