Mortgage Lenders and Brokers in Yelm, Washington
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Yelm, Washington mortgage lenders include Timberland BankTimberland Bank101 Yelm Ave W, Yelm, WA 98597A+5.0 ★Texas Ratio: 3.23%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Armed Forces Bank, N.A.Armed Forces Bank, N.A.Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433A+5.0 ★Texas Ratio: 4.81%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, America'S Credit UnionAmerica'S Credit Union3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Peak Credit UnionPeak Credit Union1105 Yelm Ave W, YELM, WA 98597A5.0 ★Texas Ratio: 7.97%, O Bee Credit UnionO Bee Credit Union1201 Yelm Ave E Ste 100, Yelm, WA 98597 9427A5.0 ★Texas Ratio: 9.15%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and Heritage BankHeritage Bank2202 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 1.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Yelm, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Yelm are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Yelm, Washington
Market share is the lender's share of all home loans closed in Yelm, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Yelm 101 Yelm Ave W, Yelm, WA 98597 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
|
504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $370,000 | View |
|
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.7% | 100% | $585,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $455,000 | |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $555,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
FHA | 1 | 0.3% | 100% | $375,000 | View |
|
1105 Yelm Ave W, YELM, WA 98597 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
|
1201 Yelm Ave E Ste 100, Yelm, WA 98597 9427 A5.0 ★Texas Ratio: 9.15% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wsecu
|
Conventional, HELOC | 5 +4 HELOCs |
1.7% | 62.5% | $215,000 | |
Olympia Federal Savings & Loan
|
Conventional | 3 | 1% | 100% | $98,333 | |
Sammamish Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
Evergreen Moneysource Mortgage Company
|
FHA | 1 | 0.3% | 100% | $485,000 | |
HomeStreet Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Whatcom Educational Credit Uni
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Newrez LLC
|
Conventional, FHA, VA | 47 | 15.8% | 94.1% | $515,425 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 36 | 12.1% | 89.4% | $481,111 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 18 | 6% | 100% | $496,666 | |
Mortgage Research Center
|
VA | 17 | 5.7% | 73.9% | $475,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 15 | 5% | 84.2% | $403,000 | |
Freedom Mortgage Corporation
|
FHA, VA, Jumbo | 13 | 4.4% | 86.7% | $495,769 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 12 | 4% | 92.9% | $392,500 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 9 | 3% | 100% | $308,333 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA, VA | 9 | 3% | 100% | $459,444 | |
Pennymac Loan Services LLC
|
Conventional, VA | 7 | 2.3% | 100% | $343,571 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
2% | 85.7% | $276,666 | |
loanDepot.com LLC
|
FHA, VA, HELOC | 6 +1 HELOCs |
2% | 85.7% | $503,333 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 6 +1 HELOCs |
2% | 100% | $385,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 6 | 2% | 100% | $428,333 | View |
Nationstar Mortgage
|
Conventional, VA | 6 | 2% | 100% | $221,666 | |
Guaranteed Rate, Inc.
|
VA | 5 | 1.7% | 100% | $465,000 | |
Fairway Independent Mort Corp
|
FHA, VA | 5 | 1.7% | 100% | $547,000 | |
Paramount Residential Mortgage
|
FHA, VA | 5 | 1.7% | 100% | $533,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 3 | 1% | 100% | $381,666 | |
Priority Home Lending, LLC
|
Conventional, FHA, VA | 3 | 1% | 100% | $341,666 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 3 | 1% | 60% | $231,666 | |
Cornerstone First Mortgage, LLC
|
Conventional, VA | 2 | 0.7% | 100% | $415,000 | |
Global Federal Credit Union
|
Conventional | 2 | 0.7% | 100% | $50,000 | |
Nbkc Bank
|
Conventional, VA | 2 | 0.7% | 100% | $395,000 | |
Kind Lending, LLC
|
Conventional, USDA | 2 | 0.7% | 100% | $610,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.7% | 50% | $395,000 | |
Union Home Mortgage Corp.
|
VA | 2 | 0.7% | 100% | $505,000 | |
Bay Equity LLC
|
Conventional, VA | 2 | 0.7% | 100% | $575,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.7% | 66.7% | $510,000 | View |
New American Funding, LLC.
|
Conventional, FHA | 2 | 0.7% | 100% | $465,000 | |
Village Capital & Investment
|
VA | 2 | 0.7% | 100% | $495,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.3% | 50% | $545,000 | |
NOVA Financial & Investment Corporation
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
Directors Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $85,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.3% | 50% | $525,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $355,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.3% | 100% | $455,000 | |
Obsidian Financial Services
|
FHA | 1 | 0.3% | 100% | $525,000 | |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.3% | 100% | $485,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.3% | 100% | $575,000 | |
American Financing Corporation
|
Conventional | 1 | 0.3% | 100% | $75,000 | |
Flat Branch Mortgage, Inc.
|
VA | 1 | 0.3% | 100% | $425,000 | |
Nfm, Inc
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.3% | 50% | $415,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Mission Loans, LLC
|
FHA | 1 | 0.3% | 100% | $355,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.3% | 100% | $675,000 | |
Nations Direct Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $355,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.3% | 100% | $375,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.3% | 100% | $325,000 | |
DHI Mortgage Company, LTD.
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $445,000 | View |
Mason-McDuffie Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $535,000 | |
Leaderone Financial Corp.
|
VA | 1 | 0.3% | 100% | $235,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Yelm Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Yelm, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Yelm? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Yelm in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Yelm, WA
Use these to narrow the list above. Each category shows how many Yelm, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Yelm, WA
Independent mortgage companies closed 88.3 percent of home loans in Yelm, Washington in 2025, banks 6.7 percent and credit unions 5 percent. Sammamish Mortgage Company was the largest mortgage company, Timberland Bank the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Timberland Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Yelm, WA
By home loans closed in 2025, Timberland Bank was the largest mortgage lender in Yelm, Washington with 1 loans, about 0.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Yelm, Washington in 2025, led by Newrez LLC with 8. 36 lenders closed VA loans, led by Newrez LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 11 credit unions closed home loans in Yelm, Washington in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Yelm, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Yelm, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Yelm. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
