Mortgage Lenders and Brokers in Winlock, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Winlock, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Columbia Credit UnionColumbia Credit Union404 North West Avenue, Arlington, WA 98223, Peak Credit UnionPeak Credit Union416 E MARKET ST, ABERDEEN, WA 98520A5.0 ★Texas Ratio: 7.97%, Fibre Federal Credit UnionFibre Federal Credit Union202 Front Ave SW, Castle Rock, WA 98611A+5.0 ★Texas Ratio: 4.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Harborstone Credit UnionHarborstone Credit Union20608 State Route 410 E, Bonney Lake, WA 98391 8366A5.0 ★Texas Ratio: 8.21%, and Heritage BankHeritage Bank2202 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 1.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winlock, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winlock are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winlock, Washington
Market share is the lender's share of all home loans closed in Winlock, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.4% | 100% | $285,000 | View |
Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
Conventional | 2 | 1.4% | 100% | $280,000 | |
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416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 33.3% | $315,000 | View |
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202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $645,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional | 1 | 0.7% | 100% | $285,000 | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA | 7 | 4.8% | 100% | $230,714 | |
Wsecu
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Conventional, HELOC | 6 +2 HELOCs |
4.1% | 85.7% | $116,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 13.1% | 95.2% | $293,421 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 11.7% | 85% | $367,941 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 9% | 81.2% | $321,923 | |
Nations Direct Mortgage, LLC
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Conventional | 5 | 3.4% | 100% | $383,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 2.8% | 100% | $357,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.8% | 100% | $417,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 2.8% | 83.3% | $240,000 | |
Cmg Mortgage Inc
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Conventional, VA | 4 | 2.8% | 100% | $387,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 3 | 2.1% | 100% | $305,000 | |
Summit Mortgage Corporation
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Conventional, FHA | 3 | 2.1% | 100% | $265,000 | |
BoxCar Mortgage, LLC
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Conventional, FHA | 3 | 2.1% | 100% | $245,000 | |
Summit Funding.Inc
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Conventional, FHA, VA | 3 | 2.1% | 100% | $198,333 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA | 3 | 2.1% | 100% | $258,333 | |
Primelending
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Conventional | 2 | 1.4% | 100% | $230,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.4% | 66.7% | $425,000 | |
Das Acquisition Company, LLC
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FHA | 2 | 1.4% | 100% | $360,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 66.7% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 1.4% | 100% | $505,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.4% | 100% | $260,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.4% | 100% | $355,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.7% | 50% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.7% | 100% | $485,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 66.7% | $75,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.7% | 100% | $325,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 33.3% | $335,000 | |
Resicentral LLC
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Conventional | 1 | 0.7% | 50% | $275,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 50% | $285,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.7% | 50% | $105,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.7% | 100% | $395,000 | |
Servis One, Inc
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $345,000 | |
Towne Mortgage Company
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VA | 1 | 0.7% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $105,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.7% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $435,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.7% | 100% | $35,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.7% | 100% | $295,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Winlock Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winlock, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Winlock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winlock in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winlock, WA
Use these to narrow the list above. Each category shows how many Winlock, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Winlock, WA
Independent mortgage companies closed 86.2 percent of home loans in Winlock, Washington in 2025, banks 4.8 percent and credit unions 9 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Columbia Credit Union the largest credit union. Among lenders headquartered in Washington, Columbia Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winlock, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Winlock, Washington with 2 loans, about 1.4 percent of the market. The largest lender headquartered in Washington was Columbia Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Winlock, Washington in 2025, led by Guild Mortgage Company with 8. 17 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 10 credit unions closed home loans in Winlock, Washington in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winlock, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winlock, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winlock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
