Union, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Kitsap Credit UnionKitsap Credit Union51 NE State Route 300 Ste D, Belfair, WA 98528 8654A5.0 ★Texas Ratio: 6.36%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Fibre Federal Credit UnionFibre Federal Credit Union202 Front Ave SW, Castle Rock, WA 98611A+5.0 ★Texas Ratio: 4.66%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, and TAPCO Credit UnionTAPCO Credit Union19371 STATE ROUTE 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 2.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Union, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 5 | 2.5% | 100% | $423,000 | View |
|
51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional, HELOC | 4 +2 HELOCs |
2% | 66.7% | $245,000 | View |
|
100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 2% | 66.7% | $220,000 | View |
|
117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 4 | 2% | 100% | $345,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
1.5% | 100% | $665,000 | |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
|
202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
|
1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
|
19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA | 7 | 3.5% | 100% | $316,428 | |
Wsecu
|
Conventional, HELOC | 4 +3 HELOCs |
2% | 80% | $247,500 | |
Olympia Federal Savings & Loan
|
Conventional | 4 | 2% | 80% | $197,500 | |
Sammamish Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 21 | 10.4% | 95.5% | $370,714 | |
Guild Mortgage Company
|
Conventional, FHA | 19 | 9.4% | 95.2% | $318,157 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 9 | 4.5% | 90% | $503,888 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 9 | 4.5% | 100% | $540,555 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 9 | 4.5% | 91.7% | $325,000 | |
Newrez LLC
|
Conventional, VA | 8 | 4% | 88.9% | $275,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 3% | 85.7% | $343,333 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 5 +2 HELOCs |
2.5% | 83.3% | $229,000 | |
Freedom Mortgage Corporation
|
Conventional, VA | 4 | 2% | 66.7% | $365,000 | |
|
A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA | 4 | 2% | 100% | $267,500 | View |
Mortgage Research Center
|
VA | 4 | 2% | 44.4% | $455,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +3 HELOCs |
1.5% | 75% | $461,666 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
1.5% | 100% | $281,666 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 3 | 1.5% | 100% | $251,666 | |
Originpoint, LLC
|
Conventional, VA | 2 | 1% | 100% | $755,000 | |
Premier Mortgage Resources, LLC
|
Conventional | 2 | 1% | 100% | $585,000 | |
American Financial Resources LLC
|
Conventional | 2 | 1% | 100% | $300,000 | |
Primelending
|
Conventional, FHA | 2 | 1% | 100% | $345,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 1% | 100% | $485,000 | View |
Cmg Mortgage Inc
|
Conventional | 2 | 1% | 100% | $410,000 | |
Securitynational Mortgage Company
|
Conventional | 2 | 1% | 100% | $385,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 1% | 100% | $370,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1% | 66.7% | $65,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 2 | 1% | 100% | $180,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 1% | 66.7% | $210,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1% | 100% | $445,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 2 | 1% | 66.7% | $190,000 | |
JMAC Lending, Inc.
|
Conventional, FHA | 2 | 1% | 100% | $330,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.5% | 100% | $575,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.5% | 100% | $325,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.5% | 50% | $35,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.5% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.5% | 50% | $445,000 | View |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.5% | 50% | $465,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $375,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.5% | 100% | $115,000 | |
Real Genius LLC
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 50% | $435,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.5% | 100% | $525,000 | |
Generations Home Loans, LLC
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
Member First Mortgage, LLC
|
VA | 1 | 0.5% | 100% | $355,000 | |
United Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $105,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $705,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.5% | 100% | $575,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.5% | 100% | $375,000 | |
Liberty Home Mortgage Corp
|
FHA | 1 | 0.5% | 100% | $515,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
Southwest Stage Funding LLC
|
FHA | 1 | 0.5% | 100% | $205,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.5% | 100% | $255,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.5% | 100% | $435,000 | View |
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Idaho Central Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Union? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Union, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 80.7 percent of home loans in Union, Washington in 2025, banks 10.4 percent and credit unions 8.9 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Kitsap Credit Union the largest credit union. Among lenders headquartered in Washington, Kitsap Credit Union led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Union, Washington with 5 loans, about 2.5 percent of the market. The largest lender headquartered in Washington was Kitsap Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Union, Washington in 2025, led by Guild Mortgage Company with 5. 18 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 10 credit unions closed home loans in Union, Washington in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.