Napavine, Washington mortgage lenders include Peak Credit UnionPeak Credit Union416 E MARKET ST, ABERDEEN, WA 98520A5.0 ★Texas Ratio: 7.97%, Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Red Canoe Credit UnionRed Canoe Credit Union1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Columbia Credit UnionColumbia Credit Union404 North West Avenue, Arlington, WA 98223, and Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Napavine, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Napavine are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Napavine, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
Conventional, HELOC | 5 +15 HELOCs |
2.2% | 100% | $519,000 | View |
|
117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 4 | 1.8% | 100% | $350,000 | View |
|
504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.3% | 100% | $521,666 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA | 2 | 0.9% | 100% | $385,000 | View |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, Jumbo | 2 | 0.9% | 66.7% | $905,000 | View |
|
1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $115,000 | View |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $405,000 | View |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
Columbia Credit Union
404 North West Avenue, Arlington, WA 98223 |
Conventional | 1 | 0.4% | 100% | $335,000 | |
|
100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 50% | $65,000 | View |
|
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $435,000 | View |
|
244 W Main Ave, Spokane, WA 99201 A5.0 ★Texas Ratio: 10.77% |
FHA | 1 | 0.4% | 100% | $465,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
202 Front Ave SW, Castle Rock, WA 98611 A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
300 W Main St, Battle Ground, WA 98604 4410 A+5.0 ★Texas Ratio: 5.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wsecu
|
Conventional, HELOC | 12 +10 HELOCs |
5.3% | 65% | $181,666 | |
Sammamish Mortgage Company
|
Conventional | 2 | 0.9% | 100% | $370,000 | |
Olympia Federal Savings & Loan
|
Conventional | 2 | 0.9% | 100% | $465,000 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 2 | 0.9% | 100% | $395,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 21 +1 HELOCs |
9.3% | 80.8% | $493,571 | |
Rocket Mortgage
|
Conventional, FHA, VA | 21 | 9.3% | 78.6% | $197,380 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 20 | 8.8% | 91.3% | $424,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, HELOC | 8 +1 HELOCs |
3.5% | 100% | $452,500 | |
Inspire Home Loans Inc.
|
Conventional, FHA | 8 | 3.5% | 100% | $396,250 | |
BoxCar Mortgage, LLC
|
Conventional, FHA, VA | 7 | 3.1% | 100% | $385,000 | |
Summit Funding.Inc
|
Conventional, FHA | 7 | 3.1% | 100% | $396,428 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 2.2% | 100% | $257,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 5 | 2.2% | 100% | $373,000 | |
Nationstar Mortgage
|
Conventional | 5 | 2.2% | 100% | $121,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 4 | 1.8% | 80% | $932,500 | |
Triad Financial Services, Inc.
|
Conventional | 4 | 1.8% | 80% | $117,500 | |
Pennymac Loan Services LLC
|
Conventional | 4 | 1.8% | 66.7% | $162,500 | |
Fairway Independent Mort Corp
|
Conventional | 4 | 1.8% | 100% | $342,500 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 1.8% | 100% | $345,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 3 +2 HELOCs |
1.3% | 75% | $241,666 | |
Primelending
|
Conventional, FHA | 3 | 1.3% | 100% | $231,666 | |
Freedom Mortgage Corporation
|
Conventional, VA | 3 | 1.3% | 60% | $331,666 | |
The Loan Store, Inc
|
Conventional, FHA | 3 | 1.3% | 100% | $388,333 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 3 | 1.3% | 100% | $318,333 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $155,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $185,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 0.9% | 100% | $500,000 | |
Synergy One Lending, Inc.
|
Conventional | 2 | 0.9% | 66.7% | $395,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.9% | 100% | $360,000 | View |
American Pacific Mortgage Corporation
|
FHA, VA | 2 | 0.9% | 100% | $475,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.9% | 100% | $315,000 | |
New American Funding, LLC.
|
FHA, VA | 2 | 0.9% | 66.7% | $450,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, VA | 2 | 0.9% | 100% | $430,000 | |
21St Mortgage
|
Conventional | 2 | 0.9% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.9% | 100% | $205,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 25% | $135,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
American Financial Resources LLC
|
VA | 1 | 0.4% | 100% | $535,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.4% | 100% | $495,000 | View |
|
A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.4% | 100% | $425,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.4% | 100% | $535,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 50% | $95,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
Discover Bank
|
Conventional | 1 | 0.4% | 50% | $205,000 | |
Das Acquisition Company, LLC
|
Conventional | 1 | 0.4% | 100% | $615,000 | |
Bay Equity LLC
|
VA | 1 | 0.4% | 100% | $455,000 | |
|
A5.0 ★Texas Ratio: 9.52% |
FHA | 1 | 0.4% | 50% | $505,000 | View |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 100% | $585,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $425,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 50% | $415,000 | |
T2 Financial LLC
|
VA | 1 | 0.4% | 100% | $565,000 | |
Mortgage Research Center
|
VA | 1 | 0.4% | 33.3% | $415,000 | |
Mortgage Solutions of Colorado
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $65,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.4% | 66.7% | $295,000 | |
First Technology Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Consolidated Community Credit
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Unitus Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Napavine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Napavine in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Napavine, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78 percent of home loans in Napavine, Washington in 2025, banks 11.9 percent and credit unions 10.1 percent. Sammamish Mortgage Company was the largest mortgage company, Timberland Bank the largest bank and Peak Credit Union the largest credit union. Among lenders headquartered in Washington, Peak Credit Union led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, Peak Credit Union was the largest mortgage lender in Napavine, Washington with 5 loans, about 2.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Napavine, Washington in 2025, led by United Wholesale Mortgage with 4. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 16 credit unions closed home loans in Napavine, Washington in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Napavine, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Napavine, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Napavine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.