Home, Washington mortgage lenders include Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Kitsap Credit UnionKitsap Credit Union51 NE State Route 300 Ste D, Belfair, WA 98528 8654A5.0 ★Texas Ratio: 6.36%, Mechanics BankMechanics Bank921 Hildebrand Ln Ne, Bainbridge Island, WA 98110A+5.0 ★Texas Ratio: 1.81%, Kitsap BankKitsap Bank51 NE State Route 300 Ste D, Belfair, WA 98528 8654A5.0 ★Texas Ratio: 6.36%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, and Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Home, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Home are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Home, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional, HELOC | 2 +5 HELOCs |
2.4% | 28.6% | $280,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 2 +5 HELOCs |
2.4% | 100% | $280,000 | |
|
504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $365,000 | View |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 1.2% | 100% | $465,000 | View |
|
100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
|
51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional | 1 | 1.2% | 50% | $65,000 | View |
|
921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
|
51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36% |
Conventional | 1 | 1.2% | 100% | $305,000 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 1.2% | 100% | $845,000 | View |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional, FHA | 4 | 4.8% | 100% | $270,000 | |
HomeStreet Bank
|
Conventional | 1 | 1.2% | 100% | $725,000 | |
Sammamish Mortgage Company
|
Conventional | 1 | 1.2% | 100% | $355,000 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 8 | 9.6% | 75% | $550,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 6 +1 HELOCs |
7.2% | 100% | $775,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 6 | 7.2% | 100% | $405,000 | |
Guild Mortgage Company
|
Conventional, FHA | 5 | 6% | 100% | $425,000 | |
Movement Mortgage, LLC
|
Conventional, Jumbo | 4 | 4.8% | 100% | $565,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 4.8% | 80% | $532,500 | |
Cmg Mortgage Inc
|
Conventional | 4 | 4.8% | 100% | $367,500 | |
Mortgage Research Center
|
VA | 3 | 3.6% | 100% | $511,666 | |
Newrez LLC
|
VA | 2 | 2.4% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 2.4% | 66.7% | $495,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 2.4% | 100% | $215,000 | View |
Semper Home Loans, Inc
|
VA | 1 | 1.2% | 100% | $455,000 | |
Originpoint, LLC
|
Conventional | 1 | 1.2% | 100% | $375,000 | |
Cornerstone First Mortgage, LLC
|
VA | 1 | 1.2% | 100% | $635,000 | |
American Financial Resources LLC
|
VA | 1 | 1.2% | 100% | $375,000 | |
Residential Wholesale Mortgage
|
FHA | 1 | 1.2% | 100% | $475,000 | |
Goodleap, LLC
|
FHA | 1 | 1.2% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 1.2% | 100% | $545,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.2% | 100% | $605,000 | |
|
A5.0 ★Texas Ratio: 6.81% |
Conventional, Jumbo | 1 | 1.2% | 100% | $2,005,000 | View |
Global Federal Credit Union
|
Conventional | 1 | 1.2% | 100% | $595,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1.2% | 100% | $555,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.2% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 1.2% | 100% | $485,000 | |
Priority Home Lending, LLC
|
Conventional | 1 | 1.2% | 100% | $625,000 | |
Click n' Close, Inc.
|
FHA | 1 | 1.2% | 50% | $675,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 1.2% | 100% | $105,000 | |
Provident Funding Associates
|
Conventional | 1 | 1.2% | 100% | $725,000 | |
T2 Financial LLC
|
Conventional | 1 | 1.2% | 100% | $625,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.2% | 100% | $1,005,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.2% | 100% | $395,000 | View |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Oregon Community Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Home? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Home in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Home, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.1 percent of home loans in Home, Washington in 2025, banks 13.3 percent and credit unions 9.6 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Sound Credit Union the largest credit union. Among lenders headquartered in Washington, Sound Credit Union led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, Sound Credit Union was the largest mortgage lender in Home, Washington with 2 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Home, Washington in 2025, led by United Wholesale Mortgage with 2. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 6 credit unions closed home loans in Home, Washington in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Home, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Home, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Home. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.