Mortgage Lenders and Brokers in Wytheville, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wytheville, Virginia mortgage lenders include First Sentinel BankFirst Sentinel Bank1105 N 4th St, Wytheville, VA 24382A+5.0 ★Texas Ratio: 0.93%, First Community BankFirst Community Bank210 E Main St, Wytheville, VA 24382A+5.0 ★Texas Ratio: 3.36%, Skyline National BankSkyline National Bank420 N 4th St, Wytheville, VA 24382A+5.0 ★Texas Ratio: 3.31%, Atlantic Union BankAtlantic Union Bank900 N 4th St, Wytheville, VA 24382A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank1055 E Main St, Wytheville, VA 24382A+5.0 ★Texas Ratio: 2.87%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co200 Peppers Ferry Rd, Wytheville, VA 24382A5.0 ★Texas Ratio: 7.39%, Carter Bank and TrustCarter Bank and Trust325 E Spring St, Wytheville, VA 24382A5.0 ★Texas Ratio: 7.55%, The Bank of MarionThe Bank of Marion201 Valley St Ne, Abingdon, VA 24210A5.0 ★Texas Ratio: 8.87%, First Bank and Trust CompanyFirst Bank and Trust Company1290 N 4th St, Wytheville, VA 24382A+5.0 ★Texas Ratio: 3.79%, and Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wytheville, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wytheville are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wytheville, Virginia
Market share is the lender's share of all home loans closed in Wytheville, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wytheville 1105 N 4th St, Wytheville, VA 24382 A+5.0 ★Texas Ratio: 0.93% |
Conventional, Jumbo | 13 | 5.6% | 92.9% | $171,153 | View |
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2 offices in Wytheville 210 E Main St, Wytheville, VA 24382 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 62.5% | $295,000 | View |
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1 office in Wytheville 420 N 4th St, Wytheville, VA 24382 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 4 | 1.7% | 100% | $70,000 | View |
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1 office in Wytheville 900 N 4th St, Wytheville, VA 24382 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, USDA, HELOC | 3 +11 HELOCs |
1.3% | 100% | $135,000 | View |
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★ 1 stars, 1 review 1 office in Wytheville 1055 E Main St, Wytheville, VA 24382 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
0.9% | 100% | $410,000 | View |
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1 office in Wytheville 200 Peppers Ferry Rd, Wytheville, VA 24382 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 2 +1 HELOCs |
0.9% | 100% | $155,000 | View |
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1 office in Wytheville 325 E Spring St, Wytheville, VA 24382 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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201 Valley St Ne, Abingdon, VA 24210 A5.0 ★Texas Ratio: 8.87% |
Conventional | 16 | 6.9% | 88.9% | $149,375 | View |
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1290 N 4th St, Wytheville, VA 24382 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 3 +6 HELOCs |
1.3% | 71.4% | $71,666 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional | 2 | 0.9% | 100% | $205,000 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 2 | 0.9% | 100% | $170,000 | View |
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350 W Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 2 | 0.9% | 100% | $640,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 50% | $405,000 | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 27 | 11.6% | 96.4% | $219,814 | |
ALCOVA Mortgage, LLC
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Conventional, USDA | 2 | 0.9% | 100% | $190,000 | |
Farm Credit of the Virginias, ACA
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Conventional | 2 | 0.9% | 100% | $85,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.80% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 9.9% | 85.2% | $111,521 | |
Truliant Federal Credit Union
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Conventional, VA, HELOC | 18 +24 HELOCs |
7.7% | 59.4% | $93,888 | |
Union Home Mortgage Corp.
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Conventional, FHA | 14 | 6% | 87.5% | $277,142 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 11 | 4.7% | 84.6% | $201,363 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 3.4% | 100% | $188,750 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 8 | 3.4% | 100% | $202,500 | View |
Mortgage Research Center
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Conventional, VA, USDA | 8 | 3.4% | 88.9% | $227,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 3.4% | 38.5% | $113,750 | |
American Financial Resources LLC
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Conventional, FHA, VA | 6 | 2.6% | 100% | $253,333 | |
Nationstar Mortgage
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Conventional | 5 | 2.1% | 100% | $97,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.7% | 80% | $177,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 2 | 0.9% | 100% | $290,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.9% | 28.6% | $95,000 | |
loanDepot.com LLC
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FHA, VA | 2 | 0.9% | 100% | $195,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.9% | 66.7% | $105,000 | |
Alliant Credit Union
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $725,000 | View |
Newrez LLC
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FHA | 1 | 0.4% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.4% | 100% | $205,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $195,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $215,000 | |
American Financial Network, Inc.
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VA | 1 | 0.4% | 100% | $505,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.4% | 100% | $195,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $55,000 | |
United Southeast Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Cardinal Financial Company, Li
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USDA | 1 | 0.4% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Waterstone Mortgage Corporation
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VA | 1 | 0.4% | 100% | $245,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $245,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $155,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $195,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +3 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wytheville Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wytheville, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Wytheville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wytheville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wytheville, VA
Use these to narrow the list above. Each category shows how many Wytheville, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Wytheville, VA
Independent mortgage companies closed 55.8 percent of home loans in Wytheville, Virginia in 2025, banks 32.6 percent and credit unions 11.6 percent. Atlantic Bay Mortgage Group was the largest mortgage company, First Sentinel Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, First Sentinel Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wytheville, VA
By home loans closed in 2025, First Sentinel Bank was the largest mortgage lender in Wytheville, Virginia with 13 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Wytheville, Virginia in 2025, led by Atlantic Bay Mortgage Group with 9. 19 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 9 credit unions closed home loans in Wytheville, Virginia in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wytheville, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wytheville, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wytheville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
