Mortgage Lenders and Brokers in Woodstock, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodstock, Virginia mortgage lenders include City National Bank of WVCity National Bank of WV1001 S Main St, Woodstock, VA 22664A+5.0 ★Texas Ratio: 1.47%, First BankFirst Bank860 S Main St, Woodstock, VA 22664A+5.0 ★Texas Ratio: 2.42%, Truist BankTruist Bank200 N Main St, Woodstock, VA 22664A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va1014 S Main St, Woodstock, VA 22664A+5.0 ★Texas Ratio: 2.15%, Dupont Community Credit UnionDupont Community Credit Union1025 Woodstock Commons Dr, Woodstock, VA 22664A+5.0 ★Texas Ratio: 1.68%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Farmers & Merchants BankFarmers & Merchants Bank161 S Main St, Woodstock, VA 22664A+5.0 ★Texas Ratio: 3.40%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Oak View National BankOak View National Bank450 James Madison Hwy, Culpeper, VA 22701A+5.0 ★Texas Ratio: 0.03%, and Capon Valley BankCapon Valley Bank6701 Northwestern Pike, Gore, VA 22637A5.0 ★Texas Ratio: 11.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodstock, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodstock are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodstock, Virginia
Market share is the lender's share of all home loans closed in Woodstock, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Woodstock 1001 S Main St, Woodstock, VA 22664 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 9 +3 HELOCs |
5.6% | 71.4% | $155,000 | View |
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1 office in Woodstock 860 S Main St, Woodstock, VA 22664 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 8 | 5% | 90.9% | $165,000 | View |
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★ 1 stars, 1 review 1 office in Woodstock 200 N Main St, Woodstock, VA 22664 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
1.2% | 100% | $265,000 | View |
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1 office in Woodstock 1014 S Main St, Woodstock, VA 22664 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $255,000 | View |
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1025 Woodstock Commons Dr, Woodstock, VA 22664 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 5 +16 HELOCs |
3.1% | 83.3% | $207,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
1.9% | 75% | $311,666 | |
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161 S Main St, Woodstock, VA 22664 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 2 | 1.2% | 100% | $225,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 2 | 1.2% | 100% | $40,000 | View |
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450 James Madison Hwy, Culpeper, VA 22701 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
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6701 Northwestern Pike, Gore, VA 22637 A5.0 ★Texas Ratio: 11.21% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
VA | 1 | 0.6% | 50% | $215,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional | 1 | 0.6% | 100% | $335,000 | |
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1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
Conventional | 1 | 0.6% | 50% | $365,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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1101 Hisey Ave, Woodstock, VA 22664 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Integrity Home Mortgage Corporation
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Conventional, FHA, USDA | 16 | 9.9% | 100% | $301,250 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.5% | 100% | $287,500 | |
City Lending Inc.
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Conventional, FHA | 2 | 1.2% | 50% | $245,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA, HELOC | 22 +3 HELOCs |
13.7% | 95.7% | $292,727 | |
Rocket Mortgage
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Conventional, FHA | 17 | 10.6% | 78.3% | $200,882 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 5% | 100% | $313,750 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 3.1% | 83.3% | $299,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 5 | 3.1% | 100% | $311,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 4 | 2.5% | 100% | $282,500 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 1.9% | 60% | $198,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.9% | 75% | $115,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $155,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.2% | 100% | $225,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 2 | 1.2% | 100% | $310,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.2% | 100% | $215,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.6% | 100% | $505,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 50% | $175,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.6% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $385,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 50% | $35,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.6% | 100% | $355,000 | |
Nextmortgage, LLC
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FHA | 1 | 0.6% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 11.24% |
VA | 1 | 0.6% | 100% | $145,000 | View |
Click n' Close, Inc.
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FHA | 1 | 0.6% | 100% | $375,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Waterstone Mortgage Corporation
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VA | 1 | 0.6% | 100% | $385,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 33.3% | $305,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Lower, LLC
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FHA | 1 | 0.6% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.6% | 100% | $235,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $515,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.6% | 100% | $235,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.6% | 100% | $225,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woodstock Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodstock, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Woodstock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodstock in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodstock, VA
Use these to narrow the list above. Each category shows how many Woodstock, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Woodstock, VA
Independent mortgage companies closed 74.5 percent of home loans in Woodstock, Virginia in 2025, banks 18 percent and credit unions 7.5 percent. Integrity Home Mortgage Corporation was the largest mortgage company, City National Bank of WV the largest bank and Dupont Community Credit Union the largest credit union. Among lenders headquartered in Virginia, First Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodstock, VA
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Woodstock, Virginia with 9 loans, about 5.6 percent of the market. The largest lender headquartered in Virginia was First Bank with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Woodstock, Virginia in 2025, led by CrossCountry Mortgage, LLC with 12. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Woodstock, Virginia in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodstock, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodstock, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodstock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
