Mortgage Lenders and Brokers in Warsaw, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Warsaw, Virginia mortgage lenders include Atlantic Union BankAtlantic Union Bank4256 Richmond Rd, Warsaw, VA 22572A+5.0 ★Texas Ratio: 2.51%, Citizens and Farmers BankCitizens and Farmers Bank4593 Richmond Rd, Warsaw, VA 22572A+5.0 ★Texas Ratio: 0.62%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Primis BankPrimis Bank201 N Washington Hwy, Ashland, VA 23005A5.0 ★Texas Ratio: 13.21%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Bank of ClarkeBank of Clarke44810 Saranac St, Ashburn, VA 20147A5.0 ★Texas Ratio: 7.27%, Baylands Family Credit UnionBaylands Family Credit Union2111 Pocahontas Trl, Quinton, VA 23141 1634A5.0 ★Texas Ratio: 8.71%, and Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Warsaw, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Warsaw are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Warsaw, Virginia
Market share is the lender's share of all home loans closed in Warsaw, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Warsaw 4256 Richmond Rd, Warsaw, VA 22572 A+5.0 ★Texas Ratio: 2.51% |
FHA, HELOC | 3 +6 HELOCs |
3.6% | 100% | $255,000 | View |
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1 office in Warsaw 4593 Richmond Rd, Warsaw, VA 22572 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 3 | 3.6% | 60% | $78,333 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 8 | 9.6% | 100% | $157,500 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional | 3 | 3.6% | 100% | $95,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 3 | 3.6% | 75% | $61,666 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
2.4% | 100% | $425,000 | |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 1 | 1.2% | 50% | $945,000 | View |
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44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 1.2% | 100% | $755,000 | View |
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2111 Pocahontas Trl, Quinton, VA 23141 1634 A5.0 ★Texas Ratio: 8.71% |
Conventional | 1 | 1.2% | 100% | $175,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 1.2% | 50% | $445,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 1.2% | 100% | $145,000 | View |
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10401 Woodman Rd, Glen Allen, VA 23060 A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 1.2% | 100% | $25,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $250,000 | |
Capital Center LLC
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Conventional | 2 | 2.4% | 100% | $465,000 | |
Colonial Farm Credit ACA
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Conventional | 2 | 2.4% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $115,000 | |
C&F Select LLC
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FHA | 1 | 1.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 1.2% | 100% | $285,000 | View |
First Heritage Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $495,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 1.2% | 100% | $305,000 | |
Towne First Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $475,000 | |
1St Advantage Federal Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, VA | 5 | 6% | 100% | $251,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 3.6% | 100% | $341,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 3.6% | 100% | $125,000 | |
New American Funding, LLC.
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Conventional | 3 | 3.6% | 60% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 3.6% | 23.1% | $168,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 2.4% | 100% | $60,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 2.4% | 66.7% | $205,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 2.4% | 100% | $110,000 | |
Mortgage Research Center
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FHA, VA | 2 | 2.4% | 100% | $225,000 | |
Towne Mortgage Company
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VA | 2 | 2.4% | 100% | $275,000 | |
Village Capital & Investment
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VA | 2 | 2.4% | 60% | $245,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $435,000 | |
United Wholesale Mortgage
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VA | 1 | 1.2% | 50% | $275,000 | |
American Financial Resources LLC
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FHA | 1 | 1.2% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 1 | 1.2% | 100% | $125,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 1.2% | 100% | $305,000 | |
Linkbank
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Conventional | 1 | 1.2% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 1.2% | 100% | $245,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 1.2% | 100% | $45,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $175,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 100% | $205,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Warsaw Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Warsaw, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Warsaw? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Warsaw in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Warsaw, VA
Use these to narrow the list above. Each category shows how many Warsaw, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Warsaw, VA
Independent mortgage companies closed 60.2 percent of home loans in Warsaw, Virginia in 2025, banks 31.3 percent and credit unions 8.4 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Warsaw, VA
By home loans closed in 2025, Atlantic Union Bank was the largest mortgage lender in Warsaw, Virginia with 3 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Warsaw, Virginia in 2025, led by Atlantic Union Bank with 3. 7 lenders closed VA loans, led by Towne Mortgage Company, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 8 credit unions closed home loans in Warsaw, Virginia in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Warsaw, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Warsaw, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Warsaw. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
