Union Level, Virginia mortgage lenders include Benchmark Community BankBenchmark Community Bank410 Church St, Blackstone, VA 23824A+5.0 ★Texas Ratio: 1.65%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Citizens Bank & Trust Co.Citizens Bank & Trust Co.9060 N Five Forks Rd, Amelia Court House, VA 23002A+5.0 ★Texas Ratio: 1.10%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, First BankFirst Bank98 Blue Ridge Blvd, Blue Ridge, VA 24064A+5.0 ★Texas Ratio: 2.42%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%, and Tidewater Mortgage Services, IncTidewater Mortgage Services, IncVirginia Beach, VA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union Level, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union Level are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Union Level, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
410 Church St, Blackstone, VA 23824 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 8 | 19% | 80% | $222,500 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 4.8% | 100% | $235,000 | View |
|
9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 4.8% | 100% | $210,000 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
2.4% | 33.3% | $335,000 | |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 2.4% | 100% | $275,000 | View |
|
98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 2.4% | 100% | $175,000 | View |
|
332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.4% | 100% | $145,000 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 2.4% | 50% | $85,000 | View |
|
950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tidewater Mortgage Services, Inc
|
Conventional | 1 | 2.4% | 100% | $205,000 | |
ALCOVA Mortgage, LLC
|
FHA | 1 | 2.4% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 2.4% | 100% | $155,000 | View |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 2.4% | 100% | $325,000 | |
Rocket Mortgage
|
Conventional, FHA | 3 | 7.1% | 80% | $248,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 7.1% | 100% | $168,333 | |
American Financial Resources LLC
|
FHA, VA | 2 | 4.8% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 4.8% | 100% | $335,000 | |
Mortgage Research Center
|
VA | 2 | 4.8% | 66.7% | $250,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 2.4% | 50% | $215,000 | |
United Wholesale Mortgage
|
FHA | 1 | 2.4% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 2.4% | 100% | $605,000 | View |
Newrez LLC
|
VA | 1 | 2.4% | 100% | $285,000 | |
PHH Mortgage Corporation
|
VA | 1 | 2.4% | 100% | $525,000 | |
American Financial Network, Inc.
|
FHA | 1 | 2.4% | 100% | $165,000 | |
Nfm, Inc
|
FHA | 1 | 2.4% | 100% | $235,000 | |
Victorian Finance, LLC
|
FHA | 1 | 2.4% | 100% | $145,000 | |
Spring Eq, LLC
|
Conventional | 1 | 2.4% | 50% | $25,000 | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Union Level? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union Level in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Union Level, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 54.8 percent of home loans in Union Level, Virginia in 2025, banks 42.9 percent and credit unions 2.4 percent. Tidewater Mortgage Services, Inc was the largest mortgage company, Benchmark Community Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Benchmark Community Bank led with 8 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, Benchmark Community Bank was the largest mortgage lender in Union Level, Virginia with 8 loans, about 19 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Union Level, Virginia in 2025, led by ALCOVA Mortgage, LLC with 1. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Union Level, Virginia in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union Level, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union Level, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union Level. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.