Mortgage Lenders and Brokers in Pulaski, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pulaski, Virginia mortgage lenders include First Community BankFirst Community Bank1001 Bob White Blvd, Pulaski, VA 24301A+5.0 ★Texas Ratio: 3.36%, Truist BankTruist Bank1105 Bob White Blvd, Pulaski, VA 24301A+5.0 ★Texas Ratio: 2.87%, Carter Bank and TrustCarter Bank and Trust998 Memorial Dr, Pulaski, VA 24301A5.0 ★Texas Ratio: 7.55%, National Bank of BlacksburgNational Bank of Blacksburg250 N Washington Ave, Pulaski, VA 24301A+5.0 ★Texas Ratio: 0.34%, Skyline National BankSkyline National Bank1206 South Main Street, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 3.31%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, The Bank of MarionThe Bank of Marion201 Valley St Ne, Abingdon, VA 24210A5.0 ★Texas Ratio: 8.87%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, and Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pulaski, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pulaski are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pulaski, Virginia
Market share is the lender's share of all home loans closed in Pulaski, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Pulaski 1001 Bob White Blvd, Pulaski, VA 24301 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 60% | $311,666 | View |
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★ 1 stars, 1 review 1 office in Pulaski 1105 Bob White Blvd, Pulaski, VA 24301 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +3 HELOCs |
1.1% | 100% | $131,666 | View |
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1 office in Pulaski 998 Memorial Dr, Pulaski, VA 24301 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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250 N Washington Ave, Pulaski, VA 24301 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 22 | 7.7% | 100% | $128,636 | View |
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1206 South Main Street, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 8 | 2.8% | 88.9% | $167,500 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 7 +11 HELOCs |
2.5% | 100% | $139,285 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, USDA, HELOC | 6 +1 HELOCs |
2.1% | 60% | $73,333 | View |
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201 Valley St Ne, Abingdon, VA 24210 A5.0 ★Texas Ratio: 8.87% |
Conventional | 5 | 1.8% | 100% | $153,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.4% | 80% | $105,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.4% | 83.3% | $225,000 | |
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968 W Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 3 | 1.1% | 100% | $411,666 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $45,000 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
FHA | 1 | 0.4% | 100% | $155,000 | View |
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19747 Main St, Buchanan, VA 24066 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 44 | 15.4% | 100% | $137,272 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 13 | 4.6% | 89.5% | $188,846 | |
First Heritage Mortgage, LLC
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Conventional, FHA, USDA | 9 | 3.2% | 90% | $162,777 | |
Prosperity Home Mortgage, LLC
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Conventional, USDA | 3 | 1.1% | 100% | $208,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.7% | 100% | $115,000 | View |
Capital Center LLC
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Conventional | 2 | 0.7% | 100% | $155,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Rocket Mortgage
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Conventional, FHA | 21 | 7.4% | 73.3% | $137,857 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA, USDA | 14 | 4.9% | 100% | $207,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 13 | 4.6% | 86.7% | $227,307 | |
Truliant Federal Credit Union
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Conventional, HELOC | 12 +14 HELOCs |
4.2% | 70.6% | $103,333 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, USDA, HELOC | 12 +1 HELOCs |
4.2% | 87.5% | $135,833 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 7 | 2.5% | 100% | $145,000 | |
Mortgage Research Center
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Conventional, VA | 6 | 2.1% | 63.6% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.8% | 26.3% | $179,000 | |
Newrez LLC
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Conventional, VA, USDA | 4 | 1.4% | 57.1% | $220,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.4% | 57.1% | $87,500 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional, USDA | 4 | 1.4% | 100% | $147,500 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA, USDA | 4 | 1.4% | 100% | $257,500 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.1% | 57.1% | $241,666 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 1.1% | 60% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 3 | 1.1% | 100% | $228,333 | View |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 66.7% | $45,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 1.1% | 50% | $121,666 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.7% | 37.5% | $35,000 | |
Envoy Mortgage, Ltd
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Conventional, VA | 2 | 0.7% | 100% | $235,000 | |
Towne Mortgage Company
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Conventional | 2 | 0.7% | 100% | $160,000 | |
EMM Loans LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.4% | 100% | $455,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.4% | 100% | $195,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $375,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.4% | 100% | $265,000 | View |
Mutual of Omaha Mortgage
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USDA | 1 | 0.4% | 33.3% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Southwest Stage Funding LLC
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VA | 1 | 0.4% | 100% | $215,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $275,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $215,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pulaski Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pulaski, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Pulaski? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pulaski in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pulaski, VA
Use these to narrow the list above. Each category shows how many Pulaski, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Pulaski, VA
Independent mortgage companies closed 61.4 percent of home loans in Pulaski, Virginia in 2025, banks 30.5 percent and credit unions 8.1 percent. Atlantic Bay Mortgage Group was the largest mortgage company, First Community Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, First Community Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pulaski, VA
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Pulaski, Virginia with 3 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Pulaski, Virginia in 2025, led by Atlantic Bay Mortgage Group with 14. 17 lenders closed VA loans, led by United Wholesale Mortgage, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 5 credit unions closed home loans in Pulaski, Virginia in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pulaski, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pulaski, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pulaski. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
