Mortgage Lenders and Brokers in Onley, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Onley, Virginia mortgage lenders include Calvin B. Taylor Banking CompanyCalvin B. Taylor Banking Company25090 Shore Pkwy, Onley, VA 23418A+5.0 ★Texas Ratio: 4.46%, Atlantic Union BankAtlantic Union Bank25253 Lankford Hwy, Onley, VA 23418A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank25386 Lankford Hwy, Onley, VA 23418A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.25275 Lankford Hwy, Onley, VA 23418A+5.0 ★Texas Ratio: 4.24%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, and First Horizon BankFirst Horizon Bank21263 Lankford Hwy, Cape Charles, VA 23310A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Onley, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Onley are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Onley, Virginia
Market share is the lender's share of all home loans closed in Onley, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Onley 25090 Shore Pkwy, Onley, VA 23418 A+5.0 ★Texas Ratio: 4.46% |
Conventional | 6 | 8% | 87.5% | $170,000 | View |
|
1 office in Onley 25253 Lankford Hwy, Onley, VA 23418 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 5 +6 HELOCs |
6.7% | 100% | $173,000 | View |
|
★ 1 stars, 1 review 1 office in Onley 25386 Lankford Hwy, Onley, VA 23418 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 50% | $115,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Onley 25275 Lankford Hwy, Onley, VA 23418 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA | 9 | 12% | 100% | $223,888 | View |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +6 HELOCs |
1.3% | 100% | $145,000 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $155,000 | View |
|
95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 1.3% | 100% | $375,000 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tidewater Mortgage Services, Inc
|
Conventional, FHA, VA | 6 | 8% | 60% | $190,000 | |
Atlantic Bay Mortgage Group
|
USDA | 2 | 2.7% | 100% | $250,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 2.7% | 100% | $205,000 | |
|
A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 1.3% | 100% | $365,000 | View |
Rocket Mortgage
|
Conventional, FHA | 7 | 9.3% | 77.8% | $167,857 | |
loanDepot.com LLC
|
Conventional, FHA | 7 | 9.3% | 100% | $176,428 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 6.7% | 100% | $249,000 | |
Pennymac Loan Services LLC
|
Conventional | 5 | 6.7% | 100% | $143,000 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 3 | 4% | 100% | $155,000 | View |
Amerisave Mortgage Company
|
Conventional | 2 | 2.7% | 50% | $125,000 | |
Newrez LLC
|
VA | 1 | 1.3% | 33.3% | $335,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 1.3% | 100% | $255,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1.3% | 100% | $455,000 | |
American Financial Network, Inc.
|
FHA | 1 | 1.3% | 100% | $175,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 1.3% | 100% | $105,000 | |
New Day Financial, LLC.
|
VA | 1 | 1.3% | 100% | $175,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.3% | 100% | $85,000 | |
|
A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 1.3% | 100% | $305,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 1.3% | 100% | $265,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.3% | 12.5% | $125,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 1.3% | 100% | $55,000 | |
Nasa Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Onley Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Onley, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Onley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Onley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Onley, VA
Use these to narrow the list above. Each category shows how many Onley, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Onley, VA
Independent mortgage companies closed 65.3 percent of home loans in Onley, Virginia in 2025, banks 33.3 percent and credit unions 1.3 percent. Tidewater Mortgage Services, Inc was the largest mortgage company, Calvin B. Taylor Banking Company the largest bank and Langley Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Onley, VA
By home loans closed in 2025, Calvin B. Taylor Banking Company was the largest mortgage lender in Onley, Virginia with 6 loans, about 8 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Onley, Virginia in 2025, led by loanDepot.com LLC with 4. 5 lenders closed VA loans, led by Presidential Bank, FSB, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 3 credit unions closed home loans in Onley, Virginia in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Onley, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Onley, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Onley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
