Mortgage Lenders and Brokers in Mount Hermon, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Hermon, Virginia mortgage lenders include Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, First National BankFirst National Bank622 Broad St, Altavista, VA 24517A+5.0 ★Texas Ratio: 1.54%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, First Bank and Trust CompanyFirst Bank and Trust Company933 E Main St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 3.79%, Carter Bank and TrustCarter Bank and Trust2770 Riverside Dr, Bassett, VA 24055A5.0 ★Texas Ratio: 7.55%, The Fidelity BankThe Fidelity Bank3300 Virginia Ave, Collinsville, VA 24078A+5.0 ★Texas Ratio: 3.02%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, and Skyline National BankSkyline National Bank1206 South Main Street, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 3.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Hermon, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Hermon are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Hermon, Virginia
Market share is the lender's share of all home loans closed in Mount Hermon, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA, HELOC | 9 +2 HELOCs |
5.3% | 90% | $247,222 | View |
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622 Broad St, Altavista, VA 24517 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 9 | 5.3% | 90.9% | $131,666 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 5 +6 HELOCs |
2.9% | 83.3% | $153,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 3 +4 HELOCs |
1.8% | 100% | $225,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 3 | 1.8% | 75% | $201,666 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 2 | 1.2% | 100% | $85,000 | View |
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2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $645,000 | View |
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3300 Virginia Ave, Collinsville, VA 24078 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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1206 South Main Street, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.6% | 100% | $315,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $145,000 | View |
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1571 Roanoke Rd, Daleville, VA 24083 A+5.0 ★Texas Ratio: 5.53% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
FHA | 1 | 0.6% | 100% | $425,000 | View |
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41 Wheeler Ave, Collinsville, VA 24078 2417 A5.0 ★Texas Ratio: 10.13% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 27 | 15.8% | 100% | $266,851 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, USDA | 3 | 1.8% | 100% | $151,666 | View |
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A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $285,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.6% | 100% | $255,000 | |
RW Towne, LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 28 | 16.4% | 83.3% | $160,714 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 10 | 5.8% | 100% | $267,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, HELOC | 9 +1 HELOCs |
5.3% | 100% | $242,777 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 3.5% | 100% | $218,333 | |
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A5.0 ★Texas Ratio: 6.45% |
FHA | 5 | 2.9% | 100% | $213,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.8% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.8% | 75% | $215,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1.8% | 100% | $125,000 | |
Mortgage Research Center
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FHA, VA | 3 | 1.8% | 60% | $331,666 | |
Newrez LLC
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Conventional, VA | 2 | 1.2% | 66.7% | $205,000 | |
American Financial Network, Inc.
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Conventional | 2 | 1.2% | 100% | $235,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $100,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 1.2% | 75% | $170,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 33.3% | $65,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 0.6% | 100% | $295,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 16.7% | $125,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.6% | 100% | $165,000 | |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.6% | 100% | $335,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 7.24% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $95,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 33.3% | $235,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Milend, Inc
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FHA | 1 | 0.6% | 100% | $305,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.6% | 100% | $615,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 100% | $55,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 50% | $145,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $195,000 | |
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mount Hermon Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Hermon, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Mount Hermon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Hermon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Hermon, VA
Use these to narrow the list above. Each category shows how many Mount Hermon, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Hermon, VA
Independent mortgage companies closed 69.6 percent of home loans in Mount Hermon, Virginia in 2025, banks 29.8 percent and credit unions 0.6 percent. ALCOVA Mortgage, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Valleystar Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Hermon, VA
By home loans closed in 2025, Atlantic Union Bank was the largest mortgage lender in Mount Hermon, Virginia with 9 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Mount Hermon, Virginia in 2025, led by ALCOVA Mortgage, LLC with 11. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 3 credit unions closed home loans in Mount Hermon, Virginia in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Hermon, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Hermon, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Hermon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
