Mortgage Lenders and Brokers in Harrisonburg, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Harrisonburg, Virginia mortgage lenders include United Bank VaUnited Bank Va1980 S Main St, Harrisonburg, VA 22801A+5.0 ★Texas Ratio: 2.15%, Pendleton Community BankPendleton Community Bank41 Monte Vista Dr, Harrisonburg, VA 22802A5.0 ★Texas Ratio: 9.24%, Wells Fargo Bank NAWells Fargo Bank NA2005 E Market St, Harrisonburg, VA 22801A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank250 Neff Ave, Harrisonburg, VA 22801A+5.0 ★Texas Ratio: 2.87%, Park View Federal Credit UnionPark View Federal Credit Union1675 Virginia Ave, Harrisonburg, VA 22802A+5.0 ★Texas Ratio: 0.34%, Atlantic Union BankAtlantic Union Bank1920 Medical Ave, Harrisonburg, VA 22801A+5.0 ★Texas Ratio: 2.51%, Pioneer BankPioneer Bank890 W Market St, Harrisonburg, VA 22801A+5.0 ★Texas Ratio: 0.19%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust320 University Blvd, Harrisonburg, VA 22801A5.0 ★Texas Ratio: 7.72%, Blue Ridge BankBlue Ridge Bank563 Neff Ave, Harrisonburg, VA 22801A5.0 ★Texas Ratio: 8.11%, and Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co224 S Main St, Harrisonburg, VA 22801A5.0 ★Texas Ratio: 7.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Harrisonburg, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Harrisonburg are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Harrisonburg, Virginia
Market share is the lender's share of all home loans closed in Harrisonburg, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Harrisonburg 1980 S Main St, Harrisonburg, VA 22801 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
1.8% | 100% | $310,000 | View |
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3 offices in Harrisonburg 41 Monte Vista Dr, Harrisonburg, VA 22802 A5.0 ★Texas Ratio: 9.24% |
Conventional | 6 | 1.8% | 100% | $235,000 | View |
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3 offices in Harrisonburg 2005 E Market St, Harrisonburg, VA 22801 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.5% | 71.4% | $219,000 | View |
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★ 1 stars, 1 review 3 offices in Harrisonburg 250 Neff Ave, Harrisonburg, VA 22801 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 4 +18 HELOCs |
1.2% | 44.4% | $265,000 | View |
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1675 Virginia Ave, Harrisonburg, VA 22802 A+5.0 ★Texas Ratio: 0.34% |
Conventional, HELOC | 4 +10 HELOCs |
1.2% | 100% | $152,500 | View |
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2 offices in Harrisonburg 1920 Medical Ave, Harrisonburg, VA 22801 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +5 HELOCs |
1.2% | 80% | $260,000 | View |
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★ 5 stars, 1 review 1 office in Harrisonburg 890 W Market St, Harrisonburg, VA 22801 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 2 | 0.6% | 100% | $135,000 | View |
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1 office in Harrisonburg 320 University Blvd, Harrisonburg, VA 22801 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 50% | $45,000 | View |
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1 office in Harrisonburg 563 Neff Ave, Harrisonburg, VA 22801 A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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1 office in Harrisonburg 224 S Main St, Harrisonburg, VA 22801 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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1 office in Harrisonburg 79 University Blvd, Harrisonburg, VA 22801 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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2030 Legacy Ln, Harrisonburg, VA 22801 A+5.0 ★Texas Ratio: 3.40% |
Conventional, FHA, VA | 35 | 10.8% | 97.4% | $258,714 | View |
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47 W Kaylor Park Dr, Harrisonburg, VA 22801 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 6 +47 HELOCs |
1.8% | 85.7% | $220,000 | View |
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170 Bluestone Dr, Harrisonburg, VA 22807 1008 A5.0 ★Texas Ratio: 10.04% |
Conventional | 5 | 1.5% | 55.6% | $233,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 3 | 0.9% | 75% | $331,666 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $220,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $185,000 | |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $210,000 | View |
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1387 American Way, Bedford, VA 24523 A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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102 Wall St Sw, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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120 University Blvd, Harrisonburg, VA 22801 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 14 | 4.3% | 93.8% | $302,857 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 11 | 3.4% | 100% | $298,636 | |
Atlantic Coast Mortgage, LLC
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Conventional | 5 | 1.5% | 100% | $297,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.6% | 100% | $205,000 | |
First Savings Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $305,000 | |
Strong Home Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $335,000 | |
Atlantic Bay Mortgage Group
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Conventional | 2 | 0.6% | 100% | $125,000 | |
Intercoastal Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Capital Center LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Towne Mortgage
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Conventional | 1 | 0.3% | 100% | $795,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 50% | $195,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA, USDA | 34 | 10.5% | 82.9% | $312,058 | |
Rocket Mortgage
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Conventional, FHA | 27 | 8.3% | 87.5% | $177,222 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, HELOC | 19 +1 HELOCs |
5.8% | 100% | $189,736 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
5.5% | 90.5% | $298,888 | |
Lower, LLC
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Conventional | 9 | 2.8% | 100% | $308,333 | |
Total Mortgage Services, LLC
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Conventional, FHA | 7 | 2.2% | 100% | $305,000 | |
Union Home Mortgage Corp.
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Conventional | 5 | 1.5% | 83.3% | $365,000 | |
New American Funding, LLC.
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Conventional, HELOC | 4 +1 HELOCs |
1.2% | 100% | $270,000 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 0.9% | 75% | $255,000 | |
Newrez LLC
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Conventional, VA | 3 | 0.9% | 37.5% | $225,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $321,666 | |
Guild Mortgage Company
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FHA, VA | 3 | 0.9% | 100% | $381,666 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $325,000 | |
Waterstone Mortgage Corporation
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Conventional | 3 | 0.9% | 100% | $238,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 100% | $171,666 | |
Mortgage Research Center
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VA | 3 | 0.9% | 50% | $405,000 | |
Discover Bank
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Conventional | 2 | 0.6% | 66.7% | $45,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.6% | 100% | $355,000 | View |
The Loan Store, Inc
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Conventional | 2 | 0.6% | 100% | $405,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.6% | 100% | $280,000 | |
Everence Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $295,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 33.3% | $225,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 50% | $145,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $475,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $505,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 100% | $235,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $175,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 50% | $325,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.3% | 16.7% | $265,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.3% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Geo-Corp, Inc.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $235,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 33.3% | $245,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 66.7% | $265,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 66.7% | $95,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Harrisonburg Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Harrisonburg, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Harrisonburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Harrisonburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Harrisonburg, VA
Use these to narrow the list above. Each category shows how many Harrisonburg, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Harrisonburg, VA
Independent mortgage companies closed 66.8 percent of home loans in Harrisonburg, Virginia in 2025, banks 25.8 percent and credit unions 7.4 percent. Integrity Home Mortgage Corporation was the largest mortgage company, United Bank Va the largest bank and Park View Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Park View Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Harrisonburg, VA
By home loans closed in 2025, United Bank Va was the largest mortgage lender in Harrisonburg, Virginia with 6 loans, about 1.8 percent of the market. The largest lender headquartered in Virginia was Park View Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Harrisonburg, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 19. 6 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 10 credit unions closed home loans in Harrisonburg, Virginia in 2025, alongside 56 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Harrisonburg, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Harrisonburg, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Harrisonburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
