Mortgage Lenders and Brokers in Dinwiddie, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dinwiddie, Virginia mortgage lenders include First BankFirst Bank13812 Boydton Plank Rd, Dinwiddie, VA 23841A+5.0 ★Texas Ratio: 2.42%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Peoples Advantage Federal Credit UnionPeoples Advantage Federal Credit Union2801 Conduit Rd, Colonial Heights, VA 23834 2971A5.0 ★Texas Ratio: 6.74%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, Argent Federal Credit UnionArgent Federal Credit Union11651 Alliance Cir, Chester, VA 23831 1451A+5.0 ★Texas Ratio: 4.48%, Citizens Bank & Trust Co.Citizens Bank & Trust Co.9060 N Five Forks Rd, Amelia Court House, VA 23002A+5.0 ★Texas Ratio: 1.10%, Primis BankPrimis Bank201 N Washington Hwy, Ashland, VA 23005A5.0 ★Texas Ratio: 13.21%, and Capital Bank, N.A.Capital Bank, N.A.1900 Campus Commons Drive Suite 103, Reston, VA 20191A-5.0 ★Texas Ratio: 15.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dinwiddie, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dinwiddie are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dinwiddie, Virginia
Market share is the lender's share of all home loans closed in Dinwiddie, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Dinwiddie 13812 Boydton Plank Rd, Dinwiddie, VA 23841 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 3 | 2% | 80% | $65,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, VA, USDA | 9 | 6% | 100% | $305,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 6 +3 HELOCs |
4% | 85.7% | $133,333 | View |
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2801 Conduit Rd, Colonial Heights, VA 23834 2971 A5.0 ★Texas Ratio: 6.74% |
Conventional | 6 | 4% | 100% | $36,666 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
2% | 75% | $171,666 | |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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11651 Alliance Cir, Chester, VA 23831 1451 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.7% | 100% | $35,000 | View |
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9060 N Five Forks Rd, Amelia Court House, VA 23002 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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1900 Campus Commons Drive Suite 103, Reston, VA 20191 A-5.0 ★Texas Ratio: 15.49% |
VA | 1 | 0.7% | 100% | $435,000 | View |
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425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
VA | 1 | 0.7% | 100% | $475,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 6 | 4% | 100% | $245,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 5 | 3.3% | 100% | $245,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA | 5 | 3.3% | 100% | $179,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 4 | 2.6% | 80% | $230,000 | View |
Atlantic Bay Mortgage Group
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FHA, VA | 2 | 1.3% | 100% | $325,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.7% | 100% | $315,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Capital Center LLC
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Conventional | 1 | 0.7% | 50% | $365,000 | |
Colonial Farm Credit ACA
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Village Bank Mortgage
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Call Federal
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Conventional | 1 | 0.7% | 100% | $55,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 9.3% | 87.5% | $274,285 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 7.9% | 85.7% | $211,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 3.3% | 100% | $231,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 2.6% | 100% | $350,000 | |
American Financial Resources LLC
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Conventional, FHA, VA | 3 | 2% | 75% | $211,666 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 2% | 100% | $311,666 | |
American Financial Network, Inc.
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Conventional, FHA, VA | 3 | 2% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2% | 75% | $268,333 | |
Mortgage Research Center
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Conventional, VA | 3 | 2% | 100% | $328,333 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 2% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 2% | 60% | $135,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.3% | 50% | $295,000 | |
loanDepot.com LLC
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FHA | 2 | 1.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 2 | 1.3% | 100% | $315,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.7% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.7% | 100% | $235,000 | |
Goodleap, LLC
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VA | 1 | 0.7% | 100% | $375,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.7% | 50% | $335,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 57.1% | $35,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 50% | $55,000 | |
Guild Mortgage Company
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USDA | 1 | 0.7% | 100% | $165,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $295,000 | |
AAFMAA Mortgage Services LLC
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FHA | 1 | 0.7% | 100% | $425,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.7% | 100% | $355,000 | |
Fairwinds Credit Union
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Conventional | 1 | 0.7% | 100% | $355,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 33.3% | $285,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $445,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Milend, Inc
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FHA | 1 | 0.7% | 100% | $205,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $745,000 | |
Iserve Residential Lending
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FHA | 1 | 0.7% | 100% | $195,000 | |
Summit Funding.Inc
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Conventional | 1 | 0.7% | 100% | $385,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Lower, LLC
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VA | 1 | 0.7% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.7% | 100% | $365,000 | View |
Southwest Stage Funding LLC
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FHA | 1 | 0.7% | 100% | $245,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $405,000 | |
21St Mortgage
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.7% | 100% | $375,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.7% | 100% | $175,000 | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Dinwiddie Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dinwiddie, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Dinwiddie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dinwiddie in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dinwiddie, VA
Use these to narrow the list above. Each category shows how many Dinwiddie, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Dinwiddie, VA
Independent mortgage companies closed 71.5 percent of home loans in Dinwiddie, Virginia in 2025, banks 16.6 percent and credit unions 11.9 percent. Prosperity Home Mortgage, LLC was the largest mortgage company, First Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, First Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dinwiddie, VA
By home loans closed in 2025, First Bank was the largest mortgage lender in Dinwiddie, Virginia with 3 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Dinwiddie, Virginia in 2025, led by United Wholesale Mortgage with 8. 21 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Dinwiddie, Virginia in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dinwiddie, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dinwiddie, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dinwiddie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
