Dahlgren, Virginia mortgage lenders include Topside Federal Credit UnionTopside Federal Credit Union17442 Dahlgren Rd, Dahlgren, VA 22448A5.0 ★Texas Ratio: 6.63%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Shore United Bank, N.A.Shore United Bank, N.A.425 William St, Fredericksburg, VA 22401A5.0 ★Texas Ratio: 9.61%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, and Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dahlgren, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dahlgren are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Dahlgren, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
17442 Dahlgren Rd, Dahlgren, VA 22448 A5.0 ★Texas Ratio: 6.63% |
Conventional, HELOC | 4 +2 HELOCs |
3.6% | 100% | $92,500 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 9 +4 HELOCs |
8.2% | 75% | $191,666 | |
|
2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 4 | 3.6% | 100% | $230,000 | View |
|
7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 3 +1 HELOCs |
2.7% | 100% | $481,666 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,215,000 | View |
|
1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
VA, Jumbo | 1 | 0.9% | 100% | $1,125,000 | View |
|
425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional, Jumbo | 1 | 0.9% | 100% | $895,000 | View |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
FHA | 1 | 0.9% | 100% | $405,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.8% | 100% | $445,000 | View |
Credit Union Mortgage Associat
|
VA | 2 | 1.8% | 100% | $350,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 2 | 1.8% | 100% | $305,000 | |
Tidewater Mortgage Services, Inc
|
Conventional | 1 | 0.9% | 100% | $325,000 | |
ALCOVA Mortgage, LLC
|
VA | 1 | 0.9% | 100% | $615,000 | |
First Heritage Mortgage, LLC
|
VA | 1 | 0.9% | 100% | $615,000 | |
Capital Center LLC
|
Conventional | 1 | 0.9% | 100% | $345,000 | |
Nrl Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, VA | 10 | 9.1% | 92.3% | $377,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 6.4% | 100% | $420,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 6.4% | 87.5% | $237,857 | |
Freedom Mortgage Corporation
|
VA, USDA | 6 | 5.5% | 88.9% | $463,333 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 4 | 3.6% | 100% | $507,500 | View |
Embrace Home Loans, Inc.
|
FHA, VA | 3 | 2.7% | 100% | $528,333 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 2.7% | 75% | $385,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 3 | 2.7% | 100% | $358,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 3 | 2.7% | 100% | $235,000 | View |
American Financial Resources LLC
|
VA | 2 | 1.8% | 100% | $475,000 | |
Guild Mortgage Company
|
Conventional | 2 | 1.8% | 100% | $415,000 | |
First Home Mortgage
|
Conventional | 2 | 1.8% | 100% | $480,000 | |
Summit Funding.Inc
|
Conventional | 2 | 1.8% | 100% | $290,000 | |
Educational Systems FCU
|
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.9% | 20% | $305,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $405,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.9% | 100% | $515,000 | |
United Trust Bank
|
VA | 1 | 0.9% | 100% | $495,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.9% | 100% | $695,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.9% | 33.3% | $65,000 | |
Cmg Mortgage Inc
|
VA | 1 | 0.9% | 100% | $585,000 | |
Linkbank
|
Conventional | 1 | 0.9% | 100% | $165,000 | |
Nfm, Inc
|
VA | 1 | 0.9% | 100% | $405,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.9% | 100% | $385,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 50% | $775,000 | View |
Peoples Mortgage Company
|
VA | 1 | 0.9% | 100% | $445,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.9% | 50% | $505,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.9% | 100% | $615,000 | View |
Mortgage Research Center
|
VA | 1 | 0.9% | 33.3% | $635,000 | |
Andrews Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $65,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.9% | 100% | $565,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.9% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.9% | 100% | $805,000 | View |
American Neighborhood Mortgage Acceptance Company
|
VA | 1 | 0.9% | 100% | $445,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Elements Financial Federal Cre
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Dahlgren? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dahlgren in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Dahlgren, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.6 percent of home loans in Dahlgren, Virginia in 2025, banks 19.1 percent and credit unions 17.3 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Citizens and Farmers Bank the largest bank and Topside Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Topside Federal Credit Union led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, Topside Federal Credit Union was the largest mortgage lender in Dahlgren, Virginia with 4 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Dahlgren, Virginia in 2025, led by TowneBank with 1. 27 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 10 credit unions closed home loans in Dahlgren, Virginia in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dahlgren, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dahlgren, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dahlgren. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.