MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Dahlgren, Virginia

Dahlgren, Virginia mortgage lenders include Topside Federal Credit UnionTopside Federal Credit Union17442 Dahlgren Rd, Dahlgren, VA 22448A5.0 ★Texas Ratio: 6.63%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Shore United Bank, N.A.Shore United Bank, N.A.425 William St, Fredericksburg, VA 22401A5.0 ★Texas Ratio: 9.61%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, and Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Dahlgren, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dahlgren are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Dahlgren, Virginia

Market share is the lender's share of all home loans closed in Dahlgren, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
17442 Dahlgren Rd, Dahlgren, VA 22448
A5.0 ★Texas Ratio: 6.63%
Conventional, HELOC 4
+2 HELOCs
3.6% 100% $92,500 View
7678D Richmond Hwy, Alexandria, VA 22306
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 9
+4 HELOCs
8.2% 75% $191,666
2288 Cartersville Rd, Cartersville, VA 23027
A+5.0 ★Texas Ratio: 0.62%
Conventional 4 3.6% 100% $230,000 View
7485 Richmond Highway, Alexandria, VA 22306
A+5.0 ★Texas Ratio: 4.11%
Conventional, VA, HELOC 3
+1 HELOCs
2.7% 100% $481,666 View
120 Seminole Ct, Charlottesville, VA 22901
A5.0 ★Texas Ratio: 6.40%
Conventional, Jumbo 1 0.9% 100% $1,215,000 View
1515 Wilson Blvd, Arlington, VA 22209
A-4.9 ★Texas Ratio: 16.48%
VA, Jumbo 1 0.9% 100% $1,125,000 View
425 William St, Fredericksburg, VA 22401
A5.0 ★Texas Ratio: 9.61%
Conventional, Jumbo 1 0.9% 100% $895,000 View
10035 Sliding Hill Rd, Ashland, VA 23005
A+5.0 ★Texas Ratio: 1.60%
FHA 1 0.9% 100% $405,000 View
42030 Village Center Plz, Aldie, VA 20105
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+2 HELOCs
0% n/a View
★ 1 stars, 1 review
233 Wyndale Road, Abingdon, VA 24210
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+2 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
3131 Duke St, Alexandria, VA 22314
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 1.8% 100% $445,000 View
Credit Union Mortgage Associat
VA 2 1.8% 100% $350,000
Atlantic Bay Mortgage Group
Conventional 2 1.8% 100% $305,000
Tidewater Mortgage Services, Inc
Conventional 1 0.9% 100% $325,000
ALCOVA Mortgage, LLC
VA 1 0.9% 100% $615,000
First Heritage Mortgage, LLC
VA 1 0.9% 100% $615,000
Capital Center LLC
Conventional 1 0.9% 100% $345,000
Nrl Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
Rocket Mortgage
Conventional, VA 10 9.1% 92.3% $377,000
United Wholesale Mortgage
Conventional, FHA, VA 7 6.4% 100% $420,714
Pennymac Loan Services LLC
Conventional, FHA, VA 7 6.4% 87.5% $237,857
Freedom Mortgage Corporation
VA, USDA 6 5.5% 88.9% $463,333
A+5.0 ★Texas Ratio: 0.40%
Conventional, VA 4 3.6% 100% $507,500 View
Embrace Home Loans, Inc.
FHA, VA 3 2.7% 100% $528,333
Mutual of Omaha Mortgage
Conventional, FHA 3 2.7% 75% $385,000
Fairway Independent Mort Corp
Conventional, FHA, VA 3 2.7% 100% $358,333
A+5.0 ★Texas Ratio: 0.51%
Conventional, VA 3 2.7% 100% $235,000 View
American Financial Resources LLC
VA 2 1.8% 100% $475,000
Guild Mortgage Company
Conventional 2 1.8% 100% $415,000
First Home Mortgage
Conventional 2 1.8% 100% $480,000
Summit Funding.Inc
Conventional 2 1.8% 100% $290,000
Educational Systems FCU
Conventional, HELOC 1
+1 HELOCs
0.9% 100% $125,000
Lakeview Loan Servicing, LLC
VA 1 0.9% 20% $305,000
PHH Mortgage Corporation
Conventional 1 0.9% 100% $405,000
Loanunited.Com, LLC
VA 1 0.9% 100% $515,000
United Trust Bank
VA 1 0.9% 100% $495,000
Deephaven Mortgage LLC
Conventional 1 0.9% 100% $695,000
Amerisave Mortgage Company
Conventional 1 0.9% 33.3% $65,000
Cmg Mortgage Inc
VA 1 0.9% 100% $585,000
Linkbank
Conventional 1 0.9% 100% $165,000
Nfm, Inc
VA 1 0.9% 100% $405,000
New Day Financial, LLC.
VA 1 0.9% 100% $385,000
B-3.5 ★Texas Ratio: 6.80%
VA 1 0.9% 50% $775,000 View
Peoples Mortgage Company
VA 1 0.9% 100% $445,000
Planet Home Lending, LLC
FHA 1 0.9% 50% $505,000
A+5.0 ★Texas Ratio: 1.10%
VA 1 0.9% 100% $615,000 View
Mortgage Research Center
VA 1 0.9% 33.3% $635,000
Andrews Federal Credit Union
Conventional 1 0.9% 100% $65,000
Pentagon Federal Credit Union
VA 1 0.9% 100% $565,000
Zillow Home Loans, LLC
Conventional 1 0.9% 100% $475,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 0.9% 100% $205,000 View
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 1 0.9% 100% $805,000 View
American Neighborhood Mortgage Acceptance Company
VA 1 0.9% 100% $445,000
A+5.0 ★Texas Ratio: 2.85%
HELOC 0
+1 HELOCs
0% n/a View
Tower Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Elements Financial Federal Cre
HELOC 0
+1 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Dahlgren, Virginia

Looking for mortgage lenders near me or mortgage brokers near me in Dahlgren? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dahlgren in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Dahlgren, VA

Use these to narrow the list above. Each category shows how many Dahlgren, VA lenders fit and what that kind of lender is usually best for.

Who Lends in Dahlgren, VA

Independent mortgage companies closed 63.6 percent of home loans in Dahlgren, Virginia in 2025, banks 19.1 percent and credit unions 17.3 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Citizens and Farmers Bank the largest bank and Topside Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Topside Federal Credit Union led with 4 loans.

63.6%
Mortgage companies
19.1%
Banks
17.3%
Credit unions
6%
FHA loans
41%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).

More Virginia Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Dahlgren, VA

Who is the largest mortgage lender in Dahlgren, VA?

By home loans closed in 2025, Topside Federal Credit Union was the largest mortgage lender in Dahlgren, Virginia with 4 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Dahlgren, VA mortgage lenders offer FHA, VA and USDA loans?

7 lenders closed FHA loans in Dahlgren, Virginia in 2025, led by TowneBank with 1. 27 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Dahlgren, VA lender list?

Yes. 18 banks and 10 credit unions closed home loans in Dahlgren, Virginia in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Dahlgren, VA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Dahlgren, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dahlgren, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dahlgren. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.