Mortgage Lenders and Brokers in Chatmoss, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Chatmoss, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Valleystar Credit UnionValleystar Credit Union41 Wheeler Ave, Collinsville, VA 24078 2417A5.0 ★Texas Ratio: 10.13%, The Fidelity BankThe Fidelity Bank3300 Virginia Ave, Collinsville, VA 24078A+5.0 ★Texas Ratio: 3.02%, Blue Ridge BankBlue Ridge Bank18 Sandy St, Callao, VA 22435A5.0 ★Texas Ratio: 8.11%, First National Bank of PAFirst National Bank of PA704 King Street, Alexandria, VA 22314A+5.0 ★Texas Ratio: 1.62%, Carter Bank and TrustCarter Bank and Trust2770 Riverside Dr, Bassett, VA 24055A5.0 ★Texas Ratio: 7.55%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, and Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chatmoss, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chatmoss are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chatmoss, Virginia
Market share is the lender's share of all home loans closed in Chatmoss, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 3.8% | 100% | $265,000 | |
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41 Wheeler Ave, Collinsville, VA 24078 2417 A5.0 ★Texas Ratio: 10.13% |
Conventional, HELOC | 2 +8 HELOCs |
1.9% | 100% | $105,000 | View |
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3300 Virginia Ave, Collinsville, VA 24078 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 2 +6 HELOCs |
1.9% | 66.7% | $215,000 | View |
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18 Sandy St, Callao, VA 22435 A5.0 ★Texas Ratio: 8.11% |
FHA | 2 | 1.9% | 100% | $280,000 | View |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 1.9% | 100% | $240,000 | View |
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2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55% |
Conventional, HELOC | 1 +5 HELOCs |
1% | 100% | $315,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
1% | 100% | $215,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +4 HELOCs |
1% | 50% | $365,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 1% | 100% | $105,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1% | 50% | $315,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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622 Broad St, Altavista, VA 24517 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $155,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 1% | 100% | $225,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1% | 100% | $295,000 | View |
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★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
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Conventional, FHA, USDA | 17 | 16.2% | 100% | $216,764 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 3 | 2.9% | 100% | $285,000 | View |
Atlantic Bay Mortgage Group
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FHA | 2 | 1.9% | 100% | $235,000 | |
Farm Credit of the Virginias, ACA
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Conventional | 1 | 1% | 50% | $225,000 | |
RW Towne, LLC
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VA | 1 | 1% | 100% | $325,000 | |
Rocket Mortgage
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Conventional, FHA | 11 | 10.5% | 73.3% | $141,363 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
3.8% | 66.7% | $170,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 3.8% | 100% | $87,500 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.9% | 100% | $105,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 2.9% | 75% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2.9% | 20% | $185,000 | |
American Financial Resources LLC
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FHA | 2 | 1.9% | 100% | $185,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.9% | 100% | $305,000 | |
Mortgage Research Center
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VA | 2 | 1.9% | 50% | $190,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 1.9% | 100% | $120,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.9% | 66.7% | $50,000 | |
Truliant Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $75,000 | |
State Employees' Credit Union
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Conventional | 1 | 1% | 100% | $185,000 | |
Genisys Credit Union
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Conventional | 1 | 1% | 100% | $75,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1% | 100% | $85,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1% | 100% | $135,000 | |
Newrez LLC
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VA | 1 | 1% | 100% | $295,000 | |
Nbkc Bank
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VA | 1 | 1% | 100% | $365,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
USDA | 1 | 1% | 100% | $175,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 1% | 50% | $35,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1% | 100% | $125,000 | |
Bayshore Mortgage Funding
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USDA | 1 | 1% | 100% | $155,000 | |
American Financing Corporation
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Conventional | 1 | 1% | 100% | $275,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 1% | 100% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 100% | $275,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $105,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1% | 100% | $55,000 | |
Lower, LLC
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FHA | 1 | 1% | 100% | $245,000 | |
Mortgage Investors Group
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FHA | 1 | 1% | 100% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 1% | 100% | $275,000 | |
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Chatmoss Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chatmoss, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Chatmoss? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chatmoss in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chatmoss, VA
Use these to narrow the list above. Each category shows how many Chatmoss, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Chatmoss, VA
Independent mortgage companies closed 71.4 percent of home loans in Chatmoss, Virginia in 2025, banks 20 percent and credit unions 8.6 percent. ALCOVA Mortgage, LLC was the largest mortgage company, The Fidelity Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chatmoss, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Chatmoss, Virginia with 4 loans, about 3.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Chatmoss, Virginia in 2025, led by ALCOVA Mortgage, LLC with 5. 8 lenders closed VA loans, led by Navy Federal Credit Union, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Chatmoss, Virginia in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chatmoss, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chatmoss, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chatmoss. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
