Mortgage Lenders and Brokers in Bristol, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Bristol, Virginia mortgage lenders include The Bank of MarionThe Bank of Marion195 Clear Creek Rd, Bristol, VA 24202A5.0 ★Texas Ratio: 8.87%, Wells Fargo Bank NAWells Fargo Bank NA4919 Lee Hwy, Bristol, VA 24202A+5.0 ★Texas Ratio: 5.36%, First Community BankFirst Community Bank1465 Old Airport Rd, Bristol, VA 24201A+5.0 ★Texas Ratio: 3.36%, TruPoint BankTruPoint Bank2305 Lee Hwy, Bristol, VA 24201A+5.0 ★Texas Ratio: 0.13%, New Peoples Bank, IncNew Peoples Bank, Inc271 Linden Sq, Bristol, VA 24202A+5.0 ★Texas Ratio: 3.62%, First Bank and Trust CompanyFirst Bank and Trust Company1040 Valley Dr, Bristol, VA 24201A+5.0 ★Texas Ratio: 3.79%, Legacy BankLegacy Bank498 Cummings St, Abingdon, VA 24210A5.0 ★Texas Ratio: 7.97%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Powell Valley National BankPowell Valley National Bank24495 Lee Hwy, Abingdon, VA 24211A+5.0 ★Texas Ratio: 2.43%, and Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bristol, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bristol are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bristol, Virginia
Market share is the lender's share of all home loans closed in Bristol, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Bristol 195 Clear Creek Rd, Bristol, VA 24202 A5.0 ★Texas Ratio: 8.87% |
Conventional | 13 | 4.2% | 81.2% | $138,076 | View |
|
1 office in Bristol 4919 Lee Hwy, Bristol, VA 24202 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 2% | 75% | $158,333 | View |
|
2 offices in Bristol 1465 Old Airport Rd, Bristol, VA 24201 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $130,000 | View |
|
1 office in Bristol 2305 Lee Hwy, Bristol, VA 24201 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 2 | 0.7% | 66.7% | $115,000 | View |
|
1 office in Bristol 271 Linden Sq, Bristol, VA 24202 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 2 | 0.7% | 100% | $275,000 | View |
|
1040 Valley Dr, Bristol, VA 24201 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 13 +9 HELOCs |
4.2% | 100% | $146,538 | View |
|
498 Cummings St, Abingdon, VA 24210 A5.0 ★Texas Ratio: 7.97% |
Conventional | 8 | 2.6% | 100% | $112,500 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $80,000 | View |
|
24495 Lee Hwy, Abingdon, VA 24211 A+5.0 ★Texas Ratio: 2.43% |
Conventional | 2 | 0.7% | 66.7% | $100,000 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 0.7% | 66.7% | $180,000 | |
|
★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $195,000 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $185,000 | View |
|
106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
FHA | 1 | 0.3% | 100% | $125,000 | View |
|
1206 South Main Street, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
|
102 Wall St Sw, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
|
1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 2 | 0.7% | 100% | $120,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 54 +18 HELOCs |
17.6% | 68.3% | $121,296 | |
Rocket Mortgage
|
Conventional, FHA, VA | 32 | 10.5% | 84.6% | $166,250 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 25 | 8.2% | 91.2% | $157,000 | View |
Mortgage Research Center
|
Conventional, VA | 16 | 5.2% | 100% | $223,125 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 3.9% | 100% | $212,500 | |
Gvc Mortgage, Inc.
|
Conventional, FHA | 9 | 2.9% | 100% | $207,222 | |
New American Funding, LLC.
|
Conventional, FHA | 8 | 2.6% | 100% | $166,250 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 7 | 2.3% | 100% | $176,428 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 5 | 1.6% | 88.9% | $165,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 1.3% | 83.3% | $155,000 | |
Amerisave Mortgage Company
|
Conventional | 4 | 1.3% | 40% | $87,500 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 4 | 1.3% | 100% | $255,000 | |
Ross Mortgage Corporation
|
Conventional, FHA, VA | 3 | 1% | 100% | $178,333 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 3 | 1% | 100% | $191,666 | |
Nationstar Mortgage
|
Conventional | 3 | 1% | 100% | $101,666 | |
|
A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $205,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 2 | 0.7% | 100% | $145,000 | |
Newrez LLC
|
Conventional, VA | 2 | 0.7% | 66.7% | $130,000 | |
United Southeast Federal Credit Union
|
Conventional | 2 | 0.7% | 100% | $200,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 0.7% | 66.7% | $130,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.7% | 66.7% | $255,000 | |
|
A+5.0 ★Texas Ratio: 4.09% |
Conventional, VA | 2 | 0.7% | 100% | $215,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 2 | 0.7% | 66.7% | $150,000 | |
Towne Mortgage Company
|
Conventional, FHA | 2 | 0.7% | 100% | $240,000 | |
Summit Funding.Inc
|
FHA | 2 | 0.7% | 100% | $265,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.7% | 66.7% | $130,000 | |
Mortgage Investors Group
|
Conventional, FHA | 2 | 0.7% | 100% | $200,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.7% | 10% | $70,000 | |
Reliance First Capital, LLC
|
Conventional, FHA | 2 | 0.7% | 100% | $145,000 | |
loanDepot.com LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.3% | 66.7% | $155,000 | |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.3% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.36% |
VA | 1 | 0.3% | 50% | $55,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Contour Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $105,000 | |
MortgageOne, Inc
|
FHA | 1 | 0.3% | 100% | $235,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $265,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.3% | 33.3% | $205,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.3% | 100% | $225,000 | |
Princeton Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $165,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.3% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Cmg Mortgage Inc
|
FHA | 1 | 0.3% | 100% | $185,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $165,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $325,000 | View |
Tjc Mortgage Inc
|
FHA | 1 | 0.3% | 100% | $105,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $115,000 | |
Andrew Johnson Bank
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Northrop Grumman Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
Lower, LLC
|
FHA | 1 | 0.3% | 50% | $205,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.3% | 100% | $225,000 | |
Geneva Financial LLC
|
FHA | 1 | 0.3% | 100% | $215,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.3% | 100% | $115,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Bristol Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bristol, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Bristol? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bristol in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bristol, VA
Use these to narrow the list above. Each category shows how many Bristol, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Bristol, VA
Independent mortgage companies closed 58.8 percent of home loans in Bristol, Virginia in 2025, banks 21.2 percent and credit unions 19.9 percent. Atlantic Bay Mortgage Group was the largest mortgage company, The Bank of Marion the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, The Bank of Marion led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bristol, VA
By home loans closed in 2025, The Bank of Marion was the largest mortgage lender in Bristol, Virginia with 13 loans, about 4.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bristol, Virginia, Eastman Credit Union approved the highest share of completed applications in 2025 at 68.3 percent, against a 79.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Bristol, Virginia in 2025, led by Movement Mortgage, LLC with 12. 16 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 7 credit unions closed home loans in Bristol, Virginia in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bristol, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bristol, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bristol. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
