Mortgage Lenders and Brokers in Blacksburg, Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Blacksburg, Virginia mortgage lenders include National Bank of BlacksburgNational Bank of Blacksburg100 S Main St, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 0.34%, Skyline National BankSkyline National Bank1206 South Main Street, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 3.31%, Atlantic Union BankAtlantic Union Bank601 N Main St, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA200 N Main St, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank902 Prices Fork Rd, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 2.87%, First Community BankFirst Community Bank1900 S Main St, Blacksburg, VA 24060A+5.0 ★Texas Ratio: 3.36%, Cnb BankCnb Bank1901 S Main St, Blacksburg, VA 24060A5.0 ★Texas Ratio: 6.26%, Freedom First Federal Credit UnionFreedom First Federal Credit Union1204 S Main St, Blacksburg, VA 24060 5546A+5.0 ★Texas Ratio: 3.69%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Blacksburg, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blacksburg are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Blacksburg, Virginia
Market share is the lender's share of all home loans closed in Blacksburg, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
100 S Main St, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 0.34% |
Conventional, VA, Jumbo | 26 | 8.9% | 100% | $381,538 | View |
|
1 office in Blacksburg 1206 South Main Street, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 13 | 4.5% | 100% | $307,307 | View |
|
1 office in Blacksburg 601 N Main St, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 5 +10 HELOCs |
1.7% | 100% | $219,000 | View |
|
1 office in Blacksburg 200 N Main St, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 1.7% | 100% | $311,000 | View |
|
★ 1 stars, 1 review 1 office in Blacksburg 902 Prices Fork Rd, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +6 HELOCs |
1% | 100% | $435,000 | View |
|
1 office in Blacksburg 1900 S Main St, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
|
1 office in Blacksburg 1901 S Main St, Blacksburg, VA 24060 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional, VA, HELOC | 22 +17 HELOCs |
7.6% | 88.5% | $360,909 | View |
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +3 HELOCs |
2.1% | 85.7% | $325,000 | |
|
950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
1.4% | 100% | $305,000 | View |
|
120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 50% | $280,000 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.7% | 100% | $645,000 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $295,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | |
|
100 Plaza Dr, Bridgewater, VA 22812 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
|
19747 Main St, Buchanan, VA 24066 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
|
2695 Prices Fork Rd, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 23 | 7.9% | 100% | $419,782 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA, Jumbo | 13 | 4.5% | 86.7% | $439,615 | |
First Heritage Mortgage, LLC
|
Conventional | 11 | 3.8% | 100% | $434,090 | |
M2B Mortgage LLC
|
Conventional | 6 | 2.1% | 100% | $360,000 | |
Capital Center LLC
|
Conventional | 6 | 2.1% | 100% | $438,333 | |
Atlantic Bay Mortgage Group
|
Conventional | 6 | 2.1% | 100% | $320,000 | |
Tidewater Mortgage Services, Inc
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, HELOC | 24 +4 HELOCs |
8.2% | 100% | $367,916 | View |
Rocket Mortgage
|
Conventional, FHA, VA | 19 | 6.5% | 87% | $268,157 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo, HELOC | 13 +2 HELOCs |
4.5% | 100% | $485,000 | |
Cmg Mortgage Inc
|
Conventional, HELOC | 8 +1 HELOCs |
2.7% | 100% | $436,250 | |
Waterstone Mortgage Corporation
|
Conventional, VA, Jumbo | 7 | 2.4% | 100% | $486,428 | |
Newrez LLC
|
Conventional, FHA | 3 | 1% | 50% | $378,333 | |
Provident Funding Associates
|
Conventional | 3 | 1% | 100% | $511,666 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 1% | 75% | $88,333 | |
Towne Mortgage Company
|
Conventional, FHA, VA | 3 | 1% | 100% | $475,000 | |
Alliant Credit Union
|
Conventional | 2 | 0.7% | 100% | $350,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 0.7% | 100% | $390,000 | |
Nbkc Bank
|
Conventional | 2 | 0.7% | 100% | $330,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 0.7% | 100% | $615,000 | |
loanDepot.com LLC
|
Conventional | 2 | 0.7% | 50% | $485,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.7% | 100% | $410,000 | View |
Discover Bank
|
Conventional | 2 | 0.7% | 50% | $75,000 | |
Ivy Mortgage, Inc.
|
Conventional | 2 | 0.7% | 100% | $390,000 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 2 | 0.7% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 100% | $485,000 | |
Primelending
|
Conventional | 1 | 0.3% | 100% | $635,000 | |
Goodleap, LLC
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.3% | 66.7% | $575,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.3% | 50% | $505,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.3% | 100% | $205,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Guild Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Plus Relocation Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 0.3% | 100% | $775,000 | |
Bank Fund Staff Federal Credit
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.3% | 50% | $225,000 | |
blueharbor bank
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $555,000 | |
Pentagon Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,205,000 | View |
Purdue Federal Cu
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.3% | 100% | $665,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 10% | $155,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lower, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Blacksburg Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Blacksburg, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Blacksburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blacksburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Blacksburg, VA
Use these to narrow the list above. Each category shows how many Blacksburg, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Blacksburg, VA
Independent mortgage companies closed 58.8 percent of home loans in Blacksburg, Virginia in 2025, banks 28.9 percent and credit unions 12.4 percent. ALCOVA Mortgage, LLC was the largest mortgage company, National Bank of Blacksburg the largest bank and Freedom First Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, National Bank of Blacksburg led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Blacksburg, VA
By home loans closed in 2025, National Bank of Blacksburg was the largest mortgage lender in Blacksburg, Virginia with 26 loans, about 8.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Blacksburg, Virginia in 2025, led by ALCOVA Mortgage, LLC with 2. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 10 credit unions closed home loans in Blacksburg, Virginia in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Blacksburg, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blacksburg, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blacksburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
