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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Willis, Texas

Willis, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9496 Fm 1097 Rd W, Willis, TX 77318A+5.0 ★Texas Ratio: 3.68%, First Financial BankFirst Financial Bank10521 Fm 1097 Rd W, Willis, TX 77318A+5.0 ★Texas Ratio: 3.74%, Wells Fargo Bank NAWells Fargo Bank NA813 W Montgomery St, Willis, TX 77378A+5.0 ★Texas Ratio: 5.36%, First National Bank TexasFirst National Bank Texas504 S Danville St, Willis, TX 77378A4.7 ★Texas Ratio: 3.20%, PNC Bank N.A.PNC Bank N.A.12312 Interstate 45 N, Willis, TX 77378A+5.0 ★Texas Ratio: 4.24%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Willis, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Willis are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Willis, Texas

Market share is the lender's share of all home loans closed in Willis, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Willis
9496 Fm 1097 Rd W, Willis, TX 77318
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA 11 1.2% 73.3% $277,727 View
1 office in Willis
10521 Fm 1097 Rd W, Willis, TX 77318
A+5.0 ★Texas Ratio: 3.74%
Conventional, FHA, HELOC 9
+4 HELOCs
0.9% 90% $321,666 View
1 office in Willis
813 W Montgomery St, Willis, TX 77378
A+5.0 ★Texas Ratio: 5.36%
Conventional 2 0.2% 100% $360,000 View
2 offices in Willis
504 S Danville St, Willis, TX 77378
A4.7 ★Texas Ratio: 3.20%
FHA 1 0.1% 100% $195,000 View
★ 1.7 stars, 3 reviews
1 office in Willis
12312 Interstate 45 N, Willis, TX 77378
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+5 HELOCs
0% n/a View
1 Village Dr, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.14%
Conventional, VA, Jumbo 41 4.3% 80.4% $755,975 View
2200 S 27th St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 3
+2 HELOCs
0.3% 100% $338,333 View
2515 Mckinney Ave, Dallas, TX 75201
A-5.0 ★Texas Ratio: 14.93%
Conventional 3 0.3% 75% $195,000 View
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional 3 0.3% 60% $68,333 View
4650 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 3.72%
Conventional, FHA, HELOC 2
+3 HELOCs
0.2% 66.7% $460,000 View
3201 W Davis St, Conroe, TX 77304 2039
A5.0 ★Texas Ratio: 6.46%
Conventional, HELOC 2
+1 HELOCs
0.2% 50% $345,000 View
13737 Noel Rd, Dallas, TX 75240
A+5.0 ★Texas Ratio: 2.85%
Conventional, VA 2 0.2% 66.7% $255,000 View
First Community Credit Union
1600 E Main St, Alice, TX 78332
Conventional, Jumbo 2 0.2% 100% $815,000
2212 Southgate St, Arlington, TX 76013
A+5.0 ★Texas Ratio: 5.55%
Conventional 2 0.2% 100% $110,000 View
★ 5 stars, 1 review
8201 Preston Rd, Dallas, TX 75225
A+5.0 ★Texas Ratio: 5.76%
Conventional 2 0.2% 100% $470,000 View
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
Conventional, FHA 2 0.2% 100% $500,000
3971 University Dr E, Bryan, TX 77802
A+5.0 ★Texas Ratio: 0.37%
Conventional 2 0.2% 100% $155,000 View
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
FHA 2 0.2% 100% $80,000 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
Conventional 2 0.2% 66.7% $200,000 View
★ 1 stars, 1 review
1502 Barrow St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 1.58%
Conventional 2 0.2% 50% $270,000 View
1337 W Mcdermott Dr, Allen, TX 75013
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $65,000 View
3641 Matlock Rd, Arlington, TX 76015
A+5.0 ★Texas Ratio: 5.33%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $225,000 View
★ 1 stars, 1 review
3939 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $555,000 View
★ 4 stars, 3 reviews
7800 Shoal Creek Boulevard, Austin, TX 78757
A+5.0 ★Texas Ratio: 3.41%
Conventional 1 0.1% 100% $465,000 View
Veritex Community Bank
3800 Matlock Rd, Arlington, TX 76015
Conventional, Jumbo 1 0.1% 100% $1,095,000
2360 Dowlen Rd, Beaumont, TX 77706
A+5.0 ★Texas Ratio: 2.58%
Conventional 1 0.1% 100% $145,000 View
Peoples State Bank
5858 Texas 37, Center Point, TX 78010
Conventional 1 0.1% 100% $265,000
10806 Metric Blvd, Austin, TX 78758
A+5.0 ★Texas Ratio: 3.87%
Conventional 1 0.1% 100% $55,000 View
10300 Town Park Dr, Houston, TX 77072 5236
A+5.0 ★Texas Ratio: 2.70%
Conventional 1 0.1% 100% $285,000 View
1617 Pleasonton Rd Ste G 109, El Paso, TX 79906
A+5.0 ★Texas Ratio: 4.81%
Conventional 1 0.1% 100% $205,000 View
1515 West White Street, Anna, TX 75409
A+5.0 ★Texas Ratio: 3.01%
Conventional 1 0.1% 100% $135,000 View
2225 E Randol Mill Rd, Arlington, TX 76011
A+5.0 ★Texas Ratio: 1.01%
Conventional 1 0.1% 50% $595,000 View
★ 5 stars, 1 review
3301 Fall Creek Hwy, Acton, TX 76049
A+5.0 ★Texas Ratio: 2.27%
Conventional 1 0.1% 100% $675,000 View
1001 Congress Ave, Austin, TX 78701
A5.0 ★Texas Ratio: 7.25%
Conventional, Jumbo 1 0.1% 100% $1,485,000 View
702 W Montgomery St Ste 800, Willis, TX 77378
A+5.0 ★Texas Ratio: 3.39%
Conventional 1 0.1% 33.3% $95,000 View
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673
Conventional 1 0.1% 100% $445,000
402 9th St, Abernathy, TX 79311
A5.0 ★Texas Ratio: 7.77%
Conventional 1 0.1% 100% $735,000 View
105 Loop 59, Atlanta, TX 75551
A+5.0 ★Texas Ratio: 4.75%
Conventional 1 0.1% 100% $225,000 View
701 College Dr, Abilene, TX 79601
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0.1% 100% $505,000 View
★ 5 stars, 1 review
135 W Bandera Rd, Boerne, TX 78006 2958
A5.0 ★Texas Ratio: 6.91%
Conventional, Jumbo 1 0.1% 100% $1,045,000 View
3923 5th St, Brookshire, TX 77423
A+5.0 ★Texas Ratio: 4.24%
Conventional 1 0.1% 100% $225,000 View
877 E Highway 6, Alvin, TX 77511
A+5.0 ★Texas Ratio: 5.77%
HELOC 0
+1 HELOCs
0% 0% View
12208 N Mopac Expy, Austin, TX 78758
A5.0 ★Texas Ratio: 8.63%
HELOC 0
+1 HELOCs
0% n/a View
DHI Mortgage Company, LTD.
Conventional, FHA, VA, USDA 123 12.9% 75.9% $149,634
Ark-La-Tex Financial Services LLC
Conventional, FHA, VA, Jumbo 43 4.5% 93.5% $277,790
Hometrust Mortgage Company
Conventional, FHA, VA 4 0.4% 80% $260,000
Click n' Close, Inc.
Conventional 3 0.3% 100% $388,333
A+5.0 ★Texas Ratio: 0.92%
Conventional, FHA 3 0.3% 100% $321,666 View
Highlands Residential Mortgage, Ltd.
Conventional 3 0.3% 100% $265,000
Southwest Funding LP
Conventional, FHA 3 0.3% 100% $151,666
Zippy Loans, LLC
Conventional 2 0.2% 66.7% $80,000
SWBC Mortgage Corporation
Conventional 2 0.2% 100% $305,000
Capital Concepts Inc
Conventional 2 0.2% 100% $125,000
Nationstar Mortgage
Conventional 2 0.2% 60% $235,000
Stellar Bank
Conventional 2 0.2% 100% $570,000
Interlinc Mortgage Services, LLC
Conventional 1 0.1% 100% $215,000
Primelending
Conventional 1 0.1% 100% $205,000
FocusOne Mortgage, LLC
Conventional 1 0.1% 100% $205,000
Directions Equity, LLC
FHA 1 0.1% 50% $215,000
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 1 0.1% 100% $405,000
American Homestar Mortgage, LLC
FHA 1 0.1% 100% $495,000
Network Funding, L.P.
FHA 1 0.1% 66.7% $525,000
Colina Mortgage Group
FHA 1 0.1% 100% $315,000
Credit Human Federal Credit Un
Conventional 1 0.1% 26.1% $135,000
A-5.0 ★Texas Ratio: 14.15%
Conventional 1 0.1% 100% $485,000 View
Hurst Real Estate, Inc
Conventional 1 0.1% 100% $705,000
Genway Home Mortgage, Inc.
FHA 1 0.1% 100% $225,000
First Continental Mortgage, Ltd.
Conventional 1 0.1% 100% $295,000
Brazos Valley Schools Credit U
Conventional 1 0.1% 100% $405,000
A+5.0 ★Texas Ratio: 0.51%
VA 1 0.1% 100% $265,000 View
M/I Financial. LLC
Conventional, FHA, VA 58 6.1% 100% $289,482
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA, Jumbo 49 5.1% 69% $301,734 View
Pulte Mortgage LLC
Conventional, FHA, VA 42 4.4% 88% $254,047
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo 37 3.9% 82.2% $418,513
Cadence Bank
Conventional, Jumbo 34 3.6% 92.1% $940,294
Cmg Mortgage Inc
Conventional, FHA, VA, USDA, HELOC 29
+1 HELOCs
3% 93.9% $260,172
21St Mortgage
Conventional 23 2.4% 44.4% $129,347
Lennar Mortgage, LLC
Conventional, FHA, VA 22 2.3% 73.3% $221,818
Kind Lending, LLC
Conventional, FHA, VA 18 1.9% 85.7% $338,888
Freedom Mortgage Corporation
Conventional, FHA, VA 13 1.4% 87.5% $382,692
New American Funding, LLC.
Conventional, FHA, VA 13 1.4% 76.5% $196,538
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo 12 1.3% 63.2% $295,000
Mortgage Solutions of Colorado
Conventional, FHA, VA 10 1.1% 87.5% $318,000
loanDepot.com LLC
Conventional, FHA, VA, HELOC 9
+1 HELOCs
0.9% 81.8% $321,666
Pennymac Loan Services LLC
Conventional, FHA, VA 9 0.9% 90% $248,333
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA, USDA 9 0.9% 69.2% $166,111 View
Jet HomeLoans, LP
Conventional 9 0.9% 100% $433,888
The Loan Store, Inc
Conventional 9 0.9% 91.7% $280,555
Fairway Independent Mort Corp
Conventional, FHA 9 0.9% 100% $179,444
Newrez LLC
Conventional, FHA 8 0.8% 72.7% $226,250
Plaza Home Mortgage, Inc
Conventional, FHA, VA 8 0.8% 88.9% $263,750
C+4.1 ★Texas Ratio: 26.20%
Conventional, FHA, VA 7 0.7% 100% $295,000 View
Provident Funding Associates
Conventional 7 0.7% 100% $407,857
Sierra Pacific Mortgage Co. Inc
Conventional, FHA, VA 7 0.7% 100% $282,142
Kbhs Home Loans, LLC
Conventional, FHA, VA 6 0.6% 100% $216,666
A+5.0 ★Texas Ratio: 5.06%
Conventional 6 0.6% 45.2% $140,000 View
Movement Mortgage, LLC
Conventional, FHA, VA 6 0.6% 100% $170,000
A+5.0 ★Texas Ratio: 3.22%
Conventional, FHA 6 0.6% 70% $350,000 View
V.I.P. Mortgage, Inc.
Conventional, VA 6 0.6% 100% $345,000
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA, VA 6 0.6% 85.7% $278,333 View
Nfm, Inc
Conventional, FHA, USDA 5 0.5% 100% $295,000
American Financial Resources LLC
Conventional, FHA, VA 4 0.4% 66.7% $192,500
D3.3 ★Texas Ratio: 35.11%
Conventional, FHA 4 0.4% 57.1% $272,500 View
AmeriHome Mortgage Company, LLC
Conventional, FHA, VA 4 0.4% 100% $245,000
Securitynational Mortgage Company
Conventional, FHA, VA 4 0.4% 66.7% $162,500
Union Home Mortgage Corp.
Conventional, FHA, VA, Jumbo 4 0.4% 80% $562,500
Planet Home Lending, LLC
FHA, VA 4 0.4% 100% $275,000
Mortgage Research Center
VA 4 0.4% 80% $295,000
Nations Direct Mortgage, LLC
Conventional, VA 4 0.4% 100% $320,000
Vanderbilt Mortgage and Finance, Inc
Conventional 4 0.4% 15.8% $100,000
Tammac Holdings Corporation
Conventional 4 0.4% 36.4% $112,500
Toll Brothers Mortgage Company
Conventional 3 0.3% 75% $485,000
Nextmortgage, LLC
Conventional, FHA 3 0.3% 100% $151,666
Calcon Mutual Mortgage LLC
Conventional, FHA, VA 3 0.3% 100% $301,666
Cardinal Financial Company, Li
Conventional, FHA 3 0.3% 60% $288,333
Direct Mortgage Loans, LLC
Conventional, FHA 3 0.3% 100% $245,000
Towne Mortgage Company
Conventional, FHA, VA 3 0.3% 100% $258,333
Southwest Stage Funding LLC
Conventional 3 0.3% 72.7% $191,666
Paramount Residential Mortgage
Conventional, USDA 3 0.3% 100% $295,000
Village Capital & Investment
FHA, VA, Jumbo 3 0.3% 100% $481,666
CrossCountry Mortgage, LLC
FHA, VA, HELOC 2
+1 HELOCs
0.2% 100% $175,000
A+5.0 ★Texas Ratio: 4.84%
Conventional 2 0.2% 66.7% $225,000 View
Affordable Mortgage Advisors
Conventional, FHA 2 0.2% 100% $215,000
Lakeview Loan Servicing, LLC
Conventional, VA 2 0.2% 15.4% $110,000
Equity Prime Mortgage LLC
FHA, USDA 2 0.2% 66.7% $190,000
Synergy One Lending, Inc.
Conventional, FHA 2 0.2% 100% $230,000
American Financial Network, Inc.
FHA 2 0.2% 100% $290,000
A+5.0 ★Texas Ratio: 3.34%
Conventional 2 0.2% 100% $125,000 View
A5.0 ★Texas Ratio: 6.69%
Conventional 2 0.2% 100% $255,000 View
Das Acquisition Company, LLC
FHA 2 0.2% 100% $270,000
Land Home Financial Services,
FHA 2 0.2% 100% $335,000
Nations Lending Corporation
FHA 2 0.2% 100% $215,000
T2 Financial LLC
FHA, VA 2 0.2% 100% $465,000
Zillow Home Loans, LLC
VA 2 0.2% 100% $205,000
Carrington Mortgage Services LLC
Conventional, VA 2 0.2% 50% $405,000
American Neighborhood Mortgage Acceptance Company
FHA 2 0.2% 100% $200,000
A5.0 ★Texas Ratio: 6.45%
Conventional 1 0.1% 100% $345,000 View
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $595,000 View
Guaranteed Rate, Inc.
FHA 1 0.1% 100% $475,000
Residential Wholesale Mortgage
Conventional 1 0.1% 100% $165,000
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.1% 100% $705,000 View
Gold Star Mortgage Financial Group, Corporation
FHA 1 0.1% 100% $255,000
Sage Home Loans Corporation
Conventional 1 0.1% 100% $805,000
PHH Mortgage Corporation
FHA 1 0.1% 100% $475,000
B+4.8 ★Texas Ratio: 17.16%
Conventional 1 0.1% 100% $385,000 View
Filo Mortgage, LLC
Conventional 1 0.1% 100% $185,000
A5.0 ★Texas Ratio: 9.93%
Conventional 1 0.1% 11.1% $95,000 View
A5.0 ★Texas Ratio: 13.21%
FHA 1 0.1% 100% $245,000 View
HomeBridge Financial Services, Inc
Conventional 1 0.1% 100% $105,000
Nqm Funding, LLC
Conventional 1 0.1% 100% $165,000
PFN Lending Group, Inc.
Conventional 1 0.1% 100% $125,000
City 1st Mortgage Services, LC
Conventional 1 0.1% 100% $215,000
Ahl Funding
Conventional, Jumbo 1 0.1% 100% $1,765,000
Mortgage Financial Services
FHA 1 0.1% 100% $245,000
American Financing Corporation
Conventional 1 0.1% 25% $575,000
ClearPath Lending
VA 1 0.1% 100% $265,000
Flat Branch Mortgage, Inc.
Conventional 1 0.1% 100% $215,000
Bay Equity LLC
Conventional 1 0.1% 100% $375,000
A+5.0 ★Texas Ratio: 1.56%
Conventional 1 0.1% 100% $345,000
A+5.0 ★Texas Ratio: 2.12%
Conventional 1 0.1% 50% $325,000
Churchill Mortgage Corporation
FHA 1 0.1% 100% $165,000
American Pacific Mortgage Corporation
VA 1 0.1% 50% $725,000
A+5.0 ★Texas Ratio: 2.20%
VA 1 0.1% 100% $125,000 View
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.1% 100% $125,000 View
Great Plains National Bank
Conventional 1 0.1% 100% $235,000
Better Mortgage Corporation
FHA 1 0.1% 50% $455,000
Logan Finance Corporation
Conventional 1 0.1% 100% $125,000
Mutual of Omaha Mortgage
Conventional 1 0.1% 50% $585,000
Nationwide Mortgage Bankers, Inc.
FHA 1 0.1% 100% $235,000
Lower, LLC
FHA 1 0.1% 100% $235,000
Farm Credit Mid-America, Aca
Conventional 1 0.1% 100% $565,000
Spring Eq, LLC
Conventional 1 0.1% 16.7% $55,000
Leaderone Financial Corp.
FHA 1 0.1% 100% $305,000
Arcstone Financial Inc
FHA 1 0.1% 100% $205,000
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Willis, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Willis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Willis in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Willis, TX

Use these to narrow the list above. Each category shows how many Willis, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Willis, TX

Independent mortgage companies closed 79.7 percent of home loans in Willis, Texas in 2025, banks 16.9 percent and credit unions 3.4 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Smart Financial Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 9 loans.

79.7%
Mortgage companies
16.9%
Banks
3.4%
Credit unions
34%
FHA loans
13%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Willis, TX

Who is the largest mortgage lender in Willis, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Willis, Texas with 11 loans, about 1.2 percent of the market. The largest lender headquartered in Texas was First Financial Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Willis, TX have the highest approval rates?

Among lenders with meaningful volume in Willis, Texas, M/I Financial. LLC approved the highest share of completed applications in 2025 at 100 percent, against a 73.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Willis, TX mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Willis, Texas in 2025, led by DHI Mortgage Company, LTD. with 90. 44 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Willis, TX lender list?

Yes. 42 banks and 20 credit unions closed home loans in Willis, Texas in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Willis, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Willis, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Willis, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Willis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.