Willis, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9496 Fm 1097 Rd W, Willis, TX 77318A+5.0 ★Texas Ratio: 3.68%, First Financial BankFirst Financial Bank10521 Fm 1097 Rd W, Willis, TX 77318A+5.0 ★Texas Ratio: 3.74%, Wells Fargo Bank NAWells Fargo Bank NA813 W Montgomery St, Willis, TX 77378A+5.0 ★Texas Ratio: 5.36%, First National Bank TexasFirst National Bank Texas504 S Danville St, Willis, TX 77378A4.7 ★Texas Ratio: 3.20%, PNC Bank N.A.PNC Bank N.A.12312 Interstate 45 N, Willis, TX 77378A+5.0 ★Texas Ratio: 4.24%, Centennial BankCentennial Bank1 Village Dr, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.14%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, NexbankNexbank2515 Mckinney Ave, Dallas, TX 75201A-5.0 ★Texas Ratio: 14.93%, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, and Zions Bancorporation, N.A.Zions Bancorporation, N.A.4650 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 3.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Willis, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Willis are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Willis, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Willis 9496 Fm 1097 Rd W, Willis, TX 77318 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 11 | 1.2% | 73.3% | $277,727 | View |
|
1 office in Willis 10521 Fm 1097 Rd W, Willis, TX 77318 A+5.0 ★Texas Ratio: 3.74% |
Conventional, FHA, HELOC | 9 +4 HELOCs |
0.9% | 90% | $321,666 | View |
|
1 office in Willis 813 W Montgomery St, Willis, TX 77378 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 100% | $360,000 | View |
|
2 offices in Willis 504 S Danville St, Willis, TX 77378 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Willis 12312 Interstate 45 N, Willis, TX 77378 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, VA, Jumbo | 41 | 4.3% | 80.4% | $755,975 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.3% | 100% | $338,333 | View |
|
2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.3% | 75% | $195,000 | View |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 3 | 0.3% | 60% | $68,333 | View |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.2% | 66.7% | $460,000 | View |
|
3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $345,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 0.2% | 66.7% | $255,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional, Jumbo | 2 | 0.2% | 100% | $815,000 | |
|
2212 Southgate St, Arlington, TX 76013 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 0.2% | 100% | $110,000 | View |
|
★ 5 stars, 1 review 8201 Preston Rd, Dallas, TX 75225 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.2% | 100% | $470,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 2 | 0.2% | 100% | $500,000 | |
|
3971 University Dr E, Bryan, TX 77802 A+5.0 ★Texas Ratio: 0.37% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
FHA | 2 | 0.2% | 100% | $80,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.2% | 66.7% | $200,000 | View |
|
★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 2 | 0.2% | 50% | $270,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $65,000 | View |
|
3641 Matlock Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $225,000 | View |
|
★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $555,000 | View |
|
★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Veritex Community Bank
3800 Matlock Rd, Arlington, TX 76015 |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,095,000 | |
|
2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Peoples State Bank
5858 Texas 37, Center Point, TX 78010 |
Conventional | 1 | 0.1% | 100% | $265,000 | |
|
10806 Metric Blvd, Austin, TX 78758 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
|
10300 Town Park Dr, Houston, TX 77072 5236 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
|
1617 Pleasonton Rd Ste G 109, El Paso, TX 79906 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
|
1515 West White Street, Anna, TX 75409 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
|
2225 E Randol Mill Rd, Arlington, TX 76011 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.1% | 50% | $595,000 | View |
|
★ 5 stars, 1 review 3301 Fall Creek Hwy, Acton, TX 76049 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.1% | 100% | $675,000 | View |
|
1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,485,000 | View |
|
702 W Montgomery St Ste 800, Willis, TX 77378 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.1% | 33.3% | $95,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.1% | 100% | $445,000 | |
|
402 9th St, Abernathy, TX 79311 A5.0 ★Texas Ratio: 7.77% |
Conventional | 1 | 0.1% | 100% | $735,000 | View |
|
105 Loop 59, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 4.75% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
|
★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,045,000 | View |
|
3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
12208 N Mopac Expy, Austin, TX 78758 A5.0 ★Texas Ratio: 8.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 123 | 12.9% | 75.9% | $149,634 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA, Jumbo | 43 | 4.5% | 93.5% | $277,790 | |
Hometrust Mortgage Company
|
Conventional, FHA, VA | 4 | 0.4% | 80% | $260,000 | |
Click n' Close, Inc.
|
Conventional | 3 | 0.3% | 100% | $388,333 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional, FHA | 3 | 0.3% | 100% | $321,666 | View |
Highlands Residential Mortgage, Ltd.
|
Conventional | 3 | 0.3% | 100% | $265,000 | |
Southwest Funding LP
|
Conventional, FHA | 3 | 0.3% | 100% | $151,666 | |
Zippy Loans, LLC
|
Conventional | 2 | 0.2% | 66.7% | $80,000 | |
SWBC Mortgage Corporation
|
Conventional | 2 | 0.2% | 100% | $305,000 | |
Capital Concepts Inc
|
Conventional | 2 | 0.2% | 100% | $125,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.2% | 60% | $235,000 | |
Stellar Bank
|
Conventional | 2 | 0.2% | 100% | $570,000 | |
Interlinc Mortgage Services, LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Primelending
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
FocusOne Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $205,000 | |
Directions Equity, LLC
|
FHA | 1 | 0.1% | 50% | $215,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
American Homestar Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $495,000 | |
Network Funding, L.P.
|
FHA | 1 | 0.1% | 66.7% | $525,000 | |
Colina Mortgage Group
|
FHA | 1 | 0.1% | 100% | $315,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.1% | 26.1% | $135,000 | |
|
A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
Hurst Real Estate, Inc
|
Conventional | 1 | 0.1% | 100% | $705,000 | |
Genway Home Mortgage, Inc.
|
FHA | 1 | 0.1% | 100% | $225,000 | |
First Continental Mortgage, Ltd.
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
Brazos Valley Schools Credit U
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.1% | 100% | $265,000 | View |
M/I Financial. LLC
|
Conventional, FHA, VA | 58 | 6.1% | 100% | $289,482 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA, Jumbo | 49 | 5.1% | 69% | $301,734 | View |
Pulte Mortgage LLC
|
Conventional, FHA, VA | 42 | 4.4% | 88% | $254,047 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo | 37 | 3.9% | 82.2% | $418,513 | |
Cadence Bank
|
Conventional, Jumbo | 34 | 3.6% | 92.1% | $940,294 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 29 +1 HELOCs |
3% | 93.9% | $260,172 | |
21St Mortgage
|
Conventional | 23 | 2.4% | 44.4% | $129,347 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 22 | 2.3% | 73.3% | $221,818 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 18 | 1.9% | 85.7% | $338,888 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 13 | 1.4% | 87.5% | $382,692 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 13 | 1.4% | 76.5% | $196,538 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo | 12 | 1.3% | 63.2% | $295,000 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA | 10 | 1.1% | 87.5% | $318,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
0.9% | 81.8% | $321,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 0.9% | 90% | $248,333 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 9 | 0.9% | 69.2% | $166,111 | View |
Jet HomeLoans, LP
|
Conventional | 9 | 0.9% | 100% | $433,888 | |
The Loan Store, Inc
|
Conventional | 9 | 0.9% | 91.7% | $280,555 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 9 | 0.9% | 100% | $179,444 | |
Newrez LLC
|
Conventional, FHA | 8 | 0.8% | 72.7% | $226,250 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 8 | 0.8% | 88.9% | $263,750 | |
|
C+4.1 ★Texas Ratio: 26.20% |
Conventional, FHA, VA | 7 | 0.7% | 100% | $295,000 | View |
Provident Funding Associates
|
Conventional | 7 | 0.7% | 100% | $407,857 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, VA | 7 | 0.7% | 100% | $282,142 | |
Kbhs Home Loans, LLC
|
Conventional, FHA, VA | 6 | 0.6% | 100% | $216,666 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 6 | 0.6% | 45.2% | $140,000 | View |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 6 | 0.6% | 100% | $170,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 6 | 0.6% | 70% | $350,000 | View |
V.I.P. Mortgage, Inc.
|
Conventional, VA | 6 | 0.6% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 6 | 0.6% | 85.7% | $278,333 | View |
Nfm, Inc
|
Conventional, FHA, USDA | 5 | 0.5% | 100% | $295,000 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 4 | 0.4% | 66.7% | $192,500 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 4 | 0.4% | 57.1% | $272,500 | View |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA, VA | 4 | 0.4% | 100% | $245,000 | |
Securitynational Mortgage Company
|
Conventional, FHA, VA | 4 | 0.4% | 66.7% | $162,500 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, Jumbo | 4 | 0.4% | 80% | $562,500 | |
Planet Home Lending, LLC
|
FHA, VA | 4 | 0.4% | 100% | $275,000 | |
Mortgage Research Center
|
VA | 4 | 0.4% | 80% | $295,000 | |
Nations Direct Mortgage, LLC
|
Conventional, VA | 4 | 0.4% | 100% | $320,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 0.4% | 15.8% | $100,000 | |
Tammac Holdings Corporation
|
Conventional | 4 | 0.4% | 36.4% | $112,500 | |
Toll Brothers Mortgage Company
|
Conventional | 3 | 0.3% | 75% | $485,000 | |
Nextmortgage, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $151,666 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA, VA | 3 | 0.3% | 100% | $301,666 | |
Cardinal Financial Company, Li
|
Conventional, FHA | 3 | 0.3% | 60% | $288,333 | |
Direct Mortgage Loans, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $245,000 | |
Towne Mortgage Company
|
Conventional, FHA, VA | 3 | 0.3% | 100% | $258,333 | |
Southwest Stage Funding LLC
|
Conventional | 3 | 0.3% | 72.7% | $191,666 | |
Paramount Residential Mortgage
|
Conventional, USDA | 3 | 0.3% | 100% | $295,000 | |
Village Capital & Investment
|
FHA, VA, Jumbo | 3 | 0.3% | 100% | $481,666 | |
CrossCountry Mortgage, LLC
|
FHA, VA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 4.84% |
Conventional | 2 | 0.2% | 66.7% | $225,000 | View |
Affordable Mortgage Advisors
|
Conventional, FHA | 2 | 0.2% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 2 | 0.2% | 15.4% | $110,000 | |
Equity Prime Mortgage LLC
|
FHA, USDA | 2 | 0.2% | 66.7% | $190,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $230,000 | |
American Financial Network, Inc.
|
FHA | 2 | 0.2% | 100% | $290,000 | |
|
A+5.0 ★Texas Ratio: 3.34% |
Conventional | 2 | 0.2% | 100% | $125,000 | View |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.2% | 100% | $255,000 | View |
Das Acquisition Company, LLC
|
FHA | 2 | 0.2% | 100% | $270,000 | |
Land Home Financial Services,
|
FHA | 2 | 0.2% | 100% | $335,000 | |
Nations Lending Corporation
|
FHA | 2 | 0.2% | 100% | $215,000 | |
T2 Financial LLC
|
FHA, VA | 2 | 0.2% | 100% | $465,000 | |
Zillow Home Loans, LLC
|
VA | 2 | 0.2% | 100% | $205,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 2 | 0.2% | 50% | $405,000 | |
American Neighborhood Mortgage Acceptance Company
|
FHA | 2 | 0.2% | 100% | $200,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $595,000 | View |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.1% | 100% | $475,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $705,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.1% | 100% | $255,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $805,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $475,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.1% | 11.1% | $95,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
Nqm Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
City 1st Mortgage Services, LC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Ahl Funding
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,765,000 | |
Mortgage Financial Services
|
FHA | 1 | 0.1% | 100% | $245,000 | |
American Financing Corporation
|
Conventional | 1 | 0.1% | 25% | $575,000 | |
ClearPath Lending
|
VA | 1 | 0.1% | 100% | $265,000 | |
Flat Branch Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.1% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.1% | 50% | $325,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $165,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.1% | 50% | $725,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $125,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
Great Plains National Bank
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Better Mortgage Corporation
|
FHA | 1 | 0.1% | 50% | $455,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.1% | 50% | $585,000 | |
Nationwide Mortgage Bankers, Inc.
|
FHA | 1 | 0.1% | 100% | $235,000 | |
Lower, LLC
|
FHA | 1 | 0.1% | 100% | $235,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 0.1% | 100% | $565,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.1% | 16.7% | $55,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.1% | 100% | $305,000 | |
Arcstone Financial Inc
|
FHA | 1 | 0.1% | 100% | $205,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Willis? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Willis in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Willis, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79.7 percent of home loans in Willis, Texas in 2025, banks 16.9 percent and credit unions 3.4 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Smart Financial Credit Union the largest credit union. Among lenders headquartered in Texas, First Financial Bank led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Willis, Texas with 11 loans, about 1.2 percent of the market. The largest lender headquartered in Texas was First Financial Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Willis, Texas, M/I Financial. LLC approved the highest share of completed applications in 2025 at 100 percent, against a 73.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
72 lenders closed FHA loans in Willis, Texas in 2025, led by DHI Mortgage Company, LTD. with 90. 44 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 20 credit unions closed home loans in Willis, Texas in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Willis, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Willis, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Willis. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.