Mortgage Lenders and Brokers in Thrall, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thrall, Texas mortgage lenders include City National Bank of TaylorCity National Bank of Taylor116 W 3rd St, Taylor, TX 76574A+5.0 ★Texas Ratio: 2.00%, Austin Telco FCUAustin Telco FCU8929 Shoal Creek Blvd, Austin, TX 78757A+5.0 ★Texas Ratio: 1.81%, Frontier Bank of TexasFrontier Bank of Texas5600 Burnet Rd, Austin, TX 78756A+5.0 ★Texas Ratio: 2.06%, A+ Federal Credit UnionA+ Federal Credit Union1402 W Stassney LN, Austin, TX 78745 2948A5.0 ★Texas Ratio: 11.13%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Randolph-Brooks Federal Credit UnionRandolph-Brooks Federal Credit Union404 E Stacy Rd, Allen, TX 75002A+5.0 ★Texas Ratio: 5.89%, Classic Bank, National AssociationClassic Bank, National Association493 Highway 71 W, Bastrop, TX 78602A5.0 ★Texas Ratio: 9.09%, University Federal Credit UnionUniversity Federal Credit Union701 College Dr, Abilene, TX 79601A+5.0 ★Texas Ratio: 3.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, and Round Top State BankRound Top State Bank1442 E Austin St, Giddings, TX 78942A+5.0 ★Texas Ratio: 2.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thrall, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thrall are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thrall, Texas
Market share is the lender's share of all home loans closed in Thrall, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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116 W 3rd St, Taylor, TX 76574 A+5.0 ★Texas Ratio: 2.00% |
Conventional, Jumbo | 8 | 8.2% | 100% | $345,000 | View |
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8929 Shoal Creek Blvd, Austin, TX 78757 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 3 | 3.1% | 60% | $95,000 | View |
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5600 Burnet Rd, Austin, TX 78756 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 3 | 3.1% | 100% | $595,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 3 | 3.1% | 100% | $148,333 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 2 | 2.1% | 100% | $530,000 | View |
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404 E Stacy Rd, Allen, TX 75002 A+5.0 ★Texas Ratio: 5.89% |
Conventional | 2 | 2.1% | 60% | $305,000 | View |
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493 Highway 71 W, Bastrop, TX 78602 A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 2.1% | 100% | $100,000 | View |
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701 College Dr, Abilene, TX 79601 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 2.1% | 66.7% | $585,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $665,000 | View |
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1442 E Austin St, Giddings, TX 78942 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1% | 100% | $255,000 | View |
Citizens National Bank
500 N Travis Ave, Cameron, TX 76520 |
Conventional | 1 | 1% | 100% | $595,000 | |
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2326 W Pleasant Ridge Rd, Arlington, TX 76015 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 1% | 100% | $485,000 | View |
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★ 5 stars, 1 review 10901 W Highway 290, Austin, TX 78736 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 1% | 100% | $295,000 | View |
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300 E 1st Ave, Belton, TX 76513 A+5.0 ★Texas Ratio: 5.87% |
Conventional | 1 | 1% | 100% | $455,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1% | 33.3% | $35,000 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2800 Esperanza Xing Bldg 2, Austin, TX 78758 3772 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Credit Human Federal Credit Un
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Conventional | 1 | 1% | 40% | $155,000 | |
Servis One, Inc
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Conventional | 1 | 1% | 100% | $405,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 1% | 100% | $775,000 | |
Southwest Funding LP
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Conventional | 1 | 1% | 100% | $375,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 11.3% | 100% | $306,818 | |
21St Mortgage
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Conventional | 11 | 11.3% | 64.7% | $127,727 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional | 6 | 6.2% | 60% | $321,666 | View |
Cmg Mortgage Inc
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Conventional, Jumbo | 4 | 4.1% | 66.7% | $542,500 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 3 | 3.1% | 45.5% | $178,333 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $450,000 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, VA | 2 | 2.1% | 100% | $550,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 2.1% | 100% | $550,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 2.1% | 100% | $305,000 | View |
Cadence Bank
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Conventional | 1 | 1% | 100% | $235,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 1% | 100% | $455,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1% | 50% | $195,000 | |
Newrez LLC
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VA | 1 | 1% | 25% | $495,000 | |
loanDepot.com LLC
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Conventional | 1 | 1% | 33.3% | $665,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 1% | 100% | $205,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1% | 100% | $225,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1% | 100% | $285,000 | View |
United Built Homes, LLC
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Conventional | 1 | 1% | 100% | $245,000 | |
Securitynational Mortgage Company
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FHA | 1 | 1% | 100% | $225,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1% | 100% | $615,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1% | 50% | $25,000 | |
Mortgage Research Center
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VA | 1 | 1% | 50% | $345,000 | |
Towne Mortgage Company
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VA | 1 | 1% | 100% | $425,000 | |
Geo-Corp, Inc.
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FHA | 1 | 1% | 100% | $295,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1% | 50% | $485,000 | |
Cake Mortgage Corp.
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Conventional, Jumbo | 1 | 1% | 100% | $1,035,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Thrall Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thrall, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Thrall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thrall in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thrall, TX
Use these to narrow the list above. Each category shows how many Thrall, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Thrall, TX
Independent mortgage companies closed 60.8 percent of home loans in Thrall, Texas in 2025, banks 27.8 percent and credit unions 11.3 percent. Servis One, Inc was the largest mortgage company, City National Bank of Taylor the largest bank and Austin Telco FCU the largest credit union. Among lenders headquartered in Texas, City National Bank of Taylor led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thrall, TX
By home loans closed in 2025, City National Bank of Taylor was the largest mortgage lender in Thrall, Texas with 8 loans, about 8.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Thrall, Texas in 2025, led by United Wholesale Mortgage with 1. 6 lenders closed VA loans, led by Ark-La-Tex Financial Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 7 credit unions closed home loans in Thrall, Texas in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thrall, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thrall, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thrall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
