Mortgage Lenders and Brokers in Terrell, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Terrell, Texas mortgage lenders include American National Bank of TexaAmerican National Bank of Texa102 W Moore Ave, Terrell, TX 75160B+4.0 ★Texas Ratio: 2.41%, Wells Fargo Bank NAWells Fargo Bank NA112 N Catherine St, Terrell, TX 75160A+5.0 ★Texas Ratio: 5.36%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Lone Star Credit UnionLone Star Credit Union140 9th St, Terrell, TX 75160A+5.0 ★Texas Ratio: 2.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA2200 S 27th St, Abilene, TX 79605A+5.0 ★Texas Ratio: 4.14%, TexasBankTexasBank501 E Hall St, Bangs, TX 76823A+5.0 ★Texas Ratio: 5.55%, Cornerstone Capital Bank, SsbCornerstone Capital Bank, Ssb710 Highway 71 W, Bastrop, TX 78602A+5.0 ★Texas Ratio: 3.21%, Prosperity BankProsperity Bank1502 Barrow St, Abilene, TX 79605A+5.0 ★Texas Ratio: 1.58%, and Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Terrell, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Terrell are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Terrell, Texas
Market share is the lender's share of all home loans closed in Terrell, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Terrell 102 W Moore Ave, Terrell, TX 75160 B+4.0 ★Texas Ratio: 2.41% |
Conventional | 21 | 3.2% | 75% | $202,619 | View |
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1 office in Terrell 112 N Catherine St, Terrell, TX 75160 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.6% | 100% | $220,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 12 | 1.8% | 92.3% | $248,333 | |
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140 9th St, Terrell, TX 75160 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 10 | 1.5% | 68.8% | $89,000 | View |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 1.4% | 81.8% | $179,444 | View |
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2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +6 HELOCs |
0.6% | 100% | $247,500 | View |
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501 E Hall St, Bangs, TX 76823 A+5.0 ★Texas Ratio: 5.55% |
Conventional, FHA | 3 | 0.5% | 100% | $215,000 | View |
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710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 3 | 0.5% | 100% | $168,333 | View |
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★ 1 stars, 1 review 1502 Barrow St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 3 | 0.5% | 100% | $315,000 | View |
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★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 50% | $135,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 2 | 0.3% | 100% | $175,000 | View |
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384 E Stacy Rd, Allen, TX 75002 A5.0 ★Texas Ratio: 6.66% |
Conventional, FHA | 2 | 0.3% | 100% | $320,000 | View |
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★ 1.7 stars, 3 reviews 1049 N 3rd St Ste 100, Abilene, TX 79601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | View |
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101 W Main St, Atlanta, TX 75551 A+5.0 ★Texas Ratio: 1.12% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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900 Bailey Ranch Rd, Aledo, TX 76008 A5.0 ★Texas Ratio: 6.67% |
VA | 1 | 0.2% | 100% | $315,000 | View |
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★ 4 stars, 3 reviews 7800 Shoal Creek Boulevard, Austin, TX 78757 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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12900 Preston Rd, Dallas, TX 75230 A5.0 ★Texas Ratio: 10.34% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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202 S Palestine St, Athens, TX 75751 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 33.3% | $215,000 | View |
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2490 W Moore Ave, Terrell, TX 75160 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 0.2% | 33.3% | $35,000 | View |
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2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.2% | 50% | $285,000 | View |
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108 E Broadway St, Big Sandy, TX 75755 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.2% | 50% | $205,000 | View |
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4601c Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.2% | 33.3% | $295,000 | View |
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1312 Washington St, Commerce, TX 75428 A+5.0 ★Texas Ratio: 1.84% |
Conventional | 1 | 0.2% | 50% | $205,000 | View |
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2515 Mckinney Ave, Dallas, TX 75201 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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406 W McDermott Dr, Allen, TX 75013 2708 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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3637 N Buckner Blvd, Dallas, TX 75228 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.2% | 50% | $305,000 | View |
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1402 W Stassney LN, Austin, TX 78745 2948 A5.0 ★Texas Ratio: 11.13% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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3910 S Treadaway Blvd, Abilene, TX 79602 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 185 | 28.2% | 79.6% | $268,567 | |
Sfmc, LP
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Conventional, FHA | 12 | 1.8% | 100% | $269,166 | |
Republic State Mortgage Company
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Conventional, FHA, VA, USDA | 12 | 1.8% | 100% | $305,833 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 0.8% | 83.3% | $129,000 | |
Integrity Mortgage Corporation of Texas
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Conventional, FHA | 4 | 0.6% | 100% | $247,500 | |
Gardner Financial Services
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FHA | 4 | 0.6% | 100% | $235,000 | |
Primelending
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Conventional, FHA | 3 | 0.5% | 60% | $198,333 | |
Highlands Residential Mortgage, Ltd.
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FHA, VA | 2 | 0.3% | 100% | $460,000 | |
Encompass Lending Group, L.P.
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Conventional, FHA | 2 | 0.3% | 100% | $230,000 | |
Jacqueline Montanez
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Conventional | 2 | 0.3% | 100% | $90,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.3% | 40% | $155,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.3% | 100% | $375,000 | |
Southwest Funding LP
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Conventional, FHA | 2 | 0.3% | 66.7% | $470,000 | |
FocusOne Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Clm Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $385,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.2% | 50% | $125,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.2% | 50% | $445,000 | |
Wagon Hill Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Parkstone Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $165,000 | |
Right Start Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 42 | 6.4% | 63.2% | $223,571 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 36 | 5.5% | 81.8% | $277,222 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 32 | 4.9% | 69.6% | $255,937 | View |
American Portfolio Mortgage Corporation
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Conventional, FHA, VA | 18 | 2.7% | 81.8% | $266,111 | |
loanDepot.com LLC
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Conventional, FHA, VA | 17 | 2.6% | 60.7% | $286,764 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 15 | 2.3% | 88.2% | $319,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 15 | 2.3% | 100% | $299,000 | |
New American Funding, LLC.
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Conventional, FHA | 8 | 1.2% | 72.7% | $235,000 | |
21St Mortgage
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Conventional | 8 | 1.2% | 22.9% | $130,000 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 1.1% | 77.8% | $185,000 | |
Mortgage Solutions of Colorado
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VA | 7 | 1.1% | 100% | $292,142 | |
Mortgage Research Center
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VA | 6 | 0.9% | 54.5% | $353,333 | |
The Mortgage Link, Inc.
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Conventional, FHA | 6 | 0.9% | 100% | $408,333 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 5 | 0.8% | 100% | $241,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.6% | 77.8% | $322,500 | |
Jet HomeLoans, LP
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FHA, VA | 4 | 0.6% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.5% | 75% | $228,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.5% | 60% | $268,333 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.5% | 42.9% | $261,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 0.5% | 80% | $261,666 | |
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A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 0.5% | 80% | $295,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $378,333 | |
Summit Funding.Inc
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Conventional, FHA | 3 | 0.5% | 75% | $195,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 3 | 0.5% | 75% | $338,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.5% | 42.9% | $351,666 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.5% | 100% | $338,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 0.5% | 100% | $181,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.3% | 100% | $215,000 | View |
American Financial Resources LLC
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FHA, VA | 2 | 0.3% | 66.7% | $540,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 66.7% | $215,000 | |
Mortgage Financial Services
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FHA | 2 | 0.3% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 2 | 0.3% | 100% | $305,000 | View |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $585,000 | |
Cadence Bank
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $285,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 50% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 40% | $195,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $405,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $95,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Standard Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $315,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $465,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $305,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $255,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $255,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 50% | $155,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $285,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 13.24% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Bank Ozk
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Conventional | 1 | 0.2% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $205,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.2% | 100% | $345,000 | |
V.I.P. Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
The Loan Store, Inc
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FHA | 1 | 0.2% | 100% | $295,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 22.2% | $115,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 50% | $285,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Terrell Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Terrell, Texas
Looking for mortgage lenders near me or mortgage brokers near me in Terrell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Terrell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Terrell, TX
Use these to narrow the list above. Each category shows how many Terrell, TX lenders fit and what that kind of lender is usually best for.
Who Lends in Terrell, TX
Independent mortgage companies closed 84.8 percent of home loans in Terrell, Texas in 2025, banks 12.2 percent and credit unions 3 percent. Everett Financial, Inc. was the largest mortgage company, American National Bank of Texa the largest bank and Lone Star Credit Union the largest credit union. Among lenders headquartered in Texas, American National Bank of Texa led with 21 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Terrell, TX
By home loans closed in 2025, American National Bank of Texa was the largest mortgage lender in Terrell, Texas with 21 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Terrell, Texas, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 79.6 percent, against a 74.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
59 lenders closed FHA loans in Terrell, Texas in 2025, led by DHI Mortgage Company, LTD. with 148. 22 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 9 credit unions closed home loans in Terrell, Texas in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Terrell, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Terrell, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Terrell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
