Mortgage Lenders and Brokers in San Juan, Texas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
San Juan, Texas mortgage lenders include Rio BankRio Bank401 W Fm 495, San Juan, TX 78589A+5.0 ★Texas Ratio: 3.88%, Bank of America NABank of America NA1701 E Interstate 2, San Juan, TX 78589A+5.0 ★Texas Ratio: 4.14%, Rally Credit UnionRally Credit Union1317 W Frontage Rd, Alamo, TX 78516 2388A+5.0 ★Texas Ratio: 4.20%, Security ServiceSecurity Service135 W Bandera Rd, Boerne, TX 78006 2958A5.0 ★Texas Ratio: 6.91%, Lone Star National BankLone Star National Bank101 America Dr, Brownsville, TX 78526A+5.0 ★Texas Ratio: 4.93%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, International Bank of CommerceInternational Bank of Commerce100 E 495, San Juan, TX 78589, Texas Mortgage Lending, LLCTexas Mortgage Lending, LLC900 W Bethany Dr Ste 500, Allen, TX 75013 3834A+5.0 ★Texas Ratio: 3.34%, and H-E-B Federal Credit UnionH-E-B Federal Credit Union4630 N Loop 1604 W Ste 101, San Antonio, TX 78249A+5.0 ★Texas Ratio: 0.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in San Juan, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in San Juan are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in San Juan, Texas
Market share is the lender's share of all home loans closed in San Juan, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in San Juan 401 W Fm 495, San Juan, TX 78589 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 2 | 0.5% | 100% | $190,000 | View |
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1 office in San Juan 1701 E Interstate 2, San Juan, TX 78589 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | View |
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1317 W Frontage Rd, Alamo, TX 78516 2388 A+5.0 ★Texas Ratio: 4.20% |
Conventional | 22 | 5.3% | 58.8% | $159,545 | View |
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★ 5 stars, 1 review 135 W Bandera Rd, Boerne, TX 78006 2958 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 6 +3 HELOCs |
1.4% | 46.2% | $140,000 | View |
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101 America Dr, Brownsville, TX 78526 A+5.0 ★Texas Ratio: 4.93% |
FHA | 5 | 1.2% | 55.6% | $243,000 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 4 | 1% | 100% | $290,000 | |
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3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 66.7% | $210,000 | View |
International Bank of Commerce
100 E 495, San Juan, TX 78589 |
Conventional | 2 | 0.5% | 50% | $185,000 | |
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900 W Bethany Dr Ste 500, Allen, TX 75013 3834 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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4630 N Loop 1604 W Ste 101, San Antonio, TX 78249 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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1785 Ruben M Torres Blvd, Brownsville, TX 78521 A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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1001 Congress Ave, Austin, TX 78701 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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2455 E PRICE RD, Brownsville, TX 78521 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.2% | 50% | $255,000 | View |
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1 Village Dr, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Texas National Bank
920 W Interstate Highway 2, San Juan, TX 78589 |
Conventional | 1 | 0.2% | 100% | $205,000 | |
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3923 5th St, Brookshire, TX 77423 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Stonewood Home Lending, LLC
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Conventional, FHA, VA | 35 | 8.4% | 100% | $250,142 | |
Right Start Mortgage, Inc
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Conventional, FHA, VA | 17 | 4.1% | 73.9% | $227,941 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 5 | 1.2% | 100% | $267,000 | |
Willow Bend Mortgage Company, LLC
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FHA | 2 | 0.5% | 100% | $280,000 | |
Directions Equity, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.2% | 100% | $155,000 | |
Southwest Funding LP
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 52 | 12.5% | 96.6% | $182,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 42 | 10.1% | 87.8% | $226,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 32 | 7.7% | 91.4% | $251,250 | |
Synergy One Lending, Inc.
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Conventional, FHA | 22 | 5.3% | 88% | $206,363 | |
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B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA | 20 | 4.8% | 70% | $161,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 17 | 4.1% | 100% | $215,588 | |
Movement Mortgage, LLC
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Conventional, FHA | 15 | 3.6% | 100% | $215,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 10 | 2.4% | 90.9% | $241,000 | |
Nations Lending Corporation
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Conventional, FHA | 10 | 2.4% | 91.7% | $197,000 | |
Lower, LLC
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Conventional, FHA | 8 | 1.9% | 100% | $302,500 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 8 | 1.9% | 88.9% | $221,250 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.4% | 70% | $246,666 | |
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A+5.0 ★Texas Ratio: 3.34% |
Conventional, FHA | 6 | 1.4% | 100% | $243,333 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.2% | 71.4% | $221,000 | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 4 | 1% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 7.80% |
FHA | 3 | 0.7% | 100% | $208,333 | View |
Mortgage Research Center
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Conventional, FHA, VA | 3 | 0.7% | 50% | $171,666 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 60% | $190,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.5% | 66.7% | $320,000 | |
Goodleap, LLC
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Conventional | 2 | 0.5% | 100% | $100,000 | |
Kind Lending, LLC
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Conventional | 2 | 0.5% | 40% | $285,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 2 | 0.5% | 66.7% | $165,000 | View |
Discover Bank
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Conventional | 2 | 0.5% | 33.3% | $65,000 | |
Land Home Financial Services,
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Conventional | 2 | 0.5% | 100% | $190,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $235,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.5% | 100% | $210,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.5% | 100% | $75,000 | |
ML Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.2% | 50% | $175,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $235,000 | |
Newrez LLC
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Conventional | 1 | 0.2% | 12.5% | $75,000 | |
Nbkc Bank
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FHA | 1 | 0.2% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 50% | $175,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $55,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.2% | 100% | $235,000 | |
Bayshore Mortgage Funding
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FHA | 1 | 0.2% | 50% | $345,000 | |
Mortgage Financial Services
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FHA | 1 | 0.2% | 100% | $185,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $275,000 | |
New American Funding, LLC.
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FHA | 1 | 0.2% | 100% | $205,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.2% | 100% | $245,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 50% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
San Juan Mortgage Rate Trends
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in San Juan, Texas
Looking for mortgage lenders near me or mortgage brokers near me in San Juan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in San Juan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in San Juan, TX
Use these to narrow the list above. Each category shows how many San Juan, TX lenders fit and what that kind of lender is usually best for.
Who Lends in San Juan, TX
Independent mortgage companies closed 86.5 percent of home loans in San Juan, Texas in 2025, banks 5.3 percent and credit unions 8.2 percent. Everett Financial, Inc. was the largest mortgage company, Rio Bank the largest bank and Rally Credit Union the largest credit union. Among lenders headquartered in Texas, Rio Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
More Texas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in San Juan, TX
By home loans closed in 2025, Rio Bank was the largest mortgage lender in San Juan, Texas with 2 loans, about 0.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in San Juan, Texas, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 96.6 percent, against a 81.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in San Juan, Texas in 2025, led by Cmg Mortgage Inc with 30. 12 lenders closed VA loans, led by Stonewood Home Lending, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 8 credit unions closed home loans in San Juan, Texas in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in San Juan, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in San Juan, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up San Juan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
