Roman Forest, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332, PrimeWay Federal Credit UnionPrimeWay Federal Credit Union8878 Barker Cypress Rd, Cypress, TX 77433 1971A5.0 ★Texas Ratio: 7.36%, and Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roman Forest, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roman Forest are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Roman Forest, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3250 Rebecca Ln, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 11 | 4.5% | 92.9% | $270,454 | View |
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713 |
Conventional, FHA | 3 | 1.2% | 100% | $278,333 | |
|
★ 5 stars, 1 review 15301 North Dallas Prkwy #100, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $110,000 | View |
|
7235 John Martin Road, Baytown, TX 77521 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.8% | 40% | $75,000 | View |
|
3701 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 100% | $140,000 | View |
|
877 E Highway 6, Alvin, TX 77511 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
|
13737 Noel Rd, Dallas, TX 75240 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
First Community Credit Union
1600 E Main St, Alice, TX 78332 |
Conventional | 1 | 0.4% | 50% | $195,000 | |
|
8878 Barker Cypress Rd, Cypress, TX 77433 1971 A5.0 ★Texas Ratio: 7.36% |
Conventional | 1 | 0.4% | 50% | $85,000 | View |
|
1337 W Mcdermott Dr, Allen, TX 75013 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 50% | $65,000 | View |
|
710 Highway 71 W, Bastrop, TX 78602 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
|
2200 S 27th St, Abilene, TX 79605 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $455,000 | View |
|
2360 Dowlen Rd, Beaumont, TX 77706 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
|
10750 Mcdermott Fwy, San Antonio, TX 78288 B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 50% | $275,000 | View |
|
2701 E Main St, Alice, TX 78332 A4.7 ★Texas Ratio: 3.20% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
|
1299 E Highway 6, Alvin, TX 77511 A5.0 ★Texas Ratio: 7.70% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673 |
Conventional | 1 | 0.4% | 100% | $565,000 | |
|
4650 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | 50% | View | |
|
3201 W Davis St, Conroe, TX 77304 2039 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1 stars, 1 review 3939 Belt Line Rd, Addison, TX 75001 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2617 Antilley Rd, Abilene, TX 79606 A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Click n' Close, Inc.
|
Conventional, FHA | 3 | 1.2% | 100% | $298,333 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 3 | 1.2% | 100% | $275,000 | |
Nationstar Mortgage
|
Conventional | 3 | 1.2% | 75% | $98,333 | |
Network Funding, L.P.
|
FHA, VA | 2 | 0.8% | 100% | $340,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0.4% | 100% | $395,000 | |
Orchard Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $325,000 | |
Texas Bay Area Credit Union
|
Conventional | 1 | 0.4% | 100% | $395,000 | |
Directions Equity, LLC
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
Associated Credit Union of Tx
|
Conventional | 1 | 0.4% | 100% | $55,000 | |
Sfmc, LP
|
FHA | 1 | 0.4% | 100% | $485,000 | |
|
A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
Encompass Lending Group, L.P.
|
Conventional | 1 | 0.4% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $295,000 | View |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.4% | 100% | $265,000 | |
Hometrust Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 20 | 8.2% | 90.9% | $328,500 | |
|
B+4.7 ★Texas Ratio: 18.17% |
Conventional, FHA, VA | 20 | 8.2% | 72.4% | $240,500 | View |
loanDepot.com LLC
|
Conventional, FHA | 14 | 5.7% | 93.3% | $259,285 | |
Freedom Mortgage Corporation
|
FHA, VA | 10 | 4.1% | 84.6% | $336,000 | |
|
A+5.0 ★Texas Ratio: 2.58% |
Conventional, FHA | 9 | 3.7% | 100% | $191,666 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 3.3% | 88.9% | $252,500 | |
Mortgage Research Center
|
VA | 7 | 2.9% | 58.3% | $402,142 | |
V.I.P. Mortgage, Inc.
|
Conventional, FHA, VA | 7 | 2.9% | 87.5% | $306,428 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 7 | 2.9% | 87.5% | $179,285 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 6 | 2.5% | 88.9% | $298,333 | |
21St Mortgage
|
Conventional | 6 | 2.5% | 54.5% | $111,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 2% | 100% | $303,000 | |
Kind Lending, LLC
|
Conventional, FHA | 4 | 1.6% | 100% | $267,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.6% | 66.7% | $215,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 3 | 1.2% | 100% | $265,000 | |
Guaranteed Rate, Inc.
|
FHA, VA | 3 | 1.2% | 100% | $331,666 | |
Newrez LLC
|
Conventional, FHA | 3 | 1.2% | 75% | $361,666 | |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 1.2% | 100% | $215,000 | |
Mortgage Financial Services
|
FHA, VA | 3 | 1.2% | 100% | $268,333 | |
Nfm, Inc
|
Conventional, FHA | 3 | 1.2% | 75% | $335,000 | |
Plaza Home Mortgage, Inc
|
Conventional, VA | 3 | 1.2% | 100% | $318,333 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.8% | 100% | $75,000 | |
Lakeview Loan Servicing, LLC
|
FHA, VA | 2 | 0.8% | 37.5% | $275,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $325,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.8% | 100% | $295,000 | View |
Success Mortgage Partners, Inc
|
Conventional | 2 | 0.8% | 100% | $250,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.8% | 100% | $375,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.8% | 10.4% | $105,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $125,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
American Portfolio Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.4% | 38.5% | $115,000 | View |
|
A5.0 ★Texas Ratio: 9.93% |
Conventional | 1 | 0.4% | 50% | $225,000 | View |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.4% | 50% | $405,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Securitynational Mortgage Company
|
FHA | 1 | 0.4% | 50% | $335,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.4% | 100% | $365,000 | |
Cardinal Financial Company, Li
|
VA | 1 | 0.4% | 100% | $335,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.4% | 50% | $385,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.4% | 100% | $195,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.4% | 100% | $155,000 | |
Castle & Cooke Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
New Fed Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $365,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.4% | 100% | $385,000 | |
Pentagon Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $55,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
Summit Funding.Inc
|
Conventional | 1 | 0.4% | 100% | $215,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.4% | 100% | $375,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 33.3% | $45,000 |
Daily average mortgage rates for Texas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Roman Forest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roman Forest in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Roman Forest, TX lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82.8 percent of home loans in Roman Forest, Texas in 2025, banks 11.1 percent and credit unions 6.1 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Roman Forest, Texas with 11 loans, about 4.5 percent of the market. The largest lender headquartered in Texas was Everett Financial, Inc. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Roman Forest, Texas in 2025, led by loanDepot.com LLC with 11. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 12 credit unions closed home loans in Roman Forest, Texas in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roman Forest, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roman Forest, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roman Forest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.