MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / Texas / Roman Forest
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Roman Forest, Texas

Roman Forest, Texas mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3250 Rebecca Ln, Abilene, TX 79606A+5.0 ★Texas Ratio: 3.68%, Everett Financial, Inc.Everett Financial, Inc.1212 Royal Pkwy Ste 103, Euless, TX 76040 6713, Frost BankFrost Bank15301 North Dallas Prkwy #100, Addison, TX 75001A+5.0 ★Texas Ratio: 2.51%, Shell Federal Credit UnionShell Federal Credit Union7235 John Martin Road, Baytown, TX 77521A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA3701 Belt Line Rd, Addison, TX 75001A+5.0 ★Texas Ratio: 5.36%, Jsc FCUJsc FCU877 E Highway 6, Alvin, TX 77511A+5.0 ★Texas Ratio: 5.77%, US Bank, N.A.US Bank, N.A.13737 Noel Rd, Dallas, TX 75240A+5.0 ★Texas Ratio: 2.85%, First Community Credit UnionFirst Community Credit Union1600 E Main St, Alice, TX 78332, PrimeWay Federal Credit UnionPrimeWay Federal Credit Union8878 Barker Cypress Rd, Cypress, TX 77433 1971A5.0 ★Texas Ratio: 7.36%, and Regions BankRegions Bank1337 W Mcdermott Dr, Allen, TX 75013A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Roman Forest, Texas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roman Forest are listed first, then lenders elsewhere in Texas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Roman Forest, Texas

Market share is the lender's share of all home loans closed in Roman Forest, Texas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
3250 Rebecca Ln, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.68%
Conventional, VA 11 4.5% 92.9% $270,454 View
Everett Financial, Inc.
1212 Royal Pkwy Ste 103, Euless, TX 76040 6713
Conventional, FHA 3 1.2% 100% $278,333
★ 5 stars, 1 review
15301 North Dallas Prkwy #100, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 2
+1 HELOCs
0.8% 66.7% $110,000 View
7235 John Martin Road, Baytown, TX 77521
A+5.0 ★Texas Ratio: 3.66%
Conventional 2 0.8% 40% $75,000 View
3701 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 5.36%
Conventional 2 0.8% 100% $140,000 View
877 E Highway 6, Alvin, TX 77511
A+5.0 ★Texas Ratio: 5.77%
Conventional 1 0.4% 100% $105,000 View
13737 Noel Rd, Dallas, TX 75240
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 0.4% 100% $305,000 View
First Community Credit Union
1600 E Main St, Alice, TX 78332
Conventional 1 0.4% 50% $195,000
8878 Barker Cypress Rd, Cypress, TX 77433 1971
A5.0 ★Texas Ratio: 7.36%
Conventional 1 0.4% 50% $85,000 View
1337 W Mcdermott Dr, Allen, TX 75013
A+5.0 ★Texas Ratio: 4.37%
Conventional 1 0.4% 50% $65,000 View
710 Highway 71 W, Bastrop, TX 78602
A+5.0 ★Texas Ratio: 3.21%
Conventional 1 0.4% 100% $295,000 View
2200 S 27th St, Abilene, TX 79605
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.4% 100% $455,000 View
2360 Dowlen Rd, Beaumont, TX 77706
A+5.0 ★Texas Ratio: 2.58%
Conventional 1 0.4% 100% $365,000 View
10750 Mcdermott Fwy, San Antonio, TX 78288
B-3.5 ★Texas Ratio: 6.80%
Conventional 1 0.4% 50% $275,000 View
2701 E Main St, Alice, TX 78332
A4.7 ★Texas Ratio: 3.20%
Conventional 1 0.4% 100% $295,000 View
1299 E Highway 6, Alvin, TX 77511
A5.0 ★Texas Ratio: 7.70%
Conventional 1 0.4% 100% $185,000 View
Sente Mortgage, Inc.
6160 WARREN PKWY STE 500, FRISCO, TX 75034 9673
Conventional 1 0.4% 100% $565,000
4650 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 3.72%
HELOC 0
+1 HELOCs
0% 50% View
3201 W Davis St, Conroe, TX 77304 2039
A5.0 ★Texas Ratio: 6.46%
HELOC 0
+1 HELOCs
0% 0% View
★ 1 stars, 1 review
3939 Belt Line Rd, Addison, TX 75001
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+1 HELOCs
0% n/a View
2617 Antilley Rd, Abilene, TX 79606
A+5.0 ★Texas Ratio: 3.74%
HELOC 0
+1 HELOCs
0% 0% View
Click n' Close, Inc.
Conventional, FHA 3 1.2% 100% $298,333
Highlands Residential Mortgage, Ltd.
Conventional, FHA 3 1.2% 100% $275,000
Nationstar Mortgage
Conventional 3 1.2% 75% $98,333
Network Funding, L.P.
FHA, VA 2 0.8% 100% $340,000
American Airlines Federal Cred
Conventional 1 0.4% 100% $395,000
Orchard Mortgage, LLC
Conventional 1 0.4% 100% $325,000
Texas Bay Area Credit Union
Conventional 1 0.4% 100% $395,000
Directions Equity, LLC
Conventional 1 0.4% 100% $285,000
Associated Credit Union of Tx
Conventional 1 0.4% 100% $55,000
Sfmc, LP
FHA 1 0.4% 100% $485,000
A+5.0 ★Texas Ratio: 0.92%
Conventional 1 0.4% 100% $315,000 View
Encompass Lending Group, L.P.
Conventional 1 0.4% 100% $145,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.4% 50% $295,000 View
Ark-La-Tex Financial Services LLC
FHA 1 0.4% 100% $265,000
Hometrust Mortgage Company
Conventional 1 0.4% 100% $375,000
United Wholesale Mortgage
Conventional, FHA, VA 20 8.2% 90.9% $328,500
B+4.7 ★Texas Ratio: 18.17%
Conventional, FHA, VA 20 8.2% 72.4% $240,500 View
loanDepot.com LLC
Conventional, FHA 14 5.7% 93.3% $259,285
Freedom Mortgage Corporation
FHA, VA 10 4.1% 84.6% $336,000
A+5.0 ★Texas Ratio: 2.58%
Conventional, FHA 9 3.7% 100% $191,666 View
Pennymac Loan Services LLC
Conventional, FHA, VA 8 3.3% 88.9% $252,500
Mortgage Research Center
VA 7 2.9% 58.3% $402,142
V.I.P. Mortgage, Inc.
Conventional, FHA, VA 7 2.9% 87.5% $306,428
New American Funding, LLC.
Conventional, FHA, VA 7 2.9% 87.5% $179,285
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 6 2.5% 88.9% $298,333
21St Mortgage
Conventional 6 2.5% 54.5% $111,666
Fairway Independent Mort Corp
Conventional, FHA, VA 5 2% 100% $303,000
Kind Lending, LLC
Conventional, FHA 4 1.6% 100% $267,500
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 4 1.6% 66.7% $215,000
Cornerstone First Mortgage, LLC
FHA 3 1.2% 100% $265,000
Guaranteed Rate, Inc.
FHA, VA 3 1.2% 100% $331,666
Newrez LLC
Conventional, FHA 3 1.2% 75% $361,666
Movement Mortgage, LLC
Conventional, FHA 3 1.2% 100% $215,000
Mortgage Financial Services
FHA, VA 3 1.2% 100% $268,333
Nfm, Inc
Conventional, FHA 3 1.2% 75% $335,000
Plaza Home Mortgage, Inc
Conventional, VA 3 1.2% 100% $318,333
Royal United Mortgage LLC
Conventional 2 0.8% 100% $75,000
Lakeview Loan Servicing, LLC
FHA, VA 2 0.8% 37.5% $275,000
CrossCountry Mortgage, LLC
Conventional, FHA 2 0.8% 100% $325,000
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA 2 0.8% 100% $295,000 View
Success Mortgage Partners, Inc
Conventional 2 0.8% 100% $250,000
Mortgage Solutions of Colorado
VA 2 0.8% 100% $375,000
Vanderbilt Mortgage and Finance, Inc
Conventional 2 0.8% 10.4% $105,000
HomeBridge Financial Services, Inc
Conventional, HELOC 1
+1 HELOCs
0.4% 100% $255,000
The Loan Store, Inc
Conventional, HELOC 1
+1 HELOCs
0.4% 33.3% $125,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.4% 100% $165,000 View
American Portfolio Mortgage Corporation
Conventional 1 0.4% 100% $355,000
Affordable Mortgage Advisors
Conventional 1 0.4% 100% $345,000
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.4% 100% $225,000 View
A+5.0 ★Texas Ratio: 5.06%
Conventional 1 0.4% 38.5% $115,000 View
A5.0 ★Texas Ratio: 9.93%
Conventional 1 0.4% 50% $225,000 View
Synergy One Lending, Inc.
Conventional 1 0.4% 100% $215,000
A5.0 ★Texas Ratio: 6.69%
Conventional 1 0.4% 100% $345,000 View
Sun West Mortgage Company, Inc
VA 1 0.4% 50% $405,000
Flexpoint, Inc.
Conventional 1 0.4% 100% $385,000
Securitynational Mortgage Company
FHA 1 0.4% 50% $335,000
First Colony Mortgage Corporat
Conventional 1 0.4% 100% $185,000
Mid-Continent Funding, Inc.
VA 1 0.4% 100% $365,000
Cardinal Financial Company, Li
VA 1 0.4% 100% $335,000
Planet Home Lending, LLC
Conventional 1 0.4% 50% $385,000
Provident Funding Associates
Conventional 1 0.4% 100% $195,000
Nations Lending Corporation
FHA 1 0.4% 100% $155,000
Castle & Cooke Mortgage, LLC
Conventional 1 0.4% 100% $185,000
New Fed Mortgage Corp.
Conventional 1 0.4% 100% $365,000
Towne Mortgage Company
FHA 1 0.4% 100% $385,000
Pentagon Federal Credit Union
Conventional 1 0.4% 100% $55,000
A5.0 ★Texas Ratio: 7.51%
Conventional 1 0.4% 100% $135,000 View
Summit Funding.Inc
Conventional 1 0.4% 100% $215,000
B+4.8 ★Texas Ratio: 16.98%
Conventional 1 0.4% 100% $405,000 View
Paramount Residential Mortgage
FHA 1 0.4% 100% $375,000
Spring Eq, LLC
Conventional 1 0.4% 33.3% $45,000
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Roman Forest, Texas

Looking for mortgage lenders near me or mortgage brokers near me in Roman Forest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roman Forest in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Roman Forest, TX

Use these to narrow the list above. Each category shows how many Roman Forest, TX lenders fit and what that kind of lender is usually best for.

Who Lends in Roman Forest, TX

Independent mortgage companies closed 82.8 percent of home loans in Roman Forest, Texas in 2025, banks 11.1 percent and credit unions 6.1 percent. Everett Financial, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Shell Federal Credit Union the largest credit union. Among lenders headquartered in Texas, Everett Financial, Inc. led with 3 loans.

82.8%
Mortgage companies
11.1%
Banks
6.1%
Credit unions
26%
FHA loans
18%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Texas. None; Texas has no real estate transfer tax or mortgage tax, only flat county recording fees.

More Texas Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Roman Forest, TX

Who is the largest mortgage lender in Roman Forest, TX?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Roman Forest, Texas with 11 loans, about 4.5 percent of the market. The largest lender headquartered in Texas was Everett Financial, Inc. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Roman Forest, TX mortgage lenders offer FHA, VA and USDA loans?

30 lenders closed FHA loans in Roman Forest, Texas in 2025, led by loanDepot.com LLC with 11. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Roman Forest, TX lender list?

Yes. 17 banks and 12 credit unions closed home loans in Roman Forest, Texas in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Roman Forest, TX ranked on this page?

Lenders are ranked only by the number of home loans they closed in Roman Forest, Texas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roman Forest, Texas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roman Forest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.